Types of Checks. You can only deposit checks using Mobile Deposit; however, there are some checks that you cannot deposit. These include:
Types of Checks. In our discretion, we may issue you Balance Transfer checks or Cash Advance checks. We may also call them “convenience checks”. The check must be signed by the person whose name is printed on it. When we receive a convenience check for payment, we may review your Account to decide whether to pay that check. We have the right not to pay a check for any reason, including (but not limited to) the following examples: (a) we are the payee on the check; (b) the check is post-dated (if a post-dated check is paid, resulting in another check being returned or not paid, we are not responsible); (c) you have used the check after the date specified on it; or (d) you are in default (including exceeding your credit line) or would be if we paid the check.
Types of Checks. You can only deposit checks using Mobile Deposit, however, there are some checks that you cannot deposit. These include: o Checks payable to any person or entity other than you. o Checks containing any alteration of which you know or believe to be fraudulent or not authorized by the owner of the account on which the check is drawn. o Any checks that are not in original form with a signature, such as substitute checks or remotely created checks. o Traveler’s cheques or money orders. o Returned checks. o Postdated checks or stale dated checks (more than 6 months old). o Checks written off an account at a financial institution located outside the United States. o Checks not payable in United States currency. Note that any check that you attempt to deposit using Mobile Deposit is subject to verification by Kentucky Bank. We may reject an item for deposit for any reason and will not be liable to you. In such a case, you will need to deposit the item using other means, such as visiting a Kentucky Bank branch.
Types of Checks. You agree to scan and deposit only checks as the term “check” is defined in the Expedited Funds Availability Act as implemented by Regulation CC. In addition you agree to only scan items that are properly endorsed. You agree that you will not use the Service to scan and deposit any checks as shown below: • Checks in amounts over $2,500 • Checks not properly endorsed • Checks payable to any person or entity other than you • Checks payable jointly, unless deposited into an account in the name of all payees • Checks containing alteration to any of the fields on the front of the check or item, or which you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check or item is drawn. • Checks previously converted to a substitute check, as defined in Regulation CC. • Checks drawn or payable through any foreign bank or a financial institution located outside the United States, or checks not payable in United States currency. • Checks that are remotely created, as defined by Reg CC • Post-dated checks or Stale-dated checks • Checks that are in any way incomplete, including but not limited to unsigned checks or not dated checks. • Checks prohibited by the Bank’s current procedures relating to the Service or which are otherwise not acceptable under the terms of your Account Agreement. • Checks on which the numerical and written amounts are different • Checks that have been previously returned unpaid by the financial institution on which they are drawn • Checks that are payable to Cash • Starter kit checks • Money Orders, Cashier’s Checks, Travelers Checks, or Savings Bonds • Credit Card Checks, Insurance Checks, and Tax Refunds • Checks that have previously been submitted through a remote deposit capture service offered at another other financial institution
Types of Checks. You agree that you will use Mobile Deposit to scan and transmit images of “checks”, as that term is defined in Reg CC (12 CFR Part 229), for a deposit to your Account. You agree that the image of any check that is transmitted via Mobile Deposit shall be deemed an “item” within the meaning of Article 4 of the Uniform Commercial Code (1990 Official Text). You can only deposit U.S. checks and money orders using Mobile Deposit. Types of checks you cannot deposit are (“Prohibited Items”):
Types of Checks. You may deposit checks using Mobile Deposit Capture, however, there are some checks that you cannot deposit. These include: • Checks payable to any person or entity other than you. • Checks containing any alteration of which you know or believe to be fraudulent by / purchased from or not authorized by the owner or the account on which the check is drawn. • Any checks that are not in original form with a signature, such as a substitute check or remotely created check, as defined by Regulation CC. • Traveler’s checks or money orders. • Returned checks. • Checks written off an account or Bank located outside of the United States. • Checks not payable in United States currency.
Types of Checks. You may deposit checks using Mobile Deposit Capture, however, there are some checks that you cannot deposit. These include: Checks payable to any person or entity other than you. Checks containing any alteration of which you know or believe to be fraudulent or not authorized by the owner or the account on which the check is drawn. Any checks that are not in original form with a signature, such as substitute checks or remotely created checks, as defined in Reg. CC. Traveler’s cheques or money orders. Returned checks. Postdated checks or stale dated checks (more than 6 months old). Checks written off an account at a financial institution located outside the United States. Checks not payable in United States currency. Note that any check that you attempt to deposit using Mobile Deposit Capture is subject to verification by Bank of the West. We may reject an item for deposit for any reason and will not be liable to you. In such case, you will need to deposit the item by other means, such as visiting a Bank of the West location.
Types of Checks. You agree that you will not deposit any of the following types of checks or other items which shall be considered ineligible items: - Checks payable to any person or entity other than yourself. - Checks payable to you jointly with one or more other persons, unless deposited into an account in the names of ALL payees. - Checks containing any alteration of which you know or believe to be fraudulent or not authorized by the owner of the account on which the check is drawn. - Any checks that are not in original form with a signature, such as a substitute check or remotely created check. - Checks written off an account at a financial institution located outside the United States. - Checks not payable in United States currency. - Checks dated more than six (6) months prior to the date of thedeposit. - Checks that have been previously submitted through a remote deposit capture service offered at any other financial institution.
Types of Checks. You can only deposit checks using Mobile Deposit. However, there are some check types that you cannot deposit using Mobile Deposit. These include: • Checks or items that are not payable to your business. • Checks or items that are payable to your business and another party who is not a joint owner of the account into which the check is to be deposited. • Checks or items that have been altered or that you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check or item is drawn. • Any image of a check that has already been deposited, or any check which has previously been submitted through Mobile Deposit or through a remote deposit capture service offered at any other financial institution. • Checks or items drawn on a financial institution located outside the United States or which are not payable in United States currency . • Checks or items dated more than six months before the date of deposit. • Checks that are irregular in any way (e.g., where the numerical and written amounts are different). • Checks that are not in original form with an original signature, such as substitute checks or remotely created checks. • Registered government warrants. • Checks payable to “Cash” or with any endorsement on the back other than as permitted herein. • Travelers checks, money orders, or postal money orders. • Checks that have previously been returned unpaid for any reason. • Checks or items for which you are aware that a stop payment order has been issued or for which there are insufficient funds. • Checks that exceed any maximum deposit limits described in this Services Agreement. • Cashier’s/Official Checks. • Insurance Drafts. • Credit Card Cash Advance Checks.
