Common use of WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT Clause in Contracts

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 km brevet calendared for May 14, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet calendared for May 14December 4, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200 km brevet calendared for May 14March 18, 2022 2023 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 600km brevet calendared for May 1415, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 1000km brevet calendared for May 14August 21, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 300 km brevet calendared for May 14September 17, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 600km brevet calendared for May 14June 4, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet calendared for May 14July 10, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 112km brevet Populaire calendared for May 14March 28, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200 km brevet calendared for May 14July 9, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet calendared for May 14November 6, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet calendared for May 14December 19, 2022 2020 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 km brevet calendared for May 14June 3, 2022 2023 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200 km brevet Brevet calendared for May 14April 16, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet calendared for May 14September 11, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 400km brevet calendared for May 14June 26, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200 km brevet calendared for May 14September 24, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet calendared for May 14April 17, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 300 km brevet calendared for May 14, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet calendared for May 14March 19, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 300 km brevet calendared for May 1410, 2022 2023 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200 km brevet Brevet calendared for May 14April 9, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 400km brevet calendared for May 1415, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet calendared for May 14April 10, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 600km brevet calendared for May 1422, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet calendared for May 14January 8, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet calendared for May 14December 5, 2022 2020 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200 km brevet calendared for May 14July 23, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet calendared for May 14November 7, 2022 2020 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 600km brevet calendared for May 14June 19, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 600 km brevet calendared for May 14September 17, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 km brevet calendared for May 14June 18, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet calendared for May 14September 12, 2022 2020 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 125 km brevet Populaire calendared for May 14April 3, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200 km brevet calendared for May 14July 8, 2022 2023 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 400km brevet calendared for May 14September 18, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200 km brevet calendared for May 14April 8, 2022 2023 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 300km brevet calendared for May 14September 18, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200 km brevet calendared for May 14January 7, 2022 2023 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200 km brevet calendared for May 14September 17, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet calendared for May 148, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet calendared for May 1429, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200 km brevet calendared for May 14October 8, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 600 km brevet calendared for May 14July 15, 2022 2023 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200 km brevet calendared for May 1411, 2022 2023 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 300 km brevet calendared for May 14August 6, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet calendared for May 14October 3, 2022 2020 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet calendared for May 14February 12, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 1200km brevet calendared for May 14July 12, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 300 km brevet calendared for May 14June 11, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 300km brevet calendared for May 1415, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 122km brevet Populaire calendared for May 14April 4, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 1200 km brevet calendared for May 14June 24, 2022 2023 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 km brevet Populaire calendared for May 1425, 2022 2024 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 300 km brevet calendared for May 146, 2022 2023 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200 km brevet calendared for May 14August 20, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 112km brevet calendared for May March 14, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 1000 km brevet calendared for May 14August 13, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200 km brevet Dart calendared for May 14December 9, 2022 2023 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 112km brevet Populaire calendared for May 14February 13, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet Dart calendared for May 14September 25, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 360 km brevet Flèche calendared for May 14April 30, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet calendared for May 14October 2, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 600 km brevet calendared for May 1420, 2022 2023 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 600 km brevet calendared for May 14June 18, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 300km brevet calendared for May 14June 12, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200 km brevet calendared for May 14February 4, 2022 2023 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 300 km brevet calendared for May 14August 5, 2022 2023 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet calendared for May 14March 20, 2022 2021 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 600 km brevet calendared for May 14, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 km brevet calendared for May 14June 17, 2022 2023 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200km brevet Brevet calendared for May 14September 28, 2022 2024 (“Activity”), I hereby acknowledge, agree, attest and represent the following:

WAIVER OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY AGREEMENT. I, , IN CONSIDERATION of being permitted to participate in any way in the Rocky Mountain Cycling Club 400 200 km brevet calendared for May 14November 5, 2022 (“Activity”), I hereby acknowledge, agree, attest and represent the following: