Common use of Xxxx Payment Service Clause in Contracts

Xxxx Payment Service. As part of the Dalhart Federal Savings Online Banking, you can schedule payment of your periodic bills. You can arrange for the payment of current, future and recurring bills from your Dalhart Federal Savings & Loan Association, SSB "checking account". There is no limit to the number of payments that may be authorized. You may pay any merchant or individual approved by Dalhart Federal Savings & Loan Association, SSB. By furnishing us with the names of your payees/merchants and their addresses, you authorize us to follow the payment instructions to these payees/merchants that you provide through Online Banking. When we receive a payment instruction (for current or future date), we will remit funds to the payee on your behalf, from your designated checking account, on the day you have instructed the payment to be sent (Payment Date). However, we shall not be obligated to make any such payment unless your account and/or overdraft protection plan has sufficient funds or credit availability to pay the xxxx on the Payment Date. Funds for ALL xxxx payments made by check will be withdrawn from your account on the DAY the check item clears your account. NOTE: Any payments made through Xxxx Payment require sufficient time for your payee to credit your account properly. To avoid incurring a finance charge or other charge, you must schedule a payment far enough in advance of the due date of your payment. Dalhart Federal Savings & Loan Association SSB shall not be responsible for any charges imposed or any other action taken by a payee resulting from a payment that you have not scheduled properly, including any applicable finance charges and late fees. In addition, Dalhart Federal Savings & Loan Association SSB will not be liable if any third party through whom any xxxx payment is made fails to properly transmit the payment to the intended payee. Dalhart Federal Savings & Loan Association SSB will not be liable for delays or losses of payments caused by the U.S. Postal Service or other delivery service. We will also not be liable if there are insufficient funds or credit availability in your designated payment account and/or overdraft protection plan; if a legal order directs us to prohibit withdrawals from the payment account; if the payment account is closed or frozen; or if any part of the electronic funds transfer system is not working properly. Dalhart Federal Savings & Loan Association, SSB will not be liable for xxxx payments not completed due to circumstances beyond our control (such as fire, telecommunication outages, strikes, or natural disasters). Dalhart Federal Savings & Loan Association SSB will not be liable for indirect, special, or consequential damages arising out of the use of Xxxx Payment. Dalhart Federal Savings & Loan Association, SSB will not be liable if a payee will not accept payments made through Xxxx Payment. Dalhart Federal Savings & Loan Association, SSB reserves the right to terminate your use of Xxxx Payment at any time without prior notice. There will be no monthly Xxxx Xxxxx fees assessed; however there may be fees that may be assessed due to special requests made by you. This includes requests for photocopies of checks ($2.00 per check), and $12 for each stop payment. A $25 non-sufficient funds (NSF) fee will be assessed if the Xxxx Payment system attempts to pay a xxxx but cannot due to insufficient funds in the account and the item is returned unpaid. The $25 NSF fee will be assessed each time an attempt is made to pay the xxxx. A $25 non-sufficient funds (NSF) fee will be assessed if the Xxxx Payment system pays a xxxx and the account has insufficient funds when the items clear the account. If the payment account has insufficient funds to cover the fees, the Bank may deduct the fee from any other transaction account linked to Online Banking. If the fee cannot be paid, we may cancel your Xxxx Payment service.

Xxxx Payment Service. As part of the Dalhart Central Federal Savings and Loan Online Banking, you can schedule payment of your periodic bills. You can arrange for the payment of current, future and recurring bills from your Dalhart Central Federal Savings & and Loan Association, SSB "“checking account"”. There is no limit to the number of payments that may be authorized. You may pay any merchant or individual approved by Dalhart Central Federal Savings & Loan Association, SSBand Loan. By furnishing us with the names of your payees/merchants and their addresses, you authorize us to follow the payment instructions to these payees/merchants that you provide through Online Banking. When we receive a payment instruction (for current or future date), we will remit funds to the payee on your behalf, from your designated checking account, on the day you have instructed the payment to be sent (Payment Datedate). However, we shall not be obligated to make any such payment unless your account and/or overdraft protection plan has sufficient collected funds or credit availability to pay the xxxx on the Payment Date. Funds for ALL xxxx payments made by check will be withdrawn from your account on the DAY the check item clears your account. NOTE: Any payments made through Xxxx Payment require sufficient time for your payee to credit your account properly. To avoid incurring a finance charge or other charge, you must schedule a payment far enough in advance of the due date of your payment. Dalhart Central Federal Savings & and Loan Association SSB shall not be responsible for any charges imposed or any other action taken by a payee resulting from a payment that you have not scheduled properly, including any applicable finance charges and late fees. In addition, Dalhart Central Federal Savings & and Loan Association SSB will not be liable if any if; • Any third party through whom any xxxx payment is made fails to properly transmit the payment to the intended payee. Dalhart Federal Savings & Loan Association SSB will not be liable for • For delays or losses of payments caused by the U.S. Postal Service or other delivery service. We will also not be liable if service or • If there are insufficient funds or credit availability in your designated payment account and/or overdraft protection plan; if plan • If a legal order directs us to prohibit withdrawals from the payment account; if account • If the payment account is closed or frozen; or if any part of the electronic funds transfer system is not working properly. Dalhart Federal Savings & Loan Association, SSB will not be liable for properly • For xxxx payments not completed due to circumstances beyond our control (such as fire, telecommunication outages, strikes, or natural disasters). Dalhart Federal Savings & Loan Association SSB will not be liable for • For indirect, special, or consequential damages arising out of the use of Xxxx Payment. Dalhart Federal Savings & Loan Association, SSB will not be liable if • If a payee will not accept payments made through Xxxx Payment. Dalhart Central Federal Savings & and Loan Association, SSB reserves the right to terminate your use of Xxxx Payment at any time without prior notice. Xxxx Payment Fees: There will be is no monthly Xxxx Xxxxx charge for this service. Additional fees assessed; however there may be fees that may be assessed due to special requests made by you. This includes requests for photocopies See below. $ 1.00 Photocopy of checks a check $20.00 Stop Payment per item both by check or ACH $25.00 Insufficient Funds ($2.00 Returned Item) per check), and $12 for each stop payment. A $25 non-sufficient funds (NSF) fee item will be assessed if the Xxxx Payment system attempts each time an attempt is made to pay a the xxxx but cannot due to insufficient funds in the account and the item is returned unpaid. The unpaid $25 NSF fee will be assessed each time an attempt is made to pay the xxxx. A $25 non-sufficient funds 30.00 Overdraft (NSFPaid Item) fee per item will be assessed if the Xxxx Payment system pays a xxxx and the account has insufficient Insufficient funds when the items clear clears the account. If the payment account has insufficient funds to cover the fees, the Bank Association may deduct the fee from any other transaction account linked to Online Banking. If the fee cannot be paid, we may cancel your Xxxx Payment service.

Xxxx Payment Service. As part of the Dalhart Federal Savings Online Banking, you can schedule This Agreement is also your xxxx payment of your periodic bills. You can arrange for the payment of current, future and recurring bills from your Dalhart Federal Savings & Loan Association, SSB "checking account". There is no limit to the number of payments that may be authorizedservice agreement with Advia Credit Union. You may pay any merchant or individual approved by Dalhart Federal Savings & Loan Associationuse Advia Credit Union’s xxxx paying service, SSB. By furnishing us with the names of your payees/merchants and their addresses, you authorize us to follow the payment instructions to these payees/merchants that you provide through Online Banking. When we receive a payment instruction (for current or future date“Xxxx Pay”), we will remit funds to the payee on your behalf, direct Advia Credit Union to make payments from your designated checking account, account to the Merchants you choose in accordance with this Agreement. How to Set Up Merchants/Payments When you sign onto Xxxx Pay you will establish your list of Merchants by selecting the Add button on the day Set up Accounts and Payee screen. You may add a new fixed payment for any Merchant, but only if they are on your authorized list of payees. If the Merchant is not set up for electronic payments, the service will generate a paper check for payment. The check will carry your account number and will clear directly through your Payment Account. A unique check number will appear on your statement for easy recognition. Advia Credit Union reserves the right to refuse the designation of a Merchant for any reason. Advia Credit Union is not responsible if a xxxx payment cannot be made due to incomplete, incorrect, or outdated information provided by you regarding a Merchant or if you attempt to pay a Merchant that is not on your authorized payee list. The Xxxx Paying Process Advia Credit Union will process variable payments on the Business Day you designate the xxxx is to be processed, provided the payment request is received prior to the cut-off time set by Advia Credit Union, which is currently 3:00 p.m. Variable xxxx payment requests received after the Business Day cut-off time or at any time on a non-Business Day will be processed on the next Business Day. Advia Credit Union reserves its right to change the cut-off time by giving you notice of such change in the manner provided for in this Agreement. FOR RECURRING PAYMENT REQUESTS, IF YOU DESIGNATE A PROCESSING DATE OF THE 28TH THROUGH THE 31ST OF A MONTH, YOU MUST SELECT THE OPTION OF "LAST BUSINESS DAY" FOR PROCESSING TO BE INITIATED ON THE LAST CALENDAR DAY OF THE MONTH. Otherwise, recurring payment requests will be processed on the dates you have instructed designated, unless such date falls on a non-Business Day resulting in your payment being processed on the payment to be sent next Business Day. YOU MUST ALLOW AT LEAST FIVE (Payment Date5) BUSINESS DAYS, PRIOR TO THE DUE DATE, FOR EACH XXXX PAYMENT (RECURRING OR VARIABLE) TO REACH THE MERCHANT. (IT IS THE RESPONSIBILITY OF THE SUBSCRIBER TO SCHEDULE/ACTIVATE RECURRING PAYMENTS). HoweverDue to circumstances beyond our control, we shall not be obligated some Merchants take longer to make any such post payments than others. We suggest sending your first payment unless your account and/or overdraft protection plan has sufficient funds or credit availability to pay the xxxx on the Payment Date. Funds for ALL xxxx payments made by check will be withdrawn from your account on the DAY the check item clears your account. NOTE: Any payments made through Xxxx Payment require sufficient time for your payee to credit your account properly. To avoid incurring a finance charge or other charge, you must schedule a payment far enough eight (8) Business Days in advance of the due date of your for such payment. Dalhart Federal Savings & Loan Association SSB After your first payment has posted you will have a better understanding of how much time to allow for each Merchant to post payments. You must select a Payment Date that is at least five (5) Business Days before the actual due date reflected on the statement you receive from your Payee. If your actual due date falls on a non-Business Day you must select a Payment Date that is at least one Business Day before the actual due date. Payment Dates should be prior to any late payment date or grace period. When you have scheduled a payment, you authorize Advia Credit Union to debit your Payment Account and remit funds on your behalf. You certify that your Payment Account is an account from which you are authorized to make payments and any payment you make will be debited from this account. You also authorize us to credit the Payment Account on account of any returned payments from using Xxxx Pay. Xxxx Pay will incur no liability and any service guarantee shall be void if Xxxx Pay is unable to complete any payments initiated because of any of the following: • You have not be responsible provided Xxxx Pay with the correct payment account information, or the correct name, address, phone number, or account information for the Merchant upon initiation of the payment; and/or, • Circumstances beyond the control of Xxxx Pay (such as, but not limited to, fire, flood, or interference from an outside force) prevent the proper execution of the transaction and Xxxx Pay has taken reasonable precautions to avoid those circumstances; • The payment-processing center is not working properly and you know or have been advised by Xxxx Pay about the malfunction before you execute the transaction; You agree to have available and collected funds on deposit in the designated Payment Account in amounts sufficient to pay for all xxxx payments requested, as well as, any charges imposed other payment obligations you have to Advia Credit Union. Advia Credit Union reserves the right, without liability, to reject or reverse a xxxx payment if you fail to comply with this requirement or any other action taken by terms of this Agreement. If you do not have sufficient funds in the Payment Account and Advia Credit Union has not exercised its right to reverse or reject a payee resulting from a xxxx payment, you agree to pay for such payment obligations on demand. You further agree that Advia Credit Union, at its option, may charge any of your accounts with Advia Credit Union to cover such payment obligations. Xxxx Pay reserves the right to select the method in which to remit funds on your behalf to your Merchant. Any xxxx payment can be changed or canceled, provided you have not scheduled properly, including any applicable finance charges and late fees. In addition, Dalhart Federal Savings & Loan Association SSB will not be liable if any third party through whom any access the Services prior to the cut-off time on the Business Day prior to the Business Day the xxxx payment is made fails going to properly transmit be initiated. Text Messages (SMS) Your wireless carrier's standard messaging rates apply to SMS correspondence. We do not charge for any content; however, downloadable content may incur additional charges from your wireless carrier. Please contact your wireless carrier for information about your messaging plan. Your carrier may impose message or charge limitations on your account that are outside of our control. All charges are billed by and payable to your Wireless Carrier and are your sole responsibility. You represent that you are the payment owner, or authorized user of the wireless device you use to receive the intended payeeservice, and that you are authorized to approve the applicable charges. Dalhart Federal Savings & Loan Association SSB We will send you a message only once, and only with your explicit agreement as indicated by your continuation of the process flow. We will not be liable for any delays or losses failures in your receipt of payments caused any SMS messages as delivery is subject to effective transmission from your network operator and processing by your mobile device. SMS message services are provided on an AS IS, AS AVAILABLE basis. Data obtained from you in connection with the U.S. Postal Service or SMS service may include your mobile phone number, your carrier's name, and the date, time, and content of your messages and other delivery serviceinformation that you may provide. We may use this information to contact you and to provide the services you request from us, and to otherwise operate, develop, and improve the Services. Your wireless carrier and other service providers may also collect data from your SMS usage, and their practices are governed by their own policies. We will only use the information you provide to the Services to transmit your text message or as otherwise described in this Agreement. Nonetheless, we reserve the right at all times to disclose any information as necessary to satisfy any law, regulation, or governmental request, to avoid liability, or to protect our rights or property. When you complete forms online or otherwise provide us information in connection with the Services, you agree to provide accurate, complete, and true information. The Services, as well as the content and materials received through the Services, are proprietary to us and our licensors, and are for your personal and non-commercial use only. You shall not damage, impair, reverse engineer, interfere with, or disrupt the service or its functionality in any way. The Services are available only in the United States. We reserve the right to alter charges and/or these terms and conditions from time to time. We may suspend or terminate the service to you if we believe you are in breach of this Agreement, our terms and conditions, or any terms and conditions provided by our third party service providers. Your access to the Services is also not be liable if there are insufficient subject to termination in the event your wireless service terminates or lapses. We may discontinue the Services at any time. PAYPAL SEND MONEY ONLINE SERVICE Advia Credit Union offers the ability to send money online through PayPal. The PayPal services will allow you to transfer funds or credit availability in to another PayPal user online through your designated Payment Account. We offer this service through PayPal, which is a third party service provider. If you use this service, you may need to create an account with PayPal and will be bound the terms and conditions, as well as any user agreements, provided by PayPal. RETURNED PAYMENTS In using the Services, including Xxxx Pay, you understand that the Services and/or the United States Postal Service may return payments for various reasons, such as, but not limited to: the account number being invalid; the Services being unable to locate the account; or the payee account being paid in full. The Services will use its best efforts to research and correct the returned payment, or void the payment account and/or overdraft protection plan; if and credit your Payment Account. You may receive a legal order directs us to prohibit withdrawals notification from the payment accountServices concerning such changes. FEES There is no fee for the Services; if this is a FREE service with all retail accounts. However, the payment account is closed or frozen; or if any part of the electronic funds transfer system is not working properly. Dalhart Federal Savings & Loan Association, SSB will not be liable for xxxx payments not completed following charges may apply: • Return deposit items due to circumstances beyond customer error $4.00 per item • Stop Payment Fee $20.00 per item • Incoming Collections $20.00 per item • Statement Reconciliation $25.00 per item Additional fees are listed in our control (such as fire, telecommunication outages, strikes, or natural disasters)Account Fee Schedule brochure. Dalhart Federal Savings & Loan Association SSB will not be liable for indirect, special, or consequential damages arising out of the use of Xxxx Payment. Dalhart Federal Savings & Loan Association, SSB will not be liable if a payee will not accept payments made through Xxxx Payment. Dalhart Federal Savings & Loan Association, SSB Advia Credit Union reserves the right to terminate charge you for research time involving payments no longer available in your use of Xxxx Payment at any time without prior noticescreen history. There You will be no monthly Xxxx Xxxxx informed of any such charges before they are incurred. Some xxxx payments are processed by Electronic Fund Transfers (EFT). Please see the Electronic Fund Transfers Disclosure Statement included, or, received when you opened your account, which discloses important information concerning your rights and obligations. We will automatically deduct any fees assessed; however there may be fees that may be assessed due related to special requests made by youthe Services from your account each month. This includes requests for photocopies of checks ($2.00 per check), and $12 for each stop payment. A $25 non-sufficient funds (NSF) fee will be assessed if the Xxxx Payment system attempts to pay a xxxx but cannot due to insufficient funds in the account and the item is returned unpaid. The $25 NSF fee will be assessed each time an attempt is made to pay the xxxx. A $25 non-sufficient funds (NSF) fee will be assessed if the Xxxx Payment system pays a xxxx and the account has insufficient funds when the items clear the account. If the payment account has insufficient funds to cover the fees, the Bank may deduct the fee from any other transaction account linked to Online Banking. If the fee cannot be paid, we may cancel your Xxxx Payment service.**********

Xxxx Payment Service. As part of the Dalhart Federal Shelby Savings Bank Online Banking, you can schedule payment of your periodic bills. You can arrange for the payment of current, future and recurring bills from your Dalhart Federal Shelby Savings & Loan Association, SSB Bank "checking account". There is no limit to the number of payments that may be authorized. You may pay any merchant or individual approved by Dalhart Federal Shelby Savings & Loan Association, SSBBank. By furnishing us with the names of your payees/merchants and their addresses, you authorize us to follow the payment instructions to these payees/merchants that you provide through Online Banking. When we receive a payment instruction (for current or future date), we will remit funds to by check unless the payee is able to receive funds electronically from iPay on your behalf, from your designated checking account, behalf on the day you have instructed the payment to be sent (Payment Send Date). However, we We shall not be obligated to make pay any such payment Xxxx Payment Service unless your account and/or overdraft protection plan has sufficient funds or credit availability the day the Xxxx Payment Service payment attempts to pay the xxxx on the Payment Dateclear your account. Funds for ALL xxxx payments made by check all Xxxx Payment Service will be withdrawn from your account on the DAY day the check item clears your accountxxxx is sent. You may edit, change, or delete any Xxxx Payment Service request until 5:00 p.m. the day prior to the "Send Date". NOTE: Any payments made through the Xxxx Payment Service require sufficient time for your payee to credit your account properly. To avoid incurring a finance charge change or other charge, late fee you must schedule a payment far enough in advance (approximately seven (7) to ten (10) days) of the due date of your payment. Dalhart Federal Shelby Savings & Loan Association SSB Bank shall not be responsible for any charges imposed or any other action taken by a payee resulting from a payment that you have not scheduled properly, including any applicable finance charges and late fees. In addition, Dalhart Federal Shelby Savings & Loan Association SSB will not be liable if any third party through whom any xxxx payment is made fails to properly transmit the payment to the intended payee. Dalhart Federal Savings & Loan Association SSB Bank will not be liable for delays or losses of payments caused by the U.S. Postal Service or other delivery service. We will also not be liable if there are insufficient funds or credit availability in your designated payment account and/or overdraft protection planaccount; if a legal order directs us to prohibit withdrawals from the payment account; if the payment account is closed or frozen; or if any part of the electronic funds transfer system is not working properly. Dalhart Federal Shelby Savings & Loan Association, SSB Bank will not be liable for xxxx payments not completed due to circumstances beyond our control (such as fire, telecommunication outages, strikes, or natural disasters). Dalhart Federal Shelby Savings & Loan Association SSB Bank will not be liable for indirect, special, or consequential damages arising out of the use of Xxxx PaymentPayment Service. Dalhart Federal Shelby Savings & Loan Association, SSB Bank will not be liable if a payee will not accept payments made through Xxxx PaymentPayment Service. Dalhart Federal Shelby Savings & Loan Association, SSB Bank reserves the right to terminate your use of Xxxx Payment Service at any time without prior notice. You agree to indemnify and hold harmless Shelby Savings Bank for any losses, expenses, or damages incurred by Shelby Savings Bank as a result of the intentional misuse or fraudulent use of these services by you, or any person or entity acting on your behalf or with your permission. Xxxx Payment Service Fees: There is no charge for Online Xxxx Payment Service. All scheduled bills will be no monthly paid by check or electronically on the scheduled send date. You can set Xxxx Xxxxx fees assessed; however there may be fees that may be assessed due Payment Service to special requests made by you. This includes requests for photocopies of checks ($2.00 per check), and $12 for each stop paymentuse more than one checking account if you have more than one checking account on your Online Banking account list. A $25 non-sufficient funds (NSF) fee will be assessed if the Xxxx Payment system Service attempts to pay a xxxx but cannot due to insufficient withdraw the funds in the from your account and the item is returned unpaidaccount does not have the funds necessary for the transaction. The $25 NSF fee will be assessed each time an attempt is made to pay based on the xxxx. A $25 non-sufficient funds (NSF) current fees as stated in Shelby Savings Bank fee will be assessed if the Xxxx Payment system pays a xxxx and the account has insufficient funds when the items clear the accountdisclosure. If the payment account has insufficient funds to cover the fees, the Bank may deduct the fee from any other transaction account linked to Online Banking. If the fee cannot be paid, we may cancel your Online Xxxx Payment serviceService.

Xxxx Payment Service. As part The Xxxx Payment service allows you to schedule xxxx payments through Internet Banking. Heritage Bank of St. Tammany does not provide the Dalhart Federal Savings Online Bankingservice directly. Instead, Heritage Bank of St. Tammany entered into an agreement with a xxxx payment provider to provide the xxxx payment services directly to you. Subject to any regulatory or Heritage Bank of St. Tammany-imposed limitations on usage, you can schedule payment of arrange, at your periodic bills. You can arrange option, for the payment of your current, future and recurring bills from your Dalhart Federal Savings & Loan Association, SSB "a checking account". There is no limit to the number of payments that may be authorized. You authorized and you may pay any merchant or individual approved by Dalhart Federal Savings & Loan Associationthe xxxx payment provider. While payments are initiated by you electronically, SSBthey are ultimately paid via an automated clearinghouse (ACH) network or by a paper check. Payments delivered over an ACH network are governed by the rules and performance standards of that network. By furnishing us with the names of your payees/merchants and their addresses, you authorize us Heritage Bank of St. Tammany and its xxxx payment provider to follow the payment instructions to these you provide for those payees/merchants that you provide through Online Bankingmerchants. When we receive a payment instruction (for current or future date)instructions are received, we funds will remit funds be remitted from the selected account, to the appropriate payee on your behalf, from your designated checking account, behalf on the day that you have instructed the payment to be sent request ("Payment Date"). However, we shall not be obligated there is no obligation to make any such payment requested payments unless your account and/or overdraft protection plan has sufficient funds or credit availability to pay the xxxx on as of the Payment Date. Funds for ALL xxxx payments made by check will be withdrawn from your account on the DAY applicable Payment Date. When the check item clears your account. NOTE: Any payments made through Xxxx Payment require sufficient time for provider receives notification of any return item, such as NSF or Account Closed, your payee to credit your account properlypayment may be cancelled. To avoid incurring a finance charge You may stop or other chargechange any scheduled payment, but you must schedule a payment far enough in advance do so by no later than 3:00 PM (Central Time) on the Payment Date. Heritage Bank of St. Tammany and its Xxxx Payment provider reserve the due date right, at their discretion, to implement security features to reduce risk of your paymentloss. Dalhart Federal Savings & Loan Association SSB shall not be responsible for any charges imposed or any other action taken by a payee resulting from a payment that you have not scheduled properly, including any applicable finance charges Heritage Bank of St. Tammany and late fees. In addition, Dalhart Federal Savings & Loan Association SSB will not be liable if any third party through whom any xxxx payment is made fails to properly transmit the payment to the intended payee. Dalhart Federal Savings & Loan Association SSB will not be liable for delays or losses of payments caused by the U.S. Postal Service or other delivery service. We will its Xxxx Payment provider also not be liable if there are insufficient funds or credit availability in your designated payment account and/or overdraft protection plan; if a legal order directs us to prohibit withdrawals from the payment account; if the payment account is closed or frozen; or if any part of the electronic funds transfer system is not working properly. Dalhart Federal Savings & Loan Association, SSB will not be liable for xxxx payments not completed due to circumstances beyond our control (such as fire, telecommunication outages, strikes, or natural disasters). Dalhart Federal Savings & Loan Association SSB will not be liable for indirect, special, or consequential damages arising out of the use of Xxxx Payment. Dalhart Federal Savings & Loan Association, SSB will not be liable if a payee will not accept payments made through Xxxx Payment. Dalhart Federal Savings & Loan Association, SSB reserves reserve the right to terminate your use of Xxxx Payment services at any time without prior noticetime. There If, for any reason, you should ever wish to cancel Internet Banking, we strongly suggest that you cancel all future xxxx payments at the same time. This will be no monthly Xxxx Xxxxx fees assessed; however there may be fees ensure that may be assessed due to special requests future payments and transfers made by you. This includes requests for photocopies of checks ($2.00 per check), and $12 for each stop payment. A $25 non-sufficient funds (NSF) fee you will be assessed if the Xxxx Payment system attempts to pay a xxxx but cannot due to insufficient funds in the account and the item is returned unpaid. The $25 NSF fee will be assessed each time an attempt is made to pay the xxxx. A $25 non-sufficient funds (NSF) fee will be assessed if the Xxxx Payment system pays a xxxx and the account has insufficient funds when the items clear the account. If the payment account has insufficient funds to cover the fees, the Bank may deduct the fee from any other transaction account linked to Online Banking. If the fee cannot be paid, duplicated. We will automatically delete any outstanding payment orders (all individual payments and all recurring payments) once we may cancel have been notified that your Xxxx Payment service.service has been terminated. We will continue to maintain your accounts until you notify us otherwise. Responsibility- Neither Heritage Bank of St. Tammany nor its suppliers will be liable for any transaction if: