Common use of Reservation of Right to Hold Clause in Contracts

Reservation of Right to Hold. In some cases, we will not make all of the funds that you deposit by check available to you on the first business day after the day of your deposit. Depending on the type of check that you deposit, funds may not be available until the second business day after the day of your deposit. The first $225 of your deposit, however, may be available on the first business day after the day of your deposit. If we are not going to make all of the funds from your deposit available on the first business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decide to take this action after you have left the premises, we will mail you the notice by the business day after we receive your deposit. If you need the funds from a deposit right away, you should ask us when the funds will be available. Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: * You deposit checks totaling more than $5,525 on any one day. * You redeposit a check that has been returned unpaid. * You have overdrawn your account repeatedly in the last six months. * We believe a check you deposit will not be paid. * There is an emergency, such as failure of computer or communications equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Reservation of Right to Hold. In some cases, we will not make all of the funds that you deposit by check available to you on the first business day after the day of your deposit. Depending on the type of check that you deposit, funds may not be available until the second business day after the day of your deposit. The first $225 225.00 of your deposit, however, may be available on the first business day after the day of your deposit. If we are not going to make all of the funds from your deposit available on the first business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decide to take this action after you have left the premises, we will mail you the notice by the business day after we receive your deposit. If you need the funds from a deposit right away, you should ask us when the funds will be available. Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: * You deposit checks totaling more than $5,525 on any one day. * You redeposit a check that has been returned unpaid. * You have overdrawn your account repeatedly in the last six months. * We believe a check you deposit will not be paid. * There is an emergency, such as failure of computer or communications equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Reservation of Right to Hold. In some cases, we will not make all of the funds that you deposit by check available to you on the first business day after the day of your deposit. Depending on the type of check that you deposit, funds may not be available until the second business day after the day of your deposit. The first $225 of your deposit, however, may be available on the first business day after the day of your deposit. If we are not going to make all of the funds from your deposit available on the first business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decide to take this action after you have left the premises, we will mail you the notice by the business day after we receive your deposit. If you need the funds from a deposit right away, you should ask us when the funds will be available. Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: * • You deposit checks totaling more than $5,525 on any one day. * • You redeposit a check that has been returned unpaid. * • You have overdrawn your account repeatedly in the last six months. * • We believe a check you deposit will not be paid. * • There is an emergency, such as failure of computer or communications equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Reservation of Right to Hold. In some cases, we will not make all of the funds that you deposit by check available to you on the first same business day after as the day of your deposit. Depending on the type of check that you deposit, funds may not be available until the second 2nd business day after the day of your deposit. The first $225 250.00 of your deposit, however, may will be available on the first business day after the day of your deposit. If we are not going to make all of the funds from your deposit available on the first same business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decide to take this action after you have left the premises, we will mail you the notice by the business day after we receive your deposit. If you need the funds from a deposit right away, you should ask us when the funds will be available. Longer Delays May Apply. Apply We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: *  You deposit checks totaling more than $5,525 5,550.00 on any one day. *  You redeposit a check that has been returned unpaid. *  You have overdrawn your account repeatedly in the last six months. *  We believe a check you deposit will not be paid. *  There is an emergency, such as failure of computer or communications equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh 7th business day after the day of your deposit.

Reservation of Right to Hold. In some cases, we will not make all of the funds that you deposit by check available to you on the first business day after the day of we receive your deposit. Depending on the type of check that you deposit, funds Funds may not be available until the second business day after the day of your deposit. The However, the first $225 200.00 of your deposit, however, deposit may be available on the first business day after the day of your deposit. If we are not going to make all of the funds from your deposit available on the first same business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, employees or if we decide to take this action after you have left the premises, we will mail you the notice by the next business day after we receive your deposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available. Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: * You deposit checks totaling more than $5,525 on any one day. * You redeposit a check that has been returned unpaid. * You have overdrawn your account repeatedly in the last six months. *  We believe a check you deposit will not be paid. *  You deposit checks totaling more than $5,000.00 on any one (1) day.  You deposit a check that has been returned unpaid.  You have overdrawn your account repeatedly in the last six (6) months.  There is an emergency, such as failure of communications or computer or communications equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, reasons and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Reservation of Right to Hold. In some cases, we will not make all of the funds that you deposit by check available to you on the first business day after you make the day of your deposit. Depending on the type of check that you deposit, funds may not be available until the second fifth business day after the day of your deposit. The However, the first $225 200 of your deposit, however, may deposit will be available on the first business day after the day of your deposit. If we are not going to make all of the your funds from your deposit available on the first business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decide to take this action after you have left the premises, we will mail you the notice by the business day after we receive your deposit. If you need the funds from a deposit right away, you should ask us when the funds will be available. Longer Delays May Apply. Apply We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: * ▪ We believe a check you deposited will not be paid ▪ You deposit checks totaling more than $5,525 5,000 on any one day. * day ▪ You redeposit a check that has been returned unpaid. * unpaid ▪ You have overdrawn your account repeatedly in the last six months. * We believe a check you deposit will not be paid. * months ▪ There is an emergency, such as failure of communications or computer or communications equipment. equipment We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh eleventh business day after the day of your deposit.

Reservation of Right to Hold. In some cases, we will not make all of the funds that you deposit by check available to you on the first business day after you make the day of your deposit. Depending on the type of check that you deposit, funds may not be available until the second fifth business day after the day of your deposit. The However, the first $225 of your deposit, however, may deposit will be available on the first business day after the day of your deposit. If we are not going to make all of the your funds from your deposit available on the first business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decide to take this action after you have left the premises, we will mail you the notice by the business day after we receive your deposit. If you need the funds from a deposit right away, you should ask us when the funds will be available. Longer Delays May Apply. Apply We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: *  We believe a check you deposited will not be paid  You deposit checks totaling more than $5,525 on any one day. * day  You redeposit a check that has been returned unpaid. * unpaid  You have overdrawn your account repeatedly in the last six months. * We believe a check you deposit will not be paid. * months  There is an emergency, such as failure of communications or computer or communications equipment. equipment We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh eleventh business day after the day of your deposit.

Reservation of Right to Hold. In some cases, we will not make all of the funds that you deposit by check available to you on the first same business day after as the day of your deposit. Depending on the type of check that you deposit, funds may not be available until the second business day after the day of your deposit. The first $225 200 of your deposit, however, may be available on the first business day after the day of your deposit. If we are not going to make all of the funds from your deposit available on the first same business day, we will notify you at the time you make your deposit. We will also tell you when the funds will well be available. If your deposit is not made directly to one of our employees, or if we decide to take this action after you have left the premises, we will mail you the notice by the business day after we receive your deposit. If you need the funds from a deposit right away, you should ask us when the funds will be available. Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: * • You deposit checks totaling more than $5,525 5,000 on any one day. * • You redeposit a check that has been returned unpaid. * • You have overdrawn your account repeatedly in the last six months. * • We believe a check you deposit will not be paid. * • There is an emergency, such as failure of computer or communications equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Reservation of Right to Hold. In some cases, we will not make all of the funds that you deposit by check available to you on the first business day after the day of we receive your deposit. Depending on the type of check that you deposit, funds Funds may not be available until the second business day after the day of your deposit. The However, the first $225 225.00 of your deposit, however, deposit may be available on the first business day after the day of your deposit. If we are not going to make all of the funds from your deposit available on the first same business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, employees or if we decide to take this action after you have left the premises, we will mail you the notice by the next business day after we receive your deposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available. Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: * You deposit checks totaling more than $5,525 on any one day. * You redeposit a check that has been returned unpaid. * You have overdrawn your account repeatedly in the last six months. *  We believe a check you deposit will not be paid. *  You deposit checks totaling more than $5,525.00 on any one (1) day.  You deposit a check that has been returned unpaid.  You have overdrawn your account repeatedly in the last six (6) months.  There is an emergency, such as failure of communications or computer or communications equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, reasons and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Reservation of Right to Hold. In some cases, we will not make all of the funds that you deposit by check available to you on the first same business day after as the day of your deposit. Depending on the type of check that you deposit, funds may not be available until the second 2nd business day after the day of your deposit. The first $225 250.00 of your deposit, however, may will be available on the first business day after the day of your deposit. If we are not going to make all of the funds from your deposit available on the first same business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decide to take this action after you have left the premises, we will mail you the notice by the business day after we receive your deposit. If you need the funds from a deposit right away, you should ask us when the funds will be available. Longer Delays May Apply. Apply We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: * • You deposit checks totaling more than $5,525 5,550.00 on any one day. * • You redeposit a check that has been returned unpaid. * • You have overdrawn your account repeatedly in the last six months. * • We believe a check you deposit will not be paid. * • There is an emergency, such as failure of computer or communications equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh 7th business day after the day of your deposit.

Reservation of Right to Hold. In some cases, we will not make all of the funds that you deposit by check available to you on the first business day after you make the day of your deposit. Depending on the type of check that you deposit, funds may not be available until the second fifth business day after the day of your deposit. The However, the first $225 200 of your deposit, however, may deposit will be available on the first business day after the day of your deposit. If we are not going to make all of the your funds from your deposit available on the first business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decide to take this action after you have left the premises, we will mail you the notice by the business day after we receive your deposit. If you need the funds from a deposit right away, you should ask us when the funds will be available. Longer Delays May Apply. Apply We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: *  We believe a check you deposited will not be paid  You deposit checks totaling more than $5,525 5,000 on any one day. * day  You redeposit a check that has been returned unpaid. * unpaid  You have overdrawn your account repeatedly in the last six months. * We believe a check you deposit will not be paid. * months  There is an emergency, such as failure of communications or computer or communications equipment. equipment We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh eleventh business day after the day of your deposit.

Reservation of Right to Hold. In some cases, we will not make all of the funds that you deposit by check available to you on the first business day after the day of your deposit. Depending on the type of check that you deposit, funds may not be available until the second business day after the day of your deposit. The first $225 200 of your deposit, however, may be available on the first business day after the day of your deposit. If we are not going to make all of the funds from your deposit available on the first business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decide to take this action after you have left the premises, we will mail you the notice by the business day after we receive your deposit. If you need the funds from a deposit right away, you should ask us when the funds will be available. Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: * You deposit checks totaling more than $5,525 5,000 on any one day. * You redeposit a check that has been returned unpaid. * You have overdrawn your account repeatedly in the last six months. * We believe a check you deposit will not be paid. * There is an emergency, such as failure of computer or communications equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh first business day after the day of your deposit.

Reservation of Right to Hold. In some cases, we will not make all of the funds that you deposit by check available to you on the first same business day that we receive your deposit. For deposits into a savings account or other non-transaction account your deposit may not be available until the seventh (7th) business day after the day of your deposit. Depending For deposits to a transaction account depending on the type of check that you deposit, funds may not be available until the second (2nd) business day after the day of your deposit. The However, the first $225 225.00 of your deposit, however, may deposit will be available on the first (1st) business day after the day of your deposit. If we are not going to make all of the funds from your deposit available to you on the first same business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decide to take this action after you have left the premises, we will mail you the notice by the next business day after we receive your deposit. If you will need the funds from a deposit right away, you should ask us inquire when the funds will be available. Longer Delays May Apply. • LONGER DELAYS MAY APPLY – We may delay your ability to withdraw funds deposited by check into your transaction account an additional number of days for these reasons: * • We believe a check you deposited will not be paid. • You deposit checks totaling more than $5,525 5,525.00 on any one day. * • You redeposit deposit a check that has been returned unpaid. * • You have overdrawn your account repeatedly in the last six (6) months. * We believe a check you deposit will not be paid. * • There is an emergency, such as a failure of communications or computer or communications equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh (7th) business day after the day of your deposit.

Reservation of Right to Hold. In some cases, we will not make all of the funds that you deposit by check available to you on the first same business day after the day of that we receive your deposit. Depending on the type of check that you deposit, funds may not be available until the second business day after the day of your deposit. The Generally, the first $225 200 of your deposit, however, may deposit will be available on the first business day after the day of your deposit. If we are not going to make all of the funds from your deposit available on the first same business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decide to take this action after you have left the premises, we will mail you the a notice by the business day after we receive your deposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available. Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: * • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,000 on any one day. * • You redeposit re-deposit a check that has been returned unpaid. * • You have overdrawn your account repeatedly in the last six months. * We believe a check you deposit will not be paid. * • There is an emergency, such as failure of communications or computer or communications equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit. The Credit Union reserves the right to not accept particular instruments for any reason.