Common use of Your creditworthiness Clause in Contracts

Your creditworthiness. We may determine your creditworthiness by doing a credit assessment of you and using any information we are permitted by law to use to do so. We may disclose your personal information to a credit reporting agency before, during or after we sell energy to you: • to obtain a consumer credit report about you if you’ve applied for consumer or commercial credit; and/or • to allow the credit reporting agency to create or maintain a credit information file about you. We can only disclose the following types of information: • your identity particulars (e.g. name and address); • the fact you are entering into an agreement with us; • the fact that we are a current credit provider to you; • any payments overdue for more than 60 days that we have tried to recover from you; • information that payments are no longer overdue; • information that, in our opinion, you’ve committed a serious credit infringement; • dishonoured payments – if a cheque from you for more than 100 Euros has been dishonoured more than twice; • any other information we are permitted to disclose under the Regulatory Requirements, including consumer credit laws. Where you are applying for: • consumer credit, you agree that we may obtain information about you from a business which provides information • about the commercial creditworthiness of persons; and • commercial credit you agree we may obtain a consumer credit report from a credit reporting agency containing • Information about you, for the purpose of assessing your application. We may also exchange permitted credit information about you with other credit providers, both to assess your creditworthiness and if you default on payment (either with us or with the other credit provider).

Appears in 2 contracts

Samples: Agreement, www.glowpower.ie

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Your creditworthiness. We may determine your creditworthiness by doing a credit assessment of you and using any information we are permitted by law to use to do so. We may disclose your personal information to a credit reporting agency before, during or after we sell energy to you: • to obtain a consumer credit report about you if you’ve applied for consumer or commercial credit; and/or • to allow the credit reporting agency to create or maintain a credit information file about you. We can only disclose the following types of information: • your identity particulars (e.g. eg name and address); • the fact you are entering into an agreement with us; • the fact that we are a current credit provider to you; • any payments overdue for more than 60 days that we have tried to recover from you; • information that payments are no longer overdue; • information that, that in our opinion, opinion you’ve committed a serious credit infringement; • dishonoured payments if a cheque from you for more than $100 Euros has been dishonoured more than twice; and • any other information we are permitted to disclose under the Regulatory Requirements, including consumer credit laws. Where you are applying for: • consumer credit, credit you agree that we may obtain information about you from a business which provides information about the commercial creditworthiness of persons; and • commercial credit you agree we may obtain a consumer credit report from a credit reporting agency containing • Information information about you, for the purpose of assessing your application. We may also exchange permitted credit information about you with other credit providers, providers both to assess your creditworthiness and if you default on payment (either with us or with the other credit provider).

Appears in 1 contract

Samples: www.originenergy.com.au

Your creditworthiness. We may determine your creditworthiness by doing a credit assessment of you and using any information we are permitted by law to use to do so. We may disclose your personal information to a credit reporting agency before, during or after we sell energy to you: • to obtain a consumer credit report about you if you’ve applied for consumer or commercial credit; and/or • to allow the credit reporting agency to create or maintain a credit information file about you. We can only disclose the following types of information: • your identity particulars (e.g. name and address); • the fact you are entering into an agreement with us; • the fact that we are a current credit provider to you; • any payments overdue for more than 60 days that we have tried to recover from you; • information that payments are no longer overdue; • information that, in our opinion, you’ve committed a serious credit infringement; • dishonoured payments – if a cheque from you for more than $100 Euros has been dishonoured more than twice; and • any other information we are permitted to disclose under the Regulatory Requirements, including consumer credit laws. Where you are applying for: • consumer credit, you agree that we may obtain information about you from a business which provides information about the commercial creditworthiness of persons; and • commercial credit you agree we may obtain a consumer credit report from a credit reporting agency containing • Information information about you, for the purpose of assessing your application. We may also exchange permitted credit information about you with other credit providers, both to assess your creditworthiness and if you default on payment (either with us or with the other credit provider).

Appears in 1 contract

Samples: Agreement

Your creditworthiness. We may determine your creditworthiness by doing a credit assessment of you and using any information we are permitted by law to use to do so. We may disclose your personal information to a credit reporting agency before, during or after we sell energy to you: • to obtain a consumer credit report about you if you’ve applied for consumer or commercial credit; and/or • to allow the credit reporting agency to create or maintain a credit information file about you. We can only disclose the following types of information: • your identity particulars (e.g. name and address); • the fact you are entering into an agreement with us; • the fact that we are a current credit provider to you; • any payments overdue for more than 60 days that we have tried to recover from you; • information that payments are no longer overdue; • information that, in our opinion, you’ve committed a serious credit infringement; • dishonoured payments – if a cheque from you for more than $100 Euros has been dishonoured more than twice; and • any other information we are permitted to disclose under the Regulatory Requirements, including consumer credit laws. Where you are applying for: • consumer credit, you agree that we may obtain information about you from a business which provides information about the commercial creditworthiness of persons; and • commercial credit you agree we may obtain a consumer credit report from a credit reporting agency containing • Information information about you, for the purpose of assessing your application. We may also exchange permitted credit information about you with other credit providers, providers both to assess your creditworthiness and if you default on payment (either with us or with the other credit provider).

Appears in 1 contract

Samples: Multiple Site Agreement

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Your creditworthiness. We may determine your creditworthiness by doing a credit assessment of you and using any information we are permitted by law to use to do so. We may disclose your personal information to a credit reporting agency before, during or after we sell energy gas to you: to obtain a consumer credit report about you if you’ve applied for consumer or commercial credit; and/or to allow the credit reporting agency to create or maintain a credit information file about you. We can only disclose the following types of information: your identity particulars (e.g. eg name and address); the fact you are entering into an agreement with us; the fact that we are a current credit provider to you; any payments overdue for more than 60 days that we have tried to recover from you; information that payments are no longer overdue; information that, in our opinion, you’ve committed a serious credit infringement; dishonoured payments if a cheque from you for more than $100 Euros has been dishonoured more than twice; and  any other information we are permitted to disclose under the Regulatory Requirements, including consumer credit laws. Where you are applying for: consumer credit, you agree that we may obtain information about you from a business which provides information about the commercial creditworthiness of persons; and commercial credit you agree we may obtain a consumer credit report from a credit reporting agency containing • Information information about you, for the purpose of assessing your application. We may also exchange permitted credit information about you with other credit providers, both to assess your creditworthiness and if you default on payment (either with us or with the other credit provider).

Appears in 1 contract

Samples: Western Australia Standing Agreement

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