Recurrent Disability. If an employee, having ceased to be totally disabled returns to full-time work and within six months again becomes totally disabled from the same or related cause, the qualifying period will not again be applicable. This would be considered as "one continuous period of disability". If a full-time employee, having ceased to be totally disabled, returns to work and again becomes totally disabled from a different cause or, if from the same cause, more than six months after cessation of the previous disability, the qualifying period will again be applicable.
Recurrent Disability. If you become Disabled due to the same cause or causes within [6] [12] full months after the end of a period of Disability for which Disability Benefits had been paid, the later period of Disability will be considered a Recurrent Disability. Disability Benefits paid for a Recurrent Disability are considered a continuation of the preceding period of Disability and will not be subject to a new Benefit Waiting Period. However, Disability Benefits paid for a Recurrent Disability are subject to the Maximum Benefit Period that started with the preceding period of Disability, and, if the Maximum Benefit Period had ended with respect to the preceding Disability, benefits will not be payable for a Recurrent Disability. If you become Disabled due to the same cause or causes after the end of a period of Disability for which Disability Benefits had been paid and you have been working for at least 30 hours per week for at least [6] [12] consecutive months, the later period of Disability will be considered a ICC17-B180(07/17) Page 9 new period of Disability. A new Benefit Waiting Period must be satisfied before benefits are payable, and a new Maximum Benefit Period will apply. Also, if you become Disabled due to a different or unrelated cause or causes after the end of a period of Disability for which Disability Benefits had been paid, the later period of Disability will be considered a new period of Disability. PRE-EXISTING CONDITIONS Disability Benefits for a Disability caused or contributed to by a Pre-existing Condition, or by a medical or surgical treatment of a Pre-existing Condition, will be payable only if the Pre-existing Condition is fully disclosed in the application and it is not specifically excluded from coverage by amendment or endorsement. Pre-existing Condition means any mental or physical condition for which, during the 365 days immediately prior to the Policy Effective Date: • you have consulted a physician or any other licensed medical professional, or received medical treatment or services; • you have undergone diagnostic procedures or you have taken prescription drugs or medications; or • a reasonably prudent person would have sought medical advice, care or treatment.
Recurrent Disability. A successive disability as certified by a physician, chiropractor or dentist is considered to be the same disability if separated by less than three (3) months of active full time work or separated by less than one (1) month of active full time work and due to a wholly different cause.
Recurrent Disability. If the employee recovers from a total disability during the benefit waiting period and becomes disabled again due to the same or related cause as the previous disability, the subsequent periods of disability will be considered a continuation of the first period of disability, as long as the employee has not returned to full-time active work for more than 15 days in total during the initial benefit waiting period. The returns to work will be counted in satisfying the benefit waiting period. After the benefit waiting period, a recurrence of a disability due to the same or related cause within six (6) months of return to full-time work will be considered a continuation of the previous period of disability, provided that the employee has been continuously insured with us.
Recurrent Disability. If the employee recovers from a total disability during the benefit waiting period and becomes disabled again due to the same or related cause as the previous disability, the subsequent periods of disability will be considered a continuation of the first period of disability, as long as the employee has not returned to full-time active work for more than 15 days in total during the initial benefit waiting period. The returns to work will be counted in satisfying the benefit waiting period. After the benefit waiting period, a recurrence of a disability due to the same or related cause within six (6) months of return to full- time work will be considered a continuation of the previous period of disability, provided that the employee has been continuously insured with us. Waiver of Premium Premiums which fall due during continuing disability will be waived commencing with the first premium which falls due after benefits have been payable for one month. Until then, premiums in respect of the disabled employee continues to be payable. Mental Illness (for groups of 100 lives or more) A disability income benefit is payable if disability results from a mental, nervous or emotional disease or disorder which requires regular care of a Physician who is also certified to practice as a Psychiatrist.
Recurrent Disability. If, within days of returning to work you are again disabled due to the same or related cause, payments for the balance of the benefit period will resume immediately.
Recurrent Disability. If you become Totally Disabled again from the same or related causes within six (6) months from the end of the period for which Long Term Disability benefits were paid, the LTD Group Benefit Carrier will treat the disability as a continuation of your previous disability. You will not be required to satisfy the Qualifying Period again. The benefit payable to you will be based on your earnings as at the date of your previous disability. Benefits for all such recurrent disabilities will not be paid for a combined period longer than the Maximum Benefit Period for this benefit. If the same disability recurs more than six (6) months after the end of the period for which benefits were paid, such disability will be considered a separate disability. Two (2) disabilities which are due to unrelated causes are considered separate disabilities if they are separated by a return to work of at least one (1) day.
Recurrent Disability. The Elimination Period for any period of Total Disability arising from the same or a directly related cause as a prior period of Total Disability for which a partial Elimination Period has already been served, will be reduced by such partial Elimination Period, provided the new period of Total Disability commences within 31 days after termination of the prior period of Total Disability and while this Provision is in effect. The Company will waive the Elimination Period otherwise required in respect of a period of Total Disability arising from the same (or a directly related) cause as the cause of a prior period of Total Disability which extended beyond the Elimination Period, if such period of Total Disability commences within 180 days after termination of the prior period of Total Disability. The amount of benefit for successive periods of disability are determined from the Long Term Disability Benefit effective on the date the initial period of Total Disability began. Where successive periods of Total Disability arise from the same or a directly related cause and are separated by an interval of no more than 180 days, such successive periods will be considered to be one period of Total Disability for the purposes of applying the Maximum Benefit Period.
Recurrent Disability. A. If you return to work for your Employer from a Disability for which benefits were payable under the Group Policy and then become Disabled again due to the same or related cause, we will treat the separate periods of Disability as one period of continuous Disability, provided you are continuously insured under the Group Policy during the period of recovery and the period of recovery does not exceed 6 months. Benefits resume on the date your Disability recurs.
Recurrent Disability. Recurrence of the same condition will be regarded as a continuation of that condition, unless you have performed the duties of your occupation for at least six months on a full-time basis. If recurrence occurs within that period, benefit payments resume immediately.
