Common use of Visa Check Card Clause in Contracts

Visa Check Card. You may use your Card to purchase goods and services from participating merchants. If you wish to pay for goods or services over the Internet you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your Card for any transaction that is illegal under applicable federal, sate, or local law. Funds to cover your Card purchases will be deducted from your share draft account. If the balance in your account is not sufficient to pay the transaction amount, the credit union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts, or loan accounts that you established with the Credit Union. If you initiate a transaction that overdraws your Account, you agree to make immediate payment of any overdrafts together with ay service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your Card and PIN (Personal Identification Number)in automated teller machines of the Credit Union, Nyce, Cirrus Networks, and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your Card to: *Withdraw funds from your share and share draft accounts. *Make deposits to your share and share draft accounts. *Transfer funds from your share and share draft accounts. *Obtain balance information for your share and share draft accounts. *Make POS (Point-of-Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or services at merchants that accept VISA. *Order goods or services by mail or telephone from places that accept VISA. The following limitation of the frequency and amount of VISA Check Card transactions may apply: *Purchase amounts are limited to the amount in your account. *You may withdraw up to a maximum of $500.00 in any one day from an ATM machine, if there are sufficient funds in your account. *You may purchase up to a maximum of $5000.00 from POS terminals per day, if there are sufficient funds in your account. *You may transfer up to the available balance in your account at the time of the transfer. *See Section 2 for transfer limitation that may apply to these transactions.

Visa Check Card. You may use your Card card to purchase goods and services from participating merchants. However, you may not use your card to initiate any type of electronic gambling transactions through the Internet. If you wish to pay for goods or services over the Internet Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your Card card for any transaction that is illegal under applicable federal, satestate, or local law. Funds to cover your Card card purchases will be deducted from your share draft account. If the balance in your account is not sufficient to pay the transaction amount, the credit union Credit Union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts, accounts or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your Accountaccount, you agree to make immediate payment of any overdrafts together with ay any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreementagreement. You may use your Card card and PIN personal identification number (Personal Identification Number)in automated teller machines PIN) in ATMs of the Credit Union, NyceCo-Op, Cirrus NetworksSTAR networks, and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your Card card to: * Make deposits to your share, share draft, and Money Market accounts.  Withdraw funds from your share, share draft, and share draft Money Market accounts. *Make deposits to your share and share draft accounts. * Transfer funds from your share, share draft, and share draft Money Market accounts. *Obtain balance information for your share and share draft accounts. * Make POS (Pointpoint-of-Salesale (POS) transactions with your Card card and PIN personal identification number (Personal Identification NumberPIN) to purchase goods or services at merchants that accept VISAVisa®. * Order goods or services by mail or telephone from places that accept VISAVisa®.  The following limitation of limitations on the frequency and amount of VISA Visa® Check Card transactions may apply: * There is a limit of ten (10) Visa® Check Card purchases you make per day.  Purchase amounts are limited to the amount in your accountaccount up to $1000 per day. * There is no limit to the number of cash withdrawals you may make in any one day from an ATM machine.  You may withdraw up to a maximum of $500.00 1000 in any one day from an ATM machine, if there are sufficient funds in your account. * There is no limit on the number of POS transactions you may make in any one day.  You may purchase up to a maximum of $5000.00 1,000 from POS terminals per day, if there are sufficient funds in your account. * For security purposes, there are other limits on the frequency and amount of transfers available at ATMs.  You may transfer up to the available balance in your account accounts at the time of the transfer. * See Section 2 for transfer limitation limitations that may apply to these transactions.

Visa Check Card. You may use your Card to purchase goods and services from any place your Card is honored by participating merchants. If you wish to pay for goods or services over the Internet you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your Card for any transaction that is illegal under applicable federal, sate, or local law. Funds to cover your Card purchases will be deducted from your share draft checking account. If the balance in your account is not sufficient to pay the transaction amount, amount the credit union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts, or loan accounts that you have established with the Credit Unionunion. If you initiate a transaction that overdraws your Account, you agree to make immediate payment of any overdrafts together with ay any service charges to from the Credit Union. In the event of repeated overdrafts, overdrafts the Credit Union may terminate all services under this the Agreement. You may use your Card and PIN (Personal Identification Number)in Number) in automated teller machines of the Credit Union, NyceCirrus, Cirrus Plus, Networks, and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your Card to: *Withdraw funds from your share and share draft accounts. *• Make deposits to your share savings and share draft accounts. *checking accounts • Withdrawals funds from your checking accounts • Transfer funds from your share savings and share draft accounts. *checking accounts • Obtain balance information for your share savings and share draft accounts. *checking account • Access your overdraft protection account • Make POS (Point-of-Point of Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or and services at merchants that accept VISA. *• Order goods or services by mail or telephone from places that accept VISA. The following limitation of on the frequency and the amount of VISA Check Card transactions may apply: *• There is a limit of 20 on the number of VISA Check Card purchases you have outstanding. • Purchase amounts are limited to the amount in your accountaccount or $2,000. *• You may purchase up to a maximum of $2,000.00 per debit card purchase. • There is no limit to the number of cash withdrawals you make in any one day from an ATM machine. • You may withdraw up to a maximum of $500.00 in any one day from an ATM machine, if there are sufficient funds in your account. *• You may purchase up to a maximum of $5000.00 500.00 from POS terminals per day, if there are sufficient funds in your account. *• You may transfer up to the available balance in your account accounts at the time of the transfer. *• See Section 2 for transfer limitation limitations that may apply to these transactions.

Visa Check Card. You If approved, you may use your Card card to purchase goods and services from participating merchants. If you wish to pay for goods or services over the Internet Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your Card card for any transaction that is illegal under applicable federal, satestate, or local law. Funds to cover your Card card purchases will be deducted from your share draft account. If the balance in your account is not sufficient to pay the transaction amount, the credit union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts, accounts or loan accounts that you have established with the Credit Unioncredit union. If you initiate a transaction that overdraws your Accountaccount, you agree to make immediate payment of any overdrafts together with ay any service charges to the Credit Unioncredit union. In the event of repeated overdrafts, the Credit Union credit union may terminate all services under this Agreementagreement. You may use your Card card and PIN personal identification number (Personal Identification Number)in automated teller machines PIN) in ATMs of the Credit Unioncredit union, Nyce, Pulse or Cirrus Networksnetworks, and such other machines or facilities as the Credit Union credit union may designate. At the present time, you may also use your Card card to: *Withdraw (1) withdraw funds from your share and share draft accounts. *Make deposits to your share and share draft accounts. *Transfer ; (2) transfer funds from your share and share draft accounts. *Obtain ; (3) obtain balance information for your share and share draft accounts. *Make POS ; (Point4) make point-of-Salesale (POS) transactions with your Card card and PIN personal identification number (Personal Identification NumberPIN) to purchase goods or services at merchants that accept VISA. *Order Visa; (5) order goods or services by mail or telephone from places that accept VISAVisa. The following limitation of limitations on the frequency and amount of VISA Visa Check Card transactions may apply: *Purchase (1) there is no limit on the number of Visa Check Card purchases you make per day; (2) purchase amounts are limited to the amount in your account. *You ; (3) you may purchase up to a maximum of $1,000 per day; (4) there is no limit to the number of cash withdrawals you may make in any one day from an ATM machine; (5) you may withdraw up to a maximum of $500.00 300 in any one day from an ATM machine, if there are sufficient funds in your account. *You ; (6) there is no limit on the number of POS transactions you may make in any one day, (7) you may purchase up to a maximum of $5000.00 1,000 from POS terminals per day, if there are sufficient funds in your account. *You ; (8) for security purposes, there are other limits on the frequency and amount of transfers available at ATM’s; (9) you may transfer up to the available balance in your account accounts at the time of the transfer. *See ; (10) see Section 2 for transfer limitation limitations that may apply to these transactions.

Visa Check Card. You may use your Card to purchase goods and services from anyplace VISA is honored by participating merchants. If you wish to pay for goods or services over the Internet Internet, you may be required to provide card number member security information before you will be permitted to complete the transaction. You agree that you will not use your Card for any transaction that is illegal under applicable federal, satestate, or local law. Funds to cover your Card purchases will be deducted from your share draft account. If the balance in your account is not sufficient to pay the transaction amount, the credit union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts, accounts or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your Account, you agree to make immediate payment of any overdrafts together with ay any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your Card and PIN (Personal Identification Number)in Number) in automated teller machines of the Credit Union, Nyce, Cirrus Networks, and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your Card to: * Withdraw funds from your share and share draft accounts. *Make deposits to your share and share draft accounts. * Transfer funds from your share and share draft accounts. * Obtain balance information for your share and share draft accounts. * Make POS (Point-of-Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or services at merchants that accept VISA. * Order goods or services by mail or telephone from places that accept VISA. The following limitation of limitations on the frequency and amount of VISA Check Card transactions may apply: *Purchase amounts are limited  There is no limit on the number of Visa Check Card purchases you make per day.  There is no limit to the amount number of cash withdrawals you may make in your accountany one (1) day from an ATM machine. * You may purchase up to a maximum of $4,000.00 per day.  You may withdraw up to a maximum of $500.00 400.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account. * You may purchase up to a maximum of $5000.00 4000.00 from POS terminals per day, if there are sufficient funds in your account. * For security purposes, there MAY be other limits on the frequency and amount of transfers available at ATMs.  You may transfer up to the available balance in your account accounts at the time of the transfer. * See Section 2 “transfer limitations” section for transfer limitation that any transactions. The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. The Credit Union may apply set other limits on the amount of any transaction, and you will be notified of those limits. The Credit Union may refuse to these transactionshonor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each telephone call.

Visa Check Card. “Debit Card.” You may use your Card to purchase goods and services from participating merchants. If you wish to pay for goods or services over the Internet you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your Card for any transaction that is illegal under applicable federal, satestate, or local law. Funds to cover your Card purchases will be deducted from your share draft checking account. If the balance in your account is not sufficient to pay the transaction amount, the credit union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts, accounts or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your Account, you agree to make immediate payment of any overdrafts together with ay any related service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your Card and PIN (Personal Identification Number)in Number) in automated teller machines of the Credit Union, NyceSUM, Cirrus NYCE, Cirrus, Networks, and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your Card to: *• Withdraw funds from your share savings and checking accounts. • Transfer funds from your savings and checking accounts. • Obtain balance information for your savings and share draft accounts. *Make deposits to your share and share draft accounts. *Transfer funds from your share and share draft accounts. *Obtain balance information for your share and share draft accounts. *Make POS (Point-of-Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or services at merchants that accept VISA. *• Order goods or services in person over the internet, by mail mail, or telephone from places that accept VISAVisa. The following limitation of limitations on the frequency and amount of VISA Visa Check Card transactions may apply: *• There is no limit on the number of POS purchases you make per day however you may not make more than eight per hour. Purchase amounts are limited to the amount in your accountaccount not to exceed $2,000.00 per day. *You • There is no limit to the number of cash withdrawals or pin-based POS transactions you may withdraw up to a maximum of $500.00 make in any one day from an ATM machine, however you may not make more than five per hour. Maximum cash withdrawal or pin-based POS transactions per day is $700.00 if there are sufficient funds in your the account. *You may purchase up to a maximum of $5000.00 from POS terminals per day, if there are sufficient funds in your account. *• You may transfer up to the available balance in your account accounts at the time of the transfer. *• See Section 2 Terms and Conditions for account related transfer limitation limitations that may apply to these transactions.

Visa Check Card. “Debit Card”: You may use your Card to purchase goods and services from participating merchants. If you wish to pay for goods or services over the Internet you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your Card for any transaction that is illegal under applicable federal, satestate, or local law. Funds to cover your Card purchases will be deducted from your share draft checking account. If the balance in your account is not sufficient to pay the transaction amount, the credit union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts, accounts or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your Account, you agree to make immediate payment of any overdrafts together with ay any related service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your Card and PIN (Personal Identification Number)in Number) in automated teller machines of the Credit Union, NyceSUM, Cirrus NYCE, Cirrus, Networks, and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your Card to: * Withdraw funds from your share savings and checking accounts.  Transfer funds from your savings and checking accounts.  Obtain balance information for your savings and share draft accounts. *Make deposits to your share and share draft accounts. *Transfer funds from your share and share draft accounts. *Obtain balance information for your share and share draft accounts. *Make POS (Point-of-Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or services at merchants that accept VISA. * Order goods or services in person over the internet, by mail mail, or telephone from places that accept VISAVisa.  The following limitation of limitations on the frequency and amount of VISA Visa Check Card transactions may apply: * There is no limit on the number of POS purchases you make per day however you may not make more than eight per hour. Purchase amounts are limited to the amount in your accountaccount not to exceed $1,500.00 per day. *You  There is no limit to the number of cash withdrawals or pin-based POS transactions you may withdraw up to a maximum of $500.00 make in any one day from an ATM machine, however you may not make more than five per hour. Maximum cash withdrawal or pin-based POS transactions per day is $500.00 if there are sufficient funds in your the account. *You may purchase up to a maximum of $5000.00 from POS terminals per day, if there are sufficient funds in your account. * You may transfer up to the available balance in your account accounts at the time of the transfer. * See Section 2 Terms and Conditions for account related transfer limitation limitations that may apply to these transactions.

Visa Check Card. You If approved, you may use your Card card to purchase goods and services from participating merchants. If you wish to pay for goods or services over the Internet Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your Card card for any transaction that is illegal under applicable federal, satestate, or local law. Funds to cover your Card card purchases will be deducted from your share draft account. If the balance in your account is not sufficient to pay the transaction amount, the credit union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts, accounts or loan accounts that you have established with the Credit Unioncredit union. If you initiate a transaction that overdraws your Accountaccount, you agree to make immediate payment of any overdrafts together with ay any service charges to the Credit Unioncredit union. In the event of repeated overdrafts, the Credit Union credit union may terminate all services under this Agreementagreement. You may use your Card card and PIN personal identification number (Personal Identification Number)in automated teller machines PIN) at ATMs of the Credit Union, Nyce, Cirrus Networks, credit union and such other machines or facilities as the Credit Union credit union may designate. At the present time, you may also use your Card card to: *• Make deposits to your share and share draft accounts. • Withdraw funds from your share and share draft accounts. *Make deposits to your share and share draft accounts. *• Transfer funds from your share and share draft accounts. *• Obtain balance information for your share and share draft accounts. *• Make POS (Pointpoint-of-Salesale (POS) transactions with your Card card and PIN personal identification number (Personal Identification NumberPIN) to purchase goods or services at merchants that accept VISAVisa. *• Order goods or services by mail or telephone from places that accept VISAVisa. The following limitation of limitations on the frequency and amount of VISA Visa Check Card transactions may apply: *Purchase amounts are limited to the amount in your account. *• You may withdraw up to a maximum of $500.00 510 in any one day from an ATM machine, if there are sufficient funds in your account. *• You may purchase up to a maximum of $5000.00 from 2,500 in POS terminals transactions per day, if there are sufficient funds in your account. *• For security purposes, there are other limits on the frequency and amount of transfers available at ATMs. • You may transfer up to the available balance in your account accounts at the time of the transfer. *• See Section 2 for transfer limitation limitations that may apply to these transactions. Non-Visa PIN-less transactions will not be processed as Visa transactions and therefore will not include Visa’s zero liability or chargeback and dispute resolution benefits. Additionally, provisions of this agreement relating only to Visa transactions are not applicable to non-Visa and PIN-less debit transactions.

Visa Check Card. You may use your Card to purchase goods and services from participating merchants. If you wish to pay for goods or services over the Internet you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your Card for any transaction that is illegal under applicable federal, sate, or local law. Funds to cover your Card purchases will be deducted from your share draft account. If the balance in your account is not sufficient to pay the transaction amount, the credit union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts, or loan accounts that you established with the Credit Union. If you initiate a transaction that overdraws your Account, you agree to make immediate payment of any overdrafts together with ay any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your Card and PIN (Personal Identification Number)in Number) in automated teller machines of participating in the Credit Union, following networks: Nyce, Cirrus NetworksCO-Op, The Exchange and Plus and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your Card to: *Withdraw funds from your share and share draft accounts. *Make deposits to your share and share draft accounts. *Transfer funds from your share and share draft accounts. *Obtain balance information for your share and share draft accounts. *Make POS (Point-of-Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or services at merchants that accept VISA. *Order goods or services by mail or telephone from places that accept VISA. The following limitation of the frequency and amount of VISA Check Card transactions may apply: *Purchase amounts are limited to the amount in your account. *You may withdraw up to a maximum of $500.00 200.00 in any one day from an ATM machine, if there are sufficient funds in your account. *You may purchase up to a maximum of $5000.00 200.00 from POS terminals per day, if there are sufficient funds in your account. *You may transfer up to the available balance in your account at the time of the transfer. *See Section 2 for transfer limitation that may apply to these transactions.