Visa Debit Cards Sample Clauses

Visa Debit Cards. Digital wallets If a card is used through a digital wallet, the same terms apply as if the card was used as a card without the digital wallet. We do not provide services related to the digital wallet, these are done so by other providers (such as Apple and Google). Our obligation to you in relation to a digital wallet is limited to securely providing information to other providers (such as Apple or Google) in order to allow you to use your card through a digital wallet on a mobile device. You should always read the terms and privacy policy of a digital wallet provider, and make sure they are credible. Visa Debit card Limits The below daily limits apply to your card each day between 12am to 12am, AEST / AEDT. Daily ATM/ EFTPOS Withdrawal Limit Daily Visa Transaction Limit Standard daily limit $2,000 $10,000 Maximum daily limit You can request to change your daily limit by contacting us $5,000 $20,000 Merchants and other banks may set their own daily limits and restrictions on card use including transaction limits. We are not responsible for goods or services obtained by using a Visa Debit card unless we are responsible under the law. Cancelling your Visa Debit card You can cancel your card by giving us notice and confirming that you have destroyed your card. You can find more information on Visa Debit cards at xxxx.xxx.xx/xxxxx We will tell you if we cancel your card for any reason, and if appropriate, the reason. Visa Debit cards If you use your Visa Debit card: To make a purchase To make a payment by giving the person your card number and expiry date To withdraw cash We’ll place a hold on this money and it won’t be available for you to use (as this money is on hold and will be taken from your available balance), until the Pending Transaction is cleared for payment. That person is entitled to ask us to pay them from your account, we have to pay them and the left column will apply. We’ll take this money if it’s available in your account. Pending Transaction Pending Transaction occurs when a payment has been authorised but is still waiting for merchant confirmation. This amount is then deducted from your available balance, not your account balance. The transaction will show as pending on your account until the payment process is complete. Pending transactions generally take up to 3 -10 Business Days to process. If you let a merchant use your card for pre-authorised payments (such as a security deposit for a hotel booking or car hire), the money will be deduc...
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Visa Debit Cards. Additional Limits on Liability for loss or theft. Unless you have been negligent or have engaged in fraud, you will not be liable for any unauthorized transactions using your lost or stolen Visa card. This additional limit on liability does not apply to ATM transactions outside of the U.S., to ATM transactions not sent over Visa or Plus networks, or to transactions using your Personal Identification Number which are not processed by Visa. Visa is a registered trademark of Visa International Service Association.
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Visa Debit Cards. If you have a Visa Debit Card (“Visa Card”), you may use it to make purchases at merchants that accept Visa, and to obtain cash at ATMs displaying the Star or Plus logos. The Visa Card system works on a seven-day calendar week. Each day runs from 3:00 P.M. (EST) to 3:00 P.M. (EST) the following day. Provided that there are sufficient funds available in your account, you may withdraw up to $1,300 of cash; process $2,500 in purchases; and $200 in cash back transactions (in conjunction with purchases) per day. Alpine may change these limits in its sole discretion and without prior notice to you. In addition, merchants and ATM machines not owned or controlled by Alpine may have lower limits. There are no annual, monthly or transaction fees for the usage of your Visa Card. There may be a financial institution fee for obtaining a cash advance. The amount of any charge will be debited automatically from your account. Unless you have been grossly negligent or have engaged in fraud, you will not be liable for any unauthorized transactions made on your lost or stolen Visa Card. This additional limit on liability does not apply to any transactions that are not processed by Visa. Such transactions are subject to the Regulation E guidelines and liability limits previously discussed. You may not place a stop payment on any purchase transaction conducted with your Visa Card. You agree that you will not use your Visa Card for illegal gambling or any other illegal purpose. Display of a Visa logo does not necessarily mean that transaction(s) are lawful in all jurisdictions in which you may be located. We reserve the right to decline any illegal purpose and/or internet gambling transactions. If you use your Visa Card to engage in any activities that violate federal and/or state laws, you will nevertheless be liable for any resulting transaction(s) made by the use of your Visa Card. When you use your card for a transaction denominated in a currency other than U.S. dollars, the transaction amount will be converted into U.S. dollars by applying an exchange rate selected by Visa from among the range of rates available in wholesale currency markets or the government mandated rate one day prior to the applicable central processing date. The day processing date may be later than the date of your purchase. In addition an International Service Assessment fee of up to one percent (1%) may be applied to your transaction. Neither we nor any merchant authorized to honor the Visa Card wil...
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Visa Debit Cards. If Your Card is a VISA Debit Card, in addition to Your ATM withdrawals as described above, You may also conduct POS (purchase) transactions. The daily limits for purchases with Your Visa Debit Card are determined by the length of time You have been a member. For the first six months of Your SFCU membership the daily purchase limit on Your card will be $1,000.00. After six months of membership, the daily purchase limit on Your card may be increased to $2,000.00. We may, at Our discretion, decrease Your purchase limit to $1,000.00, or to any lesser amount, if Your card becomes inactive or Your account does not remain in good standing. For example, if You have not used Your Visa Debit Card for 12 months or more, We will not raise Your purchase limit to $2,000.00. Us to put a hold on the Account for the amount of the authorization requested (which may be more than the amount of the transaction). You authorize Us to hold the funds for the authorized amount for up to three business days. When the transaction clears, the funds will be debited from Your Account. in a foreign currency the exchange rate will be a rate selected by processor (VISA or MasterCard) from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate processor itself receives, or the government mandated rate in effect for the applicable central processing date. In addition an international transaction fee will be charged. This fee will be assessed on all international purchases, vouchers and cash disbursements. Depending upon the processor, all or a portion of the fee will show separately from the transaction amount on Your statement. See Our Schedule of Charges for the amount of the fee.
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Visa Debit Cards. As a condition of opening certain checking accounts, you agree that we may automatically issue you a United Local Credit Union Visa debit card. However, you are not required to activate the debit card to keep your checking account open. You understand that a debit card is not a credit card and does not provide “credit” which means that you may not defer payment of debit card transactions. You can use your Visa debit card as follows: Participating Network Transactions: • Withdraw cash from your savings and checking accounts • Balance inquiries on your savings and checking accounts ATM Transactions at United Local Credit Union Proprietary ATMs (those owned and operated by United Local Credit Union): • Deposit cash or checks to your savings or checking accounts • Withdraw cash from your savings or checking accounts • Transfer funds between your savings and checking accounts • Check your balances on your savings and checking accounts Some of these services may not be available at all United Local Credit Union ATMs. Also, ATM services may be limited on certain ATMs which we do not own (non-proprietary), such as, for example, withdrawal limits. You can use your Visa debit card at participating merchants to: • Purchase goods and services at places that accept Visa debit cards. Purchases are debited from your checking account. If you have arranged with a merchant to make recurring payments, you must notify the merchant if your debit card number or expiration date has changed or your debit card is closed. • Withdraw cash while making a purchase using your PIN if the merchant permits the cash-back option. At participating financial institutions to: • Withdraw funds at a teller. Withdrawals are debited from your checking account.
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Visa Debit Cards. A Visa® debit card is available only to customers with checking accounts. A Visa® debit card lets you access your checking account by using the card, without writing a check. This Section E applies to all transactions for which you use Visa® debit card. When you sign your card and each time you use it, you agree to be bound by this Section E as amended from time to time. If you choose to have a Visa® debit card for your account rather than a Passcard, you will be provided with one or more Visa® debit cards for your account, and you will choose a Personal Identification Number (PIN). A Visa® debit card is for use only by the person named on the card and is non- transferrable. When your Visa® debit card expires, we may automatically issue you a new Visa® debit card. If we do not automatically issue a new Visa® debit card, you may request one. Your card must never be given to any other person. Your PIN must never be disclosed to any other person, and should not be written on the plastic card or carried with the card such as in a wallet. If you obtain a Visa® debit card, you will not be provided a Passcard for the applicable account. Use of your Visa® debit card together with your PIN shall have the same effect as your signature for authorizing transactions on your account. The Visa® debit card issued to you is property of the Bank. In our sole discretion, we may revoke or restrict your use of any Visa® debit card without notice. If we demand it, you will return your Visa® debit card to us. By signing, using or permitting another to use your Visa® debit card, you are agreeing to the card’s terms and conditions, including fees, charges and transaction limits.
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Visa Debit Cards. Unless indicated otherwise in writing by us, if as of the effective date of this Agreement you hold a VISA debit card, your use thereof will continue to be subject to the terms and conditions of your agreement in respect thereof. SCHEDULE B REGULATION CC DISCLOSURES
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Related to Visa Debit Cards

  • Visa Debit Card You may use your Card to purchase goods and services from participating merchants. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your Card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your Card purchases will be deducted from your checking account. If the balance in your account is not sufficient to pay the transaction amount, the Credit Union may pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your Account, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your Card and PIN (Personal Identification Number) in ATMs of the Credit Union, Plus, VISA, CO-OP, and ACCEL networks, and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your Card to: • Make deposits to your share savings and checking accounts. • Transfer funds from your share savings and checking accounts. • Obtain balance information for your share savings and checking accounts. • Make certain loan payments from your share savings and checking accounts. • Access your Personal Line of Credit account. • Make POS (Point-of-Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or services at merchants that accept Visa. • Order goods or services by mail, Internet or telephone from places that accept Visa. • Some functions may be limited at non-proprietary ATMs; features may be limited to POS only, according to merchant. • Withdraw funds from your share savings and checking accounts. The following limitations on the frequency and amount of Visa Debit Card transactions may apply: • You may make 15 Debit Card purchases per day. • You may purchase up to a maximum of $3,500.00 per day. • You may make 15 cash withdrawals in any one (1) day from an ATM machine. • You may withdraw up to a maximum of $500.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account. • You may make 15 POS transactions in any one (1) day. • You may purchase up to a maximum of $3,500.00 from POS terminals per day, if there are sufficient funds in your account. • You may transfer up to the available balance in your accounts at the time of the transfer. • If you incur a charge in a currency other than U.S. dollars, the charge will be converted into the US dollar amount. Please see the Foreign Transactions section below. Also, transactions in certain countries may be blocked and will require a manual or verbal authorization for approval. Please check with us prior to departure to determine if your destination country is atfected. However, the right to deny such transactions is within our sole discretion and atfected countries may change at any time.

  • Debit Card You may use your debit card to purchase goods and services any place your debit card is honored by participating merchants. You agree that you will not use your debit card for any transaction that is illegal under applicable federal, state or local law. Funds to cover your debit card purchases will be deducted from your checking account. If the balance in your account is not sufficient to pay the transaction amount, the credit union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your account, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your debit card and PIN (Personal Identification Number) in automated teller machines of the Credit Union, CO-OP Network, and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your debit card to: • Make deposits to your savings, checking and credit accounts. • Withdraw funds from your savings and accounts. • Transfer funds from your savings, checking and credit accounts. • Obtain balance information for your savings, checking and credit accounts. • Make loan payments from your savings, checking and credit accounts. • Access your Transfer Line of Credit or other line of credit account. • Make POS (Point-of-Sale) transactions with your debit card and PIN (Personal Identification Number) to purchase goods or services at merchants that accept Visa. • Order goods or services by mail or telephone from places that accept Visa. • Pay bills directly by telephone from your checking or savings account in the amounts and on the days you request The following limitations on the frequency and amount of debit card transactions may apply: • There may be a limit on the number of debit card purchases you make per day. • You may transfer up to the available balance in your accounts at the time of the transfer. You may not transfer more than the available balance. • See the Section called “Transfer Limitations” for transfer limitations that may apply to these transactions. • There are daily withdrawal and purchase limits. You will be notified of these limits by the credit union before you receive your access card.

  • Credit Cards About 93% of graduating students report they have at least one credit card, including 29% who say they have two or more. Among those students who have credit cards, about 79% report they pay off their balance each month and, as such, their current credit card balance is zero; however, when asked what their current credit card balance is, just 37% say it is zero. Among those with an unpaid balance, the average credit card debt students have is $2,771. Table 47: Credit cards All students (n=14,760) Group University of Victoria (n=339) 1 (n=3,531) 2 (n=6,238) 3 (n=4,991) Number of credit cards (FIN1) None 7% 8% 7% 7% 4% One 64% 65% 62% 66% 65% Two 21% 19% 22% 20% 24% Three or more 8% 7% 8% 7% 8% Regularly pay off balance each month* (FIN2) Yes 79% 70% 81% 80% 77% Total credit card balance* (FIN3) Zero 37% 34% 37% 38% 39% $500 or less 14% 14% 13% 14% 12% $501 to $1,000 6% 6% 6% 7% 5% Over $1,000 10% 14% 8% 10% 10% Don't know 33% 32% 36% 31% 34% Average (those with credit card) $792 $1,176 $655 $753 $639 Average (those with unpaid balance) $2,771 $3,366 $2,395 $2,745 $2,334 * Total credit card balance and payment of the balance were asked of those who had at least one credit card.

  • Credit Card If you choose to pay by credit card, you will be prompted to provide your credit card information and will be presented with a screen that reflects the amount of your subscription, the amount of fees that would be charged by the credit card issuer for the transaction and the total amount payable.

  • Credit Card Payments If You pay for the APEX Service using a credit card (to the extent available), then: (a) You authorize Dell to periodically charge Your credit card for the APEX Service fees; (b) You will be subject to any additional terms presented to You by the third-party credit card payment processor (which will be the merchant of record for that transaction); and (c) You are responsible for keeping Your credit card information up to date. You agree that Dell may request that Your credit card payment issuer pre-authorize and hold an amount equal to the next recurring fee (or an estimate if the fee is variable) for the APEX Service in advance of its due date.

  • Client Accounts 17.1 It is agreed and understood that the types of the different Client Accounts offered by the Company and the characteristics of such Client Accounts are found on the Website and are subject to change at the Company’s discretion and according to paragraph 43 hereunder.

  • Visa Check Card If approved, you may use your Visa® card to purchase goods and services from participating merchants. However, you may not use your card to initiate any type of gambling transaction. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your card purchases will be deducted from your checking account. For ATM and one-time debit card transactions, you must consent to the Credit Union’s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft protection and the Schedule of Fees and Charges. For other types of transactions, if the balance in your account is not sufficient to pay the transaction amount, the Credit Union may pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts, or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your account, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your card and personal identification number (PIN) in ATMs of the Credit Union, Instant Cash, and Cirrus® networks, and such other machines or facilities as the Credit Union may designate. In addition, you may use your Visa card without a PIN for certain transactions on the Visa, Instant Cash, and Cirrus® networks. However, provisions of this Agreement relating only to Visa debit transactions, such as additional limits on your liability and streamlined error resolution procedures, do not apply to transactions processed through non-Visa networks. To initiate a Visa debit transaction, you may sign a receipt, provide a card number, or swipe or insert your card at a point-of-sale (POS) terminal and choose to route the transaction over a Visa network. At the present time, you may also use your card to: - Make deposits to your savings and checking accounts. - Withdraw funds from your savings and checking accounts. - Transfer funds from your savings and checking accounts. - Obtain balance information for your savings and checking accounts. - Make point-of-sale (POS) transactions with your card and personal identification number (PIN) to purchase goods or services at merchants that accept Visa. - Order goods or services by mail or telephone from places that accept Visa. The following limitations on Visa Check Card transactions may apply: - There is no limit on the number of Visa Check Card purchases you make per day. - Purchase amounts are limited to the amount in your account. - You may purchase up to a maximum of $2,000.00 per day. - There is no limit to the number of cash withdrawals you may make in any one (1) day from an ATM machine. - You may withdraw up to a maximum of $500.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account. - There is no limit on the number of POS transactions you may make in any one (1) day. - You may purchase up to a maximum of $2,000.00 from POS terminals per day, if there are sufficient funds in your account. - For security purposes, there are other limits on the frequency and amount of transfers available at ATMs. - You may transfer up to the available balance in your accounts at the time of the transfer. - See Section 2 for transfer limitations that may apply to these transactions.

  • Credit Card Authorization TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOU IRREVOCABLY AND UNCONDITIONALLY AUTHORIZE XXXXXXX TO CHARGE ALL AMOUNTS DUE UNDER THIS AGREEMENT TO ANY CREDIT CARD YOU PROVIDE TO US, AND YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS XXXXXXX WITH RESPECT TO THE SAME.

  • Qualified Credit Card Issuer A UK Financial Institution satisfying the following criteria:

  • Mastercard Purchases and cash withdrawals made in foreign currencies will be debited from your account in U.S. dollars. The exchange rate used to convert foreign currency transactions to U.S. dollars is either a government-mandated exchange rate or a wholesale exchange rate and is selected by MasterCard. The rate MasterCard uses for a particular transaction is the rate MasterCard selects for the applicable currency on the day the transaction is processed. This rate may differ from the rate applicable on the date the transaction occurred or was posted to your account. A fee of up to 1.00% will be charged on all transactions completed outside of the United States, where the cardholder’s country code differs from the merchant’s country code. All fees are calculated based on the transaction amount after it is converted to U.S. dollars. These fees are charged except where excluded.

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