Common use of Umbrella Liability Clause in Contracts

Umbrella Liability. Coverage with limits of $2,000,000.00. Coverage shall excess the underlying auto liability, employers liability, general liability including Medical Malpractice and Errors and Omissions liability. There shall not be any “drop down deductibles” in areas where underlying coverage is not required but the Umbrella Policy provides coverage.

Umbrella Liability. Coverage with limits of $2,000,000.00. Coverage shall excess the underlying auto liability, employers employer’s liability, general liability including Medical Malpractice and Errors and Omissions liability. There shall not be any “drop down deductibles” in areas where underlying coverage is not required but the Umbrella Policy provides coverage.