Bear Stearns Asset Backed Securities Trust 2003 -Abf1 Sample Contracts

BEAR STEARNS ASSET BACKED SECURITIES, INC., DEPOSITOR, EMC MORTGAGE CORPORATION, MASTER SERVICER and LASALLE BANK NATIONAL ASSOCIATION, TRUSTEE
Pooling and Servicing Agreement • December 5th, 2003 • Bear Stearns Asset Backed Securities Trust 2003 -Abf1 • Asset-backed securities • New York

Pooling and Servicing Agreement dated as of September 1, 2003, among Bear Stearns Asset Backed Securities, Inc., a Delaware corporation, as the seller (the "Depositor"), EMC Mortgage Corporation, a Delaware corporation ("EMC"), in its capacity as master servicer (the "Master Servicer"), and LaSalle Bank National Association ("LaSalle"), a national banking association, in its capacity as trustee (the "Trustee").

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MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2003-ABF1 UNDERWRITING AGREEMENT
Underwriting Agreement • December 5th, 2003 • Bear Stearns Asset Backed Securities Trust 2003 -Abf1 • Asset-backed securities • New York

Bear Stearns Asset Backed Securities, Inc. (the "Depositor"), a Delaware corporation, has authorized the issuance and sale of Pass-Through Certificates, Series 2003-ABF1, in the original principal amount and with the designation set forth in Schedule A hereto (the "Certificates" or the "Securities"), evidencing obligations of Bear Stearns Asset Backed Securities Trust 2003-ABF1 (the "Issuer" or the "Trust"). Bear, Stearns & Co. Inc. (the "Underwriter") is purchasing all of the Certificates at the price or prices set forth on Schedule A hereto.

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