Table of Losses. Loss of % of Principal Sum Life 100% Both Hands or Both Feet 100% Sight of Both Eyes 100% One Hand and One Foot 100% Either Hand or Foot and Sight of One Eye 100% Either Hand or Foot 50% Sight of One Eye 50% Thumb and Index Finger of Same Hand 50% The Loss must occur within one hundred eighty-one (181) days of the date of the Accident, which caused Injury. The Accident must occur while You are on Your Trip and is covered under this policy. If more than one Loss is sustained by You as a result of the same Accident, only one amount, the largest applicable to the Losses incurred, will be paid. We will not pay more than one hundred percent (100%) of the Maximum Benefit Amount shown in the Scheduled of Benefits for all Losses due to the same Accident. Loss with regard to:
Table of Losses. For loss of: The amount payable will be: Life The Principal Sum Both hands or both feet The Principal Sum Sight of both eyes The Principal Sum One hand and one foot The Principal Sum One hand and sight of one eye The Principal Sum One foot and sight of one eye The Principal Sum Speech and Hearing in both ears The Principal Sum One arm or one leg 3/4 Principal Sum One hand or one foot or sight of one eye 1/2 Principal Sum Speech 1/2 Principal Sum Hearing in both ears 1/2 Principal Sum Thumb and index finger or at least 4 fingers of one hand 1/4 Principal Sum All toes of one foot 1/8 Principal Sum For loss of use of: Both legs or both arms or both hands The Principal Sum One leg or one arm 3/4 Principal Sum One hand 1/2 Principal Sum Points to Note About AD&D Insurance • The Principal Sum is the maximum amount that would be paid for injuries to any one person resulting from any one accident. This means that if you were to lose both hands and both feet in an automobile accident, you would receive the Principal Sum only, not double the Principal Sum. • No benefits will be paid for injury or death resulting from intentional self-mutilation, suicide, viral infection, bacterial infection, any form of disease or illness or physical or mental infirmity, medical or surgical treatment, participation in a riot, war or any act of war, insurrection, service in the armed forces of any country, air travel serving as a crew member, air travel in aircraft owned, leased or rented by your employer, or air travel where the aircraft is not properly licensed or the pilot is not properly certified to operate the aircraft. • Benefits will be paid only if the loss occurs within 365 days after the accident and, in the case of loss of use, the loss is continuous for at least 365 days. • "Loss" means complete loss by severance except that in the case of loss of sight, speech or hearing, it means loss beyond remedy by surgical or other means.
Table of Losses. If an Insured Person's injury results in any of the following losses within 365 days after the date of accident, we will pay the sum set opposite such loss. The amount payable for all losses sustained by an Insured Person as the result of any one accident will not exceed the following:
Table of Losses. If an Insured Person’s injury results in any of the following losses within days after the date of accident, we will pay the sum set opposite such loss. The amount payable for all losses sustained by an Insured Person as the result of any one accident will not exceed the following: with the exception of Quadriplegia, Paraplegia or Hemiplegia, the Principal Sum; with respect to Quadriplegia, Paraplegia or Hemiplegia, two times the Principal Sum. The full Principal Sum will be paid for the loss of: Life; Both Hands or Both Feet; Entire Sight of Both Eyes: Speech and Hearing in Both Ears; One Hand and One Foot; One Hand and the Entire Sight of One Eye; One Foot and the Entire Sight of One Eye; Loss of Use of: Both Hands or Both Feet: or One Hand and One Foot. Three-Fourths of the Principal Sum will be paid for the loss of One Arm or One Hand; One Leg or One Foot; Entire Sight of One Eye; Speech; Hearing in Both Ears; Loss of use of: One Arm or One Hand; One Leg or One foot. One-Third of the Principal Sum will be paid for the loss of: Hearing in One Ear; Thumb and Index Finger; Four Fingers of One Hand One-Sixth of the Principal Sum will be paid for the loss of All Toes of One Foot Two-times the Principal Sum will be paid Paralysis Of: Both Upper and Lower Limbs (Quadriplegia); Both Lower Limbs and Lower Limbs of One Side of Body (Hemiplegia) Loss means with regard to:
