High Ridge Capital LLC Sample Contracts

WITNESSETH
Stock Option Agreement • July 7th, 1998 • High Ridge Capital LLC • Fire, marine & casualty insurance • South Carolina
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JOINT FILING AGREEMENT
Joint Filing Agreement • January 18th, 2007 • High Ridge Capital LLC • Surety insurance

Pursuant to Rule 13d-1(k)(1) promulgated pursuant to the Securities Exchange Act of 1934, as amended, the undersigned agree that the attached Schedule 13G is being filed on behalf of each of the undersigned with respect to the common shares, $0.10 par value per share, of RAM Holdings Ltd.

WITNESSETH
Exhibit Iv Stock Option Agreement • July 7th, 1998 • High Ridge Capital LLC • Fire, marine & casualty insurance • South Carolina
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