YOUR MORTGAGE LOAN. You are currently applying for a mortgage loan in the amount of $ . Our fees may increase if the loan amount increases, or decrease if the loan amount decreases. The fees in this Agreement are for broker services only and do not include other closing costs or credits from us or other parties for non-broker related services.
YOUR MORTGAGE LOAN. You are currently applying for a mortgage loan in the amount of $ If your actual loan amount is different, then the dollar amount of any fee shown below that is based on a percentage of the loan amount may increase if the loan amount increases, or decrease if the loan amount decreases. The fees in this Agreement are for broker services only and do not include other closing costs or credits from us or other parties.
YOUR MORTGAGE LOAN. You are currently applying for a mortgage loan in the amount of $ . If your actual loan amount is different, then the dollar amount of any fee shown above that is based on a percentage of the loan amount may increase if the loan amount increases, or decrease if the loan amount decreases. By signing below, I acknowledge that I have received a fully executed copy of this Agreement at the time of my mortgage application. It has been explained to me and I understand it. I voluntarily enter into this Agreement and agree to the Broker Fees above. Broker Name Date Applicant Date BY: Broker Signature Applicant Date
YOUR MORTGAGE LOAN. You are currently applying for a mortgage loan in the amount of $ . If your actual loan amount is different, then the dollar amount of any fee that is based on a percentage of the loan amount may increase if the loan amount increases, or decrease if the loan amount decreases. The fees in this Agreement are for broker services only and do not include other closing costs or credits from us or other parties for non-broker related services. By signing below, you certify and acknowledge that: INTENT TO PROCEED You have received an initial Loan Estimate or Good Faith Estimate within 3 business days of the mortgage loan application date and that you intend to proceed with the loan transaction. This Agreement has been explained to you and that you understand it. You have not been charged any fees, other than a reasonable credit fee (if applicable), prior to entering this Agreement. You voluntarily enter into this Agreement and agree to the fees above. The fees are based on current market rates and your current loan request. Any change in loan amount, appraised value, purchase price, loan terms/program and rate lock/extension may cause an increase in origination and/or settlement charges. Any information that changes or is found to be inaccurate after the Loan Estimate or Good Faith Estimate has been provided may also cause an increase in origination and/or settlement charges. By providing your email below, you are giving the lender consent for electronic delivery of initial disclosures and all subsequent disclosures, if any. ANTI-STEERING/SAFE HARBOR You were provided with a disclosure of loan options that are available for you to choose from. These loan options are from creditors that we regularly do business with and are for each type of transaction in which you have expressed an interest. The options include the loan with the: lowest rate for which you qualify for, lowest points and origination fees, and lowest rate with no risky features such as prepayment penalty, negative amortization, or balloon payment in the first 7 years. These loan options were explained to your satisfaction. If this box is checked, the form has been amended. Borrower must initial all amendments, or a new agreement must be completed. Borrower: Co-Borrower: Email: Email: Signature: Signature: Date: Date: Property Address: Broker Name: Signature: (Printed Name) Date:
YOUR MORTGAGE LOAN. You are currently applying for a mortgage loan in the amount of , your fees may increase if the loan amount increases, or decrease if the loan amount decreases. The fees in this Agreement are for mortgage broker services and do not include other closing costs or credits from us or other parties for non-broker related services. Please refer to your LE for other fees related to the settlement of your loan. Once your interest rate is locked and your loan amount and terms are finalized, we will be able to tell you the exact amount of all fees, including our fees in addition to our fees, estimates of other fees you will pay in connection with your loan will be shown on your LE. Our fees may be paid by either you or paid by the mortgage lender, but not by both. • BROKER COMPENSATION PAID BY YOU: Depending on the loan program, you select and subject to applicable legal requirements, our fees may be paid by you directly from your own funds at or prior to the loan closing; you may also elect to include our fees in your loan amount and pay us at closing out of your loan proceeds. If you choose to pay the fees out of the loan principal, your principal amount will increase (unless the loan amount quoted already includes our fees), and you will pay interest on this increased amount over the life of the loan.
