Common use of Terms of Business Clause in Contracts

Terms of Business. Non-advised For the majority of our products we only provide you with information, not advice, to help you decide if a product is right for you. On products where we do provide advice, we will make this clear to you. Some products are only available via specific channels (e.g. internet only). Put simply We will provide you with a ‘non-advised’ service, which means we will give you information to help you make your decision. Regulated We are authorised and regulated by the Prudential Regulation Authority (PRA) and also regulated by the Financial Conduct Authority (FCA). Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website xxxx://xxx.xxx.xxx.xx/register. We are a member of the Financial Services Compensation Scheme (FSCS) – ask for a leaflet in branch for more information. We adhere to the Standards of Lending Practice which are monitored and enforced by the LSB: xxx.xxxxxxxxxxxxxxxxxxxxx.xxx.xx Put simply We are authorised and regulated by the Prudential Regulation Authority and also regulated by the Financial Conduct Authority. We are also a member of the Financial Services Compensation Scheme (FSCS).