Service Proposition. Our service proposition is for clients who have accumulated a significant pension fund alongside other assets and recognise the need for expert advice This will include the following initial and ongoing advice: • A limited initial Financial Review with a focus on Retirement Planning • Presentation of an initial report • Regular Portfolio valuations (available online via client portals) • Regular meetings to review investments, objectives and your current situation • Access to expertise and experience Ongoing Service and Review Our ongoing service includes a review of your investments under our advice. An annual review is not the only service you will receive. Once you are engaged as a client, you will have access to expertise and experience at any time, via telephone, email or letter (additional fees may be charged, but only after agreement with you once we have a clear identification of the project to be undertaken). Other areas of advice we are usually asked to consider include: • Protection for you, and if appropriate, for your business • Taxation Planning, to ensure that you maximize the use of allowances and investment structures • Inheritance Tax, Will and Estate planning including the use of Trusts List of Services Ongoing Service Included Transactional Only Annual statement of holdings Access to our support team Ongoing access to your adviser Review meetings at agreed intervals including: Review of Objectives/Financial Situation Review of Risk Profile & Capacity for Loss Review of Investment Suitability Review of Asset Allocation (if required) Review of tax and legislative changes Confirmation of aggregated costs & charges Cost based on the total value of your investments 1%: £0 - £500,000 0.5%: thereafter Not applicable Full details of our ongoing service proposition are included in the table overleaf: Xxxxxx Portfolio Management Service (PMS) provides monthly reviews of your portfolio reviewing financial, political and environmental events, proposing changes when suitable. This is communicated to clients via email to provide an understanding of the changes proposed.
Service Proposition. TR Wealth Limited provides advice to individuals, businesses and their owners/managers, trusts and charities. Whatever financial decisions you have to make, the first step towards making the right decisions is to establish a clear understanding of your financial needs. People seek financial advice for many different reasons so it is of the utmost importance that we understand exactly who you are and what you want to achieve. We offer a menu-based service to cater for clients with a wide spectrum of financial requirements. Building on some core elements and in consultation with their adviser, clients can personalise/construct a service to suit their needs. In this way, we aim to provide a bespoke, cost-effective solution to ensure that clients are only charged for the work conducted to meet their requirements, be it holistic financial planning, or advice limited to one or more specific areas. The advice process described below can be divided into two stages; the initial advice process and the review/ongoing service. Steps one to five constitute the initial process. The purpose of the ongoing service is to review the continuing suitability of the arrangements put in place initially to ensure they continue to meet a client’s circumstances, whilst also monitoring their performance/effectiveness against any agreed benchmarks. The complexity and the extent of the work that comprises the initial advice process, including implementation and to regularly review the recommendations will vary according to a client’s individual requirements and subsequent service level. For transparency and ease of understanding, we have modelled example/typical levels of service, referring to them as ‘focused advice’ and ‘financial planning and wealth management’. The intention is to provide an indication of the various elements that typically constitute both the initial and ongoing service to help illustrate our fees/cost structure. Focused Advice - Clients requiring advice on a specific area and/or investment Financial Planning and Wealth Management - A broader mandate for a client requiring a holistic and multifaceted financial advisory service
Service Proposition. 3 I/We understand that the fee for this service is 1% of the value of the relevant investments each year, £600 fixed fee or £140 hourly rate ( anticipated 5 hours) subject to a minimum of £600 I/We wish for the cost of the on-going service to be charged directly to me on a monthly/yearly basis I/We wish for the cost of the on-going service to be paid by deduction from the policies we hold I/We wish for the payment to be made as a percentage of the investment I/We wish for the payment to be made by fixed fee I/We wish for the payment to be charged at an hourly rate Signed: Print Name:
Service Proposition. 1 I/We understand that the fee for this service is 1% of the value of the relevant investments each year, £1000 fixed fee or £1800 hourly rate (12 hours) subject to a minimum of £1000. I/We wish for the cost of the on-going service to be paid by deduction from the policies we hold I/We wish for the cost of the on-going service to be charged directly to me on a monthly/yearly basis Signed: Print Name: Date: Signed: Print Name: Date: Signed on behalf of our firm: Print Name:
