Common use of Reporting System Clause in Contracts

Reporting System. The system used by the Ceding Company to administer its reinsurance is: TAI. NOTE: Cert▇▇▇ policy transactions, such as increases, are coded in the policy administration system as riders, although they do not correspond to filed rider forms. Allocated Retention. Pool -- Effective 10/1/2008 Between HLIC and TFLIC 99 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 MINIMUM DATA REQUIREMENTS INFORCE AND TRANSACTION FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Transaction Sequence This field indicates the transaction record(s) created during the month. Line of Business This field indicates the line of business the policy falls under. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Transaction Count This field is used on the Transaction extract to identify the addition or termination of a cession. Reinsurance From Date This field contains the beginning date of the period covered by this record. The premiums on the Transaction record cover the period beginning with the From Date through the To Date. Reinsurance To Date This field contains the end date of the period covered by a record. Date Reported On the Transaction extract, this is the month the transaction was reported. Mode Identifies the mode of reinsurance premium payment. Policy Duration The duration at issue is 01. Reinsurance Duration Contains the reinsurance duration. It may differ from the policy duration if the cession is a continuation. Cession Number Hartford does not currently use. Defaults to spaces. Policy Date This field contains the issue date of the policy. Reinsurance Date This field contains the issue date of the reinsurance. For most cessions it is the same as the policy date. For continuations, it contains the issue date of the original coverage. Issue State This field contains a two-letter abbreviation of the state or province of issue. Used to determine unisex rates. Resident State This field contains a two-letter abbreviation of the state or province of issue. Used to compute premium tax reimbursement if applicable. Joint Type Identifies Joint business type Allocated Retention. Pool -- Effective 10/1/2008 Between HLIC and TFLIC 100 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Joint Age Used for joint coverages using a joint equivalent age for rate searches. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Death Benefit Option This field contains the option chosen by the insured for death proceeds payment. Participation code This field indicates whether the business is Non Participating (N) or Participating (P). Issue Type Identifies how a cession was issued. (New business or Continuation) Underwriting Method Identifies the type of underwriting used to issue the coverage. Treaty Number This field contains the TAI system treaty number Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Plan This field contains the coverage plan code. Product code This field contains the product type code. Product code 1 For Joint Life policies, this field contains the product type code for Insured 1. Product code 2 For Joint Life policies, this field contains the product type code for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Currency Code This field identifies the currency. (USD or CND if applicable) Last Name -- 1 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 1. (Maximum of 20 characters) First Name -- 1 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 1. (Maximum of 15 characters) Middle Initial -- 1 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 1. (1 character) Client ID -- 1 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 1. (Maximum of 20 characters) Insured Status -- 1 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 1. DOB -- 1 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 1. Sex -- 1 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 1. Pricing Sex -- 1 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 1. Age -- 1 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 1. Allocated Retention. Pool -- Effective 10/1/2008 Between HLIC and TFLIC 101 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Class -- 1 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 1. Mortality -- 1 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 1. Mortality Duration -- 1 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 1. Temp Flat -- 1 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 1. Temp Duration -- 1 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Perm Flat -- 1 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 1. Perm Duration - 1 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Last Name -- 2 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) First Name -- 2 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 15 characters) Middle Initial -- 2 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (1 character) Client ID -- 2 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) Insured Status -- 2 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 2. (If this is not a Joint Life policy, this field will be blank.) DOB -- 2 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 2. (If this is not a Joint Life policy, this field will be blank.)

Reporting System. The system used by the Ceding Company to administer its reinsurance is: TAI. NOTE: Cert▇▇▇ policy transactions, such as increases, are coded in the policy administration system as riders, although they do not correspond to filed rider forms. Allocated Retention. Retention Pool -- Effective 10/1/2008 Between HLIC and TFLIC 99 Swiss Re 86 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 MINIMUM DATA REQUIREMENTS INFORCE AND TRANSACTION FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Transaction Sequence This field indicates the transaction record(s) created during the month. Line of Business This field indicates the line of business the policy falls under. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Transaction Count This field is used on the Transaction extract to identify the addition or termination of a cession. Reinsurance From Date This field contains the beginning date of the period covered by this record. The premiums on the Transaction record cover the period beginning with the From Date through the To Date. Reinsurance To Date This field contains the end date of the period covered by a record. Date Reported On the Transaction extract, this is the month the transaction was reported. Mode Identifies the mode of reinsurance premium payment. Policy Duration The duration at issue is 01. Reinsurance Duration Contains the reinsurance duration. It may differ from the policy duration if the cession is a continuation. Cession Number Hartford does not currently use. Defaults to spaces. Policy Date This field contains the issue date of the policy. Reinsurance Date This field contains the issue date of the reinsurance. For most cessions it is the same as the policy date. For continuations, it contains the issue date of the original coverage. Issue State This field contains a two-letter abbreviation of the state or province of issue. Used to determine unisex rates. Resident State This field contains a two-letter abbreviation of the state or province of issue. Used to compute premium tax reimbursement if applicable. Joint Type Identifies Joint business type Allocated Retention. Retention Pool -- Effective 10/1/2008 Between HLIC and TFLIC 100 Swiss Re EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Joint Age Used for joint coverages using a joint equivalent age for rate searches. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Death Benefit Option This field contains the option chosen by the insured for death proceeds payment. Participation code This field indicates whether the business is Non Participating (N) or Participating (P). Issue Type Identifies how a cession was issued. (New business or Continuation) Underwriting Method Identifies the type of underwriting used to issue the coverage. Treaty Number This field contains the TAI system treaty number Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Plan This field contains the coverage plan code. Product code This field contains the product type code. Product code 1 For Joint Life policies, this field contains the product type code for Insured 1. Product code 2 For Joint Life policies, this field contains the product type code for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Currency Code This field identifies the currency. (USD or CND if applicable) Last Name -- 1 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 1. (Maximum of 20 characters) First Name -- 1 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 1. (Maximum of 15 characters) Middle Initial -- 1 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 1. (1 character) Client ID -- 1 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 1. (Maximum of 20 characters) Insured Status -- 1 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 1. DOB -- 1 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 1. Sex -- 1 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 1. Pricing Sex -- 1 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 1. Allocated Retention Pool -- Effective 10/1/2008 Between HLIC and Swiss Re 88 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Age -- 1 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 1. Allocated Retention. Pool -- Effective 10/1/2008 Between HLIC and TFLIC 101 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Class -- 1 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 1. Mortality -- 1 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 1. Mortality Duration -- 1 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 1. Temp Flat -- 1 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 1. Temp Duration -- 1 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Perm Flat -- 1 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 1. Perm Duration - 1 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Last Name -- 2 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) First Name -- 2 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 15 characters) Middle Initial -- 2 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (1 character) Client ID -- 2 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) Insured Status -- 2 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Allocated Retention Pool -- Effective 10/1/2008 Between HLIC and Swiss Re 89 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 DOB -- 2 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Sex -- 2 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Pricing Sex -- 2 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Age -- 2 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Class -- 2 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality -- 2 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality Duration -- 2 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Flat -- 2 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Duration -- 2 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Flat -- 2 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Duration - 2 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Face Amount Indicates the face amount of the total policy. Retained Amount This field contains the amount retained on this policy coverage, not on the life. Ceded Amount This field contains the policy amount ceded to a specific reinsurer. Allocated Retention Pool -- Effective 10/1/2008 Between HLIC and Swiss Re EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Net Amount at Risk This field contains the reinsured net amount at risk (NAR) for a specific reinsurer. Benefit Mortality ADB or Waiver mortality. Premium This field contains the reinsurance premium. Allowance This field contains the reinsurance allowance. Flat extra type This field indicates whether there is a temporary flat extra (T) or a permanent flat extra (P) being charged. Premium Tax If premium tax is reimbursed, this field contains the tax amount. Cash Value If applicable, this field is used to recover coinsured cash values from the Reinsurer. Benefit If applicable, this field is used to recover benefits from the Reinsurer. Dividend If applicable, this field contains the reinsurer's share of the direct dividend. Policy Fee This field contains the reinsurance policy fee. Continuation Original This field indicates the ceding company on the Company original policy. (Used for conversions only.) Continuation Original This field indicates the policy number for the Policy original policy. (Used for conversions only.) Continuation Original This field indicates the coverage/rider for the Coverage/Rider original policy. (Used for conversions only.) Message An informational message may be manually added to a policy by the Ceding Company. Image switch Hartford does not currently use. Defaults to spaces. Policy Fee Allowance This field contains the reinsurance policy fee allowance. Location Code Hartford does not currently use. Defaults to spaces. Treaty Reference Number Upon request, this field contains the Reinsurer's treaty number. Claim Hartford does not currently use. Defaults to spaces. Policy Status This field identifies the status of the cession. Policy Master Smoker -- 1 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 1. Policy Master Smoker -- 2 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Effective Date This field contains the effective date of the reinsurance. Policy Application Date This field indicates the date the insured signed the application. NAR Type This field indicates the method used in determining the Total Net Amount at Risk (as defined in Schedule B). Allocated Retention Pool -- Effective 10/1/2008 Between HLIC and Swiss Re 91 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 POLICY EXHIBIT FILE* Company Identifies the Ceding Company. Policy Policy number which is part of the policy key. Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer. Line of Business This field indicates the line of business the policy falls under. Report Date This is the month the transaction was reported. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Treaty Number This field contains the TAI system treaty number. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Policy Count Each New Business, Continuation & Reinstatement will be assigned a count of 1, Terminations will be assigned -1 and Renewals/NAR changes will be assigned 0. Base Ceded Amount This field contains the policy base amount ceded. ADB ceded Amount This field contains the policy ADB amount ceded. Waiver Ceded Amount This field contains the policy waiver amount ceded. Net Amount at Risk The reinsured net amount at risk (NAR). Plan This field contains the coverage plan code. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Currency Code This field identifies the currency. (USD or CND if applicable) ------------ * The Policy Exhibit will include a summary of reinsurance movement for a given period categorized by transactions type. This summary provides the Cession Count, Ceded Amount and Net Amount at Risk at the beginning of the reporting period, a summary of the transactions occurring during the report period as well as what is in force as of the ending of the report period. Allocated Retention Pool -- Effective 10/1/2008 Between HLIC and Swiss Re 92 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 RESERVE FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Benefit Type This field is the reserve type. 1 = Life, 2=ADB, 3=Waiver, 4=Flat Extras, 5=Substandard Calc Method Hartford's TAI Valuation Method 1=Frasier Reserve + 1/2 cx, E=Coinsurance Reserve, H=Half Premium, L=Factor FLX1, X=1/2 cx Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting

Reporting System. The system used by the Ceding Company to administer its reinsurance is: TAI. NOTE: Cert▇▇▇ Certain policy transactions, such as increases, are coded in the policy administration system as riders, although they do not correspond to filed rider forms. Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 10/01/2008 Between HLIC and TFLIC 99 Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 MINIMUM DATA REQUIREMENTS INFORCE AND TRANSACTION FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Transaction Sequence This field indicates the transaction record(s) created during the month. Line of Business This field indicates the line of business the policy falls under. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Transaction Count This field is used on the Transaction extract to identify the addition or termination of a cession. Reinsurance From Date This field contains the beginning date of the period Date covered by this record. The premiums on the Transaction record cover the period beginning with the From Date through the To Date. Reinsurance To Date This field contains the end date of the period covered by a record. Date Reported On the Transaction extract, this is the month the transaction was reported. Mode Identifies the mode of reinsurance premium payment. Policy Duration The duration at issue is 01. Reinsurance Duration Contains the reinsurance duration. It may differ from the policy duration if the cession is a continuation. Cession Number Hartford does not currently use. Defaults to spaces. Policy Date This field contains the issue effective date of the policy. Reinsurance Date This field contains the issue effective date of the reinsurance. For most cessions it is the same as the policy datePolicy Date. For continuations, it contains the issue effective date of the original coverage. Issue State Date This field contains a two-letter abbreviation of the state or province of issue. Used to determine unisex rates. Resident State Date This field contains a two-letter abbreviation of the state or of province of issue. Used to compute premium tax reimbursement if applicable. Joint Type Identifies Joint business type Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 10/01/2008 Between HLIC and TFLIC 100 Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Joint Age Used for joint coverages using a joint equivalent age for rate searches. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Death Benefit Option This field contains the option chosen by the insured for death proceeds payment. Participation code This field indicates whether the business is Non Participating (N) or Participating (P). Issue Type Identifies how a cession was issued. (New business or Continuation) Underwriting Method Identifies the type of underwriting used to issue the coverage. Treaty Number This field contains the TAI system treaty number Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Plan This field contains the coverage plan code. Product code This field contains the product type code. Product code 1 For Joint Life policies, this field contains the product type code for Insured 1. Product code 2 For Joint Life policies, this field contains the product type code for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Currency Code This field identifies the currency. (USD or CND if applicable) Last Name -- 1 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 1. (Maximum of 20 characters) First Name -- 1 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 1. (Maximum of 15 characters) Middle Initial -- 1 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 1. (1 character) Client ID -- 1 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 1. (Maximum of 20 characters) Insured Status -- 1 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 1. DOB -- 1 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 1. Sex -- 1 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured insured 1. Pricing Sex -- 1 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 1. Age -- 1 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age as for Insured 1. Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 10/01/2008 Between HLIC and TFLIC 101 Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Class -- 1 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 1. Mortality -- 1 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 1. Mortality Duration -- 1 This field contains the duration of the insured's -- 1 mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 1. Temp Flat -- 1 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 1. Temp Duration -- 1 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Perm Flat -- 1 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 1. Perm Duration - -- 1 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Last Name -- 2 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) First Name -- 2 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 15 characters) Middle Initial -- 2 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (1 character) Client ID -- 2 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) Insured Status -- 2 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 2. (If this is not a Joint Life policy, this field will be blank.) DOB -- 2 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Sex -- 2 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Allocated Retention Pool (Excess Risks) -- Effective 10/01/2008 Between HLIC and Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Pricing Sex -- 2 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Age -- 2 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Class -- 2 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality -- 2 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality Duration -- 2 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Flat -- 2 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Duration -- 2 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Flat -- 2 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Duration -- 2 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Face Amount Indicates the face amount of the total policy. Retained Amount This field contains the amount retained on this policy coverage, not on the life. Ceded Amount This field contains the policy amount ceded to a specific reinsurer. Net Amount at Risk This field contains the reinsured net amount at risk (NAR) for a specific reinsurer. Benefit Mortality ADB or Waiver mortality. Premium This field contains the reinsurance premium. Allowance This field contains the reinsurance allowance. Flat extra type This field indicates whether there is a temporary flat extra (T) or a permanent flat extra (P) being charged. Premium Tax If premium tax is reimbursed, this field contains the tax amount. Cash Value If applicable, this field is used to recover coinsured cash values from the Reinsurer. Benefit If applicable, this field is used to recover benefits from the Reinsurer. Allocated Retention Pool (Excess Risks) -- Effective 10/01/2008 Between HLIC and Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Dividend If applicable, this field contains the reinsurer's share of the direct dividend. Policy Fee This field contains the reinsurance policy fee. Continuation Original This field indicates the ceding company on the Company original policy. (Used for conversions only.) Continuation Original This field indicates the policy number for the Policy original policy. (Used for conversions only.) Continuation Original This field indicates the coverage/rider for the Coverage/Rider original policy. (Used for conversions only.) Message An informational message may be manually added to a policy by the Ceding Company. Image switch Hartford does not currently use. Defaults to spaces. Policy Fee Allowance This field contains the reinsurance policy fee allowance. Location Code Hartford does not currently use. Defaults to spaces. Treaty Reference Number Upon request, this field contains the Reinsurer's treaty number. Claim Hartford does not currently use. Defaults to spaces. Policy Status This field identifies the status of the cession. Policy Master Smoker -- Policy smoker class on direct policy. For Joint 1 Life policies, this field contains the policy master smoker class for Insured 1. Policy Master Smoker -- Policy smoker class on direct policy. For Joint 2 Life policies, this field contains the policy master smoker class for insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Effective Date This field contains the issue date of the policy. Policy Application Date This field indicates the date the insured signed the application. NAR Type This field indicates the method used in determining the Total Net Amount at Risk (as defined in Schedule B). Allocated Retention Pool (Excess Risks) -- Effective 10/01/2008 Between HLIC and Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 POLICY EXHIBIT FILE* Company Identifies the Ceding Company. Policy Policy number which is part of the policy key. Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer. Line of Business This field indicates the line of business the policy falls under. Report Date This is the month the transaction was reported. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Treaty Number This field contains the TAI system treaty number. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Policy Count Each New Business, Continuation & Reinstatement will be assigned a count of 1, Terminations will be assigned -1 and Renewals/NAR changes will be assigned 0. Base Ceded Amount This field contains the policy base amount ceded. ADB ceded Amount This field contains the policy ADB amount ceded. Waiver Ceded Amount This field contains the policy waiver amount ceded. Net Amount at Risk The reinsured net amount at risk (NAR). Plan This field contains the coverage plan code. Auto/Fac indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Currency Code This field identifies the currency. (USD or CND if applicable) ------------ * The Policy Exhibit will include a summary of reinsurance movement for a given period categorized by transactions type. This summary provides the Cession Count, Ceded Amount and Net Amount at Risk at the beginning of the reporting period, a summary of the transactions occurring during the report period as well as what is in force as of the ending of the report period. Allocated Retention Pool (Excess Risks) -- Effective 10/01/2008 Between HLIC and Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 RESERVE FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Benefit Type Thi

Reporting System. The system used by the Ceding Company to administer its reinsurance is: TAI. NOTE: Cert▇▇▇ Certain policy transactions, such as increases, are coded in the policy administration system as riders, although they do not correspond to filed rider forms. Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC HLAIC and TFLIC 99 Canada Life 105 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 MINIMUM DATA REQUIREMENTS INFORCE AND TRANSACTION FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Transaction Sequence This field indicates the transaction record(s) created during the month. Line of Business This field indicates the line of business the policy falls under. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Transaction Count This field is used on the Transaction extract to identify the addition or termination of a cession. Reinsurance From Date This field contains the beginning date of the period covered by this record. The premiums on the Transaction record cover the period beginning with the From Date through the To Date. Reinsurance To Date This field contains the end date of the period covered by a record. Date Reported On the Transaction extract, this is the month the transaction was reported. Mode Identifies the mode of reinsurance premium payment. Policy Duration The duration at issue is 01. Reinsurance Duration Contains the reinsurance duration. It may differ from the policy duration if the cession is a continuation. Cession Number Hartford does not currently use. Defaults to spaces. Policy Date This field contains the issue effective date of the policy. Reinsurance Date This field contains the issue effective date of the reinsurance. For most cessions it is the same as the policy date. For continuations, it contains the issue effective date of the original coverage. Issue State This field contains a two-letter abbreviation of the state or province of issue. Used to determine unisex rates. Resident State This field contains a two-letter abbreviation of the state or province of issue. Used to compute premium tax reimbursement if applicable. Joint Type Identifies Joint business type Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC HLAIC and TFLIC 100 Canada Life 106 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Joint Age Used for joint coverages using a joint equivalent age for rate searches. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Death Benefit Option This field contains the option chosen by the insured for death proceeds payment. Participation code This field indicates whether the business is Non Participating (N) or Participating (P). Issue Type Identifies how a cession was issued. (New business or Continuation) Underwriting Method Identifies the type of underwriting used to issue the coverage. Treaty Number This field contains the TAI system treaty number Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=Y = YRT, C=C = Coinsurance & M=M = Modco.) Plan This field contains the coverage plan code. Product code This field contains the product type code. Product code 1 For Joint Life policies, this field contains the product type code for Insured 1. Product code 2 For Joint Life policies, this field contains the product type code for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Currency Code This field identifies the currency. (USD or CND if applicable) Last Name -- 1 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 1. (Maximum of 20 characters) First Name -- 1 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 1. (Maximum of 15 characters) Middle Initial -- 1 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 1. (1 character) Client ID -- 1 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 1. (Maximum of 20 characters) Insured Status -- 1 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 1. DOB -- 1 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 1. Sex -- 1 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 1. Pricing Sex -- 1 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 1. Age -- 1 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 1. Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC HLAIC and TFLIC 101 Canada Life 107 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Class -- 1 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 1. Mortality -- 1 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 1. Mortality Duration -- 1 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 1. Temp Flat -- 1 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 1. Temp Duration -- 1 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Perm Flat -- 1 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 1. Perm Duration - 1 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Last Name -- 2 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) First Name -- 2 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 15 characters) Middle Initial -- 2 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (1 character) Client ID -- 2 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) Insured Status -- 2 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 2. (If this is not a Joint Life policy, this field will be blank.) DOB -- 2 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Sex -- 2 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLAIC and Canada Life 108 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Pricing Sex -- 2 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Age -- 2 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Class -- 2 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality -- 2 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality Duration -- 2 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Flat -- 2 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Duration -- 2 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Flat -- 2 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Duration -- 2 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Face Amount Indicates the face amount of the total policy. Retained Amount This field contains the amount retained on this policy coverage, not on the life. Ceded Amount This field contains the policy amount ceded to a specific reinsurer. Net Amount at Risk This field contains the reinsured net amount at risk (NAR) for a specific reinsurer. Benefit Mortality ADB or Waiver mortality. Premium This field contains the reinsurance premium. Allowance This field contains the reinsurance allowance. Flat extra type This field indicates whether there is a temporary flat extra (T) or a permanent flat extra (P) being charged. Premium Tax If premium tax is reimbursed, this field contains the tax amount. Cash Value If applicable, this field is used to recover coinsured cash values from the Reinsurer. Benefit If applicable, this field is used to recover benefits from the Reinsurer. Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLAIC and Canada Life 109 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Dividend If applicable, this field contains the reinsurer's share of the direct dividend. Policy Fee This field contains the reinsurance policy fee. Continuation Original This field indicates the ceding company on the original policy. (Used Company for conversions only.) Continuation Original This field indicates the policy number for the original policy. (Used for Policy conversions only.) Continuation Original This field indicates the coverage/rider for the original policy. (Used Coverage/Rider for conversions only.) Message An informational message may be manually added to a policy by the Ceding Company. Image switch Hartford does not currently use. Defaults to spaces. Policy Fee Allowance This field contains the reinsurance policy fee allowance. Location Code Hartford does not currently use. Defaults to spaces. Treaty Reference Number Upon request, this field contains the Reinsurer's treaty number. Claim Hartford does not currently use. Defaults to spaces. Policy Status This field identifies the status of the cession. Policy Master Smoker -- 1 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 1. Policy Master Smoker -- 2 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Effective Date This field contains the issue date of the reinsurance. Policy Application Date This field indicates the date the insured signed the application. NAR Type This field indicates the method used in determining the Total Net Amount at Risk (as defined in Schedule B). Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLAIC and Canada Life 110 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 POLICY EXHIBIT FILE* Company Identifies the Ceding Company. Policy Policy number which is part of the policy key. Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer. Line of Business This field indicates the line of business the policy falls under. Report Date This is the month the transaction was reported. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Treaty Number This field contains the TAI system treaty number. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Policy Count Each New Business, Continuation & Reinstatement will be assigned a count of 1, Terminations will be assigned -1 and Renewals/NAR changes will be assigned 0. Base Ceded Amount This field contains the policy base amount ceded. ADB ceded Amount This field contains the policy ADB amount ceded. Waiver Ceded Amount This field contains the policy waiver amount ceded. Net Amount at Risk The reinsured net amount at risk (NAR). Plan This field contains the coverage plan code. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Currency Code This field identifies the currency. (USD or CND if applicable) ------------ * The Policy Exhibit will include a summary of reinsurance movement for a given period categorized by transactions type. This summary provides the Cession Count, Ceded Amount and Net Amount at Risk at the beginning of the reporting period, a summary of the transactions occurring during the report period as well as what is in force as of the ending of the report period. Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLAIC and Canada Life 111 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 RESERVE FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Benefit Type This field is the reserve type. 1 = Life, 2 = ADB, 3 = Waiver, 4 = Flat Extras, 5 = Substand▇▇▇ ▇▇▇▇ ▇▇▇▇▇d Hartford's TAI Valuation Method 1 = Frasier Reserve + 1/2 cx, E

Reporting System. The system used by the Ceding Company to administer its reinsurance is: TAI. NOTE: Cert▇▇▇ Certain policy transactions, such as increases, are coded in the policy administration system as riders, although they do not correspond to filed rider forms. Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 10/01/2008 Between HLIC HLAIC and TFLIC 99 Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 MINIMUM DATA REQUIREMENTS INFORCE AND TRANSACTION FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Transaction Sequence This field indicates the transaction record(s) created during the month. Line of Business This field indicates the line of business the policy falls under. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Transaction Count This field is used on the Transaction extract to identify the addition or termination of a cession. Reinsurance From Date This field contains the beginning date of the period covered by this record. The premiums on the Transaction record cover the period beginning with the From Date through the To Date. Reinsurance To Date This field contains the end date of the period covered by a record. Date Reported On the Transaction extract, this is the month the transaction was reported. Mode Identifies the mode of reinsurance premium payment. Policy Duration The duration at issue is 01. Reinsurance Duration Contains the reinsurance duration. It may differ from the policy duration if the cession is a continuation. Cession Number Hartford does not currently use. Defaults to spaces. Policy Date This field contains the issue effective date of the policy. Reinsurance Date This field contains the issue effective date of the reinsurance. For most cessions it is the same as the policy datePolicy Date. For continuations, it contains the issue effective date of the original coverage. Issue State This field contains a two-letter abbreviation of the state or province of issue. Used to determine unisex rates. Resident State This field contains a two-letter abbreviation of the state or province of issue. Used to compute premium tax reimbursement if applicable. Joint Type Identifies Joint business type Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 10/01/2008 Between HLIC HLAIC and TFLIC 100 Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Joint Age Used for joint coverages using a joint equivalent age for rate searches. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Death Benefit Option This field contains the option chosen by the insured for Option death proceeds payment. Participation code This field indicates whether the business is Non Participating (N) or Participating (P). Issue Type Identifies how a cession was issued. (New business or Continuation) Underwriting Method Identifies the type of underwriting used to issue the coverage. Treaty Number This field contains the TAI system treaty number Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Plan This field contains the coverage plan code. Product code This field contains the product type code. Product code 1 For Joint Life policies, this field contains the product type code for Insured 1. Product code 2 For Joint Life policies, this field contains the product type code for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Currency Code This field identifies the currency. (USD or CND if applicable) Last Name -- 1 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 1. (Maximum of 20 characters) First Name -- 1 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 1. (Maximum of 15 characters) Middle Initial -- 1 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 1. (1 character) Client ID -- 1 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 1. (Maximum of 20 characters) Insured Status -- 1 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 1. DOB -- 1 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 1. Sex -- 1 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 1. Pricing Sex -- 1 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 1. Age -- 1 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 1. Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 10/01/2008 Between HLIC HLAIC and TFLIC 101 Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Class -- 1 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 1. Mortality -- 1 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 1. Mortality Duration -- 1 This field contains the duration of the insured's mortality -- 1 rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 1. Temp Flat -- 1 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 1. Temp Duration -- 1 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Perm Flat -- 1 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 1. Perm Duration - -- 1 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Last Name -- 2 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) First Name -- 2 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 15 characters) Middle Initial -- 2 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (1 character) Client ID -- 2 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) Insured Status -- 2 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 2. (If this is not a Joint Life policy, this field will be blank.) DOB -- 2 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 2. (If this is not a Joint Life policy, this field will be blank.)) Sex -- 2 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Allocated Retention Pool (Excess Risks) -- Effective 10/01/2008 Between HLAIC and Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Pricing Sex -- 2 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Age -- 2 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Class -- 2 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality -- 2 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality Duration This field contains the duration of the insured's mortality -- 2 rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Flat -- 2 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank) Temp Duration -- 2 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Flat -- 2 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent fiat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Duration -- 2 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Face Amount Indicates the face amount of the total policy. Retained Amount This field contains the amount retained on this policy coverage, not on the life. Ceded Amount This field contains the policy amount ceded to a specific reinsurer. Net Amount at Risk This field contains the reinsured net amount at risk (NAR) for a specific reinsurer. Benefit Mortality ADB or Waiver mortality. Premium This field contains the reinsurance premium. Allowance This field contains the reinsurance allowance. Flat extra type This field indicates whether there is a temporary flat extra (T) or a permanent flat extra (P) being charged. Premium Tax If premium tax is reimbursed, this field contains the tax amount. Cash Value If applicable, this field is used to recover coinsured cash values from the Reinsurer. Benefit If applicable, this field is used to recover benefits from the Reinsurer. Allocated Retention Pool (Excess Risks) -- Effective 10/01/2008 Between HLAIC and Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008

Reporting System. The system used by the Ceding Company to administer its reinsurance is: TAI. NOTE: Cert▇▇▇ Certain policy transactions, such as increases, are coded in the policy administration system as riders, although they do not correspond to filed rider forms. Allocated Retention. Retention Pool (Non-Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC and TFLIC Canada Life ▇▇▇ ▇▇▇▇▇ 99 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 MINIMUM DATA REQUIREMENTS INFORCE AND TRANSACTION FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Transaction Sequence This field indicates the transaction record(s) created during the month. Line of Business This field indicates the line of business the policy falls under. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Transaction Count This field is used on the Transaction extract to identify the addition or termination of a cession. Reinsurance From Date This field contains the beginning date of the period Date covered by this record. The premiums on the Transaction record cover the period beginning with the From Date through the To Date. Reinsurance To Date This field contains the end date of the period covered by a record. Date Reported On the Transaction extract, this is the month the transaction was reported. Mode Identifies the mode of reinsurance premium payment. Policy Duration The duration at issue is 01. Reinsurance Duration Contains the reinsurance duration. It may differ from the policy duration if the cession is a continuation. Cession Number Hartford does not currently use. Defaults to spaces. Policy Date This field contains the issue effective date of the policy. Reinsurance Date This field contains the issue effective date of the reinsurance. For most cessions it is the same as the policy date. For continuations, it contains the issue effective date of the original coverage. Issue State This field contains a two-letter abbreviation of the state or province of issue. Used to determine unisex rates. Resident State This field contains a two-letter abbreviation of the state or province of issue. Used to compute premium tax reimbursement if applicable. Joint Type Identifies Joint business type Allocated Retention. Retention Pool (Non-Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC and TFLIC Canada Life ▇▇▇ ▇▇▇▇▇ 100 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Joint Age Used for joint coverages using a joint equivalent age for rate searches. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Death Benefit Option This field contains the option chosen by the insured for death proceeds payment. Participation code This field indicates whether the business is Non Participating (N) or Participating (P). Issue Type Identifies how a cession was issued. (New business or Continuation) Underwriting Method Identifies the type of underwriting used to issue the coverage. Treaty Number This field contains the TAI system treaty number Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=Y = YRT, C=C = Coinsurance & M=M = Modco.) Plan This field contains the coverage plan code. Product code This field contains the product type code. Product code 1 For Joint Life policies, this field contains the product type code for Insured 1. Product code 2 For Joint Life policies, this field contains the product type code for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Currency Code This field identifies the currency. (USD or CND if applicable) Last Name -- 1 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 1. (Maximum of 20 characters) First Name -- 1 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 1. (Maximum of 15 characters) Middle Initial -- 1 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 1. (1 character) Client ID -- 1 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 1. (Maximum of 20 characters) Insured Status -- 1 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 1. DOB -- 1 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 1. Sex -- 1 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 1. Pricing Sex -- 1 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 1. Age -- 1 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 1. Allocated Retention. Retention Pool (Non-Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC and TFLIC Canada Life ▇▇▇ ▇▇▇▇▇ 101 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Class -- 1 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 1. Mortality -- 1 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 1. Mortality Duration -- 1 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 1. Temp Flat -- 1 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 1. Temp Duration -- 1 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Perm Flat -- 1 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 1. Perm Duration - -- 1 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Last Name -- 2 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) First Name -- 2 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 15 characters) Middle Initial -- 2 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (1 character) Client ID -- 2 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) Insured Status -- 2 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 2. (If this is not a Joint Life policy, this field will be blank.) DOB -- 2 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Sex -- 2 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Allocated Retention Pool (Non-Excess Risks) -- Effective October 1, 2008 Between Canada Life ▇▇▇ ▇▇▇▇▇ 102 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Pricing Sex -- 2 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Age -- 2 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Class -- 2 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality -- 2 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality Duration -- 2 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Flat -- 2 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Duration -- 2 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Flat -- 2 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Duration -- 2 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Face Amount Indicates the face amount of the total policy. Retained Amount This field contains the amount retained on this policy coverage, not on the life. Ceded Amount This field contains the policy amount ceded to a specific reinsurer. Net Amount at Risk This field contains the reinsured net amount at risk (NAR) for a specific reinsurer. Benefit Mortality ADB or Waiver mortality. Premium This field contains the reinsurance premium. Allowance This field contains the reinsurance allowance. Flat extra type This field indicates whether there is a temporary flat extra (T) or a permanent flat extra (P) being charged. Premium Tax If premium tax is reimbursed, this field contains the tax amount. Cash Value If applicable, this field is used to recover coinsured cash values from the Reinsurer. Benefit If applicable, this field is used to recover benefits from the Reinsurer. Allocated Retention Pool (Non-Excess Risks) -- Effective October 1, 2008 Between Canada Life ▇▇▇ ▇▇▇▇▇ 103 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Dividend If applicable, this field contains the reinsurer's share of the direct dividend. Policy Fee This field contains the reinsurance policy fee. Continuation Original Company This field indicates the ceding company on the original policy. (Used for conversions only.) Continuation Original Policy This field indicates the policy number for the original policy. (Used for conversions only.) Continuation Original This field indicates the coverage/rider for the Coverage/Rider original policy. (Used for conversions only.) Message An informational message may be manually added to a policy by the Ceding Company. Image switch Hartford does not currently use. Defaults to spaces. Policy Fee Allowance This field contains the reinsurance policy fee allowance. Location Code Hartford does not currently use. Defaults to spaces. Treaty Reference Number Upon request, this field contains the Reinsurer's treaty number. Claim Hartford does not currently use. Defaults to spaces. Policy Status This field identifies the status of the cession. Policy Master Smoker -- 1 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 1. Policy Master Smoker -- 2 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Effective Date This field contains the issue date of the reinsurance. Policy Application Date This field indicates the date the insured signed the application. NAR Type This field indicates the method used in determining the Total Net Amount at Risk (as defined in Schedule B). Allocated Retention Pool (Non-Excess Risks) -- Effective October 1, 2008 Between Canada Life ▇▇▇ ▇▇▇▇▇ 104 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 POLICY EXHIBIT FILE* Company Identifies the Ceding Company. Policy Policy number which is part of the policy key. Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer. Line of Business This field indicates the line of business the policy falls under. Report Date This is the month the transaction was reported. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Treaty Number This field contains the TAI system treaty number. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Policy Count Each New Business, Continuation & Reinstatement will be assigned a count of 1, Terminations will be assigned -1 and Renewals/NAR changes will be assigned 0. Base Ceded Amount This field contains the policy base amount ceded. ADB ceded Amount This field contains the policy ADB amount ceded. Waiver Ceded Amount This field contains the policy waiver amount ceded. Net Amount at Risk The reinsured net amount at risk (NAR). Plan This field contains the coverage plan code. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Currency Code This field identifies the currency. (USD or CND if applicable) ------------ * The Policy Exhibit will include a summary of reinsurance movement for a given period categorized by transactions type. This summary provides the Cession Count, Ceded Amount and Net Amount at Risk at the beginning of the reporting period, a summary of the transactions occurring during the report period as well as what is in force as of the ending of the report period. Allocated Retention Pool (Non-Excess Risks) -- Effective October 1, 2008 Between Canada Life ▇▇▇ ▇▇▇▇▇ 105 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 RESERVE FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Benefit Type This field is the reserve type. 1 = Life, 2=ADB, 3=Waiver, 4=Flat Extras, 5=Substandard Calc Method Hartford's TAI Valuation Method 1=Frasier Re

Reporting System. The system used by the Ceding Company to administer its reinsurance is: TAI. NOTE: Cert▇▇▇ policy transactions, such as increases, are coded in the policy administration system as riders, although they do not correspond to filed rider forms. Allocated Retention. Retention Pool -- Effective 10/1/2008 Between HLIC ILA and TFLIC 99 Swiss Re 86 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 MINIMUM DATA REQUIREMENTS INFORCE AND TRANSACTION FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Transaction Sequence This field indicates the transaction record(s) created during the month. Line of Business This field indicates the line of business the policy falls under. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Transaction Count This field is used on the Transaction extract to identify the addition or termination of a cession. Reinsurance From Date This field contains the beginning date of the period covered by this record. The premiums on the Transaction record cover the period beginning with the From Date through the To Date. Reinsurance To Date This field contains the end date of the period covered by a record. Date Reported On the Transaction extract, this is the month the transaction was reported. Mode Identifies the mode of reinsurance premium payment. Policy Duration The duration at issue is 01. Reinsurance Duration Contains the reinsurance duration. It may differ from the policy duration if the cession is a continuation. Cession Number Hartford does not currently use. Defaults to spaces. Policy Date This field contains the issue date of the policy. Reinsurance Date This field contains the issue date of the reinsurance. For most cessions it is the same as the policy date. For continuations, it contains the issue date of the original coverage. Issue State This field contains a two-letter abbreviation of the state or province of issue. Used to determine unisex rates. Resident State This field contains a two-letter abbreviation of the state or province of issue. Used to compute premium tax reimbursement if applicable. Joint Type Identifies Joint business type Allocated Retention. Retention Pool -- Effective 10/1/2008 Between HLIC ILA and TFLIC 100 Swiss Re EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Joint Age Used for joint coverages using a joint equivalent age for rate searches. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Death Benefit Option This field contains the option chosen by the insured for death proceeds payment. Participation code This field indicates whether the business is Non Participating (N) or Participating (P). Issue Type Identifies how a cession was issued. (New business or Continuation) Underwriting Method Identifies the type of underwriting used to issue the coverage. Treaty Number This field contains the TAI system treaty number Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Plan This field contains the coverage plan code. Product code This field contains the product type code. Product code 1 For Joint Life policies, this field contains the product type code for Insured 1. Product code 2 For Joint Life policies, this field contains the product type code for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Currency Code This field identifies the currency. (USD or CND if applicable) Last Name -- 1 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 1. (Maximum of 20 characters) First Name -- 1 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 1. (Maximum of 15 characters) Middle Initial -- 1 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 1. (1 character) Client ID -- 1 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 1. (Maximum of 20 characters) Insured Status -- 1 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 1. DOB -- 1 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 1. Sex -- 1 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 1. Pricing Sex -- 1 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 1. Allocated Retention Pool -- Effective 10/1/2008 Between ILA and Swiss Re 88 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Age -- 1 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 1. Allocated Retention. Pool -- Effective 10/1/2008 Between HLIC and TFLIC 101 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Class -- 1 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 1. Mortality -- 1 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 1. Mortality Duration -- 1 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 1. Temp Flat -- 1 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 1. Temp Duration -- 1 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Perm Flat -- 1 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 1. Perm Duration - -- 1 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Last Name -- 2 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) First Name -- 2 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 15 characters) Middle Initial -- 2 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (1 character) Client ID -- 2 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) Insured Status -- 2 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Allocated Retention Pool -- Effective 10/1/2008 Between ILA and Swiss Re 89 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 DOB -- 2 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Sex -- 2 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Pricing Sex -- 2 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Age -- 2 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Class -- 2 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality -- 2 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality Duration -- 2 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Flat -- 2 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Duration -- 2 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Flat -- 2 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Duration -- 2 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Face Amount Indicates the face amount of the total policy. Retained Amount This field contains the amount retained on this policy coverage, not on the life. Ceded Amount This field contains the policy amount ceded to a specific reinsurer. Allocated Retention Pool -- Effective 10/1/2008 Between ILA and Swiss Re 90 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Net Amount at Risk This field contains the reinsured net amount at risk (NAR) for a specific reinsurer. Benefit Mortality ADB or Waiver mortality. Premium This field contains the reinsurance premium. Allowance This field contains the reinsurance allowance. Flat extra type This field indicates whether there is a temporary flat extra (T) or a permanent flat extra (P) being charged. Premium Tax If premium tax is reimbursed, this field contains the tax amount. Cash Value If applicable, this field is used to recover coinsured cash values from the Reinsurer. Benefit If applicable, this field is used to recover benefits from the Reinsurer. Dividend If applicable, this field contains the reinsurer's share of the direct dividend. Policy Fee This field contains the reinsurance policy fee. Continuation Original This field indicates the ceding company on the Company original policy. (Used for conversions only.) Continuation Original This field indicates the policy number for the Policy original policy. (Used for conversions only.) Continuation Original This field indicates the coverage/rider for the Coverage/Rider original policy. (Used for conversions only.) Message An informational message may be manually added to a policy by the Ceding Company. Image switch Hartford does not currently use. Defaults to spaces. Policy Fee Allowance This field contains the reinsurance policy fee allowance. Location Code Hartford does not currently use. Defaults to spaces. Treaty Reference Number Upon request, this field contains the Reinsurer's treaty number. Claim Hartford does not currently use. Defaults to spaces. Policy Status This field identifies the status of the cession. Policy Master Smoker -- 1 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 1. Policy Master Smoker -- 2 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Effective Date This field contains the effective date of the reinsurance. Policy Application Date This field indicates the date the insured signed the application. NAR Type This field indicates the method used in determining the Total Net Amount at Risk (as defined in Schedule B). Allocated Retention Pool -- Effective 10/1/2008 Between ILA and Swiss Re 91 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 POLICY EXHIBIT FILE* Company Identifies the Ceding Company. Policy Policy number which is part of the policy key. Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer. Line of Business This field indicates the line of business the policy falls under. Report Date This is the month the transaction was reported. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Treaty Number This field contains the TAI system treaty number. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Policy Count Each New Business, Continuation & Reinstatement will be assigned a count of 1, Terminations will be assigned -- 1 and Renewals/NAR changes will be assigned 0. Base Ceded Amount This field contains the policy base amount ceded. ADB ceded Amount This field contains the policy ADB amount ceded. Waiver Ceded Amount This field contains the policy waiver amount ceded. Net Amount at Risk The reinsured net amount at risk (NAR). Plan This field contains the coverage plan code. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y = YRT, C = Coinsurance & M = Modco.) Currency Code This field identifies the currency. (USD or CND if applicable) * The Policy Exhibit will include a summary of reinsurance movement for a given period categorized by transactions type. This summary provides the Cession Count, Ceded Amount and Net Amount at Risk at the beginning of the reporting period, a summary of the transactions occurring during the report period as well as what is in force as of the ending of the report period. Allocated Retention Pool -- Effective 10/1/2008 Between ILA and Swiss Re 92 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 RESERVE FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Benefit Type This field is the reserve type. 1 = Life, 2 = ADB, 3 = Waiver, 4 = Flat Extras, 5 = Substandard Calc Method Hartford's TAI Valuation Method 1 = Frasier Reserve + 1/2 cx, E = Coinsurance Reserve, H = Half Premium, L = Factor FLX1, X = 1/2 cx Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used fo

Reporting System. The system used by the Ceding Company to administer its reinsurance is: TAI. NOTE: Cert▇▇▇ Certain policy transactions, such as increases, are coded in the policy administration system as riders, although they do not correspond to filed rider forms. Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC and TFLIC 99 Canada Life 105 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 MINIMUM DATA REQUIREMENTS INFORCE AND TRANSACTION FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Transaction Sequence This field indicates the transaction record(s) created during the month. Line of Business This field indicates the line of business the policy falls under. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Transaction Count This field is used on the Transaction extract to identify the addition or termination of a cession. Reinsurance From Date This field contains the beginning date of the period covered by this record. The premiums on the Transaction record cover the period beginning with the From Date through the To Date. Reinsurance To Date This field contains the end date of the period covered by a record. Date Reported On the Transaction extract, this is the month the transaction was reported. Mode Identifies the mode of reinsurance premium payment. Policy Duration The duration at issue is 01. Reinsurance Duration Contains the reinsurance duration. It may differ from the policy duration if the cession is a continuation. Cession Number Hartford does not currently use. Defaults to spaces. Policy Date This field contains the issue effective date of the policy. Reinsurance Date This field contains the issue effective date of the reinsurance. For most cessions it is the same as the policy date. For continuations, it contains the issue effective date of the original coverage. Issue State This field contains a two-letter abbreviation of the state or province of issue. Used to determine unisex rates. Resident State This field contains a two-letter abbreviation of the state or province of issue. Used to compute premium tax reimbursement if applicable. Joint Type Identifies Joint business type Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC and TFLIC 100 Canada Life 106 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Joint Age Used for joint coverages using a joint equivalent age for rate searches. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Death Benefit Option This field contains the option chosen by the insured for death proceeds payment. Participation code This field indicates whether the business is Non Participating (N) or Participating (P). Issue Type Identifies how a cession was issued. (New business or Continuation) Underwriting Method Identifies the type of underwriting used to issue the coverage. Treaty Number This field contains the TAI system treaty number Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Plan This field contains the coverage plan code. Product code This field contains the product type code. Product code 1 For Joint Life policies, this field contains the product type code for Insured 1. Product code 2 For Joint Life policies, this field contains the product type code for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Currency Code This field identifies the currency. (USD or CND if applicable) Last Name -- 1 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 1. (Maximum of 20 characters) First Name -- 1 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 1. (Maximum of 15 characters) Middle Initial -- 1 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 1. (1 character) Client ID -- 1 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 1. (Maximum of 20 characters) Insured Status -- 1 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 1. DOB -- 1 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 1. Sex -- 1 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 1. Pricing Sex -- 1 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 1. Age -- 1 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 1. Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC and TFLIC 101 Canada Life 107 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Class -- 1 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 1. Mortality -- 1 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 1. Mortality Duration -- 1 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 1. Temp Flat -- 1 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 1. Temp Duration -- 1 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Perm Flat -- 1 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 1. Perm Duration - -- 1 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Last Name -- 2 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) First Name -- 2 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 15 characters) Middle Initial -- 2 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (1 character) Client ID -- 2 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) Insured Status -- 2 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 2. (If this is not a Joint Life policy, this field will be blank.) DOB -- 2 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Sex -- 2 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLIC and Canada Life 108 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Pricing Sex -- 2 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Age -- 2 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Class -- 2 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality -- 2 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality Duration -- 2 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Flat -- 2 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Duration -- 2 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Flat -- 2 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Duration -- 2 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Face Amount Indicates the face amount of the total policy. Retained Amount This field contains the amount retained on this policy coverage, not on the life. Ceded Amount This field contains the policy amount ceded to a specific reinsurer. Net Amount at Risk This field contains the reinsured net amount at risk (NAR) for a specific reinsurer. Benefit Mortality ADB or Waiver mortality. Premium This field contains the reinsurance premium. Allowance This field contains the reinsurance allowance. Flat extra type This field indicates whether there is a temporary flat extra (T) or a permanent flat extra (P) being charged. Premium Tax If premium tax is reimbursed, this field contains the tax amount. Cash Value If applicable, this field is used to recover coinsured cash values from the Reinsurer. Benefit If applicable, this field is used to recover benefits from the Reinsurer. Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLIC and Canada Life 109 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Dividend If applicable, this field contains the reinsurer's share of the direct dividend. Policy Fee This field contains the reinsurance policy fee. Continuation Original This field indicates the ceding company on the Company original policy. (Used for conversions only.) Continuation Original This field indicates the policy number for the Policy original policy. (Used for conversions only.) Continuation Original This field indicates the coverage/rider for the Coverage/Rider original policy. (Used for conversions only.) Message An informational message may be manually added to a policy by the Ceding Company. Image switch Hartford does not currently use. Defaults to spaces. Policy Fee Allowance This field contains the reinsurance policy fee allowance. Location Code Hartford does not currently use. Defaults to spaces. Treaty Reference Number Upon request, this field contains the Reinsurer's treaty number. Claim Hartford does not currently use. Defaults to spaces. Policy Status This field identifies the status of the cession. Policy Master Smoker -- 1 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 1. Policy Master Smoker -- 2 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Effective Date This field contains the issue date of the reinsurance. Policy Application Date This field indicates the date the insured signed the application. NAR Type This field indicates the method used in determining the Total Net Amount at Risk (as defined in Schedule B). Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLIC and Canada Life 110 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 POLICY EXHIBIT FILE* Company Identifies the Ceding Company. Policy Policy number which is part of the policy key. Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer. Line of Business This field indicates the line of business the policy falls under. Report Date This is the month the transaction was reported. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Treaty Number This field contains the TAI system treaty number. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Policy Count Each New Business, Continuation & Reinstatement will be assigned a count of 1, Terminations will be assigned -1 and Renewals/NAR changes will be assigned 0. Base Ceded Amount This field contains the policy base amount ceded. ADB ceded Amount This field contains the policy ADB amount ceded. Waiver Ceded Amount This field contains the policy waiver amount ceded. Net Amount at Risk The reinsured net amount at risk (NAR). Plan This field contains the coverage plan code. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Currency Code This field identifies the currency. (USD or CND if applicable) ------------ * The Policy Exhibit will include a summary of reinsurance movement for a given period categorized by transactions type. This summary provides the Cession Count, Ceded Amount and Net Amount at Risk at the beginning of the reporting period, a summary of the transactions occurring during the report period as well as what is in force as of the ending of the report period. Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLIC and Canada Life 111 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 RESERVE FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Benefit Type This field is the reserve type. 1 = Life, 2 = ADB, 3 = Waiver, 4 = Flat Extras, 5 = ▇▇▇▇▇▇▇▇▇▇▇ ▇▇lc Method Hartford's TAI Valuation Method 1 = Frasier Reserve + 1/2 cx, E = Coinsuranc

Reporting System. The system used by the Ceding Company to administer its reinsurance is: TAI. NOTE: CertCertain pol▇▇▇ policy transactions, such as increases, are coded in the policy administration system as riders, although they do not correspond to filed rider forms. Allocated Retention. Retention Pool (Non-Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC Canada Life and TFLIC HLAIC 99 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 MINIMUM DATA REQUIREMENTS INFORCE AND TRANSACTION FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Transaction Sequence This field indicates the transaction record(s) created during the month. Line of Business This field indicates the line of business the policy falls under. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Transaction Count This field is used on the Transaction extract to identify the addition or termination of a cession. Reinsurance From Date This field contains the beginning date of the period Date covered by this record. The premiums on the Transaction record cover the period beginning with the From Date through the To Date. Reinsurance To Date This field contains the end date of the period covered by a record. Date Reported On the Transaction extract, this is the month the transaction was reported. Mode Identifies the mode of reinsurance premium payment. Policy Duration The duration at issue is 01. Reinsurance Duration Contains the reinsurance duration. It may differ from the policy duration if the cession is a continuation. Cession Number Hartford does not currently use. Defaults to spaces. Policy Date This field contains the issue effective date of the policy. Reinsurance Date This field contains the issue effective date of the reinsurance. For most cessions it is the same as the policy date. For continuations, it contains the issue effective date of the original coverage. Issue State This field contains a two-letter abbreviation of the state or province of issue. Used to determine unisex rates. Resident State This field contains a two-letter abbreviation of the state or province of issue. Used to compute premium tax reimbursement if applicable. Joint Type Identifies Joint business type Allocated Retention. Retention Pool (Non-Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC Canada Life and TFLIC HLAIC 100 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Joint Age Used for joint coverages using a joint equivalent age for rate searches. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Death Benefit Option This field contains the option chosen by the insured for death proceeds payment. Participation code This field indicates whether the business is Non Participating (N) or Participating (P). Issue Type Identifies how a cession was issued. (New business or Continuation) Underwriting Method Identifies the type of underwriting used to issue the coverage. Treaty Number This field contains the TAI system treaty number Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=Y = YRT, C=C = Coinsurance & M=M = Modco.) Plan This field contains the coverage plan code. Product code This field contains the product type code. Product code 1 For Joint Life policies, this field contains the product type code for Insured 1. Product code 2 For Joint Life policies, this field contains the product type code for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Currency Code This field identifies the currency. (USD or CND if applicable) Last Name -- 1 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 1. (Maximum of 20 characters) First Name -- 1 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 1. (Maximum of 15 characters) Middle Initial -- 1 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 1. (1 character) Client ID -- 1 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 1. (Maximum of 20 characters) Insured Status -- 1 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 1. DOB -- 1 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 1. Sex -- 1 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 1. Pricing Sex -- 1 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 1. Age -- 1 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 1. Allocated Retention. Retention Pool (Non-Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC Canada Life and TFLIC HLAIC 101 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Class -- 1 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 1. Mortality -- 1 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 1. Mortality Duration -- 1 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 1. Temp Flat -- 1 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 1. Temp Duration -- 1 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Perm Flat -- 1 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 1. Perm Duration - -- 1 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Last Name -- 2 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) First Name -- 2 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 15 characters) Middle Initial -- 2 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (1 character) Client ID -- 2 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) Insured Status -- 2 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 2. (If this is not a Joint Life policy, this field will be blank.) DOB -- 2 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Sex -- 2 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Allocated Retention Pool (Non-Excess Risks) -- Effective October 1, 2008 Between Canada Life and HLAIC 102 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Pricing Sex -- 2 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Age -- 2 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Class -- 2 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality -- 2 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality Duration -- 2 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Flat -- 2 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Duration -- 2 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Flat -- 2 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Duration -- 2 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Face Amount Indicates the face amount of the total policy. Retained Amount This field contains the amount retained on this policy coverage, not on the life. Ceded Amount This field contains the policy amount ceded to a specific reinsurer. Net Amount at Risk This field contains the reinsured net amount at risk (NAR) for a specific reinsurer. Benefit Mortality ADB or Waiver mortality. Premium This field contains the reinsurance premium. Allowance This field contains the reinsurance allowance. Flat extra type This field indicates whether there is a temporary flat extra (T) or a permanent flat extra (P) being charged. Premium Tax If premium tax is reimbursed, this field contains the tax amount. Cash Value If applicable, this field is used to recover coinsured cash values from the Reinsurer. Benefit If applicable, this field is used to recover benefits from the Reinsurer. Allocated Retention Pool (Non-Excess Risks) -- Effective October 1, 2008 Between Canada Life and HLAIC 103 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Dividend If applicable, this field contains the reinsurer's share of the direct dividend. Policy Fee This field contains the reinsurance policy fee. Continuation Original Company This field indicates the ceding company on the original policy. (Used for conversions only.) Continuation Original Policy This field indicates the policy number for the original policy. (Used for conversions only.) Continuation Original This field indicates the coverage/rider for the Coverage/Rider original policy. (Used for conversions only.) Message An informational message may be manually added to a policy by the Ceding Company. Image switch Hartford does not currently use. Defaults to spaces. Policy Fee Allowance This field contains the reinsurance policy fee allowance. Location Code Hartford does not currently use. Defaults to spaces. Treaty Reference Number Upon request, this field contains the Reinsurer's treaty number. Claim Hartford does not currently use. Defaults to spaces. Policy Status This field identifies the status of the cession. Policy Master Smoker -- 1 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 1. Policy Master Smoker -- 2 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Effective Date This field contains the issue date of the reinsurance. Policy Application Date This field indicates the date the insured signed the application. NAR Type This field indicates the method used in determining the Total Net Amount at Risk (as defined in Schedule B). Allocated Retention Pool (Non-Excess Risks) -- Effective October 1, 2008 Between Canada Life and HLAIC 104 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 POLICY EXHIBIT FILE* Company Identifies the Ceding Company. Policy Policy number which is part of the policy key. Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer. Line of Business This field indicates the line of business the policy falls under. Report Date This is the month the transaction was reported. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Treaty Number This field contains the TAI system treaty number. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Policy Count Each New Business, Continuation & Reinstatement will be assigned a count of 1, Terminations will be assigned -1 and Renewals/NAR changes will be assigned 0. Base Ceded Amount This field contains the policy base amount ceded. ADB ceded Amount This field contains the policy ADB amount ceded. Waiver Ceded Amount This field contains the policy waiver amount ceded. Net Amount at Risk The reinsured net amount at risk (NAR). Plan This field contains the coverage plan code. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Currency Code This field identifies the currency. (USD or CND if applicable) ------------ * The Policy Exhibit will include a summary of reinsurance movement for a given period categorized by transactions type. This summary provides the Cession Count, Ceded Amount and Net Amount at Risk at the beginning of the reporting period, a summary of the transactions occurring during the report period as well as what is in force as of the ending of the report period. Allocated Retention Pool (Non-Excess Risks) -- Effective October 1, 2008 Between Canada Life and HLAIC 105 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 RESERVE FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Benefit Type This field is the reserve type. 1 = Life, 2=ADB, 3=Waiver, 4=Flat Extras, 5=Substandard Calc Method Hartford's TAI Valuation Method 1=Frasier Re

Reporting System. The system used by the Ceding Company to administer its reinsurance is: TAI. NOTE: Cert▇▇▇ Certain policy transactions, such as increases, are coded in the policy administration system as riders, although they do not correspond to filed rider forms. Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC and TFLIC 99 Canada Life 105 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 MINIMUM DATA REQUIREMENTS INFORCE AND TRANSACTION FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Transaction Sequence This field indicates the transaction record(s) created during the month. Line of Business This field indicates the line of business the policy falls under. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Transaction Count This field is used on the Transaction extract to identify the addition or termination of a cession. Reinsurance From Date This field contains the beginning date of the period covered by this record. The premiums on the Transaction record cover the period beginning with the From Date through the To Date. Reinsurance To Date This field contains the end date of the period covered by a record. Date Reported On the Transaction extract, this is the month the transaction was reported. Mode Identifies the mode of reinsurance premium payment. Policy Duration The duration at issue is 01. Reinsurance Duration Contains the reinsurance duration. It may differ from the policy duration if the cession is a continuation. Cession Number Hartford does not currently use. Defaults to spaces. Policy Date This field contains the issue effective date of the policy. Reinsurance Date This field contains the issue effective date of the reinsurance. For most cessions it is the same as the policy date. For continuations, it contains the issue effective date of the original coverage. Issue State This field contains a two-letter abbreviation of the state or province of issue. Used to determine unisex rates. Resident State This field contains a two-letter abbreviation of the state or province of issue. Used to compute premium tax reimbursement if applicable. Joint Type Identifies Joint business type Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC and TFLIC 100 Canada Life 106 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Joint Age Used for joint coverages using a joint equivalent age for rate searches. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Death Benefit Option This field contains the option chosen by the insured for death proceeds payment. Participation code This field indicates whether the business is Non Participating (N) or Participating (P). Issue Type Identifies how a cession was issued. (New business or Continuation) Underwriting Method Identifies the type of underwriting used to issue the coverage. Treaty Number This field contains the TAI system treaty number Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Plan This field contains the coverage plan code. Product code This field contains the product type code. Product code 1 For Joint Life policies, this field contains the product type code for Insured 1. Product code 2 For Joint Life policies, this field contains the product type code for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Currency Code This field identifies the currency. (USD or CND if applicable) Last Name -- 1 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 1. (Maximum of 20 characters) First Name -- 1 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 1. (Maximum of 15 characters) Middle Initial -- 1 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 1. (1 character) Client ID -- 1 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 1. (Maximum of 20 characters) Insured Status -- 1 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 1. DOB -- 1 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 1. Sex -- 1 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 1. Pricing Sex -- 1 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 1. Age -- 1 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 1. Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC and TFLIC 101 Canada Life 107 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Class -- 1 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 1. Mortality -- 1 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 1. Mortality Duration -- 1 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 1. Temp Flat -- 1 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 1. Temp Duration -- 1 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Perm Flat -- 1 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 1. Perm Duration - -- 1 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Last Name -- 2 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) First Name -- 2 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 15 characters) Middle Initial -- 2 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (1 character) Client ID -- 2 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) Insured Status -- 2 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 2. (If this is not a Joint Life policy, this field will be blank.) DOB -- 2 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Sex -- 2 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLIC and Canada Life 108 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Pricing Sex -- 2 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Age -- 2 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Class -- 2 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality -- 2 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality Duration -- 2 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Flat -- 2 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Duration -- 2 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Flat -- 2 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Duration -- 2 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Face Amount Indicates the face amount of the total policy. Retained Amount This field contains the amount retained on this policy coverage, not on the life. Ceded Amount This field contains the policy amount ceded to a specific reinsurer. Net Amount at Risk This field contains the reinsured net amount at risk (NAR) for a specific reinsurer. Benefit Mortality ADB or Waiver mortality. Premium This field contains the reinsurance premium. Allowance This field contains the reinsurance allowance. Flat extra type This field indicates whether there is a temporary flat extra (T) or a permanent flat extra (P) being charged. Premium Tax If premium tax is reimbursed, this field contains the tax amount. Cash Value If applicable, this field is used to recover coinsured cash values from the Reinsurer. Benefit If applicable, this field is used to recover benefits from the Reinsurer. Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLIC and Canada Life 109 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Dividend If applicable, this field contains the reinsurer's share of the direct dividend. Policy Fee This field contains the reinsurance policy fee. Continuation Original This field indicates the ceding company on the Company original policy. (Used for conversions only.) Continuation Original This field indicates the policy number for the Policy original policy. (Used for conversions only.) Continuation Original This field indicates the coverage/rider for the Coverage/Rider original policy. (Used for conversions only.) Message An informational message may be manually added to a policy by the Ceding Company. Image switch Hartford does not currently use. Defaults to spaces. Policy Fee Allowance This field contains the reinsurance policy fee allowance. Location Code Hartford does not currently use. Defaults to spaces. Treaty Reference Number Upon request, this field contains the Reinsurer's treaty number. Claim Hartford does not currently use. Defaults to spaces. Policy Status This field identifies the status of the cession. Policy Master Smoker -- 1 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 1. Policy Master Smoker -- 2 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Effective Date This field contains the issue date of the reinsurance. Policy Application Date This field indicates the date the insured signed the application. NAR Type This field indicates the method used in determining the Total Net Amount at Risk (as defined in Schedule B). Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLIC and Canada Life 110 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 POLICY EXHIBIT FILE* Company Identifies the Ceding Company. Policy Policy number which is part of the policy key. Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer. Line of Business This field indicates the line of business the policy falls under. Report Date This is the month the transaction was reported. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Treaty Number This field contains the TAI system treaty number. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Policy Count Each New Business, Continuation & Reinstatement will be assigned a count of 1, Terminations will be assigned -1 and Renewals/NAR changes will be assigned 0. Base Ceded Amount This field contains the policy base amount ceded. ADB ceded Amount This field contains the policy ADB amount ceded. Waiver Ceded Amount This field contains the policy waiver amount ceded. Net Amount at Risk The reinsured net amount at risk (NAR). Plan This field contains the coverage plan code. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Currency Code This field identifies the currency. (USD or CND if applicable) ------------ * The Policy Exhibit will include a summary of reinsurance movement for a given period categorized by transactions type. This summary provides the Cession Count, Ceded Amount and Net Amount at Risk at the beginning of the reporting period, a summary of the transactions occurring during the report period as well as what is in force as of the ending of the report period. Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLIC and Canada Life 111 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 RESERVE FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Benefit Type This field is the reserve type. 1 = Life, 2 = ADB, 3 = Waiver, 4 = Flat Extras, 5 = Substand▇▇▇ ▇▇▇▇ ▇▇▇▇▇d Hartford's TAI Valuation Method 1 = Frasier Reserve + 1/2 cx, E = Coinsuranc

Reporting System. The system used by the Ceding Company to administer its reinsurance is: TAI. NOTE: CertCertain pol▇▇▇ policy transactions, such as increases, are coded in the policy administration system as riders, although they do not correspond to filed rider forms. Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 10/01/2008 Between HLIC and TFLIC 99 Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 MINIMUM DATA REQUIREMENTS INFORCE AND TRANSACTION FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Transaction Sequence This field indicates the transaction record(s) created during the month. Line of Business This field indicates the line of business the policy falls under. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Transaction Count This field is used on the Transaction extract to identify the addition or termination of a cession. Reinsurance From Date This field contains the beginning date of the period Date covered by this record. The premiums on the Transaction record cover the period beginning with the From Date through the To Date. Reinsurance To Date This field contains the end date of the period covered by a record. Date Reported On the Transaction extract, this is the month the transaction was reported. Mode Identifies the mode of reinsurance premium payment. Policy Duration The duration at issue is 01. Reinsurance Duration Contains the reinsurance duration. It may differ from the policy duration if the cession is a continuation. Cession Number Hartford does not currently use. Defaults to spaces. Policy Date This field contains the issue effective date of the policy. Reinsurance Date This field contains the issue effective date of the reinsurance. For most cessions it is the same as the policy datePolicy Date. For continuations, it contains the issue effective date of the original coverage. Issue State Date This field contains a two-letter abbreviation of the state or province of issue. Used to determine unisex rates. Resident State Date This field contains a two-letter abbreviation of the state or of province of issue. Used to compute premium tax reimbursement if applicable. Joint Type Identifies Joint business type Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 10/01/2008 Between HLIC and TFLIC 100 Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Joint Age Used for joint coverages using a joint equivalent age for rate searches. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Death Benefit Option This field contains the option chosen by the insured for death proceeds payment. Participation code This field indicates whether the business is Non Participating (N) or Participating (P). Issue Type Identifies how a cession was issued. (New business or Continuation) Underwriting Method Identifies the type of underwriting used to issue the coverage. Treaty Number This field contains the TAI system treaty number Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Plan This field contains the coverage plan code. Product code This field contains the product type code. Product code 1 For Joint Life policies, this field contains the product type code for Insured 1. Product code 2 For Joint Life policies, this field contains the product type code for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Currency Code This field identifies the currency. (USD or CND if applicable) Last Name -- 1 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 1. (Maximum of 20 characters) First Name -- 1 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 1. (Maximum of 15 characters) Middle Initial -- 1 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 1. (1 character) Client ID -- 1 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 1. (Maximum of 20 characters) Insured Status -- 1 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 1. DOB -- 1 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 1. Sex -- 1 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured insured 1. Pricing Sex -- 1 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 1. Age -- 1 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age as for Insured 1. Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 10/01/2008 Between HLIC and TFLIC 101 Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Class -- 1 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 1. Mortality -- 1 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 1. Mortality Duration -- 1 This field contains the duration of the insured's -- 1 mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 1. Temp Flat -- 1 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 1. Temp Duration -- 1 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Perm Flat -- 1 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 1. Perm Duration - -- 1 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Last Name -- 2 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) First Name -- 2 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 15 characters) Middle Initial -- 2 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (1 character) Client ID -- 2 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) Insured Status -- 2 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 2. (If this is not a Joint Life policy, this field will be blank.) DOB -- 2 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Sex -- 2 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Allocated Retention Pool (Excess Risks) -- Effective 10/01/2008 Between HLIC and Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Pricing Sex -- 2 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Age -- 2 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Class -- 2 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality -- 2 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality Duration -- 2 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Flat -- 2 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Duration -- 2 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Flat -- 2 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Duration -- 2 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Face Amount Indicates the face amount of the total policy. Retained Amount This field contains the amount retained on this policy coverage, not on the life. Ceded Amount This field contains the policy amount ceded to a specific reinsurer. Net Amount at Risk This field contains the reinsured net amount at risk (NAR) for a specific reinsurer. Benefit Mortality ADB or Waiver mortality. Premium This field contains the reinsurance premium. Allowance This field contains the reinsurance allowance. Flat extra type This field indicates whether there is a temporary flat extra (T) or a permanent flat extra (P) being charged. Premium Tax If premium tax is reimbursed, this field contains the tax amount. Cash Value If applicable, this field is used to recover coinsured cash values from the Reinsurer. Benefit If applicable, this field is used to recover benefits from the Reinsurer. Allocated Retention Pool (Excess Risks) -- Effective 10/01/2008 Between HLIC and Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Dividend If applicable, this field contains the reinsurer's share of the direct dividend. Policy Fee This field contains the reinsurance policy fee. Continuation Original This field indicates the ceding company on the Company original policy. (Used for conversions only.) Continuation Original This field indicates the policy number for the Policy original policy. (Used for conversions only.) Continuation Original This field indicates the coverage/rider for the Coverage/Rider original policy. (Used for conversions only.) Message An informational message may be manually added to a policy by the Ceding Company. Image switch Hartford does not currently use. Defaults to spaces. Policy Fee Allowance This field contains the reinsurance policy fee allowance. Location Code Hartford does not currently use. Defaults to spaces. Treaty Reference Number Upon request, this field contains the Reinsurer's treaty number. Claim Hartford does not currently use. Defaults to spaces. Policy Status This field identifies the status of the cession. Policy Master Smoker -- Policy smoker class on direct policy. For Joint 1 Life policies, this field contains the policy master smoker class for Insured 1. Policy Master Smoker -- Policy smoker class on direct policy. For Joint 2 Life policies, this field contains the policy master smoker class for insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Effective Date This field contains the issue date of the policy. Policy Application Date This field indicates the date the insured signed the application. NAR Type This field indicates the method used in determining the Total Net Amount at Risk (as defined in Schedule B). Allocated Retention Pool (Excess Risks) -- Effective 10/01/2008 Between HLIC and Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 POLICY EXHIBIT FILE* Company Identifies the Ceding Company. Policy Policy number which is part of the policy key. Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer. Line of Business This field indicates the line of business the policy falls under. Report Date This is the month the transaction was reported. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Treaty Number This field contains the TAI system treaty number. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Policy Count Each New Business, Continuation & Reinstatement will be assigned a count of 1, Terminations will be assigned -1 and Renewals/NAR changes will be assigned 0. Base Ceded Amount This field contains the policy base amount ceded. ADB ceded Amount This field contains the policy ADB amount ceded. Waiver Ceded Amount This field contains the policy waiver amount ceded. Net Amount at Risk The reinsured net amount at risk (NAR). Plan This field contains the coverage plan code. Auto/Fac indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Currency Code This field identifies the currency. (USD or CND if applicable) ------------ * The Policy Exhibit will include a summary of reinsurance movement for a given period categorized by transactions type. This summary provides the Cession Count, Ceded Amount and Net Amount at Risk at the beginning of the reporting period, a summary of the transactions occurring during the report period as well as what is in force as of the ending of the report period. Allocated Retention Pool (Excess Risks) -- Effective 10/01/2008 Between HLIC and Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 RESERVE FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Benefit Type Thi

Reporting System. The system used by the Ceding Company to administer its reinsurance is: TAI. NOTE: Cert▇▇▇ policy transactions, such as increases, are coded in the policy administration system as riders, although they do not correspond to filed rider forms. Allocated Retention. Pool -- Effective 10/1/2008 Between HLIC ILA and TFLIC TLIC 99 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 MINIMUM DATA REQUIREMENTS INFORCE AND TRANSACTION FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Transaction Sequence This field indicates the transaction record(s) created during the month. Line of Business This field indicates the line of business the policy falls under. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Transaction Count This field is used on the Transaction extract to identify the addition or termination of a cession. Reinsurance From Date This field contains the beginning date of the period covered by this record. The premiums on the Transaction record cover the period beginning with the From Date through the To Date. Reinsurance To Date This field contains the end date of the period covered by a record. Date Reported On the Transaction extract, this is the month the transaction was reported. Mode Identifies the mode of reinsurance premium payment. Policy Duration The duration at issue is 01. Reinsurance Duration Contains the reinsurance duration. It may differ from the policy duration if the cession is a continuation. Cession Number Hartford does not currently use. Defaults to spaces. Policy Date This field contains the issue date of the policy. Reinsurance Date This field contains the issue date of the reinsurance. For most cessions it is the same as the policy date. For continuations, it contains the issue date of the original coverage. Issue State This field contains a two-letter abbreviation of the state or province of issue. Used to determine unisex rates. Resident State This field contains a two-letter abbreviation of the state or province of issue. Used to compute premium tax reimbursement if applicable. Joint Type Identifies Joint business type Allocated Retention. Pool -- Effective 10/1/2008 Between HLIC ILA and TFLIC TLIC 100 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Joint Age Used for joint coverages using a joint equivalent age for rate searches. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Death Benefit Option This field contains the option chosen by the insured for death proceeds payment. Participation code This field indicates whether the business is Non Participating (N) or Participating (P). Issue Type Identifies how a cession was issued. (New business or Continuation) Underwriting Method Identifies the type of underwriting used to issue the coverage. Treaty Number This field contains the TAI system treaty number Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Plan This field contains the coverage plan code. Product code This field contains the product type code. Product code 1 For Joint Life policies, this field contains the product type code for Insured 1. Product code 2 For Joint Life policies, this field contains the product type code for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Currency Code This field identifies the currency. (USD or CND if applicable) Last Name -- 1 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 1. (Maximum of 20 characters) First Name -- 1 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 1. (Maximum of 15 characters) Middle Initial -- 1 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 1. (1 character) Client ID -- 1 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 1. (Maximum of 20 characters) Insured Status -- 1 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 1. DOB -- 1 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 1. Sex -- 1 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 1. Pricing Sex -- 1 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 1. Age -- 1 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 1. Allocated Retention. Pool -- Effective 10/1/2008 Between HLIC ILA and TFLIC TLIC 101 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Class -- 1 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 1. Mortality -- 1 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 1. Mortality Duration -- 1 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 1. Temp Flat -- 1 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 1. Temp Duration -- 1 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Perm Flat -- 1 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 1. Perm Duration - -- 1 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Last Name -- 2 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) First Name -- 2 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 15 characters) Middle Initial -- 2 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (1 character) Client ID -- 2 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) Insured Status -- 2 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 2. (If this is not a Joint Life policy, this field will be blank.) DOB -- 2 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 2. (If this is not a Joint Life policy, this field will be blank.)

Reporting System. The system used by the Ceding Company to administer its reinsurance is: TAI. NOTE: Cert▇▇▇ Certain policy transactions, such as increases, are coded in the policy administration system as riders, although they do not correspond to filed rider forms. Allocated Retention. Retention Pool (Non-Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC and TFLIC Canada Life ▇▇▇ ▇▇▇▇ 99 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 MINIMUM DATA REQUIREMENTS INFORCE AND TRANSACTION FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Transaction Sequence This field indicates the transaction record(s) created during the month. Line of Business This field indicates the line of business the policy falls under. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Transaction Count This field is used on the Transaction extract to identify the addition or termination of a cession. Reinsurance From Date This field contains the beginning date of the period covered by this record. The premiums on the Transaction record cover the period beginning with the From Date through the To Date. Reinsurance To Date This field contains the end date of the period covered by a record. Date Reported On the Transaction extract, this is the month the transaction was reported. Mode Identifies the mode of reinsurance premium payment. Policy Duration The duration at issue is 01. Reinsurance Duration Contains the reinsurance duration. It may differ from the policy duration if the cession is a continuation. Cession Number Hartford does not currently use. Defaults to spaces. Policy Date This field contains the issue effective date of the policy. Reinsurance Date This field contains the issue effective date of the reinsurance. For most cessions it is the same as the policy date. For continuations, it contains the issue effective date of the original coverage. Issue State This field contains a two-letter abbreviation of the state or province of issue. Used to determine unisex rates. Resident State This field contains a two-letter abbreviation of the state or province of issue. Used to compute premium tax reimbursement if applicable. Joint Type Identifies Joint business type Allocated Retention. Retention Pool (Non-Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC and TFLIC Canada Life ▇▇▇ ▇▇▇▇ 100 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Joint Age Used for joint coverages using a joint equivalent age for rate searches. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Death Benefit Option This field contains the option chosen by the insured for death proceeds payment. Participation code This field indicates whether the business is Non Participating (N) or Participating (P). Issue Type Identifies how a cession was issued. (New business or Continuation) Underwriting Method Identifies the type of underwriting used to issue the coverage. Treaty Number This field contains the TAI system treaty number Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=Y = YRT, C=C = Coinsurance & M=M = Modco.) Plan This field contains the coverage plan code. Product code This field contains the product type code. Product code 1 For Joint Life policies, this field contains the product type code for Insured 1. Product code 2 For Joint Life policies, this field contains the product type code for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Currency Code This field identifies the currency. (USD or CND if applicable) Last Name -- 1 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 1. (Maximum of 20 characters) First Name -- 1 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 1. (Maximum of 15 characters) Middle Initial -- 1 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 1. (1 character) Client ID -- 1 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 1. (Maximum of 20 characters) Insured Status -- 1 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 1. DOB -- 1 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 1. Sex -- 1 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 1. Pricing Sex -- 1 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 1. Age -- 1 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 1. Allocated Retention. Retention Pool (Non-Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC and TFLIC Canada Life ▇▇▇ ▇▇▇▇ 101 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Class -- 1 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 1. Mortality -- 1 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 1. Mortality Duration -- 1 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 1. Temp Flat -- 1 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 1. Temp Duration -- 1 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Perm Flat -- 1 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 1. Perm Duration - -- 1 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Last Name -- 2 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) First Name -- 2 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 15 characters) Middle Initial -- 2 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (1 character) Client ID -- 2 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) Insured Status -- 2 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 2. (If this is not a Joint Life policy, this field will be blank.) DOB -- 2 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Sex -- 2 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Allocated Retention Pool (Non-Excess Risks) -- Effective October 1, 2008 Between Canada Life ▇▇▇ ▇▇▇▇ 102 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Pricing Sex -- 2 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Age -- 2 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Class -- 2 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality -- 2 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality Duration -- 2 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Flat -- 2 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Duration -- 2 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Flat -- 2 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Duration -- 2 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Face Amount Indicates the face amount of the total policy. Retained Amount This field contains the amount retained on this policy coverage, not on the life. Ceded Amount This field contains the policy amount ceded to a specific reinsurer. Net Amount at Risk This field contains the reinsured net amount at risk (NAR) for a specific reinsurer. Benefit Mortality ADB or Waiver mortality. Premium This field contains the reinsurance premium. Allowance This field contains the reinsurance allowance. Flat extra type This field indicates whether there is a temporary flat extra (T) or a permanent flat extra (P) being charged. Premium Tax If premium tax is reimbursed, this field contains the tax amount. Cash Value If applicable, this field is used to recover coinsured cash values from the Reinsurer. Benefit If applicable, this field is used to recover benefits from the Reinsurer. Allocated Retention Pool (Non-Excess Risks) -- Effective October 1, 2008 Between Canada Life ▇▇▇ ▇▇▇▇ 103 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Dividend If applicable, this field contains the reinsurer's share of the direct dividend. Policy Fee This field contains the reinsurance policy fee. Continuation Original This field indicates the ceding company on the original policy. (Used Company for conversions only.) Continuation Original Policy This field indicates the policy number for the original policy. (Used for conversions only.) Continuation Original This field indicates the coverage/rider for the original policy. (Used Coverage/Rider for conversions only.) Message An informational message may be manually added to a policy by the Ceding Company. Image switch Hartford does not currently use. Defaults to spaces. Policy Fee Allowance This field contains the reinsurance policy fee allowance. Location Code Hartford does not currently use. Defaults to spaces. Treaty Reference Number Upon request, this field contains the Reinsurer's treaty number. Claim Hartford does not currently use. Defaults to spaces. Policy Status This field identifies the status of the cession. Policy Master Smoker -- 1 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 1. Policy Master Smoker -- 2 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Effective Date This field contains the issue date of the reinsurance. Policy Application Date This field indicates the date the insured signed the application. NAR Type This field indicates the method used in determining the Total Net Amount at Risk (as defined in Schedule B). Allocated Retention Pool (Non-Excess Risks) -- Effective October 1, 2008 Between Canada Life ▇▇▇ ▇▇▇▇ 104 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 POLICY EXHIBIT FILE* Company Identifies the Ceding Company. Policy Policy number which is part of the policy key. Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer. Line of Business This field indicates the line of business the policy falls under. Report Date This is the month the transaction was reported. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Treaty Number This field contains the TAI system treaty number. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Policy Count Each New Business, Continuation & Reinstatement will be assigned a count of 1, Terminations will be assigned -1 and Renewals/NAR changes will be assigned 0. Base Ceded Amount This field contains the policy base amount ceded. ADB ceded Amount This field contains the policy ADB amount ceded. Waiver Ceded Amount This field contains the policy waiver amount ceded. Net Amount at Risk The reinsured net amount at risk (NAR). Plan This field contains the coverage plan code. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y = YRT, C = Coinsurance & M = Modco.) Currency Code This field identifies the currency. (USD or CND if applicable) ------------ * The Policy Exhibit will include a summary of reinsurance movement for a given period categorized by transactions type. This summary provides the Cession Count, Ceded Amount and Net Amount at Risk at the beginning of the reporting period, a summary of the transactions occurring during the report period as well as what is in force as of the ending of the report period. Allocated Retention Pool (Non-Excess Risks) -- Effective October 1, 2008 Between Canada Life ▇▇▇ ▇▇▇▇ 105 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 RESERVE FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Benefit Type This field is the reserve type. 1 = Life, 2 = ADB, 3 = Waiver, 4 = Flat Extras, ▇ = ▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇d Hartford's TAI Valuation Method 1 = F

Reporting System. The system used by the Ceding Company to administer its reinsurance is: TAI. NOTE: CertCertain pol▇▇▇ policy transactions, such as increases, are coded in the policy administration system as riders, although they do not correspond to filed rider forms. Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC HLAIC and TFLIC 99 Canada Life 105 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 MINIMUM DATA REQUIREMENTS INFORCE AND TRANSACTION FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Transaction Sequence This field indicates the transaction record(s) created during the month. Line of Business This field indicates the line of business the policy falls under. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Transaction Count This field is used on the Transaction extract to identify the addition or termination of a cession. Reinsurance From Date This field contains the beginning date of the period covered by this record. The premiums on the Transaction record cover the period beginning with the From Date through the To Date. Reinsurance To Date This field contains the end date of the period covered by a record. Date Reported On the Transaction extract, this is the month the transaction was reported. Mode Identifies the mode of reinsurance premium payment. Policy Duration The duration at issue is 01. Reinsurance Duration Contains the reinsurance duration. It may differ from the policy duration if the cession is a continuation. Cession Number Hartford does not currently use. Defaults to spaces. Policy Date This field contains the issue effective date of the policy. Reinsurance Date This field contains the issue effective date of the reinsurance. For most cessions it is the same as the policy date. For continuations, it contains the issue effective date of the original coverage. Issue State This field contains a two-letter abbreviation of the state or province of issue. Used to determine unisex rates. Resident State This field contains a two-letter abbreviation of the state or province of issue. Used to compute premium tax reimbursement if applicable. Joint Type Identifies Joint business type Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC HLAIC and TFLIC 100 Canada Life 106 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Joint Age Used for joint coverages using a joint equivalent age for rate searches. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Death Benefit Option This field contains the option chosen by the insured for death proceeds payment. Participation code This field indicates whether the business is Non Participating (N) or Participating (P). Issue Type Identifies how a cession was issued. (New business or Continuation) Underwriting Method Identifies the type of underwriting used to issue the coverage. Treaty Number This field contains the TAI system treaty number Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=Y = YRT, C=C = Coinsurance & M=M = Modco.) Plan This field contains the coverage plan code. Product code This field contains the product type code. Product code 1 For Joint Life policies, this field contains the product type code for Insured 1. Product code 2 For Joint Life policies, this field contains the product type code for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Currency Code This field identifies the currency. (USD or CND if applicable) Last Name -- 1 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 1. (Maximum of 20 characters) First Name -- 1 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 1. (Maximum of 15 characters) Middle Initial -- 1 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 1. (1 character) Client ID -- 1 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 1. (Maximum of 20 characters) Insured Status -- 1 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 1. DOB -- 1 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 1. Sex -- 1 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 1. Pricing Sex -- 1 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 1. Age -- 1 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 1. Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC HLAIC and TFLIC 101 Canada Life 107 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Class -- 1 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 1. Mortality -- 1 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 1. Mortality Duration -- 1 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 1. Temp Flat -- 1 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 1. Temp Duration -- 1 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Perm Flat -- 1 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 1. Perm Duration - 1 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Last Name -- 2 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) First Name -- 2 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 15 characters) Middle Initial -- 2 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (1 character) Client ID -- 2 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) Insured Status -- 2 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 2. (If this is not a Joint Life policy, this field will be blank.) DOB -- 2 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Sex -- 2 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLAIC and Canada Life 108 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Pricing Sex -- 2 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Age -- 2 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Class -- 2 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality -- 2 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality Duration -- 2 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Flat -- 2 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Duration -- 2 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Flat -- 2 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Duration -- 2 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Face Amount Indicates the face amount of the total policy. Retained Amount This field contains the amount retained on this policy coverage, not on the life. Ceded Amount This field contains the policy amount ceded to a specific reinsurer. Net Amount at Risk This field contains the reinsured net amount at risk (NAR) for a specific reinsurer. Benefit Mortality ADB or Waiver mortality. Premium This field contains the reinsurance premium. Allowance This field contains the reinsurance allowance. Flat extra type This field indicates whether there is a temporary flat extra (T) or a permanent flat extra (P) being charged. Premium Tax If premium tax is reimbursed, this field contains the tax amount. Cash Value If applicable, this field is used to recover coinsured cash values from the Reinsurer. Benefit If applicable, this field is used to recover benefits from the Reinsurer. Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLAIC and Canada Life 109 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Dividend If applicable, this field contains the reinsurer's share of the direct dividend. Policy Fee This field contains the reinsurance policy fee. Continuation Original This field indicates the ceding company on the original policy. (Used Company for conversions only.) Continuation Original This field indicates the policy number for the original policy. (Used for Policy conversions only.) Continuation Original This field indicates the coverage/rider for the original policy. (Used Coverage/Rider for conversions only.) Message An informational message may be manually added to a policy by the Ceding Company. Image switch Hartford does not currently use. Defaults to spaces. Policy Fee Allowance This field contains the reinsurance policy fee allowance. Location Code Hartford does not currently use. Defaults to spaces. Treaty Reference Number Upon request, this field contains the Reinsurer's treaty number. Claim Hartford does not currently use. Defaults to spaces. Policy Status This field identifies the status of the cession. Policy Master Smoker -- 1 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 1. Policy Master Smoker -- 2 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Effective Date This field contains the issue date of the reinsurance. Policy Application Date This field indicates the date the insured signed the application. NAR Type This field indicates the method used in determining the Total Net Amount at Risk (as defined in Schedule B). Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLAIC and Canada Life 110 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 POLICY EXHIBIT FILE* Company Identifies the Ceding Company. Policy Policy number which is part of the policy key. Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer. Line of Business This field indicates the line of business the policy falls under. Report Date This is the month the transaction was reported. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Treaty Number This field contains the TAI system treaty number. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Policy Count Each New Business, Continuation & Reinstatement will be assigned a count of 1, Terminations will be assigned -1 and Renewals/NAR changes will be assigned 0. Base Ceded Amount This field contains the policy base amount ceded. ADB ceded Amount This field contains the policy ADB amount ceded. Waiver Ceded Amount This field contains the policy waiver amount ceded. Net Amount at Risk The reinsured net amount at risk (NAR). Plan This field contains the coverage plan code. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Currency Code This field identifies the currency. (USD or CND if applicable) ------------ * The Policy Exhibit will include a summary of reinsurance movement for a given period categorized by transactions type. This summary provides the Cession Count, Ceded Amount and Net Amount at Risk at the beginning of the reporting period, a summary of the transactions occurring during the report period as well as what is in force as of the ending of the report period. Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLAIC and Canada Life 111 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 RESERVE FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Benefit Type This field is the reserve type. 1 = Life, 2 = ADB, 3 = Waiver, 4 = Flat Extras, 5 = Substandard Calc Method Hartford's TAI Valuation Method 1 = Frasier Reserve + 1/2 cx, E

Reporting System. The system used by the Ceding Company to administer its reinsurance is: TAI. NOTE: CertCertain pol▇▇▇ policy transactions, such as increases, are coded in the policy administration system as riders, although they do not correspond to filed rider forms. Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC and TFLIC 99 Canada Life 105 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 MINIMUM DATA REQUIREMENTS INFORCE AND TRANSACTION FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Transaction Sequence This field indicates the transaction record(s) created during the month. Line of Business This field indicates the line of business the policy falls under. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Transaction Count This field is used on the Transaction extract to identify the addition or termination of a cession. Reinsurance From Date This field contains the beginning date of the period covered by this record. The premiums on the Transaction record cover the period beginning with the From Date through the To Date. Reinsurance To Date This field contains the end date of the period covered by a record. Date Reported On the Transaction extract, this is the month the transaction was reported. Mode Identifies the mode of reinsurance premium payment. Policy Duration The duration at issue is 01. Reinsurance Duration Contains the reinsurance duration. It may differ from the policy duration if the cession is a continuation. Cession Number Hartford does not currently use. Defaults to spaces. Policy Date This field contains the issue effective date of the policy. Reinsurance Date This field contains the issue effective date of the reinsurance. For most cessions it is the same as the policy date. For continuations, it contains the issue effective date of the original coverage. Issue State This field contains a two-letter abbreviation of the state or province of issue. Used to determine unisex rates. Resident State This field contains a two-letter abbreviation of the state or province of issue. Used to compute premium tax reimbursement if applicable. Joint Type Identifies Joint business type Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC and TFLIC 100 Canada Life 106 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Joint Age Used for joint coverages using a joint equivalent age for rate searches. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Death Benefit Option This field contains the option chosen by the insured for death proceeds payment. Participation code This field indicates whether the business is Non Participating (N) or Participating (P). Issue Type Identifies how a cession was issued. (New business or Continuation) Underwriting Method Identifies the type of underwriting used to issue the coverage. Treaty Number This field contains the TAI system treaty number Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Plan This field contains the coverage plan code. Product code This field contains the product type code. Product code 1 For Joint Life policies, this field contains the product type code for Insured 1. Product code 2 For Joint Life policies, this field contains the product type code for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Currency Code This field identifies the currency. (USD or CND if applicable) Last Name -- 1 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 1. (Maximum of 20 characters) First Name -- 1 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 1. (Maximum of 15 characters) Middle Initial -- 1 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 1. (1 character) Client ID -- 1 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 1. (Maximum of 20 characters) Insured Status -- 1 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 1. DOB -- 1 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 1. Sex -- 1 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 1. Pricing Sex -- 1 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 1. Age -- 1 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 1. Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 October 1, 2008 Between HLIC and TFLIC 101 Canada Life 107 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Class -- 1 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 1. Mortality -- 1 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 1. Mortality Duration -- 1 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 1. Temp Flat -- 1 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 1. Temp Duration -- 1 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Perm Flat -- 1 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 1. Perm Duration - -- 1 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Last Name -- 2 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) First Name -- 2 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 15 characters) Middle Initial -- 2 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (1 character) Client ID -- 2 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) Insured Status -- 2 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 2. (If this is not a Joint Life policy, this field will be blank.) DOB -- 2 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Sex -- 2 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLIC and Canada Life 108 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Pricing Sex -- 2 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Age -- 2 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Class -- 2 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality -- 2 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality Duration -- 2 This field contains the duration of the insured's mortality rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Flat -- 2 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Duration -- 2 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Flat -- 2 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Duration -- 2 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Face Amount Indicates the face amount of the total policy. Retained Amount This field contains the amount retained on this policy coverage, not on the life. Ceded Amount This field contains the policy amount ceded to a specific reinsurer. Net Amount at Risk This field contains the reinsured net amount at risk (NAR) for a specific reinsurer. Benefit Mortality ADB or Waiver mortality. Premium This field contains the reinsurance premium. Allowance This field contains the reinsurance allowance. Flat extra type This field indicates whether there is a temporary flat extra (T) or a permanent flat extra (P) being charged. Premium Tax If premium tax is reimbursed, this field contains the tax amount. Cash Value If applicable, this field is used to recover coinsured cash values from the Reinsurer. Benefit If applicable, this field is used to recover benefits from the Reinsurer. Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLIC and Canada Life 109 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Dividend If applicable, this field contains the reinsurer's share of the direct dividend. Policy Fee This field contains the reinsurance policy fee. Continuation Original This field indicates the ceding company on the Company original policy. (Used for conversions only.) Continuation Original This field indicates the policy number for the Policy original policy. (Used for conversions only.) Continuation Original This field indicates the coverage/rider for the Coverage/Rider original policy. (Used for conversions only.) Message An informational message may be manually added to a policy by the Ceding Company. Image switch Hartford does not currently use. Defaults to spaces. Policy Fee Allowance This field contains the reinsurance policy fee allowance. Location Code Hartford does not currently use. Defaults to spaces. Treaty Reference Number Upon request, this field contains the Reinsurer's treaty number. Claim Hartford does not currently use. Defaults to spaces. Policy Status This field identifies the status of the cession. Policy Master Smoker -- 1 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 1. Policy Master Smoker -- 2 Policy smoker class on direct policy. For Joint Life policies, this field contains the policy master smoker class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Effective Date This field contains the issue date of the reinsurance. Policy Application Date This field indicates the date the insured signed the application. NAR Type This field indicates the method used in determining the Total Net Amount at Risk (as defined in Schedule B). Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLIC and Canada Life 110 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 POLICY EXHIBIT FILE* Company Identifies the Ceding Company. Policy Policy number which is part of the policy key. Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer. Line of Business This field indicates the line of business the policy falls under. Report Date This is the month the transaction was reported. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Treaty Number This field contains the TAI system treaty number. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Policy Count Each New Business, Continuation & Reinstatement will be assigned a count of 1, Terminations will be assigned -1 and Renewals/NAR changes will be assigned 0. Base Ceded Amount This field contains the policy base amount ceded. ADB ceded Amount This field contains the policy ADB amount ceded. Waiver Ceded Amount This field contains the policy waiver amount ceded. Net Amount at Risk The reinsured net amount at risk (NAR). Plan This field contains the coverage plan code. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Currency Code This field identifies the currency. (USD or CND if applicable) ------------ * The Policy Exhibit will include a summary of reinsurance movement for a given period categorized by transactions type. This summary provides the Cession Count, Ceded Amount and Net Amount at Risk at the beginning of the reporting period, a summary of the transactions occurring during the report period as well as what is in force as of the ending of the report period. Allocated Retention Pool (Excess Risks) -- Effective October 1, 2008 Between HLIC and Canada Life 111 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 RESERVE FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify a specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Benefit Type This field is the reserve type. 1 = Life, 2 = ADB, 3 = Waiver, 4 = Flat Extras, 5 = Substandard Calc Method Hartford's TAI Valuation Method 1 = Frasier Reserve + 1/2 cx, E = Coinsuranc

Reporting System. The system used by the Ceding Company to administer its reinsurance is: TAI. NOTE: CertCertain pol▇▇▇ policy transactions, such as increases, are coded in the policy administration system as riders, although they do not correspond to filed rider forms. Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 10/01/2008 Between HLIC HLAIC and TFLIC 99 Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 MINIMUM DATA REQUIREMENTS INFORCE AND TRANSACTION FILE Company Identifies the Ceding Company Policy Policy number which is part of the policy key Coverage/rider Coverage number which is part of the policy key. This number is used to identify specific policy coverage. Cession ID This field contains the number assigned to this cession by the Reinsurer Transaction Sequence This field indicates the transaction record(s) created during the month. Line of Business This field indicates the line of business the policy falls under. Reinsurance Company Two character reinsurance company ID code that identifies the Reinsurer. Reporting Company Identifies the company used for reporting purposes. Will be the same as the Reinsurance Company. Transaction Type Identifies the type of transaction being reported on the Transaction extract. Transaction Count This field is used on the Transaction extract to identify the addition or termination of a cession. Reinsurance From Date This field contains the beginning date of the period covered by this record. The premiums on the Transaction record cover the period beginning with the From Date through the To Date. Reinsurance To Date This field contains the end date of the period covered by a record. Date Reported On the Transaction extract, this is the month the transaction was reported. Mode Identifies the mode of reinsurance premium payment. Policy Duration The duration at issue is 01. Reinsurance Duration Contains the reinsurance duration. It may differ from the policy duration if the cession is a continuation. Cession Number Hartford does not currently use. Defaults to spaces. Policy Date This field contains the issue effective date of the policy. Reinsurance Date This field contains the issue effective date of the reinsurance. For most cessions it is the same as the policy datePolicy Date. For continuations, it contains the issue effective date of the original coverage. Issue State This field contains a two-letter abbreviation of the state or province of issue. Used to determine unisex rates. Resident State This field contains a two-letter abbreviation of the state or province of issue. Used to compute premium tax reimbursement if applicable. Joint Type Identifies Joint business type Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 10/01/2008 Between HLIC HLAIC and TFLIC 100 Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Joint Age Used for joint coverages using a joint equivalent age for rate searches. Auto/Fac Indicator Indicates whether the policy is ceded on an Automatic or Facultative basis. Death Benefit Option This field contains the option chosen by the insured for Option death proceeds payment. Participation code This field indicates whether the business is Non Participating (N) or Participating (P). Issue Type Identifies how a cession was issued. (New business or Continuation) Underwriting Method Identifies the type of underwriting used to issue the coverage. Treaty Number This field contains the TAI system treaty number Reinsurance Type This field is a one-character code that identifies the type of reinsurance. (Y=YRT, C=Coinsurance & M=Modco.) Plan This field contains the coverage plan code. Product code This field contains the product type code. Product code 1 For Joint Life policies, this field contains the product type code for Insured 1. Product code 2 For Joint Life policies, this field contains the product type code for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Currency Code This field identifies the currency. (USD or CND if applicable) Last Name -- 1 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 1. (Maximum of 20 characters) First Name -- 1 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 1. (Maximum of 15 characters) Middle Initial -- 1 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 1. (1 character) Client ID -- 1 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 1. (Maximum of 20 characters) Insured Status -- 1 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 1. DOB -- 1 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 1. Sex -- 1 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 1. Pricing Sex -- 1 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 1. Age -- 1 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 1. Allocated Retention. Retention Pool (Excess Risks) -- Effective 10/1/2008 10/01/2008 Between HLIC HLAIC and TFLIC 101 Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Class -- 1 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 1. Mortality -- 1 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 1. Mortality Duration -- 1 This field contains the duration of the insured's mortality -- 1 rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 1. Temp Flat -- 1 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 1. Temp Duration -- 1 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Perm Flat -- 1 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent flat extra per 1000 for Insured 1. Perm Duration - -- 1 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 1. Last Name -- 2 This field contains the insured's last name. For Joint Life policies, this field contains the last name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) First Name -- 2 This field contains the insured's first name. For Joint Life policies, this field contains the first name for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 15 characters) Middle Initial -- 2 This field contains the insured's middle initial. For Joint Life policies, this field contains the middle initial for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (1 character) Client ID -- 2 This field contains the unique client ID for an insured used to connect lives when calculating retention on a life. For Joint Life policies, this field indicates the client ID for Insured 2. (If this is not a Joint Life policy, this field will be blank.) (Maximum of 20 characters) Insured Status -- 2 This field indicates the insured's coverage status. For Joint Life policies, this field indicates the insured's coverage status for Insured 2. (If this is not a Joint Life policy, this field will be blank.) DOB -- 2 This field contains the insured's date of birth. For Joint Life policies, this field contains the date of birth for Insured 2. (If this is not a Joint Life policy, this field will be blank.)) Sex -- 2 This field is used to identify the sex of the insured. For Joint Life policies, this field contains the sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Allocated Retention Pool (Excess Risks) -- Effective 10/01/2008 Between HLAIC and Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008 Pricing Sex -- 2 This field contains the sex used to compute premiums and allowances. For Joint Life policies, this field contains the pricing sex of Insured 2. (If this is not a Joint Life policy, this field will be blank.) Age -- 2 This field contains the insured's issue age. For Joint Life policies, this field contains the issue age for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Class -- 2 This field contains the company's rating of standard or preferred and the smoker class. For Joint Life policies, this field contains the class for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality -- 2 This field contains the insured's mortality rating. For Joint Life policies, this field contains the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Mortality Duration This field contains the duration of the insured's mortality -- 2 rating. For Joint Life policies, this field contains the duration of the mortality rating for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Temp Flat -- 2 This field contains the temporary flat extra per 1000. For Joint Life policies, this field contains the temporary flat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank) Temp Duration -- 2 This field contains the number of years that the temporary flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Flat -- 2 This field contains the permanent flat extra per 1000. For Joint Life policies, this field contains the permanent fiat extra per 1000 for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Perm Duration -- 2 This field contains the number of years that the permanent flat extra rating is being charged. For Joint Life policies, this field contains the number of years that the flat extra rating is being charged for Insured 2. (If this is not a Joint Life policy, this field will be blank.) Policy Face Amount Indicates the face amount of the total policy. Retained Amount This field contains the amount retained on this policy coverage, not on the life. Ceded Amount This field contains the policy amount ceded to a specific reinsurer. Net Amount at Risk This field contains the reinsured net amount at risk (NAR) for a specific reinsurer. Benefit Mortality ADB or Waiver mortality. Premium This field contains the reinsurance premium. Allowance This field contains the reinsurance allowance. Flat extra type This field indicates whether there is a temporary flat extra (T) or a permanent flat extra (P) being charged. Premium Tax If premium tax is reimbursed, this field contains the tax amount. Cash Value If applicable, this field is used to recover coinsured cash values from the Reinsurer. Benefit If applicable, this field is used to recover benefits from the Reinsurer. Allocated Retention Pool (Excess Risks) -- Effective 10/01/2008 Between HLAIC and Canada Life Amendment 2 -- Effective 10/01/2008 EXHIBIT VII REINSURANCE REPORTS EFFECTIVE OCTOBER 1, 2008