Student Loans. If the student obtains a loan to pay for an educational program, the student will have the responsibility to repay the full amount of the loan plus interest, less the amount of any refund. Ed. Code §94911 (f) If the student is eligible for a loan guaranteed by the federal or state government and the student defaults on the loan, both of the following may occur:
Student Loans. A Labor/Management Committee on Student Loans comprised of one (1) representative for each participating bargaining unit appointed by the respective bargaining agent and an equal number of management members appointed by the Governor shall be established to make recommendations to the parties on options for assisting employees with student loan repayment for consideration in bargaining for the next successor agreement. Committee members may participate in the work of the committee during working hours without loss of pay or benefits.
Student Loans. Scholarships may be utilized to cover outstanding student loan obligations, provided the candidate has satisfactorily completed the coursework for which the loan was obtained. In all cases, requests must include a current bill from a bona fide third-party lending institution as recognized by the US Department of Education, which must include: (1) a repayment address,
Student Loans. Student loans pro- vided they are purchased from a xxxxx- ally insured credit union only;
Student Loans. Scholarships may be used for outstanding student loan obligations provided the contestant has satisfactorily completed the coursework for which the loan was obtained. In all cases, requests must include a current xxxx from the lender showing a current address, a copy of the promissory note showing that the contestant is either the primary or secondary payer of the obligation, and an official transcript showing completion of the coursework.
Student Loans. Scholarships may be utilized to cover outstanding student loan obligations, provided the contestant has satisfactorily completed the coursework for which the loan was obtained. In all cases, requests must include a current bill from a bona fide third party lending institution as recognized by the US Department of Education, which must include: (1) a repayment address, (2) student account number and amount due, (3) a copy of the promissory note reflecting that the contestant is the primary responsible payer of the obligation, and (4) an official transcript reflecting completion of the coursework. Payment must be made directly to the lending institution and credited to the student’s account.
Student Loans. Special Rules Apply – Consultation Recommended** Give Name of Lender and Loan Number:
Student Loans. During your maternity leave or parental leave, you can defer repayment of your student loan contracted under the Quebec government’s loans and bursaries program for a period of twelve (12) months for the mother (four (4) months during pregnancy and eight (8) months after the birth of the child) and for a period of eight
Student Loans. When a monthly student loan payment is provided on the credit report, that amount may be used for qualifying purposes. If the credit report does not reflect the correct monthly payment, the monthly payment that is on the student loan documentation (the most recent student loan statement) may be used to qualify the Borrower. If the credit report does not provide a monthly payment, it must be determined using one of the options below: • If the Borrower is on an income-driven payment plan, student loan documentation may be obtained to verify the actual monthly payment is $0 - The Borrower may then qualify with a $0 payment • For deferred loans or loans in forbearance, the following must be calculated: A payment equal to 1% of the outstanding student loan balance (even if this amount is lower than the actual fully amortizing payment) Fully amortizing payment using the documented loan repayment terms PROPERTY APPRAISAL REQUIREMENTS
Student Loans. For years, NCLC documented predatory lending and other deceptive practices throughout the for-profit school industry. With others, we pressured the U.S. Department of Education, CFPB, and Department of Justice to improve student rights in the wake of the meltdown at for-profit Corinthian Colleges in 2014. NCLC urged the Department of Education to cancel the federal loans of Corinthian borrowers, and is seeking widespread relief for students harmed by other for-profit schools. In 2013, NCLC helped expose a deceptive new student loan “debt relief” industry. Our report galvanized national higher education organizations to expand student loan borrower assistance programs and 23 U.S. Senators called on federal officials to investigate the report’s findings. The CFPB and some state Attorney Generals have sued some of these companies for their deceptive marketing practices. Sustainable Homeownership Since our inception, we have been at the forefront to help tens of millions of struggling homeowners through our ongoing advocacy to eliminate predatory mortgage lending practices and to prevent foreclosures. This includes NCLC’s work to support and improve federal law and loan modification programs, including the Home Affordable Modification Program and the Home Affordable Refinance Program; inclusion of a borrower’s ability to repay a mortgage in the Xxxx Xxxxx Act; and key improvements to the CFPB’s mortgage servicing rules to make lenders more accountable in the wake of the 2008 Great Recession. NCLC Influenced Standards in 2012 Mortgage Servicing Settlement. The servicing standards in the $25 billion state-federal settlement with the five largest mortgage servicers, standards which the Attorneys General are now seeking to apply to more servicers through additional settlements, was the direct result of NCLC advocacy on servicing and loss mitigation. Standards that reflect positions we have advocated include force-placed insurance, application of payments, and loss mitigation, including both substantive and procedural requirements. Our leadership and shocking report on home improvement and second mortgage abuses led to the enactment of the Home Ownership & Equity Protection Act of 1994 and legal remedies for thousands of unsophisticated homeowners who risked losing their homes because of equity skimming scams. Fairness in Utilities Regulation & Programs NCLC’s design and evaluation of affordable energy programs for low-income consumers were critical to making them ...
