Common use of Visa Check Card Clause in Contracts

Visa Check Card. You may use your Visa Check Card and PIN to perform all of the functions listed above in the ATM Card Access section. Additionally, you may also: • Take advances from your line-of-credit loan account; • Pay for purchases at places that have agreed to accept the Card. • Pay bills or make other transactions on Non-Visa Networks (STAR) without a PIN* • Order goods or services by mail, telephone, or via the Internet from places that accept the Card. • Make cash withdrawals in foreign countries and in foreign currencies. • Pay bills directly by telephone from your savings and checking accounts in the amounts and on the days you request. Some services on ATM or Debit Cards may not be available at all terminals. The amount of purchases and/or cash obtained (if permitted) will be deducted from your checking account. Advances from your line-of-credit account are loans that must be repaid by you, and are governed by your line-of-credit agreement. *Non-Visa PIN-less transactions will not be processed as Visa transactions and therefore will not include Visa's zero liability or chargeback and dispute resolution benefits. Additionally, provisions of this agreement relating only to Visa transactions are not applicable to non-Visa and PIN-less debit transactions. Limitations. The following limitations will apply to your Card: • The maximum dollar amount of cash withdrawals per day is $500. Sufficient funds must be available to make any withdrawal. You may make up to fifteen (15) cash withdrawals in one day. • The maximum purchase price for any one transaction at a POS Terminal is $2,000. You may make up to fifteen (15) purchases in one day. • For security reasons, there are other limitations to frequency and number of transfers you may make at ATMs. • Your available account balance may be reduced for preauthorizations for 3 business days or until the transaction "clears”. • Additional limitations are set forth in the TRANSFER LIMITATIONS provision contained herein.

Visa Check Card. You may use your Visa Check Card and PIN to perform all of the functions listed above in the ATM Card Access section. Additionally, you may also: • Take advances from your line-of-credit loan account; • Pay for purchases at places that have agreed to accept the Card. • Pay bills or make other transactions on Non-Visa Networks (STAR, ACCEL/EXCHANGE) without a PIN* • Order goods or services by mail, telephone, or via the Internet from places that accept the Card. • Make cash withdrawals in foreign countries and in foreign currencies. • Pay bills directly by telephone from your savings and checking accounts in the amounts and on the days you request. Some services on ATM or Debit Cards may not be available at all terminals. The amount of purchases and/or cash obtained (if permitted) will be deducted from your checking account. Advances from your line-of-credit account are loans that must be repaid by you, and are governed by your line-of-credit agreement. *Non-Visa PIN-less transactions will not be processed as Visa transactions and therefore will not include Visa's zero liability or chargeback and dispute resolution benefits. Additionally, provisions of this agreement relating only to Visa transactions are not applicable to non-Visa and PIN-less debit transactions. Limitations. The following limitations will apply to your Card: • The maximum dollar amount of cash withdrawals per day is $500. Sufficient funds must be available to make any withdrawal. You may make up to fifteen (15) cash withdrawals in one day. • The maximum purchase price for any one transaction at a POS Terminal is $2,000. You may make up to fifteen (15) purchases in one day. • For security reasons, there are other limitations to frequency and number of transfers you may make at ATMs. • Your available account balance may be reduced for preauthorizations for 3 business days or until the transaction "clears”. • Additional limitations are set forth in the TRANSFER LIMITATIONS provision contained herein.

Visa Check Card. You may use your Visa Check Card and and/or PIN to perform all of the functions listed above in the ATM Card Access section. Additionally, you may alsoto: • Withdraw funds from your savings and checking accounts. • Make deposits to your savings and checking accounts. • Transfer funds between your savings and checking accounts whenever you request. • Obtain balance information on your savings and checking accounts. • Take advances an advance from your line-of-credit loan account; . • Pay for purchases at places that have agreed to accept the Card. • Pay bills Make POS (Point of Sale) transactions to purchase goods or make other transactions on Non-services at POS terminals that have the Visa Networks (STAR) without a PIN* logo. • Order goods or services by mail, telephone, or via the Internet from places that accept the Card. • Make cash withdrawals in foreign countries and in foreign currencies. • Pay bills directly by telephone from your savings and checking accounts in the amounts and on the days you request. Some services on ATM or Debit Cards may not be available at all terminals. The amount of purchases and/or cash obtained (if permitted) will be deducted from your checking account. Advances from your line-of-credit account are loans that must be repaid by you, and are governed by your line-of-credit agreement. *Non-Visa PIN-less transactions will not be processed as Visa transactions and therefore will not include Visa's zero liability or chargeback and dispute resolution benefits. Additionally, provisions of this agreement relating only to Visa transactions are not applicable to non-Visa and PIN-less debit transactions. Limitations. The following limitations will apply to your Card: • The maximum dollar amount of cash withdrawals per day is $500505.00. Sufficient funds must be available to make any withdrawal. You There is no limit to the number of cash withdrawals you may make up to fifteen (15) cash withdrawals in one day. • The maximum purchase price for any one transaction at a POS Terminal is $2,0002,500.00. You There is no limit to the number of purchases you may make up to fifteen (15) purchases in one day. • For security reasons, there are other limitations to frequency and number of transfers you may make at ATMs. • Your available account balance may be reduced for preauthorizations for 3 business days or until the transaction "clears”. • You are not allowed to make deposits at an ATM that we do not operate or own. • Additional limitations are set forth in the TRANSFER LIMITATIONS provision contained herein.

Visa Check Card. You may use your Visa Check Card and PIN to perform all of the functions listed above in the ATM Card Access section. Additionally, you may also: • Take advances from your line-of-credit loan account; • Pay for purchases at places that have agreed to accept the Card. • Make POS (Point of Sale) transactions to purchase goods or services at POS terminals that have the Visa logo. • Pay bills or make other transactions on Non-Visa Networks (STARAccel) without a PIN* • Order goods or services by mail, telephone, or via the Internet from places that accept the Card. • Make cash withdrawals in foreign countries and in foreign currencies. • Pay bills directly by telephone from your savings and checking accounts in the amounts and on the days you request. Some services on ATM or Debit Cards may not be available at all terminals. The amount of purchases and/or cash obtained (if permitted) will be deducted from your checking account. Advances from your line-of-credit account are loans that must be repaid by you, and are governed by your line-of-credit agreement. *Non-Visa PIN-less transactions will not be processed as Visa transactions and therefore will not include Visa's zero liability or chargeback and dispute resolution benefits. Additionally, provisions of this agreement relating only to Visa transactions are not applicable to non-Visa and PIN-less debit transactions. Limitations. The following limitations will apply to your Card: • The maximum dollar amount of cash withdrawals per day is $500300. Sufficient funds must be available to make any withdrawal. • You may make up to fifteen (15) only 5 cash withdrawals in one day. • The maximum purchase price total daily limit for any one transaction transactions at a POS Terminal terminals is $2,0001,500. • You may make up to fifteen (15) only 15 purchases in one day. • For security reasons, there are other limitations to frequency and number of transfers you may make at ATMs. • Your available account balance may be reduced for preauthorizations for 3 1 business days day or until the transaction "clears”. • You are not allowed to make deposits at an ATM that we do not operate or own. • Additional limitations are set forth in the TRANSFER LIMITATIONS provision contained herein.

Visa Check Card. You may use your Visa Check Card and and/or PIN to perform all of the functions listed above in the ATM Card Access section. Additionally, you may alsoto: • Take advances Withdraw funds from your line-of-credit loan account; savings and checking accounts. • Make deposits to your savings and checking accounts. • Transfer funds between your savings and checking accounts whenever you request. • Obtain balance information on your savings and checking accounts. • Pay for purchases at places that have agreed to accept the Card. • Make POS (Point of Sale) transactions to purchase goods or services at POS terminals that have the Visa logo. • Pay bills or make other transactions on Non-Visa Networks (STAR, ACCEL) without a PIN* • Order goods or services by mail, telephone, or via the Internet from places that accept the Card. • Make cash withdrawals in foreign countries and in foreign currencies. • Pay bills directly by telephone from your savings and checking accounts in the amounts and on the days you request. Some services on ATM or Debit Cards may not be available at all terminals. The amount of purchases and/or cash obtained (if permitted) will be deducted from your checking account. Advances from your line-of-credit account are loans that must be repaid by you, and are governed by your line-line- of-credit agreement. *Non-Visa PIN-less transactions will not be processed as Visa transactions and therefore will not include Visa's zero liability or chargeback and dispute resolution benefits. Additionally, provisions of this agreement relating only to Visa transactions are not applicable to non-Visa and PIN-less debit transactions. Limitations. The following limitations will apply to your Card: • The maximum dollar amount of cash withdrawals per day is $500500.00. Sufficient funds must be available to make any withdrawal. You There is no limit to the number of cash withdrawals you may make up to fifteen (15) cash withdrawals in one day. • The maximum purchase price for any one transaction at a POS Terminal is $2,0003,000. You There is no limit to the number of purchases you may make up to fifteen (15) purchases in one day. • For security reasons, there are other limitations to frequency and number of transfers you may make at ATMs. • Your available account balance may be reduced for preauthorizations for 3 business days or until the transaction "clears”. • Additional limitations are set forth in the TRANSFER LIMITATIONS provision contained herein.

Visa Check Card. You may use your Visa Check Card and and/or PIN to perform all of the functions listed above in the ATM Card Access section. Additionally, you may alsoto: • Take advances Withdraw funds from your line-of-credit loan account; share and share draft accounts. • Make deposits to your share and share draft accounts. • Transfer funds between your share and share draft accounts whenever you request. • Obtain balance information on your share and share draft accounts. • Pay for purchases at places that have agreed to accept the Card. • Make POS (Point of Sale) transactions to purchase goods or services at POS terminals that have the Visa logo. • Pay bills or make other transactions on Non-Visa Networks (STAR, ACCEL) without a PIN* • Order goods or services by mail, telephone, or via the Internet from places that accept the Card. • Make cash withdrawals in foreign countries and in foreign currencies. • Pay bills directly by telephone from your savings and checking accounts in the amounts and on the days you request. Some services on ATM or Debit Cards may not be available at all terminals. The amount of purchases and/or cash obtained (if permitted) will be deducted from your checking share draft account. Advances from your line-of-credit account are loans that must be repaid by you, and are governed by your line-line- of-credit agreement. *Non-Visa PIN-less transactions will not be processed as Visa transactions and therefore will not include Visa's zero liability or chargeback and dispute resolution benefits. Additionally, provisions of this agreement relating only to Visa transactions are not applicable to non-Visa and PIN-less debit transactions. Limitations. The following limitations will apply to your Card: • The maximum dollar amount of cash withdrawals per day (per rolling 24 hour period) is $500505.00. Sufficient funds must be available to make any withdrawal. You may make up to fifteen (15) only 8 cash withdrawals in one day. • The maximum purchase price aggregate total for any POS purchases in one transaction at a POS Terminal day (per rolling 24 hour period) is $2,0002,000.00. You may make up to fifteen (15) only 12 purchases in one dayday (per rolling 24 hour period). • For security reasons, there are other limitations to frequency and number of transfers you may make at ATMs. • Your available account balance may be reduced for preauthorizations for 3 business days or until the transaction "clears”. • You are not allowed to make deposits at an ATM that we do not operate or own. • Additional limitations are set forth in the TRANSFER LIMITATIONS provision contained herein.

Visa Check Card. You may use your Visa Check Card and PIN to perform all of the functions listed above in the ATM Card Access section. Additionally, you may also: • Take advances from your line-of-credit loan account; • Pay for purchases at places that have agreed to accept the Card. • Make POS (Point of Sale) transactions to purchase goods or services at POS terminals that have the Visa logo. • Pay bills or make other transactions on Non-Visa Networks (STAR, ACCEL) without a PIN* • Order goods or services by mail, telephone, or via the Internet from places that accept the Card. • Make cash withdrawals in foreign countries and in foreign currencies. • Pay bills directly by telephone from your savings and checking accounts in the amounts and on the days you request. Some services on ATM or Debit Cards may not be available at all terminals. The amount of purchases and/or cash obtained (if permitted) will be deducted from your checking account. Advances from your line-of-credit account are loans that must be repaid by you, and are governed by your line-of-credit agreement. *Non-Visa PIN-less transactions will not be processed as Visa transactions and therefore will not include Visa's zero liability or chargeback and dispute resolution benefits. Additionally, provisions of this agreement relating only to Visa transactions are not applicable to non-Visa and PIN-less debit transactions. Limitations. The following limitations will apply to your Card: • The maximum dollar amount of cash withdrawals per day is $500400. Sufficient funds must be available to make any withdrawal. You There is no limit to the number of cash withdrawals you may make up to fifteen (15) cash withdrawals in one day. • The maximum purchase price for any one transaction at a POS Terminal is $2,0002,500. You There is no limit to the number of purchases you may make up to fifteen (15) purchases in one day. • For security reasons, there are other limitations to frequency and number of transfers you may make at ATMs. • Your available account balance may be reduced for preauthorizations for 3 business days or until the transaction "clears”. • You are not allowed to make deposits at an ATM that we do not operate or own. • Additional limitations are set forth in the TRANSFER LIMITATIONS provision contained herein.