Common use of REFERENCE TABLE Clause in Contracts

REFERENCE TABLE. Section of Trust Indenture Act of 1939, Section of as amended Indenture ------------------- ---------- 310(a)...................................................... 607 310(b)...................................................... 608 310(c)...................................................... Inapplicable 311(a)...................................................... 612 311(b)...................................................... 612 311(c)...................................................... Inapplicable 312(a)...................................................... 701 312(b)...................................................... 702 312(c)...................................................... 702 313(a)...................................................... 703 313(b)(1) .................................................. Inapplicable 313(b)(2) .................................................. 703 313(c)...................................................... 703 313(d)...................................................... 703 314(a)(1)................................................... 704 (1) 314(a)(2)................................................... 704 (2) 314(a)(3)................................................... 704 (3) 314(a)(4)................................................... 704 (4) 314(b)...................................................... Inapplicable 314(c)...................................................... 102 314(d)...................................................... Inapplicable 314(e)...................................................... 102 314(f)...................................................... Inapplicable 315(a)...................................................... 602 315(b)...................................................... 601 315(c)...................................................... 601 315(d)...................................................... 601 315(e)...................................................... 515 316(a)...................................................... 501 316(b)...................................................... 508 316(c)...................................................... 104(d) 317(a)...................................................... 503, 504 317(b)...................................................... 1003 318(a)...................................................... 113 318(b)...................................................... Inapplicable 318(c)...................................................... 113 * This Cross-Reference Table does not constitute part of the Indenture and shall not have any bearing upon the interpretation of any of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION

REFERENCE TABLE. Section of Section of Trust Indenture Act Guarantee of 1939, Section of as amended Indenture ------------------- ---------- 310(a)...................................................... 607 Agreement 310(a).....................................................4.1(a) 310(b)...................................................... 608 ............................................... 4.1(c), 2.8 310(c)...................................................... ) ..............................................Inapplicable 311(a)...................................................... 612 ) ....................................................2.2(b) 311(b)...................................................... 612 ) ................................................... 2.2(b) 311(c)...................................................... ) ............................................. Inapplicable 312(a)...................................................... 701 ) ....................................................2.2(a) 312(b)...................................................... 702 312(c)...................................................... 702 313(a)...................................................... 703 313(b)(1) .................................................. Inapplicable 313(b)(2....................................................2.2(b) .................................................. 703 313(c)...................................................... 703 313(d)...................................................... 703 314(a)(1)................................................... 704 (1313 ..........................................................2.3 314(a) 314(a)(2)................................................... 704 (2.......................................................2.4 314(b) 314(a)(3)................................................... 704 (3) 314(a)(4)................................................... 704 (4) 314(b)...................................................... ............................................. Inapplicable 314(c)...................................................... 102 ) .......................................................2.5 314(d)...................................................... ) ............................................. Inapplicable 314(e)...................................................... 102 ) .............................................1.1, 2.5, 3.2 314(f)...................................................... ) ..................................................2.1, 3.2 315(a) ................................................... 3.1(d) 315(b) .......................................................2.7 315(c) .......................................................3.1 315(d) ....................................................3.1(d) 316(a) .............................................1.1, 2.6, 5.4 316(b) .......................................................5.3 316(c) .......................................................8.2 317(a) ............................................. Inapplicable 315(a)...................................................... 602 315(b)...................................................... 601 315(c)...................................................... 601 315(d)...................................................... 601 315(e)...................................................... 515 316(a)...................................................... 501 316(b)...................................................... 508 316(c)...................................................... 104(d317(b) 317(a)...................................................... 503, 504 317(b)...................................................... 1003 ............................................. Inapplicable 318(a)...................................................... 113 ) ................................................... 2.1(b) 318(b)...................................................... Inapplicable ) .......................................................2.1 318(c)...................................................... 113 ) ......................................................1(a) * This Cross-Reference Table does not constitute part of the Indenture Guarantee Agreement and shall not have any bearing upon affect the interpretation of any of its terms or provisions. TABLE OF CONTENTS* CONTENTS Page ==== PARTIES RECITALS ARTICLE ONE I DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATIONINTERPRETATION

REFERENCE TABLE. Section of Trust Indenture Indenture Act of 1939Section Section ---------------- ---------- ss.310 (a)(1).............................................................. 6.09 (a)(2).............................................................. 6.09 (a)(3).............................................................. Not Applicable (a)(4).............................................................. Not Applicable (b)................................................................. 6.08, Section of as amended Indenture ------------------- ---------- 310(a6.10 ss.311 (a)...................................................... 607 310(b................................................................. 6.13 (b)...................................................... 608 310(c................................................................. 6.13 (c)...................................................... Inapplicable 311(a................................................................. Not Applicable ss.312 (a)...................................................... 612 311(b................................................................. 3.06, 7.01 (b)...................................................... 612 311(c................................................................. 7.02 (c)...................................................... Inapplicable 312(a................................................................. 7.02 ss.313 (a)...................................................... 701 312(b................................................................. 7.03 (b)...................................................... 702 312(c................................................................. 7.03 (c)...................................................... 702 313(a................................................................. 7.03 (d)...................................................... 703 313(b)(1................................................................. 7.03 ss.314 (a)................................................................. 10.10 (a)(4).............................................................. 10.13 (b)................................................................. Not Applicable (c)(1).............................................................. 1.04, 4.04, 12.05 (c)(2).............................................................. 1.04, 4.04, 12.04 (c)(3).............................................................. Not Applicable (d)................................................................. Not Applicable (e)................................................................. 1.04 ss.315 (a)................................................................. 6.01(a) .................................................. Inapplicable 313(b)(2(b)................................................................. 6.02 (c)................................................................. 6.01(b) .................................................. 703 313(c(d)...................................................... 703 313(d................................................................. 6.01(c) (e)...................................................... 703 314(a)(1................................................................. 5.14 ss.316 (a) (last sentence) ................................................ Not Applicable (a)(1)(A)................................................... 704 ........................................................... 5.12 (1) 314(a)(2a)(1)(B)................................................... 704 ........................................................... 5.13 (2) 314(a)(3a)(2)................................................... 704 .............................................................. Not Applicable (3) 314(a)(4b)................................................... 704 ................................................................. 5.08 (4) 314(bc)...................................................... Inapplicable 314(c................................................................. 9.07 ss.317 (a)(1)...................................................... 102 314(d.............................................................. 5.03 (a)(2)...................................................... Inapplicable 314(e.............................................................. 5.04 (b)...................................................... 102 314(f................................................................. 10.03 ss.318 (a)...................................................... Inapplicable 315(a)...................................................... 602 315(b)...................................................... 601 315(c)...................................................... 601 315(d)...................................................... 601 315(e)...................................................... 515 316(a)...................................................... 501 316(b)...................................................... 508 316(c)...................................................... 104(d) 317(a)...................................................... 503, 504 317(b)...................................................... 1003 318(a)...................................................... 113 318(b)...................................................... Inapplicable 318(c)...................................................... 113 * ................................................................. 1.08 ---------------------- Note: This Cross-Reference Table does not constitute shall not, for any purpose, be deemed a part of the Indenture and shall not have any bearing upon the interpretation of any of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATIONIndenture.

REFERENCE TABLE. Section Cross-reference sheet showing the location in the Indenture of the provisions inserted pursuant to Sections 310 through 318(a) inclusive of the Trust Indenture Act of 1939, 1939.1 Trust Indenture Act of 1939 Indenture Section of as amended Indenture ------------------- ---------- 310(a)...................................................... 607 310(b)...................................................... 608 310(c)...................................................... Inapplicable 311(a)...................................................... 612 311(b)...................................................... 612 311(c)...................................................... Inapplicable 312(a)...................................................... 701 312(b)...................................................... 702 312(c)...................................................... 702 313(a)...................................................... 703 313(b)(1--------------------------- ----------------- Section 310 (a) .................................................. Inapplicable 313(b)(2) .................................................. 703 313(c)...................................................... 703 313(d)...................................................... 703 314(a)(1)................................................... 704 (1)........................................ 6.07 (a) 314(a)(2)................................................... 704 (2)........................................ 6.07, 6.08 (a) 314(a)(3)................................................... 704 (3)........................................ 6.13 (a) 314(a)(4)................................................... 704 (4)........................................ Not Applicable (a) 314(b(5)...................................................... Inapplicable 314(c........................................ 6.07 (b)...................................................... 102 314(d............................................ 6.07, 6.09 (c)...................................................... Inapplicable 314(e............................................ Not Applicable Section 311 (a)...................................................... 102 314(f............................................ 6.12 (b)...................................................... Inapplicable 315(a............................................ 6.12 (c)...................................................... 602 315(b............................................ Not Applicable Section 312 (a)...................................................... 601 315(c............................................ 7.01(a)...................................................... 601 315(d, 7.02(a) (b)...................................................... 601 315(e............................................ 7.02(b) (c)...................................................... 515 316(a............................................ 7.02(c) Section 313 (a)...................................................... 501 316(b............................................ 7.03(a) (b)...................................................... 508 316(c............................................ 7.03(a) (c)...................................................... 104(d............................................ 11.05 (d)............................................ 7.03(b) 317(aSection 314 (a)(1)...................................................... 503......................................... 7.04 (a)(2)......................................... 7.04 (a)(3)......................................... 7.04 (a)(4)......................................... 7.04 (b)(1)......................................... 2.11(c), 504 317(b11.01 (b)(2)...................................................... 1003 318(a......................................... 3.06 (c)(1)...................................................... 113 318(b......................................... 2.11(d)...................................................... Inapplicable 318(c, 4.01, 8.02(d)...................................................... 113 , 11.01 (c)(2)......................................... 2.11(c), 4.01, 8.02(d), 11.01 (c)(3)......................................... 8.02(d) (d)(1)......................................... 11.01(a) (d)(2)......................................... 11.01(a) (d)(3)......................................... 11.01(a) (e)............................................ 11.0 1(b) ------------------- * This Cross-Reference Table does is not constitute part of the Indenture and shall not have any bearing upon the interpretation of any of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATIONIndenture.

REFERENCE TABLE. Section of Trust Indenture Act of 1939, Section of as amended Indenture ------------------- ---------- ------------ 310(a)...................................................... 607 310(b)...................................................... 608 310(c)...................................................... Inapplicable 311(a)...................................................... 612 311(b)...................................................... 612 311(c)...................................................... Inapplicable 312(a)...................................................... 701 312(b)...................................................... 702 312(c)...................................................... 702 313(a)...................................................... 703 313(b)(1) .................................................. Inapplicable 313(b)(2) .................................................. 703 313(c)...................................................... 703 313(d)...................................................... 703 314(a)(1)................................................... 704 (1) 314(a)(2)................................................... 704 (2) 314(a)(3)................................................... 704 (3) 314(a)(4)................................................... 704 (4) 314(b)...................................................... Inapplicable 314(c)...................................................... 102 314(d)...................................................... Inapplicable 314(e)...................................................... 102 314(f)...................................................... Inapplicable 315(a)...................................................... 602 315(b)...................................................... 601 315(c)...................................................... 601 315(d)...................................................... 601 315(e)...................................................... 515 316(a)...................................................... 501 512 316(b)...................................................... 508 316(c)...................................................... 104(d104(e) 317(a)...................................................... 503, 504 317(b)...................................................... 1003 318(a)...................................................... 113 318(b)...................................................... Inapplicable 318(c)...................................................... 113 * This Cross-Reference Table does not constitute part of the Indenture and shall not have any bearing upon the interpretation of any of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION

REFERENCE TABLE. Section of Trust Indenture Indenture Act of 1939Section Section --------------- --------- ss. 310 (a)(1).............................................. 6.9 (a)(2).............................................. 6.9 (a)(3).............................................. N.A. (a)(4).............................................. N.A. (a)(5).............................................. 6.9 (b)................................................. 6.8, Section of as amended Indenture ------------------- ---------- 310(a6.10 ss. 311 (a)...................................................... 607 310(b................................................. 6.13 (b)...................................................... 608 310(c................................................. 6.13 (c)...................................................... Inapplicable 311(a................................................. N.A. ss. 312 (a)...................................................... 612 311(b................................................. 7.1 (b)...................................................... 612 311(c................................................. 7.2(b) (c)...................................................... Inapplicable 312(a................................................. 7.2(c) ss. 313 (a)...................................................... 701 312(b................................................. 7.3(a) (b)...................................................... 702 312(c................................................. 7.3(a) (c)...................................................... 702 313(a................................................. 7.3(a) (d)...................................................... 703 313(b)(1................................................. 7.3(b) .................................................. Inapplicable 313(b)(2ss. 314 (a)................................................. 7.4 (a)(4).............................................. 10.4 (b)................................................. N.A. (c)................................................. 1.2, 1.3, 3.3, 4.1 (c)(3).............................................. N.A. (d)................................................. N.A. (e)................................................. 1.2 ss. 315 (a)................................................. 6.1 (b)................................................. 6.2 (c)................................................. 6.1 (d)................................................. 6.1 (e)................................................. 5.14 ss. 316 (a)................................................. 1.1 (a)(1)(A)........................................... 5.2; 5.12 (a)(1)(B)........................................... 5.13 (a)(2).............................................. N.A. (b)................................................. 5.8 (c)................................................. 1.4(c) .................................................. 703 313(css. 317 (a)(1)...................................................... 703 313(d.............................................. 5.3 (a)(2)...................................................... 703 314(a)(1.............................................. 5.4 (b)................................................... 704 ................................................. 10.3 ss. 318 (1) 314(a)(2a)................................................... 704 (2) 314(a)(3)................................................... 704 (3) 314(a)(4)................................................... 704 (4) 314(b)...................................................... Inapplicable 314(c)...................................................... 102 314(d)...................................................... Inapplicable 314(e)...................................................... 102 314(f)...................................................... Inapplicable 315(a)...................................................... 602 315(b)...................................................... 601 315(c)...................................................... 601 315(d)...................................................... 601 315(e)...................................................... 515 316(a)...................................................... 501 316(b)...................................................... 508 316(c)...................................................... 104(d) 317(a)...................................................... 503, 504 317(b)...................................................... 1003 318(a)...................................................... 113 318(b)...................................................... Inapplicable 318(c)...................................................... 113 * This Cross-Reference Table does not constitute part of the Indenture and shall not have any bearing upon the interpretation of any of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION................................................. 1.7 ----------

REFERENCE TABLE. TIA Indenture Section of Trust Indenture Act of 1939, Section of as amended Indenture ------------------- ---------- 310(a)...................................................... 607 310(b)...................................................... 608 310(c)...................................................... Inapplicable ------- --------- 310(a)(1) ........................... 7.10 (a)(2) ........................... 7.10 (a)(3) ........................... N.A. (a)(4) ........................... N.A. (b) ........................... 7.08; 7.10 (c) ........................... N.A. 311(a)...................................................... 612 311(b)...................................................... 612 311(c)...................................................... Inapplicable ) ........................... 7.11 (b) ........................... 7.11 (c) ........................... N.A. 312(a)...................................................... 701 312(b)...................................................... 702 312(c)...................................................... 702 ) ........................... 2.05 (b) ........................... 10.03 (c) ........................... 10.03 313(a)...................................................... 703 313(b)(1) .................................................. Inapplicable 313(b)(2........................... 7.06 (b)(1) .................................................. 703 313(c)...................................................... 703 313(d)...................................................... 703 314(a)(1)................................................... 704 ........................... N.A. (1b)(2) 314(a)(2)................................................... 704 ........................... 7.06 (2c) 314(a)(3)................................................... 704 ........................... 10.02 (3d) 314(a)(4)................................................... 704 ........................... 7.06 314(a) ........................... 4.02; 4.13; 10.02 (4b) 314(b)...................................................... Inapplicable 314(c)...................................................... 102 314(d)...................................................... Inapplicable 314(e)...................................................... 102 314(f)...................................................... Inapplicable ........................... N.A. (c)(1) ........................... 10.04 (c)(2) ........................... 10.04 (c)(3) ........................... N.A. (d) ........................... N.A. (e) ........................... 10.05 (f) ........................... 4.13 315(a)...................................................... 602 315(b)...................................................... 601 315(c)...................................................... 601 315(d)...................................................... 601 315(e)...................................................... 515 316(a)...................................................... 501 316(b)...................................................... 508 316(c)...................................................... 104(d) 317(a)...................................................... 503, 504 317(b)...................................................... 1003 ........................... 7.01 (b) ........................... 7.05; 10.02 (c) ........................... 7.01 (d) ........................... 7.01 (e) ........................... 6.11 316(a)(last sentence) ........................... 10.06 (a)(1)(A) ........................... 6.05 (a)(1)(B) ........................... 6.04 (a)(2) ........................... N.A. (b) ........................... 6.07 317(a)(1) ........................... 6.08 (a)(2) ........................... 6.09 (b) ........................... 2.04 318(a)...................................................... 113 318(b)...................................................... Inapplicable 318(c)...................................................... 113 * ) ........................... 10.01 N.A. means Not Applicable. --------------- Note: This Cross-Reference Table does not constitute shall not, for any purpose, be deemed to be part of the Indenture and shall not have any bearing upon the interpretation of any of its terms or provisionsIndenture. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION

REFERENCE TABLE. Section of Trust Indenture Act of 19391939 Indenture Section Section ------- ------- 310(a).........................................................................................................6.11 310(b).........................................................................................................6.11 310(c).........................................................................................................N.A. 311(a).........................................................................................................6.12 311(b).........................................................................................................6.12 311(c).........................................................................................................N.A. 312(a)...................................................................................................7.01, Section 7.02 312(b).........................................................................................................7.02 312(c).........................................................................................................7.02 313(a).........................................................................................................7.04 313(b).........................................................................................................7.04 313(c).........................................................................................................7.04 314(a).........................................................................................................7.03 314(b)...................................................................................................3.05, 7.03 314(c)........................................................................................................11.01 314(d)........................................................................................................11.01 314(e)........................................................................................................11.01 314(f).........................................................................................................N.A. 315(a).........................................................................................................6.01 315(b).........................................................................................................6.05 315(c).........................................................................................................6.01 315(d).........................................................................................................6.01 315(e).........................................................................................................5.14 316(a)...................................................................................................2.07, 5.04 316(b).........................................................................................................9.02 316(c).........................................................................................................N.A. 317(a).........................................................................................................5.03 317(b).........................................................................................................3.03 318(a)........................................................................................................11.18 This Indenture, dated as of April 1, 2002 (this "Indenture"), is between CIT Equipment Collateral 2002-VT1, a Delaware business trust (the "Issuer") and Allfirst Bank, in its capacity as amended indenture trustee (the "Indenture ------------------- ---------- 310(a)...................................................... 607 310(b)...................................................... 608 310(c)...................................................... Inapplicable 311(a)...................................................... 612 311(b)...................................................... 612 311(c)...................................................... Inapplicable 312(a)...................................................... 701 312(b)...................................................... 702 312(c)...................................................... 702 313(a)...................................................... 703 313(b)(1Trustee") .................................................. Inapplicable 313(b)(2) .................................................. 703 313(c)...................................................... 703 313(d)...................................................... 703 314(a)(1)................................................... 704 (1) 314(a)(2)................................................... 704 (2) 314(a)(3)................................................... 704 (3) 314(a)(4)................................................... 704 (4) 314(b)...................................................... Inapplicable 314(c)...................................................... 102 314(d)...................................................... Inapplicable 314(e)...................................................... 102 314(f)...................................................... Inapplicable 315(a)...................................................... 602 315(b)...................................................... 601 315(c)...................................................... 601 315(d)...................................................... 601 315(e)...................................................... 515 316(a)...................................................... 501 316(b)...................................................... 508 316(c)...................................................... 104(d) 317(a)...................................................... 503, 504 317(b)...................................................... 1003 318(a)...................................................... 113 318(b)...................................................... Inapplicable 318(c)...................................................... 113 * This Cross-Reference Table does and not constitute part in its individual capacity. Each party agrees as follows for the benefit of the Indenture other parties and shall not have any bearing upon for the interpretation equal and ratable benefit of any the Holders of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATIONthe Issuer's 1.96% Class A-1 Receivable-Backed Notes (the "Class A-1 Notes"), 2.90% Class A-2 Receivable-Backed Notes (the "Class A-2 Notes"), 4.03% Class A-3 Receivable-Backed Notes (the "Class A-3 Notes"), 4.67% Class A-4 Receivable-Backed Notes (the "Class A-4 Notes"), 3.97% Class B Receivable-Backed Notes (the "Class B Notes"), 4.44% Class C Receivable-Backed Notes (the "Class C Notes"), and 5.16% Class D Receivable-Backed Notes (the "Class D Notes" and, together with the Class A-1 Notes, Class A-2 Notes, Class A-3 Notes, Class A-4 Notes, Class B Notes and Class C Notes, the "Notes"):

REFERENCE TABLE. Section of Trust Indenture Indenture Act of 1939Section Section ------------------------ ----------------- (S).310(a)(1).......................................... 7.10 (a)(2).......................................... 7.10 (a)(3).......................................... N.A. (a)(4).......................................... N.A. (a)(5).......................................... 7.10. (b)............................................. 7.03, Section of as amended Indenture ------------------- ---------- 310(a7.10 (c)...................................................... 607 310(b............................................. N.A. (S).311(a)...................................................... 608 310(c............................................. 7.11 (b)...................................................... Inapplicable 311(a............................................. 7.11 (c)...................................................... 612 311(b............................................. N.A. (S).312(a)...................................................... 612 311(c............................................. 2.05 (b)...................................................... Inapplicable 312(a............................................. 13.03 (c)...................................................... 701 312(b............................................. 13.03 (S).313(a)...................................................... 702 312(c............................................. 7.06 (b)(1)...................................................... 702 313(a.......................................... 7.06 (b)(2)...................................................... 703 313(b)(1.......................................... 7.06 (c)............................................. 7.06; 13.02 (d)............................................. 7.06 (S).314(a)............................................. 4.11; 4.12; 13.02 (b)............................................. N.A. (c)(1).......................................... 13.04; 13.05 (c)(2).......................................... 13.04; 13.05 (c)(3).......................................... N.A. (d)............................................. N.A. (e)............................................. 13.05 (f)............................................. N.A. (S).315(a)............................................. 7.01(b) .................................................. Inapplicable 313(b)(2(b)............................................. 7.05; 13.02 (c)............................................. 7.01(a) .................................................. 703 313(c(d)...................................................... 703 313(d............................................. 7.01(c) (e)...................................................... 703 314(a)(1............................................. 6.11 (S).316(a)(last sentence)................................................... 704 .............................. 2.09 (1) 314(a)(2a)(1)(A)................................................... 704 ....................................... 6.05 (2) 314(a)(3a)(1)(B)................................................... 704 ....................................... 6.04 (3) 314(a)(4a)(2)................................................... 704 .......................................... 10.02 (4) 314(bb)...................................................... Inapplicable 314(c............................................. 6.07 (c)...................................................... 102 314(d............................................. 10.04 (S).317(a)(1)...................................................... Inapplicable 314(e.......................................... 6.08 (a)(2)...................................................... 102 314(f.......................................... 6.09 (b)...................................................... Inapplicable 315(a............................................. 2.04 (S).318(a)...................................................... 602 315(b)...................................................... 601 315(c)...................................................... 601 315(d)...................................................... 601 315(e)...................................................... 515 316(a)...................................................... 501 316(b)...................................................... 508 316(c)...................................................... 104(d) 317(a)...................................................... 503, 504 317(b)...................................................... 1003 318(a)...................................................... 113 318(b)...................................................... Inapplicable 318(c)...................................................... 113 * This Cross-Reference Table does not constitute part of the Indenture and shall not have any bearing upon the interpretation of any of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION............................................. 13.01

REFERENCE TABLE. Section of Trust Indenture Act of 1939, Section of as amended Indenture ------------------- ---------- 310(aSection --------------------------- ----------------- 310(a)(1)...................................................... 607 310(b................................................................. 7.10 (a)(2)...................................................... 608 310(c................................................................. 7.10 (a)(3)...................................................... Inapplicable ................................................................. N.A. (a)(4)................................................................. N.A. (a)(5)................................................................. 7.10 (b).................................................................... 7.10 (c).................................................................... N.A. 311(a)...................................................... 612 311(b.................................................................... 7.11 (b)...................................................... 612 311(c.................................................................... 7.11 (c)...................................................... Inapplicable .................................................................... N.A. 312(a)...................................................... 701 312(b.................................................................... 2.05 (b)...................................................... 702 312(c.................................................................... 12.03 (c)...................................................... 702 .................................................................... 12.03 313(a)...................................................... 703 313(b)(1) .................................................. Inapplicable 313(b)(2) .................................................. 703 313(c.................................................................... 7.06 (b)(1)...................................................... 703 313(d................................................................. N.A. (b)(2)...................................................... 703 314(a)(1................................................................. 7.06 (c)................................................... 704 .................................................................... 7.06; 12.02 (1) 314(a)(2d)................................................... 704 .................................................................... 7.6 314(a).................................................................... 4.03; 4.19; 12.02 (2) 314(a)(3b)................................................... 704 .................................................................... N.A. (3) 314(a)(4c)(1)................................................... 704 ................................................................. 12.04 (4) 314(bc)(2)...................................................... Inapplicable 314(c................................................................. 12.04 (c)(3)...................................................... 102 314(d................................................................. N.A. (d)...................................................... Inapplicable 314(e.................................................................... N.A. (e)...................................................... 102 314(f.................................................................... 12.05 (f)...................................................... Inapplicable .................................................................... N.A. 315(a)...................................................... 602 315(b.................................................................... 7.01 (b)...................................................... 601 315(c.................................................................... 7.05, 12.02 (c)...................................................... 601 315(d.................................................................... 7.01 (d)...................................................... 601 315(e.................................................................... 7.01; 6.05 (e)...................................................... 515 .................................................................... 6.11 316(a) (last sentence)...................................................... 501 316(b.................................................... 2.09 (a)(1)(A)...................................................... 508 316(c.............................................................. 6.05 (a)(1)(B)...................................................... 104(d) 317(a.............................................................. 6.04 (a)(2)...................................................... 503, 504 317(b................................................................. N.A. (b)...................................................... 1003 .................................................................... 6.07 (c).................................................................... 12.14 317(a)(1)................................................................. 6.08 (a)(2)................................................................. 6.09 (b).................................................................... 2.04 318(a)...................................................... 113 318(b.................................................................... 12.01 (b)...................................................... Inapplicable 318(c.................................................................... N.A. (c)...................................................... 113 * This Cross-Reference Table does not constitute part of the Indenture and shall not have any bearing upon the interpretation of any of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION.................................................................... 12.01

REFERENCE TABLE. Section of Trust Indenture Act of 1939, Section of as amended Indenture ------------------- ---------- 310(aSection --------------------------- ----------------- 310(a)(1)...................................................... 607 310(b.............................................. 7.10 (a)(2)...................................................... 608 310(c................................................. 7.10 (a)(3)...................................................... Inapplicable ................................................. N.A. (a)(4)................................................. N.A. (a)(5)................................................. 7.10 (b).................................................... 7.10 (c).................................................... N.A. 311(a)...................................................... 612 311(b................................................. 7.11 (b)...................................................... 612 311(c.................................................... 7.11 (c)...................................................... Inapplicable .................................................... N.A. 312(a)...................................................... 701 312(b................................................. 2.05 (b)...................................................... 702 312(c.................................................... 12.03 (c)...................................................... 702 .................................................... 12.03 313(a)...................................................... 703 313(b)(1) .................................................. Inapplicable 313(b)(2) .................................................. 703 313(c................................................. 7.06 (b)(1)...................................................... 703 313(d................................................. 12.03 (b)(2)...................................................... 703 314(a)(1................................................. 7.07; 12.03 (c)................................................... 704 .................................................... 7.06; 12.02 (1) 314(a)(2d)................................................... 704 .................................................... 7.06 314(a)................................................. 4.03; 12.02 (2) 314(a)(3b)................................................... 704 .................................................... 12.02 (3) 314(a)(4c)(1)................................................... 704 ................................................. 12.04 (4) 314(bc)(2)...................................................... Inapplicable 314(c................................................. 12.04 (c)(3)...................................................... 102 314(d................................................. N.A. (d)...................................................... Inapplicable 314(e.................................................... N.A. (e)...................................................... 102 314(f.................................................... 12.05 (f)...................................................... Inapplicable .................................................... N.A. 315(a)...................................................... 602 315(b................................................. 7.01 (b)...................................................... 601 315(c.................................................... 7.05; 12.02 (c)...................................................... 601 315(d.................................................... 7.01 (d)...................................................... 601 315(e.................................................... 7.01 (e)...................................................... 515 .................................................... 6.11 316(a) (last sentence)...................................................... 501 316(b................................. 2.10 (a)(1)(A)...................................................... 508 316(c.............................................. 6.05 (a)(1)(B)...................................................... 104(d) 317(a.............................................. 6.04 (a)(2)...................................................... 503, 504 317(b................................................. N.A. (b)...................................................... 1003 318(a.................................................... 6.07 (c)...................................................... 113 318(b.................................................... 2.13 317(a)(1)...................................................... Inapplicable 318(c.............................................. 6.08 (a)(2)...................................................... 113 * This Cross-Reference Table does not constitute part of the Indenture and shall not have any bearing upon the interpretation of any of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION................................................. 6.09 (b).................................................... 2.04

REFERENCE TABLE. Section of Trust Indenture Act Section of of 1939, Section of as amended Indenture ------------------- ---------- 310(a)...................................................... 607 ) ................................... 7.09 310(b)...................................................... 608 ) ................................... 7.08 7.10 310(c)...................................................... ) ................................... Inapplicable 311(a)...................................................... 612 311(b)...................................................... 612 31l(a) ................................... 7.13(a) 31l(b) ................................... 7.13(b) 311(c)...................................................... ) ................................... Inapplicable 312(a)...................................................... 701 ) ................................... 5.01 5.02(a) 312(b)...................................................... 702 ) ................................... 5.02(b) 312(c)...................................................... 702 ) ................................... 5.02(c) 313(a)...................................................... 703 313(b)(1) .................................................. Inapplicable 313(b)(2................................... 5.04(a) .................................................. 703 313(b) ................................... 5.04(b) 313(c)...................................................... 703 ) ................................... 5.04(a) 5.04(b) 313(d)...................................................... 703 314(a)(1)................................................... 704 (1) 314(a)(2)................................................... 704 (2................................... 5.04(c) 314(a)(3)................................................... 704 (3314(a) 314(a)(4)................................................... 704 (4................................... 5.03 314(b) 314(b)...................................................... ................................... Inapplicable 314(c)...................................................... 102 ) ................................... 13.06 314(d)...................................................... ) ................................... Inapplicable 314(e)...................................................... 102 ) ................................... 13.06 314(f)...................................................... ) ................................... Inapplicable 315(a)...................................................... 602 ) 7.01(a) 7.02 315(b)...................................................... 601 ) ................................... 6.07 315(c)...................................................... 601 ) ................................... 7.01 315(d)...................................................... 601 ) ................................... 7.01(b) 7.01(c) 315(e)...................................................... 515 ) ................................... 6.08 316(a)...................................................... 501 ) ................................... 6.06 8.04 316(b)...................................................... 508 ) ................................... 6.04 316(c)...................................................... 104(d) ................................... 8.01 317(a)...................................................... 503, 504 ) ................................... 6.02 317(b)...................................................... 1003 ) ................................... 4.04 318(a)...................................................... 113 318(b)...................................................... Inapplicable 318(c)...................................................... 113 * This Cross-Reference Table does not constitute part of the Indenture and shall not have any bearing upon the interpretation of any of its terms or provisions. ) ................................... 13.08 TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATIONPARTIES...................................................... 1

REFERENCE TABLE. Section Cross-reference sheet showing the location in the Indenture of the provisions inserted pursuant to Sections 310 through 318(a) inclusive of the Trust Indenture Act of 1939, .* Trust Indenture Act of 1939 Indenture Section of as amended Indenture ------------------- ---------- 310(a)...................................................... 607 310(b)...................................................... 608 310(c)...................................................... Inapplicable 311(a)...................................................... 612 311(b)...................................................... 612 311(c)...................................................... Inapplicable 312(a)...................................................... 701 312(b)...................................................... 702 312(c)...................................................... 702 313(a)...................................................... 703 313(b)(1--------------------------- ----------------- Section 310 (a) .................................................. Inapplicable 313(b)(2) .................................................. 703 313(c)...................................................... 703 313(d)...................................................... 703 314(a)(1)................................................... 704 (1).................................. 6.08 (a) 314(a)(2)................................................... 704 (2).................................. 6.08, 6.09 (a) 314(a)(3)................................................... 704 (3).................................. 6.14 (a) 314(a)(4)................................................... 704 (4).................................. Not Applicable (a) 314(b(5)...................................................... Inapplicable 314(c.................................. 6.08 (b)...................................................... 102 314(d...................................... 6.08, 6.10(d)(1) (c)...................................................... Inapplicable 314(e...................................... Not Applicable Section 311 (a)...................................................... 102 314(f...................................... 6.13 (b)...................................................... Inapplicable 315(a...................................... 6.13 (c)...................................................... 602 315(b...................................... Not Applicable Section 312 (a)...................................................... 601 315(c...................................... 7.01(a)...................................................... 601 315(d, 7.02(a) (b)...................................................... 601 315(e...................................... 7.02(b) (c)...................................................... 515 316(a...................................... 7.02(c) Section 313 (a)...................................................... 501 316(b...................................... 7.03(a) (b)...................................................... 508 316(c...................................... 7.03(a) (c)...................................................... 104(d...................................... 11.05 (d)...................................... 7.03(b) 317(a)...................................................... 503, 504 317(b)...................................................... 1003 318(a)...................................................... 113 318(b)...................................................... Inapplicable 318(c)...................................................... 113 * --------------------------- *This Cross-Reference Table does is not constitute part of the Indenture. Trust Indenture and shall not have any bearing upon the interpretation Act of any of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION1939 Indenture Section --------------------------- ----------------- Section 314 (a)(1)................................... 7.04 (a)(2)................................... 7.04 (a)(3)................................... 7.04 (a)(4)................................... 7.04 (b)(1)................................... 2.11(c), 11.01 (b)(2)................................... 3.06 (c)(1)................................... 2.11(d), 4.01, 8.02(d), 11.01 (c)(2)................................... 2.11(c), 4.01, 8.02(d), 11.01 (c)(3)................................... 8.02(d) (d)(1)................................... 11.01(a) (d)(2)................................... 11.01(a) (d)(3)................................... 11.01(a) (e)...................................... 11.01(b) Section 315 (a)...................................... 6.01(b), 6.01(c)(1) (b)...................................... 6.02, 11.05 (c)...................................... 6.01(a) (d)(1)................................... 6.01(b), 6.01(c) (d)(2)................................... 6.01(c)(2) (d)(3)................................... 6.01(c)(3) (e)...................................... 5.15

REFERENCE TABLE. Section Cross-reference sheet showing the location in the Indenture of the provisions inserted pursuant to Sections 310 through 318(a) inclusive of the Trust Indenture Act of 1939, .* Trust Indenture Act of 1939 Indenture Section of as amended Indenture ------------------- ---------- 310(a)...................................................... 607 310(b)...................................................... 608 310(c)...................................................... Inapplicable 311(a)...................................................... 612 311(b)...................................................... 612 311(c)...................................................... Inapplicable 312(a)...................................................... 701 312(b)...................................................... 702 312(c)...................................................... 702 313(a)...................................................... 703 313(b)(1--------------------------- ----------------- Section 310 (a) .................................................. Inapplicable 313(b)(2) .................................................. 703 313(c)...................................................... 703 313(d)...................................................... 703 314(a)(1)................................................... 704 (1)...................................... 6.07 (a) 314(a)(2)................................................... 704 (2)...................................... 6.07, 6.08 (a) 314(a)(3)................................................... 704 (3)...................................... 6.13 (a) 314(a)(4)................................................... 704 (4)...................................... Not Applicable (a) 314(b(5)...................................................... Inapplicable 314(c...................................... 6.07 (b)...................................................... 102 314(d.......................................... 6.07, 6.09 (c)...................................................... Inapplicable 314(e.......................................... Not Applicable Section 311 (a)...................................................... 102 314(f.......................................... 6.12 (b)...................................................... Inapplicable 315(a.......................................... 6.12 (c)...................................................... 602 315(b.......................................... Not Applicable Section 312 (a)...................................................... 601 315(c.......................................... 7.01(a)...................................................... 601 315(d, 7.02(a) (b)...................................................... 601 315(e.......................................... 7.02(b) (c)...................................................... 515 316(a.......................................... 7.02(c) Section 313 (a)...................................................... 501 316(b.......................................... 7.03(a) (b)...................................................... 508 316(c.......................................... 7.03(a) (c)...................................................... 104(d.......................................... 11.05 (d).......................................... 7.03(b) 317(aSection 314 (a)(1)...................................................... 503....................................... 7.04 (a)(2)....................................... 7.04 (a)(3)....................................... 7.04 (a)(4)....................................... 7.04 (b)(1)....................................... 2.11(c), 504 317(b11.01 (b)(2)...................................................... 1003 318(a....................................... 3.06 (c)(1)...................................................... 113 318(b....................................... 2.11(d)...................................................... Inapplicable 318(c, 4.01, 8.02(d)...................................................... 113 , 11.01 (c)(2)....................................... 2.11(c), 4.01, 8.02(d), 11.01 (c)(3)....................................... 8.02(d) (d)(1)....................................... 11.01(a) (d)(2)....................................... 11.01(a) (d)(3)....................................... 11.01(a) (e).......................................... 11.01(b) Section 315 (a).......................................... 6.01(b), 6.01(c)(1) (b).......................................... 6.02, 11.05 (c).......................................... 6.01(a) (d)(1)....................................... 6.01(b), 6.01(c) (d)(2)....................................... 6.01(c)(2) -------- * This Cross-Reference Table does is not constitute part of the Indenture and shall not have any bearing upon the interpretation of any of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATIONIndenture.

REFERENCE TABLE. Section of Trust Indenture Act of 19391939 Indenture Section Section ------- ------- 310(a)....................................................................................6.11 310(b)....................................................................................6.11 310(c)....................................................................................N.A. 311(a)....................................................................................6.12 311(b)....................................................................................6.12 311(c)....................................................................................N.A. 312(a)..............................................................................7.01, Section 7.02 312(b)....................................................................................7.02 312(c)....................................................................................7.02 313(a)....................................................................................7.04 313(b)....................................................................................7.04 313(c)....................................................................................7.04 314(a)....................................................................................7.03 314(b)..............................................................................3.05, 7.03 314(c)...................................................................................11.01 314(d)...................................................................................11.01 314(e)...................................................................................11.01 314(f)....................................................................................N.A. 315(a)....................................................................................6.01 315(b)....................................................................................6.05 315(c)....................................................................................6.01 315(d)....................................................................................6.01 315(e)....................................................................................5.14 316(a)..............................................................................2.07, 5.04 316(b)....................................................................................9.02 316(c)....................................................................................N.A. 317(a)....................................................................................5.03 317(b)....................................................................................3.03 318(a)...................................................................................11.18 This Indenture, dated as of __________, 1999 (this "Indenture"), is between Newcourt Equipment Trust Securities 1999-1, a Delaware business trust (the "Issuer") and ________________ Bank, in its capacity as amended indenture trustee (the "Indenture ------------------- ---------- 310(a)...................................................... 607 310(b)...................................................... 608 310(c)...................................................... Inapplicable 311(a)...................................................... 612 311(b)...................................................... 612 311(c)...................................................... Inapplicable 312(a)...................................................... 701 312(b)...................................................... 702 312(c)...................................................... 702 313(a)...................................................... 703 313(b)(1Trustee") .................................................. Inapplicable 313(b)(2) .................................................. 703 313(c)...................................................... 703 313(d)...................................................... 703 314(a)(1)................................................... 704 (1) 314(a)(2)................................................... 704 (2) 314(a)(3)................................................... 704 (3) 314(a)(4)................................................... 704 (4) 314(b)...................................................... Inapplicable 314(c)...................................................... 102 314(d)...................................................... Inapplicable 314(e)...................................................... 102 314(f)...................................................... Inapplicable 315(a)...................................................... 602 315(b)...................................................... 601 315(c)...................................................... 601 315(d)...................................................... 601 315(e)...................................................... 515 316(a)...................................................... 501 316(b)...................................................... 508 316(c)...................................................... 104(d) 317(a)...................................................... 503, 504 317(b)...................................................... 1003 318(a)...................................................... 113 318(b)...................................................... Inapplicable 318(c)...................................................... 113 * This Cross-Reference Table does and not constitute part in its individual capacity. Each party agrees as follows for the benefit of the Indenture other parties and shall not have any bearing upon for the interpretation equal and ratable benefit of any the Holders of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATIONthe Issuer's ______% Class A-1 Receivable-Backed Notes (the "Class A-1 Notes"), _____% Class A-2 Receivable-Backed Notes (the "Class A-2 Notes"), 5.240% Class A-3 Receivable-Backed Notes (the "Class A-3 Notes"), _______% Class A-4 Receivable-Backed Notes (the "Class A-4 Notes"), _______% Class A-5 Receivable-Backed Notes (the "Class A-5 Notes"), _______% Class B Receivable-Backed Notes (the "Class B Notes"), ______% Class C Receivable-Backed Notes (the "Class C Notes"), and ______% Class D Receivable-Backed Notes (the "Class D Notes"); and, together with the Class A-1 Notes, Class A-2 Notes, Class A-3 Notes, Class A-4 Notes, Class A-5 Notes, Class B Notes, Class C Notes and Class D Notes, the "Notes"):

REFERENCE TABLE. Section of Trust Indenture Act of 19391939 Indenture Section Section --------------- ---------- 310(a)......................................................................6.11 310(b)......................................................................6.11 310(c)......................................................................N.A. 311(a)......................................................................6.12 311(b)......................................................................6.12 311(c)......................................................................N.A. 312(a)................................................................7.01, Section 7.02 312(b)......................................................................7.02 312(c)......................................................................7.02 313(a)......................................................................7.04 313(b)......................................................................7.04 313(c)......................................................................7.04 314(a)......................................................................7.03 314(b)................................................................3.05, 7.03 314(c).....................................................................11.01 314(d).....................................................................11.01 314(e).....................................................................11.01 314(f)......................................................................N.A. 315(a)......................................................................6.01 315(b)......................................................................6.05 315(c)......................................................................6.01 315(d)......................................................................6.01 315(e)......................................................................5.14 316(a)................................................................2.07, 5.04 316(b)......................................................................9.02 316(c)......................................................................N.A. 317(a)......................................................................5.03 317(b)......................................................................3.03 318(a).....................................................................11.18 This Indenture, dated as of February 1, 2005 (this "Indenture"), is between CIT Equipment Collateral 2005-VT1, a Delaware statutory trust (the "Issuer") and The Bank of New York, a New York banking corporation, in its capacity as amended indenture trustee (the "Indenture ------------------- ---------- 310(a)...................................................... 607 310(b)...................................................... 608 310(c)...................................................... Inapplicable 311(a)...................................................... 612 311(b)...................................................... 612 311(c)...................................................... Inapplicable 312(a)...................................................... 701 312(b)...................................................... 702 312(c)...................................................... 702 313(a)...................................................... 703 313(b)(1Trustee") .................................................. Inapplicable 313(b)(2) .................................................. 703 313(c)...................................................... 703 313(d)...................................................... 703 314(a)(1)................................................... 704 (1) 314(a)(2)................................................... 704 (2) 314(a)(3)................................................... 704 (3) 314(a)(4)................................................... 704 (4) 314(b)...................................................... Inapplicable 314(c)...................................................... 102 314(d)...................................................... Inapplicable 314(e)...................................................... 102 314(f)...................................................... Inapplicable 315(a)...................................................... 602 315(b)...................................................... 601 315(c)...................................................... 601 315(d)...................................................... 601 315(e)...................................................... 515 316(a)...................................................... 501 316(b)...................................................... 508 316(c)...................................................... 104(d) 317(a)...................................................... 503, 504 317(b)...................................................... 1003 318(a)...................................................... 113 318(b)...................................................... Inapplicable 318(c)...................................................... 113 * This Cross-Reference Table does and not constitute part in its individual capacity. Each party agrees as follows for the benefit of the Indenture other parties and shall not have any bearing upon for the interpretation equal and ratable benefit of any the Holders of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATIONthe Issuer's 3.07275% Class A-1 Receivable-Backed Notes (the "Class A-1 Notes"), 3.76000% Class A-2 Receivable-Backed Notes (the "Class A-2 Notes"), 4.12000% Class A-3 Receivable-Backed Notes (the "Class A-3 Notes"), 4.36000% Class A-4 Receivable-Backed Notes (the "Class A-4 Notes"), 4.09000% Class B Receivable-Backed Notes (the "Class B Notes"), 4.18000% Class C Receivable-Backed Notes (the "Class C Notes"), and 4.51000% Class D Receivable-Backed Notes (the "Class D Notes" and, together with the Class A-1 Notes, Class A-2 Notes, Class A-3 Notes, Class A-4 Notes, Class B Notes and Class C Notes, the "Notes"):

REFERENCE TABLE. Section of Trust Indenture Indenture Act of 1939Section Section ----------- ---------- 310 (a)(1).................................................. 7.09 (a)(2).................................................. 7.09 (a)(3).................................................. Not Applicable (a)(4).................................................. Not Applicable (b)..................................................... 7.08, Section of as amended Indenture ------------------- ---------- 310(a7.10 (c)...................................................... 607 310(b..................................................... Not Applicable 311 (a)...................................................... 608 310(c..................................................... 7.13(a) (b)...................................................... Inapplicable 311(a..................................................... 7.13(b) (c)...................................................... 612 311(b..................................................... Not Applicable 312 (a)...................................................... 612 311(c..................................................... 5.01, 5.02(a) (b)...................................................... Inapplicable 312(a..................................................... 5.02(b) (c)...................................................... 701 312(b..................................................... 5.02(c) 313 (a)...................................................... 702 312(c..................................................... 5.04(a) (b)(1)...................................................... 702 313(a.................................................. Not Applicable (b)(2)...................................................... 703 313(b)(1.................................................. 5.04(b) (c)..................................................... 5.04(c) (d)..................................................... 5.04(d) 314 (a)(1).................................................. Inapplicable 313(b)(25.03(a) (a)(2).................................................. 703 313(c5.03(b) (a)(3)...................................................... 703 313(d.................................................. 5.03(c) (a)(4)...................................................... 703 314(a)(1.................................................. 4.06 (b)................................................... 704 ..................................................... Not Applicable (1c)(1).................................................. 4.06 (c)(2).................................................. 4.05 (c)(3).................................................. Not Applicable (d)..................................................... Not Applicable (e)..................................................... 4.05 (f)..................................................... Omitted 315 (a)..................................................... 7.01 (b)..................................................... 6.07, 7.01(b) 314(a)(2(c)................................................... 704 ..................................................... 7.01 (2) 314(a)(3d)................................................... 704 ..................................................... 7.01 (3) 314(a)(4e)................................................... 704 ..................................................... 6.08 316 (4) 314(ba)(1)...................................................... Inapplicable 314(c.................................................. 6.06, 8.04 (a)(2)...................................................... 102 314(d.................................................. Omitted (b)...................................................... Inapplicable 314(e..................................................... 6.04 (c)...................................................... 102 314(f..................................................... 10.05 317 (a)...................................................... Inapplicable 315(a..................................................... 6.02 (b)...................................................... 602 315(b..................................................... 4.04 318 (a)...................................................... 601 315(c)...................................................... 601 315(d)...................................................... 601 315(e)...................................................... 515 316(a)...................................................... 501 316(b)...................................................... 508 316(c)...................................................... 104(d) 317(a)...................................................... 503, 504 317(b)...................................................... 1003 318(a)...................................................... 113 318(b)...................................................... Inapplicable 318(c)...................................................... 113 * This Cross-Reference Table does not constitute part of the Indenture and shall not have any bearing upon the interpretation of any of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION..................................................... 15.06

REFERENCE TABLE. Section of Trust Indenture Indenture Act of 1939Section Section --------------- ---------- ss. 310(a)(1).............................................................. 7.10 (a)(2)............................................................... 7.10 (a)(3)............................................................... N.A. (a)(4)............................................................... N.A. (a)(5)............................................................... 7.08, Section of as amended Indenture ------------------- ---------- 310(a7.10. (b)...................................................... 607 310(b.................................................................. 7.08; 7.10; 13.02 (c)...................................................... 608 310(c)...................................................... Inapplicable .................................................................. N.A. ss. 311(a)...................................................... 612 311(b................................................................. 7.11 (b)...................................................... 612 311(c.................................................................. 7.11 (c)...................................................... Inapplicable 312(a.................................................................. N.A. ss.312(a)...................................................... 701 312(b.................................................................. 2.05 (b)...................................................... 702 312(c.................................................................. 13.03 (c)...................................................... 702 313(a.................................................................. 13.03 ss.313(a)...................................................... 703 313(b)(1.................................................................. 7.06 (b)(1)............................................................... 7.06 (b)(2)............................................................... 7.06 (c).................................................................. 7.06; 13.02 (d).................................................................. 7.06 ss.314(a).................................................................. 4.11; 4.12; 13.02 (b).................................................................. N.A. (c)(1)............................................................... 13.04 (c)(2)............................................................... 13.04 (c)(3)............................................................... N.A. (d).................................................................. N.A. (e).................................................................. 13.05 (f).................................................................. N.A. ss.315(a).................................................................. 7.01(b) .................................................. Inapplicable 313(b)(2(b).................................................................. 7.05; 13.02 (c).................................................................. 7.01(a) .................................................. 703 313(c(d)...................................................... 703 313(d.................................................................. 7.01(c) (e)...................................................... 703 314(a)(1.................................................................. 6.11 ss.316(a)(last sentence)................................................... 704 2.09 (1) 314(a)(2a)(1)(A)................................................... 704 ............................................................ 6.05 (2) 314(a)(3a)(1)(B)................................................... 704 ............................................................ 6.04 (3) 314(a)(4a)(2)................................................... 704 ............................................................... N.A. (4) 314(bb)...................................................... Inapplicable 314(c.................................................................. 6.07 (c)...................................................... 102 314(d.................................................................. 10.04 ss.317(a)(1)...................................................... Inapplicable 314(e............................................................... 6.08 (a)(2)...................................................... 102 314(f............................................................... 6.09 (b)...................................................... Inapplicable 315(a.................................................................. 2.04 ss.318(a)...................................................... 602 315(b)...................................................... 601 315(c)...................................................... 601 315(d)...................................................... 601 315(e)...................................................... 515 316(a)...................................................... 501 316(b)...................................................... 508 316(c)...................................................... 104(d) 317(a)...................................................... 503, 504 317(b)...................................................... 1003 318(a)...................................................... 113 318(b)...................................................... Inapplicable 318(c)...................................................... 113 * This Cross-Reference Table does not constitute part of the Indenture and shall not have any bearing upon the interpretation of any of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION.................................................................. 13.01

REFERENCE TABLE. Section of Trust Indenture Act of 19391939 Indenture Section Section --------------- ---------- 310(a)......................................................................6.11 310(b)......................................................................6.11 310(c)......................................................................N.A. 311(a)......................................................................6.12 311(b)......................................................................6.12 311(c)......................................................................N.A. 312(a)................................................................7.01, Section 7.02 312(b)......................................................................7.02 312(c)......................................................................7.02 313(a)......................................................................7.04 313(b)......................................................................7.04 313(c)......................................................................7.04 314(a)......................................................................7.03 314(b)................................................................3.05, 7.03 314(c).....................................................................11.01 314(d).....................................................................11.01 314(e).....................................................................11.01 314(f)......................................................................N.A. 315(a)......................................................................6.01 315(b)......................................................................6.05 315(c)......................................................................6.01 315(d)......................................................................6.01 315(e)......................................................................5.14 316(a)................................................................2.07, 5.04 316(b)......................................................................9.02 316(c)......................................................................N.A. 317(a)......................................................................5.03 317(b)......................................................................3.03 318(a).....................................................................11.18 This Indenture, dated as of May 1, 2003 (this "Indenture"), is between CIT Equipment Collateral 2003-VT1, a Delaware statutory trust (the "Issuer") and JPMorgan Chase Bank, in its capacity as amended indenture trustee (the "Indenture ------------------- ---------- 310(a)...................................................... 607 310(b)...................................................... 608 310(c)...................................................... Inapplicable 311(a)...................................................... 612 311(b)...................................................... 612 311(c)...................................................... Inapplicable 312(a)...................................................... 701 312(b)...................................................... 702 312(c)...................................................... 702 313(a)...................................................... 703 313(b)(1Trustee") .................................................. Inapplicable 313(b)(2) .................................................. 703 313(c)...................................................... 703 313(d)...................................................... 703 314(a)(1)................................................... 704 (1) 314(a)(2)................................................... 704 (2) 314(a)(3)................................................... 704 (3) 314(a)(4)................................................... 704 (4) 314(b)...................................................... Inapplicable 314(c)...................................................... 102 314(d)...................................................... Inapplicable 314(e)...................................................... 102 314(f)...................................................... Inapplicable 315(a)...................................................... 602 315(b)...................................................... 601 315(c)...................................................... 601 315(d)...................................................... 601 315(e)...................................................... 515 316(a)...................................................... 501 316(b)...................................................... 508 316(c)...................................................... 104(d) 317(a)...................................................... 503, 504 317(b)...................................................... 1003 318(a)...................................................... 113 318(b)...................................................... Inapplicable 318(c)...................................................... 113 * This Cross-Reference Table does and not constitute part in its individual capacity. Each party agrees as follows for the benefit of the Indenture other parties and shall not have any bearing upon for the interpretation equal and ratable benefit of any the Holders of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATIONthe Issuer's 1.20875% Class A-1 Receivable-Backed Notes (the "Class A-1 Notes"), 1.27% Class A-2 Receivable-Backed Notes (the "Class A-2 Notes"), Floating Rate Class A-3a, Receivable-Backed Notes (the "Class A-3a Notes"), 1.63% Class A-3b Receivable-Backed Notes (the "Class A-3b Notes"), 2.10% Class A-4 Receivable-Backed Notes (the "Class A-4 Notes"), 2.11% Class B Receivable-Backed Notes (the "Class B Notes"), 2.66% Class C Receivable-Backed Notes (the "Class C Notes"), and 3.20% Class D Receivable-Backed Notes (the "Class D Notes" and, together with the Class A-1 Notes, Class A-2 Notes, Class A-3a Notes, Class A-3b Notes, Class A-4 Notes, Class B Notes and Class C Notes, the "Notes"):

REFERENCE TABLE. Section of Trust Indenture Act of 1939, Section of as amended Indenture ------------------- ---------- 310(aSection --------------------------- ----------------- 310(a)(1)...................................................... 607 310(b............................................ 7.10 (a)(2)...................................................... 608 310(c............................................ 7.10 (a)(3)...................................................... Inapplicable ............................................ N.A. (a)(4)............................................ N.A. (a)(5)............................................ 7.10 (b)............................................... 7.10 (c)............................................... N.A. 311(a)...................................................... 612 311(b............................................... 7.11 (b)...................................................... 612 311(c............................................... 7.11 (c)...................................................... Inapplicable ............................................... N.A. 312(a)...................................................... 701 312(b............................................... 2.05 (b)...................................................... 702 312(c............................................... 12.03 (c)...................................................... 702 ............................................... 12.03 313(a)...................................................... 703 313(b)(1) .................................................. Inapplicable 313(b)(2) .................................................. 703 313(c............................................... 7.06 (b)(1)...................................................... 703 313(d............................................ N.A. (b)(2)...................................................... 703 314(a)(1............................................ 7.06 (c)................................................... 704 ............................................... 7.06; 12.02 (1) 314(a)(2d)................................................... 704 ............................................... 7.6 314(a)............................................... 4.03; 4.19; 12.02 (2) 314(a)(3b)................................................... 704 ............................................... N.A. (3) 314(a)(4c)(1)................................................... 704 ............................................ 12.04 (4) 314(bc)(2)...................................................... Inapplicable 314(c............................................ 12.04 (c)(3)...................................................... 102 314(d............................................ N.A. (d)...................................................... Inapplicable 314(e............................................... N.A. (e)...................................................... 102 314(f............................................... 12.05 (f)...................................................... Inapplicable ............................................... N.A. 315(a)...................................................... 602 315(b............................................... 7.01 (b)...................................................... 601 315(c............................................... 7.05, 12.02 (c)...................................................... 601 315(d............................................... 7.01 (d)...................................................... 601 315(e............................................... 7.01; 6.05 (e)...................................................... 515 ............................................... 6.11 316(a) (last sentence)...................................................... 501 316(b............................... 2.09 (a)(1)(A)...................................................... 508 316(c......................................... 6.05 (a)(1)(B)...................................................... 104(d) 317(a......................................... 6.04 (a)(2)...................................................... 503, 504 317(b............................................ N.A. (b)...................................................... 1003 ............................................... 6.07 (c)............................................... 12.14 317(a)(1)............................................ 6.08 (a)(2)............................................ 6.09 (b)............................................... 2.04 318(a)...................................................... 113 318(b............................................... 12.01 (b)...................................................... Inapplicable 318(c............................................... N.A. (c)...................................................... 113 * This Cross-Reference Table does not constitute part of the Indenture and shall not have any bearing upon the interpretation of any of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION............................................... 12.01

REFERENCE TABLE. Section of Trust Indenture Section of Capital Securities Guarantee Act of 1939, Section of as amended Indenture ------------------- ---------- Agreement 310(a)...................................................... 607 ) ................................................................. 4.1(a) 310(b)...................................................... 608 ) ................................................................. 4.1(c) 310(c)...................................................... ) ........................................................... Inapplicable 311(a)...................................................... 612 ) ................................................................. 2.2(a) 311(b)...................................................... 612 ) ................................................................. 2.2(b) 311(c)...................................................... ) ........................................................... Inapplicable 312(a)...................................................... 701 ) ................................................................. 2.2(a) 312(b)...................................................... 702 312(c)...................................................... 702 313(a)...................................................... 703 313(b)(1) .................................................. Inapplicable 313(b)(2................................................................. 2.2(b) .................................................. 703 313(c)...................................................... 703 313(d)...................................................... 703 314(a)(1)................................................... 704 (1313 .................................................................... 2.3 314(a) 314(a)(2)................................................... 704 (2................................................................. 2.4 314(b) 314(a)(3)................................................... 704 (3) 314(a)(4)................................................... 704 (4) 314(b)...................................................... ........................................................... Inapplicable 314(c)...................................................... 102 ) ................................................................. 2.5 314(d)...................................................... ) ........................................................... Inapplicable 314(e)...................................................... 102 314(f)...................................................... ) ........................................................... Inapplicable 315(a) ................................................................. 3.1(b) 315(b) ................................................................. 2.7 315(c) ................................................................. 3.1(a) 315(d) ................................................................. 3.1(a) 316(a) ......................................................... 5.4(a)...................................................... 602 315(b)...................................................... 601 315(c)...................................................... 601 315(d)...................................................... 601 315(e)...................................................... 515 316(a)...................................................... 501 316(b)...................................................... 508 316(c)...................................................... 104(d) 317(a)...................................................... 503, 504 317(b)...................................................... 1003 318(a)...................................................... 113 318(b)...................................................... Inapplicable 318(c)...................................................... 113 2.6 ------------- * This Cross-Reference Table does not constitute part of the Indenture this Guarantee Agreement and shall not have any bearing upon affect the interpretation of any of its terms or provisions. TABLE OF CONTENTSCONTENTS Page CROSS-REFERENCE TABLE* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION......................................................................i

REFERENCE TABLE. Section Cross-reference sheet showing the location in the Indenture of the provisions inserted pursuant to Sections 310 through 318(a) inclusive of the Trust Indenture Act of 1939.* Trust Indenture Act of 1939 Indenture Section --------------------------- ----------------- Section 310 (a)(1)................................................................... 6.07 (a)(2)................................................................... 6.07, 6.08 (a)(3)................................................................... 6.13 (a)(4)................................................................... Not Applicable (a)(5)................................................................... 6.07 (b)...................................................................... 6.07, 6.09 (c)...................................................................... Not Applicable Section of as amended Indenture ------------------- ---------- 310(a311 (a)...................................................... 607 310(b...................................................................... 6.12 (b)...................................................... 608 310(c...................................................................... 6.12 (c)...................................................... Inapplicable 311(a...................................................................... Not Applicable Section 312 (a)...................................................... 612 311(b...................................................................... 7.01(a)...................................................... 612 311(c, 7.02(a) (b)...................................................... Inapplicable 312(a...................................................................... 7.02(b) (c)...................................................... 701 312(b...................................................................... 7.02(c) Section 313 (a)...................................................... 702 312(c...................................................................... 7.03(a) (b)...................................................... 702 313(a...................................................................... 7.03(a) (c)...................................................... 703 313(b)(1...................................................................... 11.05 (d)...................................................................... 7.03(b) .................................................. Inapplicable 313(b)(2Section 314 (a)(1)................................................................... 7.04 (a)(2)................................................................... 7.04 (a)(3)................................................................... 7.04 (a)(4)................................................................... 7.04 (b)(1)................................................................... 2.11(c), 11.01 (b)(2)................................................................... 3.06 (c)(1)................................................................... 2.11(d), 4.01, 8.02(d), 11.01 (c)(2)................................................................... 2.11(c), 4.01, 8.02(d), 11.01 (c)(3)................................................................... 8.02(d) .................................................. 703 313(c(d)(1)...................................................... 703 313(d................................................................... 11.01(a) (d)(2)...................................................... 703 314(a)(1................................................................... 11.01(a) (d)(3)................................................... 704 ................................................................... 11.01(a) (1e)...................................................................... 11.01(b) 314(a)(2Section 315 (a)................................................... 704 ...................................................................... 6.01(b), 6.01(c)(1) (2b)...................................................................... 6.02, 11.05 (c)...................................................................... 6.01(a) 314(a)(3(d)(1)................................................... 704 ................................................................... 6.01(b), 6.01(c) (3d)(2)................................................................... 6.01(c)(2) 314(a)(4)................................................... 704 (4) 314(b)...................................................... Inapplicable 314(c)...................................................... 102 314(d)...................................................... Inapplicable 314(e)...................................................... 102 314(f)...................................................... Inapplicable 315(a)...................................................... 602 315(b)...................................................... 601 315(c)...................................................... 601 315(d)...................................................... 601 315(e)...................................................... 515 316(a)...................................................... 501 316(b)...................................................... 508 316(c)...................................................... 104(d) 317(a)...................................................... 503, 504 317(b)...................................................... 1003 318(a)...................................................... 113 318(b)...................................................... Inapplicable 318(c)...................................................... 113 * ------------------------- *This Cross-Reference Table does is not constitute part of the Indenture and shall not have any bearing upon the interpretation of any of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATIONIndebture.

REFERENCE TABLE. Section of Trust Indenture Act of 1939, Indenture Section of as amended Indenture ------------------- ---------- 310(aSection ------------------------------------------------------ ----------------------- 310(a)(1)...................................................... 607 310(b............................................. 7.10 (a)(2)...................................................... 608 310(c............................................. 7.10 (a)(3)...................................................... Inapplicable ............................................. 7.10 (a)(4)............................................. N.A. (a)(5)............................................. 7.08; 7.10 (b)................................................ 7.03; 7.08; 7.10; 11.02 (c)................................................ N.A. 311(a)...................................................... 612 311(b................................................ 7.03; 7.11 (b)...................................................... 612 311(c................................................ 7.03; 7.11 (c)...................................................... Inapplicable ................................................ N.A. 312(a)...................................................... 701 312(b................................................ 2.05 (b)...................................................... 702 312(c................................................ 11.03 (c)...................................................... 702 ................................................ 11.03 313(a)...................................................... 703 313(b)(1) .................................................. Inapplicable 313(b)(2) .................................................. 703 313(c................................................ 7.06 (b)(1)...................................................... 703 313(d............................................. 7.06 (b)(2)...................................................... 703 314(a)(1............................................. 7.06 (c)................................................... 704 ................................................ 7.06; 11.02 (1) 314(a)(2d)................................................... 704 ................................................ 7.06 314(a)................................................ 4.06; 4.17; 11.02 (2) 314(a)(3b)................................................... 704 ................................................ N.A. (3) 314(a)(4c)(1)................................................... 704 ............................................. 7.02; 11.04; 11.05 (4) 314(bc)(2)...................................................... Inapplicable 314(c............................................. 7.02; 11.04; 11.05 (c)(3)...................................................... 102 314(d............................................. N.A. (d)...................................................... Inapplicable 314(e................................................ N.A. (e)...................................................... 102 314(f................................................ 11.05 (f)...................................................... Inapplicable ................................................ N.A. 315(a)...................................................... 602 315(b................................................ 7.01(b)...................................................... 601 315(c; 7.02(a) (b)...................................................... 601 315(d................................................ 7.05; 11.02 (c)...................................................... 601 315(e................................................ 7.01 (d)...................................................... 515 316(a................................................ 6.05; 7.01(c) (e)...................................................... 501 316(b................................................ 6.11 316(a)(last sentence)...................................................... 508 316(c................................. 2.09 (a)(1)(A)...................................................... 104(d) 317(a.......................................... 6.05 (a)(1)(B)...................................................... 503, 504 317(b.......................................... 6.04 (a)(2)...................................................... 1003 ............................................. 9.02 (b)................................................ 6.07 (c)................................................ 9.04 317(a)(1)............................................. 6.08 (a)(2)............................................. 6.09 (b)................................................ 2.04 318(a)...................................................... 113 318(b................................................ 11.01 (c)...................................................... Inapplicable 318(c)...................................................... 113 * This Cross-Reference Table does not constitute part of the Indenture and shall not have any bearing upon the interpretation of any of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION................................................ 11.01 ----------

REFERENCE TABLE. Section of Trust Indenture Indenture Act of 1939, Section of as amended Indenture ------------------- Section --------------- ---------- 310(a310 (a)(1)...................................................... 607 310(b.......................................................... 8.10 (a)(2)...................................................... 608 310(c.......................................................... 8.10 (a)(3)...................................................... Inapplicable 311(a.......................................................... N.A. (a)(4)...................................................... 612 311(b.......................................................... N.A. (a)(5)...................................................... 612 311(c.......................................................... N.A. (b)...................................................... Inapplicable 312(a............................................................. 8.08; 8.10 (c)...................................................... 701 312(b............................................................. N.A. 311 (a)...................................................... 702 312(c............................................................. 8.11 (b)...................................................... 702 313(a............................................................. 8.11 (c)...................................................... 703 313(b)(1............................................................. N.A. 312 (a)............................................................. 2.05 (b)............................................................. 13.03 (c)............................................................. 13.03 313 (a)............................................................. 8.06 (b)(1).......................................................... N.A. (b)(2).......................................................... 8.06 (c)............................................................. 8.06 (d)............................................................. 8.06 314 (a)............................................................. 5.02; 5.03 (b)............................................................. N.A. (c)(1).......................................................... 13.04 (c)(2).......................................................... 13.04 (c)(3).......................................................... N.A. (d)............................................................. N.A. (e)............................................................. 13.05 (f)............................................................. N.A. 315 (a)............................................................. 8.01(b) .................................................. Inapplicable 313(b)(2(b)............................................................. 8.05 (c)............................................................. 8.01(a) .................................................. 703 313(c(d)...................................................... 703 313(d............................................................. 8.01(c) (e)...................................................... 703 314(a)(1)................................................... 704 (1) 314(a)(2)................................................... 704 (2) 314(a)(3)................................................... 704 (3) 314(a)(4)................................................... 704 (4) 314(b)...................................................... Inapplicable 314(c)...................................................... 102 314(d)...................................................... Inapplicable 314(e)...................................................... 102 314(f)...................................................... Inapplicable 315(a)...................................................... 602 315(b)...................................................... 601 315(c)...................................................... 601 315(d)...................................................... 601 315(e)...................................................... 515 316(a)...................................................... 501 316(b)...................................................... 508 316(c)...................................................... 104(d) 317(a)...................................................... 503, 504 317(b)...................................................... 1003 318(a)...................................................... 113 318(b)...................................................... Inapplicable 318(c)...................................................... 113 * This Cross-Reference Table does not constitute part of the Indenture and shall not have any bearing upon the interpretation of any of its terms or provisions. TABLE OF CONTENTS* Page ==== PARTIES RECITALS ARTICLE ONE DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION............................................................. 7.11