Common use of Rider Charge Clause in Contracts

Rider Charge. The charge for this rider is included in the net investment factor as an optional rider charge. It is an annual charge of [0.30%] that is deducted from the value of the Sub-Accounts until the Annuity Commencement Date. Signed for Hartford Life Insurance Company HL-VA03EPB Page 2 of 2 Printed in U.S.A.

Rider Charge. The charge for this rider is included in the net investment factor as an optional rider charge. It is an annual charge of [0.30%] 0.00% that is deducted daily from the value of the Sub-Accounts until the Annuity Commencement Date, however, the Company reserves the right to assess a charge of up to [0.50%] for newly issued riders. Signed for Hartford Life Insurance Company HL-VA03EPB VA03CVR Page 2 1 of 2 1 Printed in U.S.A.