Common use of Your Rights If You Are Dissatisfied With Your Credit Card Purchases Clause in Contracts

Your Rights If You Are Dissatisfied With Your Credit Card Purchases. If you are dissatisfied with the goods or services that you have purchased with your credit Card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: • The purchase must have been made in your home State or within 100 mile of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) • You must have used your credit Card for the purchase. Purchase made with cash advances form an ATM or with a check that accesses your credit Card Account do not qualify. • You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: SECURITYPLUS FEDERAL CREDIT UNION P.O. Box 7560 Baltimore, MD 21207-0560

Your Rights If You Are Dissatisfied With Your Credit Card Purchases. If you are dissatisfied with the goods or services that you have purchased with your credit Cardcard, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: • The purchase must have been made in your home State state or within 100 mile miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) • You must have used your credit Card card for the purchase. Purchase Purchases made with cash advances form from an ATM or with a check that accesses your credit Card Account card account do not qualify. • You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing [or electronically] at: SECURITYPLUS FEDERAL CREDIT UNION Bankers Trust P.O. Box 7560 Baltimore1991 Des Moines, MD 21207IA 50305-05601991

Your Rights If You Are Dissatisfied With Your Credit Card Purchases. If you are dissatisfied with the goods or services that have you have purchased with your credit Cardcard, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, right all of the following must be true: • The purchase must have been made in your home State state or within 100 mile miles of your current mailing address, and the purchase price must have been more than $5050.00. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) • You must have used your credit Card card for the purchase. Purchase Purchases made with cash advances form from an ATM or with a check that accesses your credit Card Account card account do not qualify. • You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: SECURITYPLUS FEDERAL CREDIT UNION P.O. Solvay Bank Customer Relations PO Box 7560 Baltimore19050 Syracuse, MD 21207NY 13209-05604050

Your Rights If You Are Dissatisfied With Your Credit Card Purchases. If you are dissatisfied with the goods or services that you have purchased with your credit Cardcard, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: • The purchase must have been made in your home State state or within 100 mile miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) • You must have used your credit Card card for the purchase. Purchase Purchases made with cash advances form from an ATM or with a check that accesses your credit Card Account card account do not qualify. • You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: SECURITYPLUS FEDERAL CREDIT UNION P.O. Box 7560 Baltimore, MD 21207-0560Bankers Trust

Your Rights If You Are Dissatisfied With Your Credit Card Purchases. If you are dissatisfied with the goods or services that you have purchased with your credit Cardcard, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: • The purchase must have been made in your home State state or within 100 mile miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) • ). You must have used your credit Card card for the purchase. Purchase Purchases made with cash advances form from an ATM or with a check that accesses your credit Card card Account do not qualify. • You must not yet have fully paid for the purchasepurchases. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: SECURITYPLUS FEDERAL CREDIT UNION P.O. Box 7560 BaltimoreFirst Command Bank 0 XxxxxXxxx Xxxxx Fort Worth, MD 21207TX, 76109-05604999

Your Rights If You Are Dissatisfied With Your Credit Card Purchases. If you are dissatisfied with the goods or services that you have purchased with your credit Cardcard, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: • (1) The purchase must have been made in your home State state or within 100 mile miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.); (2) • You must have used your credit Card card for the purchase. Purchase Purchases made with cash advances form from an ATM or with a check that accesses your credit Card Account card account do not qualify. • ; (3) You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at: SECURITYPLUS FEDERAL CREDIT UNION P.O. Box 7560 Baltimore, MD 21207-0560at the address listed on your statement.