Remote Check Deposit. You may load a check made out to you as the payee into your Card Account by downloading the MyVanilla mobile app to your mobile device and following the instructions provided in the app. The load process will require you to submit an image of the check along with your 13-digit Direct Deposit account number. This service is provided by a third party money transfer service provider. To use it, you need to agree to the terms and conditions the service provider establishes from time to time. These terms and conditions may include certain fees for use of the service that are charged by the service provider. The terms and conditions, including the applicable fees, will be provided to you when you sign up for the service. You will also be notified about any fee for a particular deposit before you authorize it. Generally, you will not have access to the money you load via remote check capture until your check clears (typically seven (7) business days). The service provider may offer immediate funds availability for a fee. The maximum value of your Card is restricted to $9,999.99.These are the limits associated with loading your Card: Transaction Type** Frequency and/or Dollar Limits Direct Deposits* No limit to the number of times per day, $.01–$9,999.00 per day Cash Loads* 5 times per day, $20.00–$500.00 per transaction $2,500.00 maximum per day, $5,000.00 maximum per month (past 30 days) Remote Check Deposit* No limit to the number of times per day, single check maximum of $2,500, $5,000 maximum per day, $10,000 maximum per month Card to Card Transfer (incoming) No limit to the number of times per day, $500.00 per transaction, maximum of $2,000.00 per month (past 30 days) * Third party money transfer services used to load funds to your Card Account may impose their own per transaction, daily, weekly or monthly limits on the frequency or amount of cash you can load to your Card Account. ** We may at our discretion allow a load payment in excess of these limits. See the “Loading Your Card” section for more details about this policy.
Remote Check Deposit. You may load a check made out to you as the payee into your Card Account by downloading the Ingo Money app to your mobile device and following the instructions provided in the app. The load process will require you to submit an image of the check along with your 13-digit direct deposit account number. This service is provided by a third party money transfer service provider. To use it, you need to agree to the terms and conditions the service provider establishes from time to time. These terms and conditions may include certain fees for use of the service that are charged by the service provider. The terms and conditions, including the applicable fees, will be provided to you when you sign up for the service. You will also be notified about any fee for a particular deposit before you authorize it. Generally, you will not have access to the money you load via remote check capture until your check clears (typically, seven (7) business days). The service provider may offer immediate funds availability for a fee.
Remote Check Deposit. We will provide the Remote Deposit Service that permits you to submit electronic check images and associated information (“Check Images”) to us via a XXXXX compliant scanner from your desktop or laptop computer (“Scanner”) or an approved mobile device (“Mobile Device”) for deposit to your account(s) in lieu of certain original checks (“Original Checks”). The Remote Deposit Service is only available if you enroll for it separately and you are enrolled in our eBranch electronic banking services (to use a Mobile Device with Remote Deposit Service, you also must enroll in Mobile Banking). In providing the Remote Deposit Service, we may utilize and rely upon one or more third party service providers to provide file acknowledgement, file transmission, database storage, database access, data communications and other services to the Credit Union. The Credit Union may change the service provider at any time. You waive any and all rights or recourse, directly or indirectly, against any service provider. You may submit Check Image deposits to us or our service provider only with respect to Original Checks that are acceptable for deposit into your account(s) and as further described in this Agreement. Check Image deposits are subject to all provisions of the account agreements between you and us that apply to check deposits. The total amount of Check Images we will accept on any one (1) day cannot exceed the amount set forth on the Remote Deposit Service home page. This amount may be modified by us from time to time without any prior notice to you. Notwithstanding the foregoing, we may choose in our sole discretion to process Check Images that exceed this limit.
Remote Check Deposit. You may load a check made out to you as the payee into your Card Account by downloading the Ingo Money app to your mobile device and following the instructions provided in the app. The load process will require you to submit an image of the check along with your 13-digit direct deposit account number. This service is provided by a third party money transfer service provider. To use it, you need to agree to the terms and conditions the service provider establishes from time to time. These terms and conditions may include certain fees for use of the service that are charged by the service provider. The terms and conditions, including the applicable fees, will be provided to you when you sign up for the service. You will also be notified about any fee for a particular deposit before you authorize it. Generally, you will not have access to the money you load via remote check capture until your check clears (typically, seven (7) business days). The service provider may offer immediate funds availability for a fee. service or other utility service providers (“Merchants”). If presented for payment, preauthorized direct debits will be declined and payment to the Merchant or provider will not be made. The Issuer’s bank routing number and the 13- digit Direct Deposit account number are to be used only for the purpose of initiating direct deposits to your Card Account. You are not authorized to provide the Issuer’s bank routing number and the 13-digit Direct Deposit account number to anyone other than your employer or a payer.
Remote Check Deposit. You may utilize our mobile application to deposit checks without having to physically come to a branch. Mobile Deposit Capture is available to all consumer members of the credit union; this service is not available for business accounts at this time. You must be enrolled in online banking before you can access your account via our mobile app. You must have our mobile application on your smartphone in order to use mobile deposit capture. If you have an Android® device, you can download our mobile application by searching for “NC Community Credit Union” in the Google Play® store. If you have an Iphone® or an Ipad®, search for “NC Community Credit Union ” in the Apple ITunes® store to download. Checks deposited remotely are subject to our standard Funds Availability policy; see this section of this agreement for further information. NCCFCU reserves the right to revoke the privilege of any RCD user at any time for activity that is deemed suspicious, fraudulent or abusive in any way. FEES Please refer to the Schedule of Rates, Balances, and Fees for applicable fees. ATM operator/network Fees: You may be charged a surcharge fee by the owner of a non-NCCFCU ATM or by the network used and you may be charged for a balance inquiry even if you do not complete a funds transaction. NCCFCU charges you $2.00 when you use a non-NCCFCU ATM. #myCU checking accounts are eligible for two FREE foreign ATM usages each month; WorkPerks checking accounts and Select checking accounts are eligible for one FREE foreign ATM usage per month.
Remote Check Deposit. You may utilize our mobile application to deposit checks without having to physically come to a branch. Mobile Deposit Capture is available to all consumer members of the credit union; this service is not available for business accounts at this time. You must be enrolled in online banking before you can access your account via our mobile app. You must have our mobile application on your smartphone in order to use mobile deposit capture. If you have an Android® device, you can download our mobile application by searching for “NC Community Credit Union” in the Google Play® store. If you have an Iphone® or an Ipad®, search for “NC Community Credit Union” in the Apple ITunes® store to download. All checks deposited through remote check deposit are required to have the following restrictive endorsement: For Mobile Deposit Only North Carolina Community Federal Credit Union Your Account # Your Signature Please place the endorsement in the indicated endorsement area at the top on the back of the check. Any check submitted through mobile check deposit that does not have this restrictive endorsement will not be accepted. Checks deposited remotely will have the first $225 made available to you the next business day. Depending on the amount of the check, the remaining funds may take up to 7 business days to release. We reserve the right to reject for mobile deposit any check deemed unacceptable for reasons including, but not limited to: one that is missing the required endorsement or is not legible, a re-deposited check that was previously returned for any reason, you have overdrawn your account repeatedly in the last 6 months or we believe a check that you deposit will not be paid. Please be aware of this if you plan to use our convenient remote check deposit feature via the NCCFCU mobile app. NCCFCU reserves the right to revoke the privilege of any mobile check deposit user at any time for activity that is deemed suspicious, fraudulent or abusive in any way. FEES Please refer to the Schedule of Rates, Balances, and Fees for applicable fees. ATM operator/network Fees: You may be charged a surcharge fee by the owner of a non-NCCFCU ATM or by the network used and you may be charged for a balance inquiry even if you do not complete a funds transaction. NCCFCU charges you $2.00 when you use a non-NCCFCU ATM. #myCU checking accounts are eligible for eight FREE foreign ATM usages each month; WorkPerks checking accounts and Select checking accounts are eligible for two FREE...
Remote Check Deposit. Remote Check Deposit services are designed to permit you to make deposits to allowable accounts from home or other remote locations by scanning or taking pictures of checks and delivering the images and associated deposit information to us. FEES: All standard fees set forth in our Fee Schedule apply to Remote Check Deposit. We reserve the right to charge for these Services in the future. ELIGIBILITY/SERVICE TERMINATION: Not all accounts are eligible for Remote Check Deposit. The eligibility of any account is determined at the Credit Union’s sole discretion. The Credit Union reserves the right at any time to terminate your right to use Remote Check Deposit without prior notice to you. If notification is required by law, notice will be mailed to you at the address shown on the Credit Union's account records. It is the obligation of each member to provide updated contact information to the Credit Union as necessary. TECHNOLOGY REQUIREMENTS: Remote Check Deposit is accessible via Mobile Banking. You are solely responsible for obtaining, maintaining, upgrading, and operating your ISP and any associated software. We are not responsible for any loss, damage, or claim caused by your ISP, any related software, or your computer communication equipment. Use of the Remote Check Deposit service requires that you use a supported mobile device, including a cellular phone or other mobile device, that is web-enabled, allows secure SSL traffic, and is capable of receiving text messages. Your wireless carrier may assess fees for data or text messaging services. Please consult your wireless plan or provider for details. It is your responsibility to update/upgrade your software and/or equipment as necessary to ensure that you can utilize these Services. THIRD-PARTY SERVICE PROVIDER: Remote Check Deposit services are made available pursuant to a license agreement. Any interruption of Service or access will prevent your use of the Service. To utilize the Services, you will need to login to Mobile Banking and otherwise satisfy our security procedures. SYSTEM UNAVAILABILITY: Access to Remote Check Deposit may be unavailable at certain times for the following reasons: • Scheduled Maintenance - Periods when systems require maintenance or upgrades; • Unscheduled Maintenance - Periods when unforeseen maintenance is necessary; or, • System Outages - Major unforeseen events, such as severe weather, etc. We will make all reasonable efforts to ensure the availability of Remote Check Depos...
Remote Check Deposit. You may load a check made out to you as the payee into your Card Account by downloading the Ingo Money app to your mobile device and following the instructions provided in the app. The load process will require you to submit an image of the check along with your 13-digit Direct Deposit account number. This service is provided by a third party money transfer service provider. To use it, you need to agree to the terms and conditions the service provider establishes from time to time. These terms and conditions may include certain fees for use of the service that are charged by the service provider. The terms and conditions, including the applicable fees, will be provided to you when you sign up for the service. You will also be notified about any fee for a deposit before you authorize it. Generally, you will not have access to the money you load via remote check capture until your check clears (typically, seven (7) business days). The service provider may offer immediate funds availability for a fee. The maximum value of your Card is restricted to $25,000.00. Limits for loads and other transactions associated with your Card are below in “Using Your Card/Features”.
Remote Check Deposit. We will provide services ("Remote Deposit") that permit you to submit electronic check images and associated information ("Check Images") to us via an approved mobile device ("Mobile Device") for deposit to your account(s) in lieu of certain original checks ("Original Checks"). In providing Remote Deposit, we may utilize and rely upon one or more Third Party Service Provider(s) ("TPSP") to provide file acknowledgement, file transmission, database storage, database access, data communications and other services to the Credit Union. The Credit Union may change the service provider at any time. You agree to waive any and all rights or recourse, directly or indirectly, against any TPSP. You may submit Check Image deposits to us through our TPSP with respect to Original Checks that are acceptable for deposit into your account(s) and as further described in this Agreement. Check Image deposits are subject to all provisions of the account agreements between you and CAP COM that apply to check deposits. The total amount of Check Images we will accept on any one (1) cannot exceed the amounts based upon your account status. Please note your determined limit will appear within the app. This amount may be modified by us from time to time. Notwithstanding the foregoing, we may choose in our sole discretion to process Check Images that exceed this limit. Upon receipt of the Check Image, CAP COM and/or our TPSP will review the Check Image for acceptability. You understand and agree that receipt of a Check Image does not occur until after we notify you of receipt of the Check Image via the Deposit History feature. You understand that, in the event you receive a notification from CAP COM confirming receipt of a Check Image, such notification does not mean that the Check Image is free from errors or that CAP COM is responsible for any information you transmit to CAP COM. CAP COM is not responsible for any Check Image that is not received from you. Following receipt of the Check Image, CAP COM may process the Check Image by preparing a "substitute check" or clearing the item as a Check Image. Notwithstanding anything to the contrary, CAP COM reserves the right, within its sole and absolute discretion, to accept or reject any item for remote deposit into your account. CAP COM's acceptance of your check(s) does not guarantee the check(s) will clear the payee's account. You understand that funds deposited may not be available for immediate withdrawal, and are subject to CAP COM...
Remote Check Deposit. Checks made payable to the Primary Cardholder as the payee may be deposited to the Primary Cardholder’s Card Account by dow nloading the App to your mobile device and follow ing the instructions provided in the App. The load process w ill require you to submit an image of the check. This service is provided by Ingo Money, Inc. (“Ingo”) a third-party money transfer service provider. To use it, you must agree to the terms and conditions Ingo has established and w hich may change fromtime to time. Those terms and conditions may include certain fees for use of the service that are charged by Ingo. The terms and conditions, including the applicable fees, w ill be provided to you w hen you sign up for the service. You will also be notified about any fee for a particular deposit before you authorize it. Generally, you w ill not have access to the money you load via Ingo until the check clears (typically ten (10) business days). Ingo offers expedited funds availability for a fee. See the Section labeled “Fee Schedule” for details about Ingo’s “Money in 10 Days” and “Money in Minutes” options.
