Standard Overdraft Practices. An overdraft occurs when you do not have enough money in your account to cover a transaction. Sun East can cover your overdrafts through our Courtesy Pay Privilege program described below or through overdraft protection plans. For eligible accounts, we do authorize and pay overdrafts for checks, automatic bill payment (ACH) or other transaction made using your checking account number through our Courtesy Pay Privilege program (see Courtesy Pay Privilege). As required by law, we do not authorize and pay overdrafts for everyday debit card and ATM transactions, unless you opt-in through our Courtesy Pay Privilege Plus program. For information on how to opt-in to Courtesy Pay Privilege Plus for everyday debit card and ATM transactions, see the Courtesy Pay Privilege Plus Opt In form. If Sun East pays NSF items by overdrawing your account on one or more occasions, we are not obligated to continue doing so in the future and may stop paying such items and return them unpaid without notice to you. If Sun East overdraws your account to pay an NSF item, you agree to repay us immediately, without notice or demand from us. Sun East may use subsequent deposits or credits to the account, including without limitation deposits of government, welfare, retirement, and Social Security benefits, to pay any overdraft you owe us, to the fullest extent permitted by law. You understand and agree that if you do not want such benefits applied in this way, you may change your direct deposit instructions to the benefits payor at any time. Each account holder is jointly and severally responsible for paying any overdrafts created by an authorized signer or party of the account, whether or not the account holder participates in the transaction or benefits from its proceeds. Sun East may cover any overdraft by debit to any other checking, savings, or time deposit account of any account holder without notice to the account holder, but we are not obligated to do so. You agree to pay all costs and expenses, including attorneys fees, that Sun East incurs in the collection of any overdraft.
Standard Overdraft Practices. Our Standard Overdraft Practices come with your checking account. You do not apply for this service, although you do have options. Overdrafts for ATM transactions and one-time debit card transactions are not covered by overdraft protection. You may also choose to opt-out of overdraft protection coverage.
Standard Overdraft Practices. We have standard overdraft practices that come with your Account. If your Available Balance is not enough to cover an Item and an overdraft occurs, we may, at our discretion, authorize and pay an overdraft caused by Checks, ACH or other transactions made using your checking Account number and automatic bill payments. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. NSF Fees apply whether the Item(s) is paid or returned. Overdraft Protection from Savings service is available for non- analyzed Accounts that do not have a Bankoh CreditFlex plan. Please see the Fee Schedule for applicable fees.
Standard Overdraft Practices. We have standard overdraft practices that come with your Account. If your Available Balance is not enough to cover an Item and an overdraft occurs, we may, at our discretion, authorize and pay an overdraft caused by Checks, ACH or other transactions made using your checking Account number and automatic xxxx payments. If you decline our standard overdraft practices, we will generally only authorize and pay Items when there is enough money in your Available Balance. If your Available Balance is not enough to cover an Item, we generally return the Item. You may decline or resume standard overdraft practices at any time. Please visit any branch for assistance. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. NSF Fees apply whether the Item(s) is paid or returned.
Standard Overdraft Practices. An overdraft occurs when you do not have sufficient available funds in your Account to cover an item but, as a convenience to you, we pay it anyway. We may cover your overdraft by using standard overdraft practices that apply to your Account. Our overdraft practices are not a guarantee of payment.
