Common use of Special Rules for New Accounts Clause in Contracts

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S Treasury check) is not made in person to one of our employees, the first $5,525.00 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 calendar days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’stravelers, and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of your deposit. Funds from all other check deposits will be available on the ninth (9th) business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the The following special rules will may apply during the first 30 thirty (30) days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, ’s and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 will 5,525 may not be available on until the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 will 5,525 may not be available until the second business day after the day of your deposit. Funds from all other check deposits will may not be available on until the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, travelers’ and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youyou (and you may have to use a special deposit slip). The excess over $5,525.00 5,000 will be available on the ninth seventh business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth seventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. : > Funds from electronic direct deposits deposits, cash, and wire transfer to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the deposit > The first $5,525.00 5,525 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youyou (and you may have to use a special deposit slip). > The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. > If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youyou (and you may have to use a special deposit slip). The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 thirty (30) days your account is open. • Funds from electronic direct deposits to your account will generally be available on the same business day we receive the deposit. • Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will generally be available on the first (1st) business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of your deposit. • Funds from all other check deposits will be available on the ninth (9th) business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on based upon the day we receive the depositeffective date. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first same business day after the day of that we receive your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000.00 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000.00 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 calendar days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’stravelers, and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account Account is open. Funds from electronic direct deposits to your account Account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youyou (and you may have to use a special deposit slip). The excess over $5,525.00 5525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first business day after the business day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 will be available on no later than the ninth business day after the business day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 will not be available until the second business day after the business day of your deposit. Funds from all other check deposits will be available on no later than the ninth business day after the business day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state, and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business eleventh day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000.00 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000.00 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000.00 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000.00 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth tenth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available avail- able on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first business day after the day of we receive your deposit if the deposit meets certain conditions. For exampleex- ample, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits depos- its will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. : Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, transfers and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, ’s and federal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youyou (and you may have to use a special deposit slip). The excess over $5,525.00 5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 will be available on no later than the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on no later than the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second (2nd) business day after the day of your deposit. Funds from all other check deposits will be available on the ninth eleventh (11th) business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 thirty (30) days your account Account is open. Funds from electronic direct deposits to your account Account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state, state and local government checks will be available on the first business day Business Day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youyou (and you may have to use a special deposit slip). The excess over remaining balance exceeding $5,525.00 5,000 will be available on the ninth business day (9th) Business Day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day Business Day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day (9th) Business Day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first business day after the day of your deposit if received provided the deposit meets is made by 2 p.m. and certain conditionsconditions are met. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth second business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit. We reserve the right to refuse any deposit, or to require that the deposit be mad to your savings account.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, transfers and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will be available on the first business day Business Day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youyou (and you may have to use a special deposit slip). The excess over $5,525.00 5,525 will be available on the ninth business day Business Day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day Business Day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day Business Day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 thirty (30) days your account is open. : Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks checks, will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The Any excess funds over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000.00 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000.00 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business calendar day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you You are a new membercustomer, the following special rules will apply during the first 30 30-days your account Your Account is open. Funds from electronic direct deposits to your account Your Account will be available on the day we We receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000.00 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state, state and local government checks will be available on the first 1st business day after the day of your Your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youYou. The excess over $5,525.00 5,000.00 will be available on the ninth 9th business day after the day of your Your deposit. If your Your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our Our employees, the first $5,525.00 5,000.00 will not be available until the second 2nd business day after the day of your deposit. Funds from all other check deposits will be available on the ninth 30th business day after the day of your Your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first same business day after the day of that we receive your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000.00 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000.00 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will may apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For exampleex- ample, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 calendar days your account Account is open. Funds from electronic direct deposits Direct Deposits to your account Account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, transfers and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks Checks will be available on no later than the first business day Business Day after the day of your deposit if the deposit meets certain conditions. For example, the checks Checks must be made payable to youyou and deposited in person to one of our employees. The excess over $5,525.00 5,525 will be available on the ninth business day fifth Business Day after the day of your deposit. If your deposit of these checks Checks (other than a U.S U.S. Treasury checkCheck) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day Business Day after the day of your deposit. Funds from all other check Check deposits will be available on the ninth business day eighth Business Day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, transfers and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, ’s and federal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth eighth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth eighth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to into your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youyou (and you may have to use a special deposit slip). The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury checkchecks) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth fifteenth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 thirty (30) days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will be available on the first (1st) business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000.00 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000.00 will not be available until the second (2nd) business day after the day of your deposit. Funds from all other check deposits will be available on the ninth thirtieth (30th) business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the same day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’stravelers, and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you You are a new member, the following special rules will apply during the first 30 days your account Your Account is open. Funds from checks drawn on Us and electronic direct deposits to your account Your Account will be available on the day we We receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000.00 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state, state and local government checks will be available on the first 1st business day after the day of your Your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youYou. The excess over $5,525.00 5,000.00 will be available on the ninth 9th business day after the day of your Your deposit. If your Your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our Our employees, the first $5,525.00 5,000.00 will not be available until the second business day after the day of your deposit. Funds from all other check electronic direct deposits will be available on the ninth business day after the day of your depositto Your Account. .

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 thirty (30) days your account is open. Funds from electronic direct deposits to your the account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5000.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’stravelers, and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. .The excess over $5,525.00 5,000.00 will be available on the ninth seventh (7th) business day after the day of your deposit. If your deposit of these checks (other than a U.S Treasury the U.S.Treasury check) is not made in person to one of our employeesa TCU employee, the first $5,525.00 5,000.00 will not be available until the second (2nd) business day after the day of your deposit. Funds from all other check deposits will be made available on the ninth seventh (7th) business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth seventh business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth seven business day days after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you You are a new member, the following special rules will apply during the first 30 calendar days your account Your Account is open. Funds from electronic direct deposits to your account Your Account will be available on the day we We receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000.00 of a day’s 's total deposits of cashier’s's, certified, teller’s, traveler’s's, and federal, state, and local government checks will be available on the first next business day after the day of your Your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youYou. The excess over $5,525.00 5,000.00 will not be available on until the ninth 2nd business day after the day of your deposit. If your deposit of these checks (other than a U.S Treasury check) is not made in person to one of our employees, the first $5,525.00 will not be available until the second business day after the day of your Your deposit. Funds from all other check deposits will be available on no later than the ninth 9th business day after the day of your Your deposit. Further delays may apply.

Special Rules for New Accounts. If you are a new memberMember, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, ’s and federal, state, state and local government checks will be available on of the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employeesemloyees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available availalbe on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account Account is open. : Funds from electronic direct deposits to your account Account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. ‌ If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’stravelers, and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will may apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 thirty (30) days your account is open. Funds from cash, wire transfer, direct deposits and other electronic direct transfer deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the The first $5,525.00 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state, state and local government checks will be available on the first business banking day after the day of your deposit deposit, if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 will be available on the ninth business fifth banking day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 will not be available until the second business banking day after the day of your deposit. Funds from all other check deposits will be available on the ninth business fifth banking day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account Account is open. : Funds from electronic direct deposits to your account Account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, transfers and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, ’s and federal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 6,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youyou (and you may have to use a special deposit slip). The excess over $5,525.00 6,000 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 6,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you You are a new membercustomer, the following special rules will apply during the first 30 days your account Your Account is open. Funds from electronic direct deposits to your account Your Account will be available on the day we We receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state, state and local government checks will be available on the first 1st business day after the day of your Your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youYou. The excess over $5,525.00 will be available on the ninth 9th business day after the day of your Your deposit. If your Your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our Our employees, the first $5,525.00 will not be available until the second 2nd business day after the day of your deposit. Funds from all other check deposits will be available on the ninth 30th business day after the day of your Your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules generally will apply during the first 30 days that your account is open, in addition to the longer delays described above. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. • Funds from deposits of cash, wire transfers, ACH credits, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first business day after the day of your deposit if the your deposit meets certain conditions. For example, the checks must be made payable to youconditions described above for accelerated availability of those types of deposits. The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. • Funds from all other check deposits will be available on the ninth tenth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membermem- ber, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first same business day after the day of that we receive your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will be available on the first second business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth seventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youyou (and you may have to use a special deposit slip). The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are I am a new member, the following special rules will apply during the first 30 days your my account is open. : Funds from electronic direct deposits to your my account will be available on the day we you receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will be available on the first business day after the day of your my deposit if the deposit meets certain conditions. For example, the checks must be made payable to youme. The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your my deposit. If your my deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our your employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your my deposit. Funds availability from all other check deposits will be available determined on a case-by-case basis. I will refer to the ninth business day after the day of your depositvoucher/receipt to know when funds will be available.

Special Rules for New Accounts. If you are a new memberclient (customer) of the Bank, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, transfers and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, ’s and federal, state, state and local government checks will be available on the first business day Business Day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business day Business Day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day Business Day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day 11th Business Day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business calendar day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits deposit to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, transfers and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks payable to you will be available on the first business day after the day of your deposit if the deposit meets certain conditionsconditions of collectability. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business day fifth Business Day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury checkchecks) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day Business Day after the day of your deposit. Funds from all other check deposits will be available on in accordance with the ninth business day after the day of your depositpreviously stated availability schedule.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will may apply during the first 30 thirty (30) days your account is open. : • Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, ’s and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For , for example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. • Funds from all other check deposits less than $5,525 will be available on the ninth fifth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account Account is open. : Funds from cash, electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cashdeposits, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s*, certified*, teller’s*, traveler’s*, and federal, state, state and local government checks checks, and US Postal Money Orders* will be available on the first business day after the same day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. *See other exceptions above. The excess over $5,525.00 5,000 will be available on the ninth 9th business day after the day of your deposit. If your you do not make the deposit of these checks in person (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second 2nd business day after the day of your deposit. Funds from all other check deposits will be available on no later than the ninth 9th business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, member the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits, deposits of cash, and wire transfers to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth fifteenth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from an electronic direct deposits deposit to your account will be available on the day we receive the deposit. Funds from deposits a deposit of cash, a wire transferstransfer, and the first $5,525.00 5,000 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’stravelers, and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are For a new memberaccount, the following special rules will apply during the first 30 thirty (30) days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s, 's and federal, state, and local government checks will be available on the first next business day days after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available based on the ninth business day after collectability of the day of your depositfunds.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. : > Funds from electronic direct deposits deposits, cash, and wire transfer to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the deposit > The first $5,525.00 5,000 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youyou (and you may have to use a special deposit slip). > The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your deposit. > If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you You are a new membercustomer, the following special rules will apply during the first 30 30-days your account Your Account is open. Funds from electronic direct deposits to your account Your Account will be available on the day we We receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will be available on the first 1st business day after the day of your Your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youYou. The excess over $5,525.00 5,000 will be available on the ninth 9th business day after the day of your depositYour de- posit. If your Your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our Our employees, the first $5,525.00 5,000 will not be available until the second 2nd business day after the day of your deposit. Funds from all other check deposits will be available on the ninth 10th business day after the day of your Your deposit.

Special Rules for New Accounts. If you are a new memberclient, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, transfers and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federalFederal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth fourth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth fourth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will may apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you You are a new member, the following special rules will apply during the first 30 days your account Your Account is open. Funds from electronic direct deposits to your account Your Account will be available on the day we We receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state, state and local government checks will be available on the first business day after the day of your Your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youYou. The excess over $5,525.00 will be available on the ninth business day after the day of your Your deposit. If your Your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our Our employees, the first $5,525.00 will not be available until the second business day after the day of your Your deposit. Funds from all other check deposits will be available on the ninth 11th business day after the day of your Your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 thirty (30) days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S Treasury U.S. Trea- sury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth seventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth tenth business day after the day of your deposit.

Special Rules for New Accounts. If you You are a new member, the following special rules will apply during the first 30 days your Your account is open. Funds from electronic direct deposits to your Your account will be available on the day we We receive the deposit. Funds from deposits of cash, wire transfers, transfers and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, ’s and federal, state, state and local government checks will be available on the first business day after the day of your Your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youYou (and You may have to use a special deposit slip). The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your Your deposit. If your Your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our Our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your Your deposit. Funds from all other check deposits will be available on the ninth eleventh business day after the day of your Your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 thirty (30) days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state, and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S Treasury U.S. Treas- ury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth seventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 thirty (30) days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you You are a new member, the following special rules will apply during the first 30 calendar days your account Your Account is open. Funds from electronic direct deposits to your account Your Account will be available on the day we We receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s 's total deposits of cashier’s's, certified, teller’s, traveler’s, tellers and federal, state, and local government checks will be available on the first next business day after the day of your Your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youYou. The excess over $5,525.00 will not be available on until the ninth 9th business day after the day of your Your deposit. If your Your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our Our employees, the first $5,525.00 will not be available until the second 2nd business day after the day of your Your deposit. Funds from all other check deposits will be available on no later than the ninth 11th business day after the day of your Your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, ’s and federal, state, and local government checks will be available on the first business day after immediately the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth seventh business day after the day of your deposit. If your deposit of these checks (other than a U.S U. S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on no later than the ninth eleventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. : Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you You are a new member, the following special rules will apply during the first 30 days your account Your Account is open. Funds from electronic direct deposits to your account Your Account will be available on the day we We receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state, state and local government checks will be available on the first 1st business day after the day of your Your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youYou. The excess over $5,525.00 will be available on the ninth 9th business day after the day of your Your deposit. If your Your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our Our employees, the first $5,525.00 will not be available until the second 2nd business day after the day of your deposit. Funds from all other check deposits will be available on the ninth 7th business day after the day of your Your deposit.

Special Rules for New Accounts. If you You are a new member, the following special rules will apply during the first 30 days your Your account is open. Funds from electronic direct deposits to your Your account will be available on the day we We receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000.00 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state, state and local government checks will be available on the first 1st business day after the day of your Your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youYou. The excess over $5,525.00 5,000.00 will be available on the ninth 9th business day after the day of your Your deposit. If your Your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our Our employees, the first $5,525.00 5,000.00 will not be available until the second 2nd business day after the day of your Your deposit. Funds from all other check deposits will be available on the ninth 10th business day after the day of your Your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, ’s and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are I am a new member, the following special rules will apply during the first 30 days your my account is open. : Funds from electronic direct deposits to your my account will be available on the day we you receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will be available on the first business day after the day of your my deposit if the deposit meets certain conditions. For example, the checks must be made payable to youme. The excess over $5,525.00 will be available on the ninth business day after the day of your my deposit. If your my deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our your employees, the first $5,525.00 will not be available until the second business day after the day of your my deposit. Funds availability from all other check deposits will be available determined on a case-by-case basis. I will refer to the ninth business day after the day of your depositvoucher/receipt to know when funds will be available.

Special Rules for New Accounts. If you are a new member, the following special rules will may apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will may apply during the first 30 days your account is open. • Funds from cash and electronic direct deposits to your account will be available on the day we receive the deposit. • Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits deposit of cashier’s, certified, teller’s, traveler’stravelers, and federal, state, and local government checks will be available on the first business Business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business seventh Business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business Business day after the day of your deposit. • Funds from all other check deposits will be available on the ninth business seventh Business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’stravelers, and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you You are a new member, the following special rules will apply during the first 30 calendar days your account Your Account is open. Funds from electronic direct deposits to your account Your Account will be available on the day we We receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s 's total deposits of cashier’s's, certified, teller’s, traveler’s's, and federal, state, and local government checks will be available on the first 1st business day after the day of your We receive Your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youYou. The excess over $5,525.00 5,000 will be available on the ninth 9th business day after the day of your Your deposit. If your Your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second 2nd business day after the day of your deposit. Funds from all other check deposits will be available on the ninth 11th business day after the day of your Your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 thirty (30) days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new memberclient, the following special rules will apply during the first 30 thirty days your account is openopened. Funds from electronic direct deposits to your account and cash deposits made in person will be available on the day we receive the deposit. Funds from the deposits of cash, wire transfers, transfers and the first $5,525.00 5,000 of a day’s total deposits of cashier’scashiers, certifiedcertified tellers, teller’s, traveler’s, travelers and federal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks check must be payable to you and your deposit must be made payable in person to youone of our employees. The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 will 5,000 may not be available until the second business day after the day of your deposit. Funds from all other types of check deposits will be available on the ninth business fifteenth day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will may apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditionscondi- tions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a For qualified new memberaccounts, the following special rules will apply during the first 30 days your account is open. : Funds from electronic direct deposits to your account will be available on the day we receive effective date of the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, ’s and federal, state, state and local government checks will be available on the first business day after the day of your deposit if a deposit, provided the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after of the day of your deposit. Funds from all other check deposits will be available on no later than the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will be available on the first second business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth seventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 thirty (30) calendar days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second (2nd) business day after the day of your deposit. Funds from all other check deposits will be available on the ninth seventh (7th) business day after the day of your deposityourdeposit.

Special Rules for New Accounts. If you are a new member, the following special rules will may apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, transfers and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’stravelers, and federal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth seventh business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth seventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to into your account will be become available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be become available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks check must be made payable to youyou (and you may have to use a special deposit slip). The excess over $5,525.00 5,000 will be become available on the ninth seventh business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be become available until the second business day after the day of your deposit. Funds from all other check deposits will be become available on the ninth seventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Except as noted below, all funds deposited may not be immediately available. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,000 will be available on the ninth seventh business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth seventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth eleventh business day after the day of your deposit.

Special Rules for New Accounts. If you You are a new member, the following special rules will apply during the first 30 days your Your account is open. Funds from electronic direct deposits to your Your account will be available on the day we We receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000.00 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state, state and local government checks will be available on the first business day after following the day of your Your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youYou. The excess over $5,525.00 5,000.00 will be available on the ninth business day after following the day of your Your deposit. If your Your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our Our employees, the first $5,525.00 5,000.00 will not be available until the second business day after following the day of your Your deposit. Funds from all other check deposits will be available on the ninth 6th business day after following the day of your Your deposit.

Special Rules for New Accounts. If you You are a new member, the following special rules will apply during the first 30 days your account Your Account is open. Funds from electronic direct deposits to your account Your Account will be available on the day we We receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state, state and local government checks will be available on the first 1st business day after the day of your Your deposit if the deposit meets certain conditions. For example, the checks must be made payable to youYou. The excess over $5,525.00 will be available on the ninth 9th business day after the day of your Your deposit. If your Your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our Our employees, the first $5,525.00 will not be available until the second 2nd business day after the day of your Your deposit. Funds from all other check deposits will be available on the ninth 9th business day after the day of your Your deposit.

Special Rules for New Accounts. If you are a new memberclient, the following special rules will apply during the first 30 days your account is openopen . Funds from electronic direct deposits to your account will be available on the day we receive the depositdeposit . Funds from deposits of cash, wire transfers, transfers and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditionsconditions . For example, the checks must be made payable to youyou . The excess over $5,525.00 5,000 will be available on the ninth business day after the day of your depositdeposit . If your deposit of these checks (other than a U.S U .S . Treasury check) is not made in person to one of our employees, the first $5,525.00 5,000 will not be available until the second business day after the day of your depositdeposit . Funds from all other check deposits will be available on the ninth business day after the day of your depositdeposit .

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 calendar days your account is openisopen. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you. The excess over $5,525.00 5,525 will be available on the ninth seventh (7th) business day after the day of your deposit. If your deposit of these checks (other than a U.S U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of your deposit. Funds from all other check deposits will be available on the ninth seventh (7th) business day after the day of your deposit.. Revised 07/01/2020