Your banking. This Part 2 of the Agreement applies to the different ways to carry out your banking. Depending on the features of the Accounts and products and services that you take up, you may use: • a debit or cheque card to transact on your Account; • a credit card to carry out transactions using a credit facility; • eBanking to access and transact on your Account via the internet or cellphone or by using an application on a smartphone, tablet or similar device; • CashSend to transfer money within South Africa to a recipient who withdraws the money at one of our ATMs; • NotifyMe to stay up to date with transactions on your Account; • Telephone Banking to make enquiries and to give us instructions for transactions by telephone, including interactive voice response self-service; and • a Garage card linked to your bank account or to your credit card account to carry out transactions related to fuel, parts, tollgates and services. If you have a credit card you will also be required to enter into a credit card facility agreement with us. In this Part we refer to debit, cheque and credit cards (and garage cards where relevant) as “your Card” and the term “Account” includes a Credit Card Account.
Your banking. This Part 2 of the Agreement applies to the different ways to carry out your banking. Depending on the features of the Accounts and products and services that you take up, you may use: • a debit or cheque card to transact on your Account; • a credit card to carry out transactions using a credit facility;
Your banking. This Part 2 of the Agreement applies to the different ways to carry out your banking. Depending on the features of the Accounts and products and services that you take up, you may use: • a debit or cheque card to transact on your Account; • a credit card to carry out transactions using a credit facility; • eBanking to access and transact on your Account via the internet or cellphone or by using an application on a smartphone, tablet or similar device; • CashSend to transfer money within South Africa to a recipient who withdraws the money at one of our ATMs; • NotifyMe to stay up to date with transactions on your Account; • Telephone Banking to make enquiries and to give us instructions for transactions by telephone, including interactive voice response self-service; and • a Garage card linked to your bank account or to your credit card account to carry out transactions related to fuel, parts, tollgates and services. If you have a credit card you will also be required to enter into a credit card facility agreement with us. In this Part we refer to debit, cheque and credit cards (and garage cards where relevant) as “your Card” and the term “Account” includes a Credit Card Account. Your Card You can use your Card to withdraw cash, deposit money, transfer money and pay for goods and services where your Card is accepted as a means of payment. Your Card expires on the date shown on the Card. When your credit card facility agreement ends or your Account to which your debit card is linked is closed, you agree to destroy the Card by cutting it up. See below the risks to you of someone using your Card, including one that you fail to destroy. Authorising Card transactions You authorise Card transactions in your presence by presenting your Card and signing a transaction slip, by presenting your Card and entering your personal identification number, called a PIN, into a point-of-sale terminal, by presenting your Card or cellphone and tapping it on a point-of-sale terminal or accepting the transaction on your cellphone. Risk of Card transactions authorised remotely You authorise Card transactions remotely without presenting your Card (e.g. by telephone or over the internet) by providing your Card number, its expiry date and its security number. This carries a higher risk of fraud and disputes than when you authorise Card transactions in your presence. Keeping your Card secure You agree: • to sign your Card on the signature strip on the reverse side as soon as you receiv...
Your banking. This Part II of the Agreement covers different ways to carry out your banking. You use: • a debit card to transact on your Account; • a credit card to carry out transactions using a credit facility. • Internet Banking to access and transact on your Account via the internet; and • SMS Alert to stay up to date with transactions on your Account. If you have a credit card you will also be required to enter into a credit card facility agreement with us. In this Part we refer to debit and credit cards together as ‘your Card’, and ‘Account’ refers to a credit card account(s) as well as a bank account(s).
Your banking. This Part 2 of the Agreement covers different ways to carry out your banking. Depending on the features of the Accounts and products and services that you take up, you may use: • a debit card to transact on your Account; • a credit card to carry out transactions using a credit facility according to the credit card terms and conditions. • eBanking to access and transact on your Account via the internet or cellphone or by using an application on a smartphone, tablet or similar device [electronic channels]; and • SMS Alert to stay up to date with transactions on your Account. If you have a credit card you will also be required to enter into a credit card facility agreement with us. In this Part we refer to debit and credit cards together as ‘your Card’, and the term ‘Account’ includes a Credit Card Account.
Your banking. This Part 2 of the Agreement applies to the different ways to carry out your banking. Your Account allows you to use: a Card to transact on your Account; Cellphone banking to access and transact on your Account; and CashSend to transfer money within South Africa to a recipient who withdraws the money at one of our ATM’s.
Your banking. This Part II of the Agreement covers different ways to carry out your banking. You use: • a debit card to transact on your Account; • a credit card to carry out transactions using a credit facility. • Internet Banking and Hello Money to access and transact on your Account via the internet or cellphone; • CashSend to transfer money within Botswana to a recipient who withdraws the money at one of our ATMs; and • SMS Alert to stay up to date with transactions on your Account. • E-Statement to receive your statements electronically sent to your email If you have a credit card you will also be required to enter into a credit card facility agreement with us. In this Part we refer to debit and credit cards together as ‘your Card’, and ‘Account’ refers to a credit card account as well as a bank account.
Your banking. This Part 2 of the Agreement covers different ways to carry out your banking. Depending on the features of the Accounts and products and services that you take up, you may use: • a debit card to transact on your Account; • a credit card to carry out transactions using a credit facility according to the credit card terms and conditions; • eBanking to access and transact on your Account via the internet or cellphone or by using an application on a smartphone, tablet or similar device [electronic channels]; • SMS Alert to stay up to date with transactions on your Account; or • CashSend to transfer money to a recipient using their mobile phone number who withdraws the money at one of our ATMs. If you have a credit card you will also be required to enter into a credit card facility agreement with us. In this Part we refer to debit and credit cards together as ‘your Card’, and the term ‘Account’ includes a Credit Card Account.
Your banking. This Part 2 of the Agreement covers different ways to undertake your banking. Depending on the features of the Accounts and products and services that you take up, you may use: • a debit card to transact on your Account; • a credit card • eBanking to access and transact on your Account including but not limited to online (internet) banking applications, Electronic Fund Transfer (EFT), Chat Banking, mobile banking applications, Mobile Wallet, SMS, virtual accounts, Cash Send and ATM to access and transact on your Account via Card(s), desktop, laptop, tablet, cell phone or similar devices]; and • SMS Alert to stay up to date with transactions on your Account • CashSend to transfer money to a recipient who withdraws the money at one of our ATMs To obtain a credit card you will be required to enter into a credit card facility agreement with us. In this Part we refer to debit and credit cards together as ‘your Card’, and the term ‘Account’ includes a Credit Card Account.
Your banking. This Part 2 of the Agreement applies to the different ways you carry out your banking. Depending on the features of an Account and products and services that you take up, you may use: • a debit card to transact on your Account; • a credit card to carry out transactions using a credit facility; • eBanking to access and transact on your Account electronically via the internet or cellphone or by using an application on a smartphone, tablet or similar device (excluding online services provided by our corporate and investment banking division); • CashSend Plus to transfer money within Kenya to a recipient who withdraws the money at one of our ATMs; • Telephone Banking to make enquiries and give us instructions for transactions by telephone, including inter active voice response self-service; and
