Common use of Shareholder Communications Clause in Contracts

Shareholder Communications. Rule 14b-2 under the Securities Exchange Act of 1934, as amended, requires banks that hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs each Fund to indicate whether the Fund authorizes the Custodian to provide the Fund’s name, address, and share position to requesting companies whose stock the Fund owns. If a Fund tells the Custodian “no,” the Custodian will not provide this information to requesting companies. If the Fund tells the Custodian “yes” or does not check either “yes” or “no” below, the Custodian is required by the rule to treat the Fund as consenting to disclosure of this information for all securities owned by the Fund or any funds or accounts established by the Fund. Please indicate below whether the Funds consent or object by checking one of the alternatives below YES ¨ The Custodian is authorized to release each Fund’s name, address, and share positions. NO ¨ The Custodian is not authorized to release each Fund’s name, address, and share positions.

Shareholder Communications. Rule 14b-2 under the Securities Exchange Act of 1934, as amended, requires banks that hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs each Fund to indicate whether the Fund authorizes the Custodian to provide the Fund’s name, address, and share position to requesting companies whose stock the Fund owns. If a Fund tells the Custodian “no,” the Custodian will not provide this information to requesting companies. If the Fund tells the Custodian “yes” or does not check either “yes” or “no” below, the Custodian is required by the rule to treat the Fund as consenting to disclosure of this information for all securities owned by the Fund or any funds or accounts established by the Fund. Please indicate below whether the Funds consent or object by checking one of the alternatives below YES ¨ The Custodian is authorized to release each Fund’s name, address, and share positions. NO ¨ The Custodian is not authorized to release each Fund’s name, address, and share positions.below:

Shareholder Communications. Rule 14b-2 under the Securities Exchange Act of 1934, . as amended, requires banks that hold securities for the account of customers to respond to requests by issuers of securities for the names, . addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs each Fund to indicate whether the Fund authorizes the Custodian to provide the Fund’s name, address, and share position to requesting companies whose stock the Fund owns. If a Fund tells the Custodian “no,” the Custodian will not provide this information to requesting companies. If the Fund tells the Custodian “yes” or does not check either “yes” or “no” below, the Custodian is required by the rule to treat the Fund as consenting to disclosure of this information for all securities owned by the Fund or any funds or accounts established by the Fund. Please indicate below whether the Funds consent or object by checking one of the alternatives below YES ¨ [ ] The Custodian is authorized to release each Fund’s name, address, and share positions. NO ¨ [ ] The Custodian is not authorized to release each Fund’s name, address, and share positions.

Shareholder Communications. Rule 14b-2 under the Securities Exchange Act of 1934, as amended, requires banks that hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs each Fund to indicate whether the Fund authorizes the Custodian to provide the Fund’s 's name, address, and share position to requesting companies whose stock the Fund owns. If a Fund tells the Custodian “"no,” " the Custodian will not provide this information to requesting companies. If the Fund tells the Custodian “"yes” " or does not check either “"yes” " or “"no” " below, the Custodian is required by the rule to treat the Fund as consenting to disclosure of this information for all securities owned by the Fund or any funds or accounts established by the Fund. Please indicate below whether the Funds consent or object by checking one of the alternatives below YES ¨ [_] The Custodian is authorized to release each Fund’s 's name, address, and share positions. NO ¨ [x] The Custodian is not authorized to release each Fund’s 's name, address, and share positions.

Shareholder Communications. Rule 14b-2 under the Securities Exchange Act of 1934, as amended, requires banks that hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs each Fund to indicate whether the Fund authorizes the Custodian to provide the Fund’s 's name, address, and share position to requesting companies whose stock the Fund owns. If a Fund tells the Custodian “"no,” " the Custodian will not provide this information to requesting companies. If the Fund tells the Custodian “"yes” " or does not check either “"yes” " or “"no” " below, the Custodian is required by the rule to treat the Fund as consenting to disclosure of this information for all securities owned by the Fund or any funds or accounts established by the Fund. Please indicate below whether the Funds consent or object by checking one of the alternatives below YES ¨ YES[ ] The Custodian is authorized to release each Fund’s 's name, address, and share positions. NO ¨ NO[ ] The Custodian is not authorized to release each Fund’s 's name, address, and share positions.

Shareholder Communications. Rule 14b-2 under the Securities Exchange Act of 1934, as amended, requires banks that hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs each Fund to indicate whether the Fund authorizes the Custodian to provide the Fund’s 's name, address, and share position to requesting companies whose stock the Fund owns. If a Fund tells the Custodian “"no,” " the Custodian will not provide this information to requesting companies. If the Fund tells the Custodian “"yes” " or does not check either “"yes” " or “"no” " below, the Custodian is required by the rule to treat the Fund as consenting to disclosure of this information for all securities owned by the Fund or any funds or accounts established by the Fund. Please indicate below whether the Funds consent or object by checking one of the alternatives below YES ¨ The Custodian is authorized to release each Fund’s name, address, and share positions. NO ¨ The Custodian is not authorized to release each Fund’s name, address, and share positions.below

Shareholder Communications. Rule 14b-2 under the Securities Exchange Act of 1934, as amended, requires banks that hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs each Fund to indicate whether the Fund authorizes the Custodian to provide the Fund’s name, address, and share position to requesting companies whose stock the Fund owns. If a Fund tells the Custodian “no,” the Custodian will not provide this information to requesting companies. If the Fund tells the Custodian “yes” or does not check either “yes” or “no” below, the Custodian is required by the rule to treat the Fund as consenting to disclosure of this information for all securities owned by the Fund or any funds or accounts established by the Fund. Please indicate below whether the Funds consent or object by checking one of the alternatives below YES ¨ [ ] The Custodian is authorized to release each Fund’s name, address, and share positions. NO ¨ [ ] The Custodian is not authorized to release each Fund’s name, address, and share positions.. 49

Shareholder Communications. Rule 14b-2 under the Securities Exchange Act of 1934, as amended, requires banks that hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs each Fund to indicate whether the Fund authorizes the Custodian to provide the Fund’s 's name, address, and share position to requesting companies whose stock the Fund owns. If a Fund tells the Custodian “"no,” " the Custodian will not provide this information to requesting companies. If the Fund tells the Custodian “"yes” " or does not check either “"yes” " or “"no” " below, the Custodian is required by the rule to treat the Fund as consenting to disclosure of this information for all securities owned by the Fund or any funds or accounts established Fund as consenting by the Fund. Please indicate below whether the Funds consent or object by checking one of the alternatives below YES ¨ [ ] The Custodian is authorized to release each Fund’s 's name, address, and share positions. NO ¨ [ ] The Custodian is not authorized to release each Fund’s 's name, address, and share positions.

Shareholder Communications. Rule 14b-2 under the Securities Exchange Act of 1934, as amended, requires banks that hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs each Fund to indicate whether the Fund authorizes the Custodian to provide the Fund’s 's name, address, and share position to requesting companies whose stock the Fund owns. If a Fund tells the Custodian “"no,” " the Custodian will not provide this information to requesting companies. If the Fund tells the Custodian “"yes” " or does not check either “"yes” " or “"no” " below, the Custodian is required by the rule to treat the Fund as consenting to disclosure of this information for all securities owned by the Fund or any funds or accounts established by the Fund. Please indicate below whether the Funds consent or object by checking one of the alternatives below YES ¨ [ ] The Custodian is authorized to release each Fund’s 's name, address, and share positions. NO ¨ [x] The Custodian is not authorized to release each Fund’s 's name, address, and share positions.

Shareholder Communications. Rule 14b-2 under the Securities Exchange Act of 1934, as amended, requires banks that hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs each Fund to indicate whether the Fund authorizes the Custodian to provide the Fund’s 's name, address, and share position to requesting companies whose stock the Fund owns. If a Fund tells the Custodian “"no,” " the Custodian will not provide this information to requesting companies. If the Fund tells the Custodian “"yes” " or does not check either “"yes” " or “"no” " below, the Custodian is required by the rule to treat the Fund as consenting to disclosure of this information for all securities owned by the Fund or any funds or accounts established by the Fund. Please indicate below whether the Funds consent or object by checking one of the alternatives below YES ¨ [ ] The Custodian is authorized to release each Fund’s 's name, address, and share positions. NO ¨ [ ] The Custodian is not authorized to release each Fund’s 's name, address, and share positions.. - SIGNATURES FOLLOW -

Shareholder Communications. Rule 14b-2 under the Securities Exchange Act of 1934, as amended, requires banks that hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs each Fund to indicate whether the Fund authorizes the Custodian to provide the Fund’s name, address, and share position to requesting companies whose stock the Fund owns. If a Fund tells the Custodian “no,” the Custodian will not provide this information to requesting companies. If the Fund tells the Custodian “yes” or does not check either “yes” or “no” below, the Custodian is required by the rule to treat the Fund as consenting to disclosure of this information for all securities owned by the Fund or any funds or accounts established by the Fund. Please indicate below whether the Funds consent or object by checking one of the alternatives below YES ¨ o The Custodian is authorized to release each Fund’s name, address, and share positions. NO ¨ The Custodian is not authorized to release each Fund’s name, address, and share positions.

Shareholder Communications. Rule 14b-2 under the Securities Exchange Act of 1934, as amended, requires banks that hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs each Fund to indicate whether the Fund authorizes the Custodian to provide the Fund’s name, address, and share position to requesting companies whose stock the Fund owns. If a Fund tells the Custodian “no,” the Custodian will not provide this information to requesting companies. If the Fund tells the Custodian “yes” or does not check either “yes” or “no” below, the Custodian is required by the rule to treat the Fund as consenting to disclosure of this information for all securities owned by the Fund or any funds or accounts established by the Fund. Please indicate below whether the Funds consent or object by checking one of the alternatives below YES ¨ The Custodian is authorized to release each Fund’s name, address, and share positions. NO ¨ The Custodian is not authorized to release each Fund’s name, address, and share positions.. 49

Shareholder Communications. Rule 14b-2 I 4b-2 under the Securities Exchange Act of 1934, as amended, requires banks that hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs each Fund to indicate whether the Fund authorizes the Custodian to provide the Fund’s 's name, address, and share position to requesting companies whose stock the Fund owns. If a Fund tells the Custodian “"no,” " the Custodian will not provide this information to requesting companies. If the Fund tells the Custodian “"yes” " or does not check either “"yes” " or “"no” " below, the Custodian is required by the rule to treat the Fund as consenting to disclosure of this information for all securities owned by the Fund or any funds or accounts established by the Fund. Please indicate below whether the Funds consent or object by checking one of the alternatives below YES ¨ [ ] The Custodian is authorized to release each Fund’s 's name, address, and share positions. NO ¨ [ ] The Custodian is not authorized to release each Fund’s 's name, address, and share positions.

Shareholder Communications. Rule 14b-2 under the Securities Exchange Act of 1934, as amended, requires banks that hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs each Fund to indicate whether the Fund authorizes the Custodian to provide the Fund’s name, address, and share position to requesting companies whose stock the Fund owns. If a Fund tells the Custodian “no,” the Custodian will not provide this information to requesting companies. If the Fund tells the Custodian “yes” or does not check either “yes” or “no” below, the Custodian is required by the rule to treat the Fund as consenting to disclosure of this information for all securities owned by the Fund or any funds or accounts established by the Fund. Please indicate below whether the Funds consent or object by checking one of the alternatives below YES ¨ The Custodian is authorized to release each Fund’s name, address, and share positions. NO ¨ The Custodian is not authorized to release each Fund’s name, address, and share positions.below

Shareholder Communications. Rule 14b-2 under the Securities Exchange Act of 1934, as amended, requires banks that hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs each Fund to indicate whether the Fund authorizes the Custodian to provide the Fund’s 's name, address, and share position to requesting companies whose stock the Fund owns. If a Fund tells the Custodian “"no,” " the Custodian will not provide this information to requesting companies. If the Fund tells the Custodian “"yes” " or does not check either “"yes” " or “"no” " below, the Custodian is required by the rule to treat the Fund as consenting to disclosure of this information for all securities owned by the Fund or any funds or accounts established by the Fund. Please indicate below whether the Funds consent or object by checking one of the alternatives below YES ¨ The Custodian is authorized to release each Fund’s name, address, and share positions. NO ¨ The Custodian is not authorized to release each Fund’s name, address, and share positionsbelow.

Shareholder Communications. Rule 14b-2 under the Securities Exchange Act of 1934, as amended, requires banks that hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs each Fund to indicate whether the Fund authorizes the Custodian to provide the Fund’s 's name, address, and share position to requesting companies whose stock the Fund owns. If a Fund tells the Custodian “"no,” " the Custodian will not provide this information to requesting companies. If the Fund tells the Custodian “"yes” " or does not check either “"yes” " or “"no” " below, the Custodian is required by the rule to treat the Fund as consenting to disclosure of this information for all securities owned by the Fund or any funds or accounts established by the Fund. Please indicate below whether the Funds consent or object by checking one of the alternatives below below: YES ¨ [ ] The Custodian is authorized to release each Fund’s 's name, address, and share positions. NO ¨ [X] The Custodian is not authorized to release each Fund’s 's name, address, and share positions.