Common use of Using Online Banking Clause in Contracts

Using Online Banking. You are responsible for selecting all systems, hardware and your Internet Service provider and for any defect, malfunction or interruption in service or security due to hardware failure, your choice of Internet Service provider and systems and computer services. We have no responsibility or liability for same. Your access to Online Banking is limited outside of the United States. Countries identified as originators of excessive fraud are blocked as a measure to protect our customers. THE BUSINESS ONLINE BANKING SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESSED OR IMPLIED. WE DO NOT WARRANT THAT INTERNET SERVICE WILL BE UNINTERRUPTED OR ERROR FREE, NOR DO WE MAKE ANY WARRANTY AS TO ANY RESULTS THAT MAY BE OBTAINED BY USE OF INTERNET SERVICE. In order to use the Online Banking service, you must have at least one account with the Bank. To access your account(s) via the Internet, you must have Internet access via an Internet Service Provider and an Internet browser that supports 128-bit encryption. The Online Banking product is best viewed using Internet Explorer 5.0 or higher or Netscape Navigator 4.7 or higher. Your Internet Service Provider can help you obtain the correct version. We require the use of 128-bit secure browser with Secure Sockets Layer (SSL) to login to your accounts and perform transactions. Most modern browsers use SSL technology, however if you are using an older version of software, it would be wise to upgrade. You then know you have the best security protection available. The following are ways to know if your browser is secure:  A small window may pop up to tell you that this is a secure link and do you want to continue;  Instead of the usual http:// you will notice that it has changed to https://. The "s" denotes secure mode;  Most secure browsers also have a small graphic, such as a padlock or key, that will appear in the bottom right hand corner of the screen, indicating a secure connection. You agree that the Bank is entitled to act upon instructions received through the Online Banking service under your Password. However, you agree that you will not, under any circumstances, disclose your Password by telephone or any other means to any person. You acknowledge that no person from the Bank will ever ask for your Password and that Bank employees do not need and should not ask for your Password. You are liable for all transactions made by the authorized use of your Password and agree that, if you give your Password to anyone, you do so at your own risk since anyone with your Password will have access to your accounts. You may ask the Bank to disable your Online Banking account during any business day.

Appears in 1 contract

Samples: Business Online Banking Disclosure and Agreement About This Agreement

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Using Online Banking. You are responsible for selecting all systems, hardware and your Internet Service provider and for any defect, malfunction or interruption in service or security due to hardware failure, your choice of Internet Service provider and systems and computer services. We have no responsibility or liability for same. Your access to Online Banking is limited outside of the United States. Countries identified as originators of excessive fraud are blocked as a measure to protect our customers. THE BUSINESS ONLINE BANKING SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESSED OR IMPLIED. WE DO NOT WARRANT THAT INTERNET SERVICE WILL BE UNINTERRUPTED OR ERROR FREE, NOR DO WE MAKE ANY WARRANTY AS TO ANY RESULTS THAT MAY BE OBTAINED BY USE OF INTERNET SERVICE. In order to use the Online Banking serviceServices, you must have at least one a personal checking, money market or savings account with the Bank. To access your account(s) via the Internet, we recommend you must have Internet to use a personal computer with XPor MAC OSX, World Wide Web access via an a Secure Internet Service Provider and an Internet browser that supports 128-bit encryption. The Online Banking product is best viewed using Internet Explorer 5.0 6.0 or higher, or Netscape 7.0 or higher or Netscape Navigator 4.7 Firefox 1.0 or higher. If you use a MAC, we recommend using OS9, or if you prefer you can use OS10 with the MAC version of Internet. Your Internet Service Provider can help you obtain the correct version. We require You will receive an Access ID and temporary password from us after you opened the use account. Upon your initial log in you will be prompted to change your temporary password to a new password ("Password"), enter a unique authentication pass phrase and complete 3 security challenge questions, after successful log on you will have access to all of 128-bit secure browser with Secure Sockets Layer (SSL) to login to your the accounts and perform transactions. Most modern browsers use SSL technology, however if you are using an older version of software, it would be wise to upgrade. You then know you have the best security protection available. The following are ways to know if your browser is secure:  A small window with us now, whether individual or jointly held, as well as any new accounts you may pop up to tell you that this is a secure link and do you want to continue;  Instead of the usual http:// you will notice that it has changed to https://. The "s" denotes secure mode;  Most secure browsers also have a small graphic, such as a padlock or key, that will appear open in the bottom right hand corner of the screen, indicating a secure connectionfuture. You agree that the Bank is we are entitled to act upon instructions received through the Online Banking service Services under your Password and without inquiring into the identity of the person using that Password. However, you agree that you will not, under any circumstances, disclose your Password by telephone or any other means to any person. You acknowledge that no person from the Bank will ever ask for your Password and that Bank employees do not need and should not ask for your Password. You are liable for all transactions made by the authorized use of your Password and agree that, if you give your Password to anyone, you do so at your own risk since anyone with your Password will have access to your accounts. You At any time, you may ask the Bank us to disable your Online Banking Password. For joint accounts, each person will have a separate Access ID and Password. Each person on a joint account during will be liable for all transactions that are made on that account. Each person on a joint account authorizes all transactions made by any business dayother person on the account. Each person on a joint account agrees to be liable for the actions of the other person(s) on the account. DESCRIPTION OF ONLINE SERVICES ("Services") You may use the Services to: • View current balance information • Review posted transactions for the current or prior statement period • Transfer money between one or more of your linked accounts • Request stop payments on checks written by you • Export history to Quicken, Intuit Quickbooks, Microsoft Money or Microsoft Excel (Bank is not responsible for accuracy of exported information or export function, or otherwise as to information in any financial planning software that uses this history) Some of the Services may appear on your screen that have not been approved for you and, therefore, will not be available to you. Also, the Bank may, from time to time, introduce new Services. We shall update this Agreement to notify you of the existence of these new services. By using these services when they become available, you agree to be bound by the terms and conditions in this Agreement and any updates thereto.

Appears in 1 contract

Samples: Electronic Communication Agreement

Using Online Banking. You are responsible for selecting all systems, hardware and your Internet Service provider and for any defect, malfunction or interruption in service or security due to hardware failure, your choice of Internet Service provider and systems and computer services. We have no responsibility or liability for same. Your access to Online Banking is limited outside of the United States. Countries identified as originators of excessive fraud are blocked as a measure to protect our customers. THE BUSINESS PERSONAL ONLINE BANKING SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESSED OR IMPLIED. WE DO NOT WARRANT THAT INTERNET SERVICE WILL BE UNINTERRUPTED OR ERROR FREE, NOR DO WE MAKE ANY WARRANTY AS TO ANY RESULTS THAT MAY BE OBTAINED BY USE OF INTERNET SERVICE. In order to use the Online Banking service, you must have at least one account with the Bank. To access your account(s) via the Internet, you must have Internet access via an Internet Service Provider and an Internet browser that supports SSL 128-bit encryption. The Online Banking product is best viewed using Internet Explorer 5.0 or higher or Netscape Navigator 4.7 or higher. Your Internet Service Provider can help you obtain the correct version. We require the use of 128-bit secure browser with Secure Sockets Layer (SSL) to login to your accounts and perform transactions. Most modern browsers use SSL technology, however if you are using an older version of software, it would be wise to upgrade. You then know you have the best security protection available. The following are ways to know if your browser is secure:  A small window may pop up to tell you that this is a secure link and do you want to continue;  Instead of the usual http:// you will notice that it has changed to https://. The "s" denotes secure mode;  Most secure browsers also have a small graphic, such as a padlock or key, that will appear in the bottom right hand corner of the screen, indicating a secure connection. You agree that the Bank is entitled to act upon instructions received through the Online Banking service under your Password. However, you agree that you will not, under any circumstances, disclose your Password by telephone or any other means to any person. You acknowledge that no person from the Bank will ever ask for your Password and that Bank employees do not need and should not ask for your Password. You are liable for all transactions made by the authorized use of your Password and agree that, if you give your Password to anyone, you do so at your own risk since anyone with your Password will have access to your accounts. You may ask the Bank to disable your Online Banking account Password during any business day. For joint accounts, each person on a joint account agrees to be liable for the actions of the other person(s) on the account.

Appears in 1 contract

Samples: Personal Online Banking Disclosure and Agreement About This Agreement

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Using Online Banking. You are responsible for selecting all systems, hardware and your Internet Service provider and for any defect, malfunction or interruption in service or security due to hardware failure, your choice of Internet Service provider and systems and computer services. We have no responsibility or liability for same. Your access to Online Banking is limited outside of the United States. Countries identified as originators of excessive fraud are blocked as a measure to protect our customers. THE BUSINESS ONLINE BANKING SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESSED OR IMPLIED. WE DO NOT WARRANT THAT INTERNET SERVICE WILL BE UNINTERRUPTED OR ERROR FREE, NOR DO WE MAKE ANY WARRANTY AS TO ANY RESULTS THAT MAY BE OBTAINED BY USE OF INTERNET SERVICE. In order to use the Online Banking serviceServices, you must have at least one depository account with at the Bank. To , access your account(s) via the Internet, you must have to Internet access via an Internet Service Provider service and an Internet browser that supports 128e-bit encryption. The Online Banking product is best viewed using Internet Explorer 5.0 or higher or Netscape Navigator 4.7 or higher. Your Internet Service Provider can help you obtain the correct version. We require the use of 128-bit secure browser with Secure Sockets Layer (SSL) to login to your accounts and perform transactions. Most modern browsers use SSL technology, however if you are using an older version of software, it would be wise to upgrademail address. You then know you have are responsible for the best security protection available. The following are ways to know if set-up and maintenance of your browser is secure:  A small window may pop up to tell you that this is a secure link personal computer and do you want to continue;  Instead of the usual http:// you will notice that it has changed to https://. The "s" denotes secure mode;  Most secure browsers also have a small graphic, such as a padlock or key, that will appear in the bottom right hand corner of the screen, indicating a secure connectionmodem. You agree that we are not responsible for any errors or failures from any malfunction of your computer or any virus or other computer problem related to the Bank is entitled to act upon instructions received through use of the Online Banking service under your PasswordServices. HoweverAfter you click the “ACCEPT ” button below, you agree that will be directed to our initial login screen for the Services. Once you are at our initial login screen, you will notbe prompted to enter the User Code and temporary password that we provided you for use with the System. For security purposes, under any circumstances, disclose you are required to change your temporary password to a new password (“Password”) upon you initial login to the System. You determine what Password you will use and the identity of your Password by telephone or any other means is not communicated to any personus. You acknowledge that no person from Additionally, at the Bank first log in, the System will ever ask for your Password you to select an Authentication Image and that Bank employees Pass Phrase. The Authentication Image and Pass Phrase will display each time you log onto the Bank’s on-line banking site. If the Authentication Image and Pass Phrase do not need and should not ask for display after you log onto the online banking site, please do NOT enter your Password. You could be entering an illegitimate site. Notify your First General Bank Branch promptly. Furthermore, at the first log in, you will be ask to select and answer certain “Challenge Questions” and register your computer. As part of the security procedure, the system will “remember” the configurations of the computer through which you logged in. (Therefore, it is important that you do NOT register a “Public Computer”.) You will be required to provide the answers to such Challenge Questions, when you subsequently log in through a different computer. You agree that we are liable authorized to act on instructions received under your User Code and Password, and if applicable, the matching answers to Challenge Questions. You accept responsibility for all transactions made by the authorized use confidentiality and security of your User Code, Password and answers to the Challenge Questions, and agree that, if you give to change your Password regularly. The Bank has no obligation to anyoneverify that you have used a reasonable level of protection or to verify that your Password is changed at reasonable intervals. Upon three unsuccessful attempts to use your Password, your access to the System will be revoked. To re-establish your authorization to use the System, you do so at your own risk since anyone with must contact us to have your Password will reset or to obtain a new temporary password. A valid Password must have a minimum of nine characters, utilizing both upper case alpha, numeric and special characters (i.e.,1, 2,3, A,BC, a,b, c, ^,@ *, etc). Your Password should not be associated with any commonly known personal identification, such as social security numbers, address, date of birth or names of children, or found in any dictionary and should be memorized rather than written down. You are responsible for controlling access to your accounts. You may ask the Bank to disable your Online Banking account during any business dayServices.

Appears in 1 contract

Samples: Online Banking Disclosure and Agreement

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