Common use of Revolve Line Clause in Contracts

Revolve Line. We will notify you of your Revolve Line for each Credit Card account you have with us, which is the total amount of credit we agree to extend to you at any one time. Your Revolve Line will also include a separate limit for Cash Advances. Your Revolve Line and Cash Advance limit are listed on your monthly periodic statement. Your available Revolve Line is the amount of your total Revolve Line minus the sum of your New Balance, any authorized Purchases, Cash Advances and Balance Transfers that have not posted to your Account, and any payments that have not cleared. You may apply to increase your Credit Revolve Line, and we reserve the right to lower it without prior notice to you. You agree that you will not let your total charges, including Purchases, Cash Advances, FINANCE CHARGES (including but not limited to interest, Foreign Transaction Fees, Cash Advance, Balance Transfer and Convenience Check Transaction Fees), late charges, membership fees, and other fees that may be due, exceed your Revolve Line. If you exceed your Revolve Line, you will be considered to have exceeded your Revolve Line for all purposes of the Agreement, and we may reduce the available Credit Limit/Revolve Line of any other Credit Card account you have with us until such time as the excess amount is paid. You are responsible for keeping track of your New Balance and your available Revolve Line. We may but are not required to approve transactions above your Revolve Line up to a certain percentage of your Revolve Line which we establish from time to time for you based on our established evaluation criteria. If we do approve those transactions, those transactions will not increase your Revolve Line. You are responsible for repaying all over-limit amounts and FINANCE CHARGES will be assessed on those amounts. For security reasons, we may limit the number or amount of Purchase, Cash Advance and/or Convenience Check transactions that may be accomplished with your Card or Credit Card account. We may also limit authorizations to make Purchases or obtain Cash Advances if we consider it necessary to verify collection of Payments received on your Credit Card account.

Revolve Line. We will notify you of your Revolve Line for each Credit Card account you have with us, which is the total amount of credit we agree to extend to you at any one time. Your Revolve Line will also include a separate limit for Cash Advances. Your Revolve Line and Cash Advance limit are listed on your monthly periodic statement. Your available Revolve Line is the amount of your total Credit Limit/Revolve Line minus the sum of your New Balance, any authorized Purchases, Cash Advances and Balance Transfers that have not posted to your Account, and any payments that have not cleared. You may apply to increase your Credit Revolve Line, and we reserve the right to lower it without prior notice to you. You agree that you will not let your total charges, including Purchases, Cash Advances, FINANCE CHARGES (including but not limited to interest, Foreign Transaction Fees, Cash Advance, Balance Transfer Transfer, and Convenience Check Transaction Fees), late charges, membership fees, and other fees that may be due, exceed your Revolve Line. If you exceed your Revolve Line, you will be considered to have exceeded your Revolve Line for all purposes of the Agreement, and we may reduce the available Credit Limit/Revolve Line of any other Credit Card account you have with us until such time as the excess amount is paid. You are responsible for keeping track of your New Balance and your available Revolve Line. We may but are not required to approve transactions above your Revolve Line up to a certain percentage of your Credit Limit/Revolve Line which we establish from time to time for you based on our established evaluation criteria. If we do approve those transactions, those transactions will not increase your Revolve Line. You are responsible for repaying all over-limit amounts and FINANCE CHARGES will be assessed on those amounts. For security reasons, we may limit the number or amount of Purchase, Cash Advance Advance, and/or Convenience Check transactions that may be accomplished with your Card or Credit Card account. We may also limit authorizations to make Purchases or obtain Cash Advances if we consider it necessary to verify collection of Payments received on your Credit Card account. World Mastercard Revolve Line. Amounts over your Revolve Line may be referred to as a non-revolving line. The Revolve Line is the maximum amount upon which you may defer payment on your account, subject to the minimum required payment that must always be paid on time. There is no pre-set spending limit for your account. With no pre-set spending limit, you have the flexibility to make purchases in excess of your stated Revolve Line. However, having no pre-set spending limit does not mean unlimited spending. Instead, each charge is evaluated based on the spending and payment patterns on the account, merchant type, information from consumer credit reports obtained from credit bureaus including your experience with other creditors, and our understanding of your resources. Without limiting the foregoing, we may also decline an authorization request for any transaction at any time as described in the section of this Agreement called "Authorizing Transactions." We may also request additional information from you at any time to evaluate a transaction request or your use of the account in general. In addition, all of the provisions above in this section apply. Your World Mastercard account may provide additional benefits and features and may have additional charges that will be described in separate documentation for the World Mastercard program, all of which is incorporated by this reference. You authorize us to enroll you in benefits and programs that we may offer from time to time associated with your account, including without limitation benefits and programs that we offer exclusively to holders of World Mastercard accounts. Accessing some of the benefits and services under the World Mastercard program may involve charges to your account. You are responsible for all such charges, even if your account has been closed for any reason.

Revolve Line. We will notify you of your Revolve Line for each Credit Card account you have with us, which is the total amount of credit we agree to extend to you at any one time. Your Revolve Line will also include a separate limit for Cash Advances. Your Revolve Line and Cash Advance limit are listed on your monthly periodic statement. Your available Revolve Line is the amount of your total Revolve Line minus the sum of your New Balance, any authorized Purchases, Cash Advances and Balance Transfers that have not posted to your Account, and any payments that have not cleared. You may apply to increase your Credit Revolve Line, and we reserve the right to lower it without prior notice to you. You agree that you will not let your total charges, including Purchases, Cash Advances, FINANCE CHARGES (including but not limited to interest, Foreign Transaction Fees, Cash Advance, Balance Transfer and Convenience Check Transaction Fees), late charges, membership fees, and other fees that may be due, exceed your Revolve Line. If you exceed your Revolve Line, you will be considered to have exceeded your Revolve Line for all purposes of the Agreement, and we may reduce the available Credit Limit/Revolve Line of any other Credit Card account you have with us until such time as the excess amount is paid. You are responsible for keeping track of your New Balance and your available Revolve Line. We may but are not required to approve transactions above your Revolve Line up to a certain percentage of your Credit Limit/Revolve Line which we establish from time to time for you based on our established evaluation criteria. If we do approve those transactions, those transactions will not increase your Revolve Line. You are responsible for repaying all over-limit amounts and FINANCE CHARGES will be assessed on those amounts. amounts For security reasons, we may limit the number or amount of Purchase, Cash Advance and/or Convenience Check transactions that may be accomplished with your Card or Credit Card account. We may also limit authorizations to make Purchases or obtain Cash Advances if we consider it necessary to verify collection of Payments received on your Credit Card account.

Revolve Line. We will notify you of your Revolve Line for each Credit Card account you have with us, which is the total amount of credit we agree to extend to you at any one time. Your Revolve Line will also include a separate limit for Cash Advances. Your Revolve Line and Cash Advance limit are listed on your monthly periodic statement. Your available Revolve Line is the amount of your total Revolve Line minus the sum of your New Balance, any authorized Purchases, Cash Advances and Balance Transfers that have not posted to your Account, and any payments that have not cleared. You may apply to increase your Credit Revolve Line, and we reserve the right to lower it without prior notice to you. You agree that you will not let your total charges, including Purchases, Cash Advances, FINANCE CHARGES (including but not limited to interest, Foreign Transaction Fees, Cash Advance, Balance Transfer Transfer, and Convenience Check Transaction Fees), late charges, membership fees, fees and other fees that may be due, exceed your Revolve Line. If you exceed your Revolve Line, you will be considered to have exceeded your Revolve Line for all purposes of the Agreement, and we may reduce the available Credit Limit/Revolve Line of any other Credit Card account you have with us until such time as the excess amount is paid. You are responsible for keeping track of your New Balance and your available Revolve Line. We may but are not required to approve transactions above your Revolve Line up to a certain percentage of your Credit Limit/Revolve Line which we establish from time to time for you based on our established evaluation criteria. If we do approve those transactions, those transactions will not increase your Revolve Line. You are responsible for repaying all over-limit amounts and FINANCE CHARGES will be assessed on those amounts. For security reasons, we may limit the number or amount of Purchase, Cash Advance Advance, and/or Convenience Check transactions that may be accomplished with your Card or Credit Card account. We may also limit authorizations to make Purchases or obtain Cash Advances if we consider it necessary to verify collection of Payments received on your Credit Card account.

Revolve Line. We will notify you of your Revolve Line for each Credit Card account you have with us, which is the total amount of credit we agree to extend to you at any one time. Your Revolve Line will also include a separate limit for Cash Advances. Your Revolve Line and Cash Advance limit are listed on your monthly periodic statement. Your available Revolve Line is the amount of your total Revolve Line minus the sum of your New Balance, any authorized Purchases, Cash Advances and Balance Transfers that have not posted to your Account, and any payments that have not cleared. You may apply to increase your Credit Revolve Line, and we reserve the right to lower it without prior notice to you. You agree that you will not let your total charges, including Purchases, Cash Advances, FINANCE CHARGES (including but not limited to interest, Foreign Transaction Fees, Cash Advance, Balance Transfer and Convenience Check Transaction Fees), late charges, membership fees, and other fees that may be due, exceed your Revolve Line. If you exceed your Revolve Line, you will be considered to have exceeded your Revolve Line for all purposes of the Agreement, and we may reduce the available Credit Limit/Revolve Line of any other Credit Card account you have with us until such time as the excess amount is paid. You are responsible for keeping track of your New Balance and your available Revolve Line. We may but are not required to approve transactions above your Revolve Line up to a certain percentage of your Revolve Line which we establish from time to time for you based on our established evaluation criteria. If we do approve those transactions, those transactions will not increase your Revolve Line. You are responsible for repaying all over-limit amounts and FINANCE CHARGES will be assessed on those amounts. For security reasons, we may limit the number or amount of Purchase, Cash Advance and/or Convenience Check transactions that may be accomplished with your Card or Credit Card account. We may also limit authorizations to make Purchases or obtain Cash Advances if we consider it necessary to verify collection of Payments received on your Credit Card account.

Revolve Line. We will notify you of your Revolve Line for each Credit ea ch Cre d it Card account you have with us, which is the total amount of credit we agree to extend to you at any one time. Your Revolve Line will also include a separate limit for Cash Advances. Your Revolve Line and Cash Advance Ca s h A d va n ce limit are listed on your monthly periodic statement. Your available Revolve Revolv e Line is the amount of your total Revolve Line minus the sum of your New Balance, any authorized Purchases, Cash Advances and Balance Transfers Xxxx sfers that have not posted to your Account, and any payments that have not cleared. You may apply to increase your Credit Revolve Line, and we reserve the right to lower it without prior notice to you. You agree that you will not let your total charges, including PurchasesPurch a se s, Cash Advances, FINANCE CHARGES (including but not limited to interestintere st , Foreign Transaction Fees, Cash Advance, Balance Transfer and Convenience Check Transaction Fees), late charges, membership fees, and other fees that may be due, exceed your Revolve Line. If you exceed your exce e d yo u r Revolve Line, you will be considered to have exceeded your Revolve Line Revo lve L in e for all purposes of the Agreement, and we may reduce the available Credit Cre d it Limit/Revolve Line of any other Credit Card account you have with us until u s u n t il such time as the excess amount is paid. You are responsible for keeping track of your New Balance and your available Revolve Line. We may but are not required to approve transactions above your Revolve Line up to a certain percentage of your Revolve Line which we establish from time to time for you based on our established evaluation criteria. If we do approve those transactionstransaction s, those th ose transactions will not increase your Revolve Line. You are responsible for repaying all over-limit amounts and FINANCE CHARGES will be assessed asse sse d on those amounts. For security reasons, we may limit the number or amount of PurchasePurch a se , Cash Advance and/or Convenience Check transactions that may be accomplished with your Card or Credit Card account. We may also limit authorizations to make Purchases or obtain Cash Advances if we consider it necessary to verify collection of Payments received on your Credit Card account.

Revolve Line. We will notify you of your Revolve Line for each Credit ea ch Cre d it Card account you have with us, which is the total amount of credit we agree to extend to you at any one time. Your Revolve Line will also include a separate limit for Cash Advances. Your Revolve Line and Cash Advance Ca sh A d va n ce limit are listed on your monthly periodic statement. Your available Revolve Revolv e Line is the amount of your total Revolve Line minus the sum of your New Balance, any authorized Purchases, Cash Advances and Balance Transfers that have not posted to your Account, and any payments that have h ave not cleared. You may apply to increase your Credit Revolve Line, and we reserve the right to lower it without prior notice to you. You agree that you will not let your total charges, including PurchasesPurch a se s, Cash Advances, FINANCE CHARGES (including but not limited to interestintere st , Foreign Transaction Fees, Cash Advance, Balance Transfer and Convenience Check Transaction Fees), late charges, membership fees, and other fees that may be due, exceed your Revolve Line. If you exceed your exce e d yo u r Revolve Line, you will be considered to have exceeded your Revolve Line Revo lve L in e for all purposes of the Agreement, and we may reduce the available Credit Cre d it Limit/Revolve Line of any other Credit Card account you have with us until u s u n t il such time as the excess amount is paid. You are responsible for keeping track of your New Balance and your available Revolve Line. We may but are not required to approve transactions above your Revolve Line up to a certain percentage of your Revolve Line which we establish from time to time for you based on our established evaluation criteria. If we do approve those transactions, those th ose transactions will not increase your Revolve Line. You are responsible for fo r repaying all over-limit amounts and FINANCE CHARGES will be assessed asse sse d on those amounts. For security reasons, we may limit the number or amount of PurchasePurch a se , Cash Advance and/or Convenience Check transactions that may be accomplished with your Card or Credit Card account. We may also limit authorizations to make Purchases or obtain Cash Advances if we consider conside r it necessary to verify collection of Payments received on your Credit Card account.

Revolve Line. We will notify you of your Revolve Line for each Credit Card account you have with us, which is the total amount of credit we agree to extend to you at any one time. Your Revolve Line will also include a separate limit for Cash Advances. Your Revolve Line and Cash Advance Ca sh A d va n ce limit are listed on your monthly periodic statement. Your available Revolve Revo lve Line is the amount of your total Revolve Line minus the sum of your New Balance, any authorized Purchases, Cash Advances and Balance Transfers that have not posted to your Account, and any payments that have not cleared. You may apply to increase your Credit Revolve Line, and we reserve the th e right to lower it without prior notice to youyou . You agree that you will not let your total charges, including PurchasesPurch a se s, Cash Advances, FINANCE CHARGES (including but not limited to interestintere st , Foreign Transaction Fees, Cash AdvanceAdvan ce, Balance Transfer and Convenience Check Transaction Fees), late charges, membership fees, and other fees that may be due, exceed your Revolve Line. If you exceed your exce e d yo u r Revolve Line, you will be considered to have exceeded your Revolve Line Revo lve L in e for all purposes of the Agreement, and we may reduce the available Credit Cre d it Limit/Revolve Line of any other Credit Card account you have with us until u s u n t il such time as the excess amount is paid. You are responsible for keeping track of your New Balance and your available Revolve Line. We may but are not required to approve transactions above your Revolve Line up to a certain percentage pe rcentage of your Revolve Line which we establish from time to time for you based on our established evaluation criteria. If we do approve those transactions, those th ose transactions will not increase your Revolve Line. You are responsible for repaying all over-limit amounts and FINANCE CHARGES will be assessed ass e sse d on those amounts. For security reasons, we may limit the number or amount of PurchasePurch a se , Cash Advance and/or Convenience Check transactions that may be accomplished with your Card or Credit Card account. We may also limit authorizations to make Purchases or obtain Cash Advances if we consider it necessary to verify collection of Payments received on your yo ur Credit Card account. World Elite Mastercard Revolve Line. Amounts over your Revolve Line may be referred to as a non-revolving line. The Revolve Line is the maximum amount upon which you may defer payment on your account, subject to the minimum required payment that must always be paid on time. There is no pre-set spending limit for your account. With no pre-set spending limit, you have the flexibility to make purchases in excess o f yo u r stated Revolve Line. However, having a no pre-set spending limit does n o t mean unlimited spending. Instead, each charge is evaluated based on th e spending and payment patterns on the account, merchant type, informatio n from consumer credit reports obtained from credit bureaus including your experience with other creditors, and our understanding of your re so u rce s. Without limiting the foregoing, we may also decline an authorization request for any transaction at any time as described in the section of this Agreement called "Authorizing Transactions.” We may also request additional information from you at any time to evaluate a transaction reque st o r yo u r use of the account in general. In addition, all of the provisions above in th is section apply. Your World Elite Mastercard account may provide addition al benefits and features and may have additional charges that will be described in separate documentation for the World Elite Mastercard program, all of which is incorporated by this reference. You authorize us to enroll you in benefits and programs that we may offer from time to time associated with your account, including without limitation benefits and programs that we offer exclusively to holders of World Elite Mastercard accounts. Accessing some of the benefits and services under the World Elite Mastercard program may involve charges to your account. You are responsible for all such charges, even if your account has been clo se d fo r any reason.

Revolve Line. We will notify you of your Revolve Line for each Credit Card account you have with us, which is the total amount of credit we agree to extend to you at any one time. Your Revolve Line will also include a separate limit for Cash Advances. Your Revolve Line and Cash Advance limit are listed on your monthly periodic statement. Your available Revolve Revo lve Line is the amount of your total Revolve Line minus the sum of your New Balance, any authorized Purchases, Cash Advances and Balance Transfers that have not posted to your Account, and any payments that have not cleared. You may apply to increase your Credit Revolve Line, and we reserve the th e right to lower it without prior notice to you. You agree that you will not let your total charges, including PurchasesPurch a se s, Cash Advances, FINANCE CHARGES (including but not limited to interestintere st , Foreign Transaction Fees, Cash AdvanceAdvance , Balance Transfer and Convenience Check Transaction Fees), late charges, membership fees, and other fees that may be due, exceed your Revolve Line. If you exceed your exce e d yo u r Revolve Line, you will be considered to have exceeded your Revolve Line Revo lve L in e for all purposes of the Agreement, and we may reduce the available Credit Cre d it Limit/Revolve Line of any other Credit Card account you have with us until u s u n t il such time as the excess amount is paid. You are responsible for keeping track of your New Balance and your available Revolve Line. We may but are not required to approve transactions above your Revolve Line up to a certain percentage of your Credit Limit/Revolve Line which we establish from time to time for you based on our established evaluation criteria. If we do approve those transactions, those transactions will not increase your Revolve Line. You are responsible for repaying all over-limit amounts and FINANCE CHARGES will be assessed on those amounts. amounts For security reasons, we may limit the number or amount of PurchasePurch a se , Cash Advance and/or Convenience Check transactions that may be accomplished with your Card or Credit Card account. We may also limit authorizations to make Purchases or obtain Cash Advances if we consider it necessary to verify collection of Payments received rece ived on your Credit Card account.

Revolve Line. We will notify you of your Revolve Line for each Credit Card account you have with us, which is the total amount of credit we agree to extend to you at any one time. Your Revolve Line will also include a separate limit for Cash Advances. Your Revolve Line and Cash Advance limit are listed on your monthly periodic statement. Your available Revolve Revo lve Line is the amount of your total Revolve Line minus the sum of your New Balance, any authorized Purchases, Cash Advances and Balance Transfers that have not posted to your Account, and any payments that have not cleared. You may apply to increase your Credit Revolve Line, and we reserve the th e right to lower it without prior notice to you. You agree that you will not let your total charges, including PurchasesPurch a se s, Cash Advances, FINANCE CHARGES (including but not limited to interestintere st , Foreign Transaction Fees, Cash Advance, Balance Transfer and Convenience Check Transaction Fees), late charges, membership fees, and other fees that may be due, exceed your Revolve Line. If you exceed your exce e d yo u r Revolve Line, you will be considered to have exceeded your Revolve Line Revo lve L in e for all purposes of the Agreement, and we may reduce the available Credit Cre d it Limit/Revolve Line of any other Credit Card account you have with us until u s u n t il such time as the excess amount is paid. You are responsible for keeping track of your New Balance and your available Revolve Line. We may but are not required to approve transactions above your Revolve Line up to a certain percentage of your Credit Limit/Revolve Line which we establish from time to time for you based on our established evaluation criteria. If we do approve those transactions, those transactions will not increase your Revolve Line. You are responsible for repaying all over-limit amounts and FINANCE CHARGES will be assessed on those amounts. amounts For security reasons, we may limit the number or amount of PurchasePurch a se , Cash Advance and/or Convenience Check transactions that may be accomplished with your Card or Credit Card account. We may also limit authorizations to make Purchases or obtain Cash Advances if we consider it necessary to verify collection of Payments received on your Credit Card account.

Revolve Line. We will notify you of your Revolve Line for each Credit Card account you have with us, which is the total amount of credit we agree to extend to you at any one time. Your Revolve Line will also include a separate limit for Cash Advances. Your Revolve Line and Cash Advance Ca sh A d va n ce limit are listed on your monthly periodic statement. Your available Revolve Revo lve Line is the amount of your total Credit Limit/Revolve Line minus the sum of su m o f your New Balance, any authorized Purchases, Cash Advances and Balance Transfers that have not posted to your Account, and any payments that have not cleared. You may apply to increase your Credit Revolve Line, and we reserve the right to lower it without prior notice to you. You agree that you will not let your total charges, including PurchasesPurch a se s, Cash Advances, FINANCE CHARGES (including but not limited to interestintere st , Foreign Transaction Fees, Cash Advance, Balance Transfer Transfer, and Convenience Check Transaction Fees), late charges, membership fees, and other fees that may be due, exceed your Revolve Line. If you exceed yo u e xce ed your Revolve Line, you will be considered to have exceeded your Revolve Re vo lve Line for all purposes of the Agreement, and we may reduce the available Credit Limit/Revolve Line of any other Credit Card account you have with us until such time as the excess amount is paid. You are responsible for keeping track of your New Balance and your available Revolve Line. We may but are not required to approve transactions above your Revolve Line up to a certain percentage of your Credit Limit/Revolve Line which we establish from time to time for you based on our established evaluation criteria. If we do approve those transactions, those transactions will not increase your Revolve Line. You are responsible for repaying all over-limit amounts and FINANCE CHARGES will be assessed on those amounts. For security reasons, we may limit the number or amount of PurchasePurch a se , Cash Advance Advance, and/or Convenience Check transactions that may be accomplished with your Card or Credit Card account. We may also limit authorizations to make Purchases or obtain Cash Advances if we consider it necessary to verify collection of Payments received on your Credit Card account. World Mastercard Revolve Line. Amounts over your Revolve Line may be referred to as a non-revolving line. The Revolve Line is the maximum amount upon which you may defer payment on your account, subject to the minimum required payment that must always be paid on time. There is no pre-set spending limit for your account. With no pre-set spending limit, you have the flexibility to make purchases in excess o f yo u r stated Revolve Line. However, having no pre-set spending limit d o e s n o t mean unlimited spending. Instead, each charge is evaluated based on th e spending and payment patterns on the account, merchant type, information from consumer credit reports obtained from credit bureaus including your experience with other creditors, and our understanding of your re so u rce s. Without limiting the foregoing, we may also decline an authorization request for any transaction at any time as described in the section of this Agreement called "Authorizing Transactions." We may also request additional information from you at any time to evaluate a transaction reque st o r yo u r use of the account in general. In addition, all of the provisions above in th is section apply. Your World Mastercard account may provide additional benefits and features and may have additional charges that will be described in separate documentation for the World Mastercard program, a ll of which is incorporated by this reference. You authorize us to enroll you in benefits and programs that we may offer from time to time associa te d with your account, including without limitation benefits and programs that we offer exclusively to holders of World Mastercard accounts. Accessing some of the benefits and services under the World Mastercard program may involve charges to your account. You are responsible for all such charg e s, even if your account has been closed for any reason.

Revolve Line. We will notify you of your Revolve Line for each Credit Card account you have with us, which is the total amount of credit we agree to extend to you at any one time. Your Revolve Line will also include a separate limit for Cash Advances. Your Revolve Line and Cash Advance Ca sh A d va n ce limit are listed on your monthly periodic statement. Your available Revolve Revo lve Line is the amount of your total Revolve Line minus the sum of your New Balance, any authorized Purchases, Cash Advances and Balance Transfers that have not posted to your Account, and any payments that have not cleared. You may apply to increase your Credit Revolve Line, and we reserve the th e right to lower it without prior notice to you. You agree that you will not let your total charges, including PurchasesPurch a se s, Cash Advances, FINANCE CHARGES (including but not limited to interestintere st , Foreign Transaction Fees, Cash Advance, Balance Transfer Transfer, and Convenience Check Transaction Fees), late charges, membership fees, fees and other fees that may be due, exceed your Revolve Line. If you exceed your exce e d yo u r Revolve Line, you will be considered to have exceeded your Revolve Line Revo lve L in e for all purposes of the Agreement, and we may reduce the available Credit a vailable Cre d it Limit/Revolve Line of any other Credit Card account you have with us until u s u n t il such time as the excess amount is paid. You are responsible for keeping track of your New Balance and your available Revolve Line. We may but are not required to approve transactions above your Revolve Line up to a certain percentage of your Credit Limit/Revolve Line which we establish xxxx xxxxx from time to time for you based on our established evaluation criteria. If we do approve those transactions, those transactions will not increase your Revolve Line. You are responsible for repaying all over-limit amounts and FINANCE CHARGES will be assessed on those amounts. For security reasons, we may limit the number or amount of PurchasePurch a se , Cash Advance Advance, and/or Convenience Check transactions that may be accomplished with your Card or Credit Card account. We may also limit authorizations to make Purchases or obtain Cash Advances if we consider it necessary to verify collection of Payments received on your Credit Card account.

Revolve Line. We will notify you of your Revolve Line for each Credit ea ch Cre d it Card account you have with us, which is the total amount of credit we agree to extend to you at any one time. Your Revolve Line will also include a separate limit for Cash Advances. Your Revolve Line and Cash Advance Ca sh A d va n ce limit are listed on your monthly periodic statement. statemen t. Your available Revolve Revolv e Line is the amount of your total Revolve Line minus the sum of your New Balance, any authorized Purchases, Cash Advances and Balance Transfers that have not posted to your Account, and any payments that have not cleared. You may apply to increase your Credit Revolve Line, and we reserve the right to lower it without prior notice to you. You agree that you will not let your total charges, including PurchasesPurch a se s, Cash Advances, FINANCE CHARGES (including but not limited to interestintere st , Foreign Transaction Fees, Cash Advance, Balance Transfer and Convenience Check Transaction Fees), late charges, membership fees, and other fees that may be due, exceed your Revolve Line. If you exceed your exce e d yo u r Revolve Line, you will be considered to have exceeded your Revolve Line Revo lve L in e for all purposes of the Agreement, and we may reduce the available Credit Cre d it Limit/Revolve Line of any other Credit Card account you have with us until u s u n t il such time as the excess amount is paid. You are responsible for keeping track of your New Balance and your available Revolve Line. We may but are not required to approve transactions above your Revolve Line up to a certain percentage of your Revolve Line which we establish from time to time for you based on our established evaluation criteria. If we do approve those transactions, those th ose transactions will not increase your Revolve Line. You are responsible for fo r repaying all over-limit amounts and FINANCE CHARGES will be assessed asse sse d on those amounts. For security reasons, we may limit the number or amount of PurchasePurch a se , Cash Advance and/or Convenience Check transactions that may be accomplished with your Card or Credit Card account. We may also limit authorizations to make Purchases or obtain Cash Advances if we consider it necessary to verify collection of Payments received on your Credit Card account.

Revolve Line. We will notify you of your Revolve Line for each Credit Card account you have with us, which is the total amount of credit we agree to extend to you at any one time. Your Revolve Line will also include a separate limit for Cash Advances. Your Revolve Line and Cash Advance Ca sh A d va n ce limit are listed on your monthly periodic statement. Your available Revolve Revo lve Line is the amount of your total Revolve Line minus the sum of your New Balance, any authorized Purchases, Cash Advances and Balance Transfers that have not posted to your Account, and any payments that have not cleared. You may apply to increase your Credit Revolve Line, and we reserve the th e right to lower it without prior notice to youyou . You agree that you will not let your total charges, including PurchasesPurch a se s, Cash Advances, FINANCE CHARGES (including but not limited to interestintere st , Foreign Transaction Fees, Cash AdvanceAdvan ce, Balance Transfer and Convenience Check Transaction Fees), late charges, membership fees, and other fees that may be due, exceed your Revolve Line. If you exceed your exce e d yo u r Revolve Line, you will be considered to have exceeded your Revolve Line Revo lve L in e for all purposes of the Agreement, and we may reduce the available Credit Cre d it Limit/Revolve Line of any other Credit Card account you have with us until u s u n t il such time as the excess amount is paid. You are responsible for keeping track of your New Balance and your available Revolve Line. We may but are not required to approve transactions above your Revolve Line up to a certain percentage of your Revolve Line which we establish from time to time for you based on our established evaluation criteria. If we do approve those transactions, those th ose transactions will not increase your Revolve Line. You are responsible for repaying all over-limit amounts and FINANCE CHARGES will be assessed ass e sse d on those amounts. For security reasons, we may limit the number or amount of PurchasePurch a se , Cash Advance and/or Convenience Check transactions that may be accomplished with your Card or Credit Card account. We may also limit authorizations to make Purchases or obtain Cash Advances if we consider it necessary to verify collection of Payments received on your yo ur Credit Card account. World Elite Mastercard Revolve Line. Amounts over your Revolve Line may be referred to as a non-revolving line. The Revolve Line is the maximum amount upon which you may defer payment on your account, subject to the minimum required payment that must always be paid on time. There is no pre-set spending limit for your account. With no pre-set spending limit, you have the flexibility to make purchases in excess o f yo u r stated Revolve Line. However, having a no pre-set spending limit does n o t mean unlimited spending. Instead, each charge is evaluated based on th e spending and payment patterns on the account, merchant type, informatio n from consumer credit reports obtained from credit bureaus including your experience with other creditors, and our understanding of your re so u rce s. Without limiting the foregoing, we may also decline an authorization request for any transaction at any time as described in the section of this Agreement called "Authorizing Transactions.” We may also request additional information from you at any time to evaluate a transaction reque st o r yo u r use of the account in general. In addition, all of the provisions above in th is section apply. Your World Elite Mastercard account may provide addition al benefits and features and may have additional charges that will be described in separate documentation for the World Elite Mastercard program, all of which is incorporated by this reference. You authorize us to enroll you in benefits and programs that we may offer from time to time associated with your account, including without limitation benefits and programs that we offer exclusively to holders of World Elite Mastercard accounts. Accessing some of the benefits and services under the World Elite Mastercard program may involve charges to your account. You are responsible for all such charges, even if your account has been clo se d fo r any reason.

Revolve Line. We will notify you of your the Revolve Line for each Credit Card account you have with us, which is the total amount of credit we agree to extend to you at any one time. Your Revolve Line will also include a separate limit for Cash Advances. Your Revolve Line and Cash Advance limit are listed on your monthly periodic statement. Your available Revolve Line is the amount of your total Revolve Line minus the sum of your New Balance, any authorized Purchases, Cash Advances and Balance Transfers that have not posted to your Account, and any payments that have not cleared. You may apply to increase your Credit Revolve Line, and we reserve the right to lower it without prior notice to you. You agree that you will not let your total charges, including Purchases, Cash Advances, FINANCE CHARGES (including but not limited to interest, Foreign Transaction Fees, Cash Advance, Balance Transfer and Convenience Check Transaction Fees), late charges, membership fees, and other fees that may be due, due will not exceed your Revolve Line. If you exceed You may apply to increase your Revolve Line, and we reserve the right to lower it. We may designate that only a portion of your Revolve Line is available for Cash Advances. If we do so and you exceed that limit, you will be considered to have exceeded your Revolve Line for all purposes of the Agreement, and we may reduce the available Credit Limit/Revolve Line of any other Credit Card account you have with us until such time as the excess amount is paid. You are responsible for keeping track of your New Balance and your available Revolve Line. We may but are not required to approve transactions above your Revolve Line up to a certain percentage of your Revolve Line which we establish from time to time for you based on our established evaluation criteria. If we do approve those transactions, those transactions will not increase your Revolve Line. You are responsible for repaying all over-limit amounts and FINANCE CHARGES will be assessed on those amounts. For security reasons, we may limit the number or amount of Purchase, Cash Advance and/or Convenience Check transactions that may be accomplished with your Card or Credit Card account. We may also limit authorizations to make Purchases or obtain Cash Advances if we consider it necessary to verify collection of Payments received on your Credit Card account. Amounts over your Revolve Line may be referred to as a non-revolving line. The Revolve Line is the maximum amount upon which you may defer payment on your account, subject to the minimum required payment that must always be paid on time. There is no pre-set spending limit for your account. With no pre-set spending limit, you have the flexibility to make purchases in excess of your stated Revolve Line. However, having a no pre-set spending limit does not mean unlimited spending. Instead, each charge is evaluated based on the spending and payment patterns on the account, merchant type, information from consumer credit reports obtained from credit bureaus including your experience with other creditors, and our understanding of your resources. Without limiting the foregoing, we may also decline an authorization request for any transaction at any time as described in the paragraph of this Agreement called "Authorizing Transactions." We may also request additional information from you at any time to evaluate a transaction request or your use of the account in general. Your World Elite MasterCard account may provide additional benefits and features and may have additional charges that will be described in separate documentation for the World Elite MasterCard program, all of which is incorporated by this reference. You authorize us to enroll you in benefits and programs that we may offer from time to time associated with your account, including without limitation benefits and programs that we offer exclusively to holders of World Elite MasterCard accounts. Accessing some of the benefits and services under the World Elite MasterCard program may involve charges to your account.