Common use of Receipts Clause in Contracts

Receipts. You should get a receipt at the time you make a transaction using the Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History You are responsible for keeping track of the available balance of the Card Account. Merchants generally will not be able to determine the available balance. It’s important to know the available balance before making any transaction. You may obtain information about the amount of money you have remaining in the Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx Xxxxxxx, Xxxx Xxx Xxxxxx Xxxx 00000. You will not automatically receive a printed copy of the transaction history. Fee Schedule All fee amounts will be withdrawn from the Card Account and will be assessed as long as there is a remaining balance on the Card Account, except where prohibited by law. Anytime the remaining Card Account balance is less than the fee amount being assessed, the balance of the Card Account will be applied to the fee amount resulting in a zero balance on the Card Account. Lost/Stolen Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currency) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced for any reason. $10.00 fee to replace card still applies.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the your Card Account available balance of the Card Accountbalance. Merchants generally will not be able to determine the your available balance. It’s It is important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online through the Instant Financial Mobile Application or by signing into your account at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxxxxx.xx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx us at Paper Statement Request, ITC Financial Services, X.X. Xxx 000, Xxxxxxx, Xxxx Xxx Xxxxxx Xxxx 00000GA, 31808-0826. There is no fee for this service. In this request, you must include your full name, address and Card number. No paper statements will be mailed without a written request for that particular month. You will not automatically receive a printed copy of the transaction historypaper statements. You agree that these are reasonable procedures for sending and receiving paper statements. Fee Schedule All fee amounts will be withdrawn from the your Card Account and will be assessed as long as there is a remaining balance on the your Card Account, except where prohibited by law. Anytime the your remaining Card Account balance is less than the fee amount being assessed, the balance of the your Card Account will be applied to the fee amount resulting in a zero balance on the your Card Account. Lost/Stolen Card Replacement:(Standard Delivery 7Monthly Fee / Account Maintenance Fees / Transaction Fees Monthly Fee Free Maintenance fee charged each month to unexpired card accounts. Inactivity Fee $5.00 Fee is assessed monthly after 1 year of no activity. Signature Purchase Transactional Fee Free Merchant POS signature, online and over the phone transactions. PIN Debit Purchase Transaction Fee Free Transactions at merchant where PIN is used. Cash Withdrawals POS PIN Debit Purchase - with Cash Back Free Limits on the amount of cash you can withdraw per transaction vary, ask your merchant for details. In-10 business days; Network Domestic ATM Cash Withdrawal Free**Express Delivery available * Limits on the amount of cash you can withdraw per transaction vary, ask your merchant for an additional fee) details. Off Network Domestic ATM Cash Withdrawal Fee $10.00 (per Card; when a 2.50 Assessed each time the Card is replaced due to being reported as lost or stolen with standard deliveryused at an Off Network ATM. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currency) **Express Delivery is The ATM owner may charge an additional fee for requested expeditedeach transaction. In - Network Domestic ATM Transaction Decline Fee Free There is no fee for In-Network transaction declines. Off Network Domestic ATM Transaction Decline Fee $1.00 Any ATM cash withdrawal transaction resulting in a decline when the Card is used at an Off Network ATM. In - Network Domestic ATM Balance Inquiry Fee Free There is no fee for In-Network Balance Inquiries. Off Network Domestic ATM Balance Inquiry Fee $0.50 Any ATM inquiry for your Available Balance when the card is used at an Off Network ATM. Over the Counter Cash Withdrawal*** $5.00 Assessed each time the Card is used at an Over The Counter/In-Person Bank Teller. The Bank/Financial Institution may charge an additional fee for each transaction. Adding Money to your Card Employer Load Free Funds being loaded from a funding account to the card account for access by cardholder. Managing Your Card Account Wireless Alerts Free Standard text messaging rates may apply - see your wireless carrier for details. Customer Service Free Customer Service agents are available 24 hours a day, 3 day delivery 7 days a week, to answer your calls. Balance Inquiry Via Mobile App Free Standard text messaging rates may apply - see your wireless carrier for details. Via Live Agent Customer Service (0-000-000-0000) Free Customer Service agents are available 24 hours a Card that day, 7 days a week, to answer your calls. Via Automated Customer Service (0-000-000-0000) Free There is reissued or replaced no fee for any reason. $10.00 fee calls to replace card still appliesthe voice response number.

Receipts. You should get a receipt at the time you make a transaction using the Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History You are responsible for keeping track of the available balance of the Card Account. Merchants generally will not be able to determine the available balance. It’s important to know the available balance before making any transaction. You may obtain information about the amount of money you have remaining in the Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxxxxxxxxxxxxxxxxxxxx.xxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx Xxxxxxx00xx Xxx X Xxxxx, Xxxx Xxx Xxxxxx Xxxx XX 00000. However, there is a fee for this service. For information about the fee, see the section labeled “Fee Schedule.” You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts will be withdrawn from the Card Account and will be assessed as long as there is a remaining balance on the Card Account, except where prohibited by law. Anytime Any time the remaining Card Account balance is less than the fee amount being assessed, the balance of the Card Account will be applied to the fee amount resulting in a zero balance on the Card Account. Lost/Stolen Inactivity Fee $2.00 (assessed after 90 consecutive calendar days of no customer-initiated card activity) *Domestic ATM Cash Withdrawal Fee: $3.00 (per withdrawal) *International ATM Cash Withdrawal Fee: $3.00 (per withdrawal plus the Currency Conversion Fee) Currency Conversion Fee 3% of the transaction amount Teller Assisted Cash Withdrawal $5.00 (per withdrawal) Replacement Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) Fee: $10.00 7.00 (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a the Card is reissued or replaced for any reason with standard deliveryreason, other than lost or stolen or expiration **Express Delivery except Card expiration) Card Account Liquidation Fee: $7.00 (up to 3 business days): charged if a check is issued for funds on the Card Account and Card Account is closed) Paper Statement Fee: $25.00 2.00 (per instance) International Transaction Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currencypaper statement requested) **Express Delivery is If you use an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced ATM not owned by us for any reasontransaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. $10.00 This ATM fee is a third-party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to replace card still appliesthe Card Account.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the available balance of the your Card Account. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by accessing your Card Account online, by enrolling in the real-time alerts service, or by calling 0-(000) 000-000-00000000 (there will be a fee for this call; see the section labeled “Fee Schedule” for details). This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.XxxXxx.xxx/xxxxxxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-(000-) 000-0000 or by writing to 0000 Xxxxxxx XxxxxxxPayPal Prepaid Card, Xxxx Xxx Xxxxxx Xxxx 00000P.O. Box 2136, Austin, TX 78768-2136. However, there is a fee for this service – for details about the fee see the section labeled “Fee Schedule” below. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts fees incurred on your account will be withdrawn deducted from the your Card Account and will be assessed as long as there is a remaining balance on the Card Accountbalance, except where prohibited by law. Anytime In the remaining event your Card Account balance is less than the fee amount being assessed, the balance of the entire Card Account balance will be applied to the fee amount resulting in amount, and any unpaid fee amounts MAY RESULT IN THE FEE BEING PENDED UNTIL A VALUE LOAD IS RECEIVED, AT WHICH TIME THE FEE AMOUNT WILL BE DEDUCTED FROM YOUR CARD ACCOUNT. If there is a zero Pended Fee on your Card Account, any subsequent deposits or loads into your Card Account will first be applied to any negative balance on and any Pended Fees. This means your remaining Card Account balance will be less than what you deposited into the Card Account. Lost/Stolen Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost You may view Pended Fees in the Online Account Center under Pending Transactions or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (hear Pended Fees via the telephone automated service in the pending section of the transaction history. Card Purchase Fee: Up to $4.95 Your initial value load must be at least ten dollars ($10.00). The first monthly Plan Fee ($4.95) is deducted from your Card Account within 36 hours of when it is first loaded. Purchase Fees: Plan Fee $4.95 per month, billed on the same day every calendar month. Signature Purchase Transaction Fee* Included in Plan PIN Purchase Transaction Fee* Included in Plan *During checkout, select“CREDIT”on the keypad to make a Signature Purchase, or select “DEBIT”and enter your PIN to make a PIN Purchase. Withdraw Cash (See tips to avoid ATM fees, below) Over the Counter Cash Withdrawal Fee - Financial Institution (OTC Withdrawal Fee) $2.50 per withdrawal Over the Counter Cash Withdrawal Fee - Netspend Reload Network location Fee will vary. Fee amount completed in more than once currency) is determined and assessed by the location operator only and is not assessed by us ATM Cash Withdrawal Fee - Domestic $1.95 per withdrawal, plus ATM owner surcharge fee, if any. ATM Cash Withdrawal Fee - International $1.95 per withdrawal, plus ATM owner surcharge fee, if any, and Foreign Transaction Surcharge. ATM Transaction Decline Fee – SCDomestic $1.00 each ATM Transaction Decline Fee – International $1.00 each Tips to avoid ATM fees: 1. Select“DEBIT”and enter your PIN to get cash back when making purchases at many retailers, such as grocery stores. 2% (. Visit any Allpoint Network ATM in the U.S. This method of cash withdrawal lets you avoid paying the transaction amount completed in a single currency) **Express Delivery is ATM owner surcharge fee. Subject to prior notice, this service may change and/or be withdrawn. If you use an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced ATM not owned by us for any reasontransaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a cash withdrawal. $10.00 This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to replace card still appliesyour Card.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the your Card Account available balance of the Card Accountbalance. Merchants generally will not be able to determine the your available balance. It’s It is important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online through the Instant Financial Mobile Application or by signing into your account at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxxxxx.xx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx us at Paper Statement Request, ITC Financial Services, X.X. Xxx 000, Xxxxxxx, Xxxx Xxx Xxxxxx Xxxx 00000GA, 31808-0826. There is no fee for this service. In this request, you must include your full name, address and Card number. No paper statements will be mailed without a written request for that particular month. You will not automatically receive a printed copy of the transaction historypaper statements. You agree that these are reasonable procedures for sending and receiving paper statements. Fee Schedule All fee amounts will be withdrawn from the your Card Account and will be assessed as long as there is a remaining balance on the your Card Account, except where prohibited by law. Anytime the your remaining Card Account balance is less than the fee amount being assessed, the balance of the your Card Account will be applied to the fee amount resulting in a zero balance on your Card Account Monthly Fee / Account Maintenance Fees / Transaction Fees Monthly Fee Free Maintenance fee charged each month to unexpired card accounts Inactivity Fee $5.00 Fee is assessed monthly after 1 year of no activity Signature Purchase Transactional Fee Free Merchant POS signature, online and over the phone transactions Signature Purchase Transaction Fee Free Transactions at merchant where PIN is used Cash Withdrawals POS PIN Debit Purchase - with Cash Back Free Limits on the amount of cash you can withdraw per transaction vary, ask your merchant for details. In-Network Domestic ATM Cash Withdrawal Free** Limits on the amount of cash you can withdraw per transaction vary, ask your merchant for details. Off Network Domestic ATM Cash Withdrawal Fee $2.50 Assessed each time the Card Accountis used at an Off Network ATM. Lost/Stolen Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currency) **Express Delivery is The ATM owner may charge an additional fee for requested expeditedeach transaction. In - Network Domestic ATM Transaction Decline Fee Free There is no fee for In-Network transaction declines. Off Network Domestic ATM Transaction Decline Fee $1.00 Any ATM cash withdrawal transaction resulting in a decline when the Card is used at an Off Network ATM. In - Network Domestic ATM Balance Inquiry Fee Free There is no fee for In-Network Balance Inquiries. Off Network Domestic ATM Balance Inquiry Fee $0.50 Any ATM inquiry for your Available Balance when the card is used at an Off Network ATM. Over the Counter Cash Withdrawal*** $5.00 Assessed each time the Card is used at an Over The Counter/In-Person Bank Teller. The Bank/Financial Institution may charge an additional fee for each transaction. Adding Money to your Card Employer Load Free Funds being loaded from a funding account to the card account for access by cardholder. Managing Your Card Account Wireless Alerts Free Standard text messaging rates may apply - see your wireless carrier for details. Customer Service Free Customer Service agents are available 24 hours a day, 3 day delivery 7 days a week, to answer your calls. Balance Inquiry Via Mobile App Free Standard text messaging rates may apply - see your wireless carrier for details. Via Live Agent Customer Service (0-000-000-0000) Free Customer Service agents are available 24 hours a Card that day, 7 days a week, to answer your calls. Via Automated Customer Service (0-000-000-0000) Free There is reissued or replaced no fee for any reason. $10.00 fee calls to replace card still appliesthe voice response number.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the available balance of the your Card Account. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by accessing your Card Account online, by enrolling in the real-time alerts service, or by calling 0-000-000-0000(866) 000- 0000 (there will be a fee for this call; see the section labeled “Fee Schedule” for details). This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.XxxXxx.xxx/xxxxxxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-(000-) 000-0000 or by writing to 0000 Xxxxxxx XxxxxxxPayPal Prepaid Card, Xxxx Xxx Xxxxxx Xxxx 00000P.O. Box 2136, Austin, TX 78768-2136. However, there is a fee for this service – for details about the fee see the section labeled “Fee Schedule” below. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts fees incurred on your account will be withdrawn deducted from the your Card Account and will be assessed as long as there is a remaining balance on the Card Accountbalance, except where prohibited by law. Anytime In the remaining event your Card Account balance is less than the fee amount being assessed, the balance of the entire Card Account balance will be applied to the fee amount resulting in amount, and any unpaid fee amounts MAY RESULT IN THE FEE BEING PENDED UNTIL A VALUE LOAD IS RECEIVED, AT WHICH TIME THE FEE AMOUNT WILL BE DEDUCTED FROM YOUR CARD ACCOUNT. If there is a zero Pended Fee on your Card Account, any subsequent deposits or loads into your Card Account will first be applied to any negative balance on and any Pended Fees. This means your remaining Card Account balance will be less than what you deposited into the Card Account. Lost/Stolen Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost You may view Pended Fees in the Online Account Center under Pending Transactions or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (hear Pended Fees via the telephone automated service in the pending section of the transaction amount completed in more than once currencyhistory. Card Purchase Fee: Up to $4.95 Your initial value load must be at least ten dollars ($10.00). The first monthly Plan Fee ($4.95) International Transaction Fee – SC: 2% (is deducted from your Card Account within 36 hours of the transaction amount completed in a single currency) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced for any reason. $10.00 fee to replace card still appliespurchase.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account BalanceCARD ACCOUNT BALANCE/Transaction History PERIODIC STATEMENTS You are responsible for keeping track of the available balance of the your Card Account. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by accessing your Card Account online, by enrolling in the Anytime Alerts SMS service, or by calling 01–86-000-000-0000NETSPEND/1–866.387.7363 (there will be a fee for this call; see the section labeled “FEE SCHEDULE” for details). This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxxxxxx.xxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 01–86-000-000-0000 NETSPEND/1–866.387.7363 or by writing to 0000 Xxxxxxx XxxxxxxNetspend, Xxxx X.X. Xxx Xxxxxx Xxxx 000000000, Xxxxxx, XX 00000–2136. However, there is a fee for this service – for details about the fee see the section labeled “FEE SCHEDULE.” below. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts FEE SCHEDULE Any fees incurred on your account will be withdrawn deducted from the your Card Account and will be assessed as long as there is a remaining balance on the Card Accountbalance, except where prohibited by law. Anytime In the remaining event your Card Account balance is less than the fee amount being assessed, the balance of the entire Card Account balance will be applied to the fee amount resulting in amount, and any unpaid fee amounts MAY RESULT IN THE FEE BEING PENDED UNTIL A VALUE LOAD IS RECEIVED, AT WHICH TIME THE FEE AMOUNT WILL BE DEDUCTED FROM YOUR CARD ACCOUNT. If there is a zero Pended Fee on your Card Account, any subsequent deposits or loads into your Card Account will first be applied to any negative balance on and any Pended Fees. This means your remaining Card Account balance will be less than what you deposited into the Card Account. Lost/Stolen Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost You may view Pended Fees in the Online Account Center under Pending Transactions or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (hear Pended Fees via the telephone automated service in the pending section of the transaction amount completed history. Card Purchase Fee: Up to $9.95 Purchase Fees: Pay-As-You- GoSM Plan* Monthly FeeAdvantage™ Plan* Plan Fee None $5.00 per month, billed on the same day every calendar month. Signature Purchase Transaction Fee** $1.00 each Included in more than once currency) International Plan PIN Purchase Transaction Fee** $2.00 each Included in Plan * The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. If you wish to change to the Monthly FeeAdvantage Plan, just call 1–86-NETSPEND/1–866.387.7363 or visit your Online Account Center. **During checkout, select “CREDIT” on the keypad to make a Signature Purchase, or select “DEBIT” and enter your PIN to make a PIN Purchase Withdraw Cash (see Tip to avoid ATM fees, below): Over the Counter Cash Withdrawal Fee – SCFinancial Institution (OTC Withdrawal Fee) $2.50 per withdrawal Over the Counter Cash Withdrawal Fee–NetSpend Reload Network Location (OTC Withdrawal Fee – Reload Network) Fee will vary. Fee amount is determined and assessed by the location operator only and is not assessed by us. ATM Cash Withdrawal Fee– Domestic $2.50 per withdrawal, plus ATM owner surcharge fee, if any. ATM Cash Withdrawal Fee– International $4.95 per withdrawal, plus ATM owner surcharge fee, if any, and Foreign Transaction Surcharge. ATM Transaction Decline Fee – Domestic $1.00 each ATM Transaction Decline Fee – International $1.00 each Tip to avoid ATM fees: 2% (of the transaction amount completed in a single currency) **Express Delivery is Select “DEBIT” and enter your PIN to get cash back when making purchases at many retailers, such as grocery stores. If you use an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced ATM not owned by us for any reasontransaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a cash withdrawal. $10.00 This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to replace card still appliesyour Card.

Receipts. You should get a receipt at the time you make a transaction using the Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History You are responsible for keeping track of the available balance of the Card Account. Merchants generally will not be able to determine the available balance. It’s important to know the available balance before making any transaction. You may obtain information about the amount of money you have remaining in the Card Account online or by calling 0+0-000-000-00000000(North America) ; +0-000-000-0000(Worldwide). This information, along with The Transaction History in electronic format will be made available at no cost at xxxxx://xxx.xxxxxxxxxxx.xxx during each month in which a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxtransaction occurs. You also will not automatically receive paper statements. You may choose to have a right to obtain a sixty (60) day written history of Card Account transactions mailed to you by calling 0contacting us each time at +1-855-316- 5166(North America); +0-000-000-0000 or by writing to 0000 Xxxxxxx Xxxxxxx, Xxxx Xxx Xxxxxx Xxxx 00000. You will not automatically receive a printed copy of the transaction history0000(Worldwide). Fee Schedule All fee amounts will be withdrawn from the Card Account and will be assessed as long as there is a remaining balance on the Card Account, except where prohibited by law. Anytime Any time the remaining Card Account balance is less than the fee amount being assessed, the balance of the Card Account will be applied to the fee amount resulting in a zero balance on the Card Account. Lost/Stolen Instant Issue Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional feeCard Usage (fee descriptor) $10.00 Card Fee Amount Card Activation Fee: No Charge Signature Purchase Transaction Fee: No charge Customer Service Live Agent Fee: No charge Automated Telephone Card Inquiry Fee: No charge Card Load Fee: No charge Currency Conversion Fee: 3.00% of the transaction amount, per transaction. Service Fee: $ 3.00 (per Card; when assessed monthly if no Card transactions or loads have occurred onto a Card is replaced due to being reported as lost or stolen with standard delivery. for a period of ninety (90) days.) Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available days for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (. Please allow up to 3 business days): $25.00 days for card processing) No charge Card Account Liquidation Fee: $ 15.00 (charged if a check is issued for funds on your Card Account) For Card registration details, please see the section above labeled “Registering The Card”. Registered Card Card Usage (fee descriptor) Fee Amount Card Activation Fee: No Charge Domestic ATM Withdrawal Fee*: $ 1.50 (per instancetransaction) International ATM Withdrawal Fee*: $ 3.50 (per transaction) Over The Counter Cash Withdrawal*: $ 5.00 (per transaction) Signature or PIN Purchase Transaction Fee: No charge Customer Service Live Agent Fee: No charge Automated Telephone Card Inquiry Fee: No charge Card Load Fee: No charge ATM Decline Transaction Fee*: $ 0.25 per transaction ATM Balance Inquiry Fee*: Two (2) at no charge per calendar month; each additional $ 0.25 per transaction Currency Conversion Fee: 3.00% (of the transaction amount completed in more than once currencyamount, per transaction. Service Fee: $ 3.00 (assessed monthly if no Card transactions or loads have occurred onto a Card for a period of ninety (90) International Transaction Fee – SCdays) Replacement Card Fee: 2% (of the transaction amount completed in 7-10 business days for standard delivery. Please allow up to 3 business days for card processing) No Charge Card Account Liquidation Fee: $ 15.00 (charged if a single currencycheck is issued for funds on your Card Account) **Express Delivery is If you use an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced ATM not owned by us for any reasontransaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. $10.00 This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to replace card still appliesthe Card Account.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the your Card Account available balance of the Card Accountbalance. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by texting “BAL” to 42265 (Standard text messaging rates from your wireless service provider may apply) or by calling (toll-free) 0-000-000-0000. This information, along with a sixty (60) day up to 12 months’ history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxxxxx.xxx/xxxxxxxxxxx, free of charge. You also have a the right to obtain a sixty (60) day written history of Card Account transactions by calling (toll-free) 0-000-000-0000 or by writing to 0000 Xxxxxxx Xxxxxxxeach time. You may also obtain a paper statement at any PLS Check Xxxxxx location: however, Xxxx Xxx Xxxxxx Xxxx 00000there is a fee for this service. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule ***Please disregard this fee schedule if you are on a PRIME fee plan. Please go to your nearest PLS Check Cashers store for a schedule. *** All fee amounts will be withdrawn from the your Card Account and will be assessed as long as there is a remaining balance on the your Card Account, except where prohibited by law. **NOTE: Fees assessed to your Card Account balance may bring your account negative. Anytime the remaining your Card Account balance is less than the fee amount being assessedassessed on your Card Account, the balance of the your Card Account will be applied to the fee amount. THIS WILL RESULT IN A NEGATIVE BALANCE ON YOUR CARD ACCOUNT. If that occurs, any subsequent deposits or Loads into your Card Account will first be applied to the negative balance. FEE NAME EXACT FEE DESCRIPTOR: FEE AMOUNT PER (event that triggers fee) ATM Domestic SVC CHG ATM WITHDRAW $ 2.25 Per transaction ATM International SVC CHG ATM WITHDRAW $ 5.00 Per transaction ATM Balance Inquiry Fee SVC CHG BALANCE INQ $ .50 Per transaction PIN POS Transaction Fee SVC CHG PIN XXXX $ 1.50 Per transaction Signature POS Fee SVC CHG NO PIN XXXX $ 1.00 Per transaction, waived for monthly payment plan Foreign Currency Conversion Fee SVC CHG INTRNTL XXXX 3% Per transaction Unload Fee NAǂ Up to $300.00: $3.00 Over $300.00: $3.00 plus 1% of the amount resulting in a zero balance on the Card Account. over $300.00 Per request Reload Fee at PLS Check Cashers* NAǂ $ 0.00 Per reload Lost/Stolen Card Replacement:(Standard Delivery 7Replacement SVC CHG REISSUE CARD $ 6.95 Per request Monthly Maintenance SVC CHG INACTIVITY WITHHELD SVC CHG $ 6.95 up to $6.95 [waived if account has any purchase or withdrawal within 90 days (Pay-10 business daysPer-Use Program)] Withheld unpaid monthly fee from prior month Monthly Pay Plan Fee SVC CHG MONTHLY WITHHELD SVC CHG $ 6.95 up to $6.95 Per month (allows unlimited Signature transactions) Withheld unpaid monthly fee from prior month IVR Inquiry SVC CHG VRU BAL INQ SVC CHG VRU XXXX INQ $ .50 Per call Live Agent Customer Service SVC CHG VRU OPT OUT $ 2.00 Per call, first call each month is free Additional Card Fee NAǂ $ 6.95 Per request Issuance Fee NAǂ $ 6.95 Upon initial registration Bill Payment BILL PAYMENT $ 1.00 Per transaction In Store Statement Printing NAǂ $ 1.00 Per transaction *Reloads at locations other than PLS Check Cashers stores may be subject to a fee charged by that retailer or reload network. ǂFees marked with this symbol (ǂ) are charged at the time of the transaction; **Express Delivery available for these fees will not be shown on the statement. If you use an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced ATM not owned by us for any reason with standard deliverytransaction, other than lost or stolen or expiration **Express Delivery (up including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currency) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced for any reason. $10.00 fee to replace card still appliesyour Card.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the your Card Account available balance of the Card Accountbalance. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxxxxxxxxx.xxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx Xxxxxxxus at Cardholder Services, Xxxx X.X. Xxx Xxxxxx Xxxx 000000, Xxxxxxxxxxxx, XX 00000. However, there is a fee for this service. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts will be withdrawn from the your Card Account and will be assessed as long as there is a remaining balance on the your Card Account, except where prohibited by law. Anytime the your remaining Card Account balance is less than the fee amount being assessed, the balance of the your Card Account will be applied to the fee amount resulting in a zero balance amount. SCHEDULE OF CARDHOLDER FEES Fees Per Card Amount POS Transactions POS Purchase (Signature-Domestic) FREE POS Purchase (Signature-International) $1.00 per transaction POS Purchase (Signature- International Surcharge) 0% per transaction POS Purchase (PIN-Domestic) FREE POS Purchase (PIN-International) $1.00 per transaction POS Purchase - NSF/Limit (PIN) $0.75 per transaction POS Pre-Authorization - NSF/Limit (Signature – Domestic) $0.75 per transaction POS Pre-Authorization - NSF/Limit (Signature – Intl) $1.00 per transaction ATM Transactions1 Allpoint ATM Cash Withdrawal FREE ATM Cash Withdrawal (Domestic) $1.75 per transaction ATM Cash Withdrawal (International) $3.50 per transaction ATM Cash Withdrawal - (International Surcharge) 0% per transaction ATM Withdrawals Allpoint - NSF/Limit $0.75 per transaction ATM Withdrawal - NSF/Limit (Domestic) $0.75 per transaction ATM Withdrawal - NSF/Limit (International) $1.00 per transaction Allpoint ATM Balance Inquiry $0.75 per transaction ATM Balance Inquiry (Domestic) $0.75 per transaction ATM Balance Inquiry (International) $1.00 per transaction NSF for 1156-AllPoint Balance Inquiry $0.75 per transaction ATM Balance Inquiry – NSF (Domestic) $0.75 per transaction ATM Balance Inquiry – NSF (International) $1.00 per transaction Other Transactions Cash Advance FREE NSF for 1155-Cash Advance $0.75 per transaction Funds Transfer FREE ACH Withdrawal FREE Bill Pay Transaction $0.99 per transaction Bill Pay Reversal $0.49 per transaction POS Money Order - On Us FREE2 Chek Today Convenience Checks ChekToday: Check Order FREE ChekToday: Check Order (Expedited Delivery) $35.00 per request ChekToday: Check Authorization to Other FREE ChekToday: Check Authorization to Self FREE ChekToday: Check Return $25.00 per check ChekToday: Stop Payment on the Card Account. authorized check $25.00 per check ChekToday: Check Lost/Stolen $25.00 per check ChekToday: Void Check FREE ChekToday: Reversal - Operational adjustment $25.00 per check ChekToday: Check Copy $10.00 per check Automated Account Information and Service Web Access FREE IVR FREE SMS Flat Monthly Fee FREE4 Customer Service Information and Service Customer Service Charge FREE Card Replacement:(Standard Delivery 7Replacement - Client Issued $10.00 per request3 Card Replacement - Employer Issued $5.00 per request Card Replacement for Lost/Stolen - Forward funds immediately, New Card requires validation $10.00 per request5 Expedited Card Replacement $35.00 per request Other Services Paper Statement One-10 business days; **Express Delivery available for an additional feeTime Order to Alternate Address (Web) $10.00 1.50 per request6 Account Maintenance Fee (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. Replacement Card Inactivity Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 5.00 per month (per Card; when a Card is reissued or replaced assessed after six (6) months with no balance changing transactions) 1If you use an ATM not owned by us for any reason with standard deliverytransaction, other than lost or stolen or expiration **Express Delivery (up including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (your Card. 2When a USPS money order is the first transaction of a pay period, the cardholder will receive a rebate of the transaction amount completed in more than once currencyUSPS fee. 3First upgrade to a personalized signature card is free. All subsequent replacement cards are subject to a fee. 4Standard text messaging rates will apply. Please check with your cell phone carrier and inquire about fees your carrier may associate with Text Alerts. 5No charge for expired or damaged card replacement. 6Upon request, cardholder may receive one (1) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currency) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced for any reason. $10.00 fee free statement mailed to replace card still appliestheir home per month.

Receipts. You should get a receipt at the time you make a transaction using the Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History You are responsible for keeping track of the available balance of the Card Account. Merchants generally will not be able to determine the available balance. It’s important to know the available balance before making any transaction. You may obtain information about the amount of money you have remaining in the Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxxxxx.xxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx XxxxxxxCardholder Services, Xxxx Xxx Xxxxxx Xxxx 00000PO Box 6100, Woodridge, IL 60517. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts will be withdrawn from the Card Account and will be assessed as long as there is a remaining balance on the Card Account, except where prohibited by law. Anytime Any time the remaining Card Account balance is less than the fee amount being assessed, the balance of the Card Account will be applied to the fee amount resulting in a zero balance on the Card Account. Lost/Stolen Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional feeService Charge Monthly: (SVC CHG MONTHLY) $$ 5.00 per month (assessed the first month after expiration date that appears on the front of the Card) Replacement Card: (SVC CHG REPLACE CARD) $ 10.00 (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a the Card is reissued or replaced for any reason with standard deliveryreason, other than lost or stolen or expiration **Express Delivery (up to 3 business days): $25.00 (per instanceexcept Card expiration) International Transaction Currency Conversion Fee: 2(SVC CHG INTRNTL XXXX) 3% (of the each transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of Confidentiality We may disclose information to third parties about the transaction amount completed in a single currency) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced for any reason. $10.00 fee to replace card still applies.the transactions you make:

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the your Card Account available balance of the Card Accountbalance. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by texting “BAL” to 42265 (Standard text messaging rates from your wireless service provider may apply) or by calling (toll-free) 0-000-000-0000. This information, along with a sixty (60) day up to 12 months’ history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxxxxx.xxx/xxxxxxxxxxx, free of charge. You also have a the right to obtain a sixty (60) day written history of Card Account transactions by calling (toll-free) 0-000-000-0000 or by writing to 0000 Xxxxxxx Xxxxxxxeach time. You may also obtain a paper statement at any PLS Check Xxxxxx location: however, Xxxx Xxx Xxxxxx Xxxx 00000there is a fee for this service. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule ***Please disregard this fee schedule if you are on a PRIME fee plan. Please go to your nearest PLS Check Cashers store for a schedule. *** All fee amounts will be withdrawn from the your Card Account and will be assessed as long as there is a remaining balance on the your Card Account, except where prohibited by law. **NOTE: Fees assessed to your Card Account balance may bring your account negative. Anytime the remaining your Card Account balance is less than the fee amount being assessedassessed on your Card Account, the balance of the your Card Account will be applied to the fee amount. THIS WILL RESULT IN A NEGATIVE BALANCE ON YOUR CARD ACCOUNT. If that occurs, any subsequent deposits or Loads into your Card Account will first be applied to the negative balance. FEE NAME EXACT FEE DESCRIPTOR: FEE AMOUNT PER (event that triggers fee) ATM Domestic SVC CHG ATM WITHDRAW $ 2.25 Per transaction ATM International SVC CHG ATM WITHDRAW $ 5.00 Per transaction ATM Balance Inquiry Fee SVC CHG BALANCE INQ $ .50 Per transaction PIN POS Transaction Fee SVC CHG PIN XXXX $ 1.50 Per transaction Signature POS Fee SVC CHG NO PIN XXXX $ 1.00 Per transaction, waived for monthly payment plan Foreign Currency Conversion Fee SVC CHG INTRNTL XXXX 3% Per transaction Unload Fee NAǂ Up to $300.00: $3.00 Over $300.00: $3.00 plus 1% of the amount resulting in a zero balance on the Card Account. over $300.00 Per request Reload Fee at PLS Check Cashers* NAǂ $ 0.00 Per reload Lost/Stolen Card Replacement:(Standard Delivery 7Replacement SVC CHG REISSUE CARD $ 6.95 Per request Monthly Maintenance SVC CHG INACTIVITY WITHHELD SVC CHG $ 6.95 up to $6.95 [waived if account has any purchase or withdrawal within 90 days (Pay-10 business daysPer-Use Program)] Withheld unpaid monthly fee from prior month Monthly Pay Plan Fee SVC CHG MONTHLY WITHHELD SVC CHG $ 6.95 up to $6.95 Per month (allows unlimited Signature transactions) Withheld unpaid monthly fee from prior month IVR Inquiry SVC CHG VRU BAL INQ SVC CHG VRU XXXX INQ $ .50 Per call Live Agent Customer Service SVC CHG VRU OPT OUT $ 2.00 Per call, first call each month is free Additional Card Fee NAǂ $ 6.95 Per request Issuance Fee NAǂ $ 6.95 Upon initial registration Xxxx Payment XXXX PAYMENT $ 1.00 Per transaction In Store Statement Printing NAǂ $ 1.00 Per transaction *Reloads at locations other than PLS Check Cashers stores may be subject to a fee charged by that retailer or reload network. ǂFees marked with this symbol (ǂ) are charged at the time of the transaction; **Express Delivery available for these fees will not be shown on the statement. If you use an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced ATM not owned by us for any reason with standard deliverytransaction, other than lost or stolen or expiration **Express Delivery (up including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currency) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced for any reason. $10.00 fee to replace card still appliesyour Card.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account BalanceCARD ACCOUNT BALANCE/Transaction History PERIODIC STATEMENTS You are responsible for keeping track of the available balance of the your Card Account. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by accessing your Card Account online, by enrolling in the Anytime Alerts SMS service, or by calling 0-(000) 000-000-00000000 (there will be a fee for this call; see the section labeled “FEE SCHEDULE” for details). This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.XxxXxx.xxx/xxxxxxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-(000-) 000-0000 or by writing to 0000 Xxxxxxx XxxxxxxPayPal Prepaid Card, Xxxx Xxx Xxxxxx Xxxx 00000P.O. Box 2136, Austin, TX 78768-2136. However, there is a fee for this service – for details about the fee see the section labeled “FEE SCHEDULE” below. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule FEE SCHEDULE All fee amounts fees incurred on your account will be withdrawn deducted from the your Card Account and will be assessed as long as there is a remaining balance on the Card Accountbalance, except where prohibited by law. Anytime In the remaining event your Card Account balance is less than the fee amount being assessed, the balance of the entire Card Account balance will be applied to the fee amount resulting in amount, and any unpaid fee amounts MAY RESULT IN THE FEE BEING PENDED UNTIL A VALUE LOAD IS RECEIVED, AT WHICH TIME THE FEE AMOUNT WILL BE DEDUCTED FROM YOUR CARD ACCOUNT. If there is a zero Pended Fee on your Card Account, any subsequent deposits or loads into your Card Account will first be applied to any negative balance on and any Pended Fees. This means your remaining Card Account balance will be less than what you deposited into the Card Account. Lost/Stolen Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost You may view Pended Fees in the Online Account Center under Pending Transactions or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (hear Pended Fees via the telephone automated service in the pending section of the transaction history. Card Purchase Fee: Up to $4.95 Your initial Value Load must be at least ten dollars ($10.00). The first monthly Plan Fee ($4.95) is deducted from your Card Account within 36 hours of when it is first loaded. Purchase Fees: Plan Fee $4.95 per month, billed on the same day every calendar month. Signature Purchase Transaction Fee* Included in Plan PIN Purchase Transaction Fee* Included in Plan *During checkout, select“CREDIT”on the keypad to make a Signature Purchase, or select “DEBIT”and enter your PIN to make a PIN Purchase. Withdraw Cash (See tips to avoid ATM fees, below) Over the Counter Cash Withdrawal Fee - Financial Institution (OTC Withdrawal Fee) $2.50 per withdrawal Over the Counter Cash Withdrawal Fee - Netspend Reload Network location Fee will vary. Fee amount completed in more than once currency) is determined and assessed by the location operator only and is not assessed by us ATM Cash Withdrawal Fee - Domestic $1.95 per withdrawal, plus ATM owner surcharge fee, if any. ATM Cash Withdrawal Fee - International $1.95 per withdrawal, plus ATM owner surcharge fee, if any, and Foreign Transaction Surcharge. ATM Transaction Decline Fee – SCDomestic $1.00 each ATM Transaction Decline Fee – International $1.00 each Tips to avoid ATM fees: 1. Select“DEBIT”and enter your PIN to get cash back when making purchases at many retailers, such as grocery stores. 2% (. Visit any Allpoint Network ATM in the U.S. This method of cash withdrawal lets you avoid paying the transaction amount completed in a single currency) **Express Delivery is ATM owner surcharge fee. Subject to prior notice, this service may change and/or be withdrawn. If you use an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced ATM not owned by us for any reasontransaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a cash withdrawal. $10.00 This ATM fee is a third-party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to replace card still appliesyour Card.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the your Card Account available balance of the Card Accountbalance. Merchants generally will not be able to determine the your available balance. It’s It is important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online through the Instant Financial Mobile Application or by signing into your account at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxxxxx.xx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx us at Paper Statement Request, ITC Financial Services, X.X. Xxx 000, Xxxxxxx, Xxxx Xxx Xxxxxx Xxxx 00000GA, 31808-0826. There is no fee for this service. In this request, you must include your full name, address and Card number. No paper statements will be mailed without a written request for that particular month. You will not automatically receive a printed copy of the transaction historypaper statements. You agree that these are reasonable procedures for sending and receiving paper statements. Fee Schedule All fee amounts will be withdrawn from the your Card Account and will be assessed as long as there is a remaining balance on the your Card Account, except where prohibited by law. Anytime the your remaining Card Account balance is less than the fee amount being assessed, the balance of the your Card Account will be applied to the fee amount resulting in a zero balance on your Card Account Monthly Fee / Account Maintenance Fees / Transaction Fees Monthly Fee Free Maintenance fee charged each month to unexpired card accounts Inactivity Fee $5.00 Fee is assessed monthly after 90 days of no activity Signature Purchase Transactional Fee Free Merchant POS signature, online and over the phone transactions Signature Purchase Transaction Fee Free Transactions at merchant where PIN is used Cash Withdrawals POS PIN Debit Purchase - with Cash Back Free Limits on the amount of cash you can withdraw per transaction vary, ask your merchant for details. In-Network Domestic ATM Cash Withdrawal Free** Limits on the amount of cash you can withdraw per transaction vary, ask your merchant for details. Off Network Domestic ATM Cash Withdrawal Fee $2.50 Assessed each time the Card Accountis used at an Off Network ATM. Lost/Stolen Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currency) **Express Delivery is The ATM owner may charge an additional fee for requested expeditedeach transaction. In - Network Domestic ATM Transaction Decline Fee Free There is no fee for In-Network transaction declines. Off Network Domestic ATM Transaction Decline Fee $1.00 Any ATM cash withdrawal transaction resulting in a decline when the Card is used at an Off Network ATM. In - Network Domestic ATM Balance Inquiry Fee Free There is no fee for In-Network Balance Inquiries. Off Network Domestic ATM Balance Inquiry Fee $0.50 Any ATM inquiry for your Available Balance when the card is used at an Off Network ATM. Over the Counter Cash Withdrawal*** $5.00 Assessed each time the Card is used at an Over The Counter/In-Person Bank Teller. The Bank/Financial Institution may charge an additional fee for each transaction. Adding Money to your Card Employer Load Free Funds being loaded from a funding account to the card account for access by cardholder. Managing Your Card Account Wireless Alerts Free Standard text messaging rates may apply - see your wireless carrier for details. Customer Service Free Customer Service agents are available 24 hours a day, 3 day delivery 7 days a week, to answer your calls. Balance Inquiry Via Mobile App Free Standard text messaging rates may apply - see your wireless carrier for details. Via Live Agent Customer Service (0-000-000-0000) Free Customer Service agents are available 24 hours a Card that day, 7 days a week, to answer your calls. Via Automated Customer Service (0-000-000-0000) Free There is reissued or replaced no fee for any reason. $10.00 fee calls to replace card still appliesthe voice response number.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the available balance of the your Card Account. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxx.xxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx XxxxxxxCardholder Services, Xxxx X.X. Xxx Xxxxxx Xxxx 00000000000, Xxxxx, XX 00000.Xxxxxxx, there is a fee for this service. For information about the fee, see the section labeled “Fee Schedule.” You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts will be withdrawn from the your Card Account and will be assessed as long as there is a remaining balance on the your Card Account, except where prohibited by law. Anytime the Any time your remaining Card Account balance is less than the fee amount being assessed, the balance of the your Card Account will be applied to the fee amount resulting in a zero balance on the your Card Account. Lost/Stolen Card Replacement:(Standard Delivery 7*Monthly Maintenance Fee: $9.95 (per month)* Domestic ATM Cash Withdrawal Fee: No Fee (in-10 business days; network with MoneyPass ATMs) **Express Delivery available for an additional feeDomestic ATM Cash Withdrawal Fee: $2.95 (out-of-network, per transaction)** International ATM Cash Withdrawal Fee: No Fee (in-network with MoneyPass ATMs) **International ATM Cash Withdrawal Fee: $2.95 (out-of-network, per transaction)** Over-the-counter WithdrawalFee(Dom&Intl) (Domestic and International) $10.00 2.95 (per Card; when a Card is replaced due to being reported as lost or stolen transaction) **Balance Inquiry (PIN & ATM) Domestic & Intern (Domestic and International) No Fee (in-network with standard delivery. MoneyPass ATMs)** **Balance Inquiry (PIN & ATM) Domestic and Intern (Domestic and International) $0.95 (out-of-network, per inquiry)** Paper Copy of Statement Fee: $1.95 (per monthly paper statement requested) Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional feeday delivery) $10.00 7.95 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **except upon expiration) CSR Express Delivery Fee: (up to 3 1-business days): day delivery) $25.00 39.95 (per instanceCard; when Card is expedited and reissued or replaced for any reason with 1 business day delivery following Card production) International Transaction CSR Delivery Fee: (2-business day delivery) $29.95 (per Card; when Card is expedited and reissued or replaced for any reason with 2 business day delivery following Card production) Foreign Transaction Fee 2.95% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currencyamount) *If you directly deposit $1000.00 or more in the prior month, your Monthly Maintenance Fee will be waived and will not appear on your Card Account. If the following month the minimum direct deposit load of $1000.00 is not met, the Monthly Maintenance Fee will be charged to your Card Account. *Express Delivery is *If you use an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced ATM not owned by us for any reasontransaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. $10.00 This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to replace card still appliesyour Card Account.

Receipts. You should get a receipt at the time you make a transaction using the Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the available balance of the Card Account. Merchants generally will not be able to determine the available balance. It’s important to know the available balance before making any transaction. You may obtain information about the amount of money you have remaining in the Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx Xxxxxxx, Xxxx Xxx Xxxxxx Xxxx 00000. However, there is a fee for this service. For information about the fee, see the section labeled “Fee Schedule.” You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts will be withdrawn from the Card Account and will be assessed as long as there is a remaining balance on the Card Account, except where prohibited by law. Anytime the remaining Card Account balance is less than the fee amount being assessed, the balance of the Card Account will be applied to the fee amount resulting in a zero balance on the Card Account. Lost/Stolen Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 business days): reason) Lost/Stolen Card Replacement Fee: $25.00 10.00 (per instancelost/stolen card replacement) Paper Statement Fee: $2.00 (per monthly paper statement requested) International Transaction Fee: 2% (of the transaction amount completed in more than once currencyamount) Multiple Currency International Transaction Fee – SC: - SC 2% (of the transaction amount completed in a single currencyamount) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Single Currency Confidentiality We may disclose information to third parties about the Card that is reissued or replaced for any reason. $10.00 fee to replace card still applies.the transactions you make:

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the your Card Account available balance of the Card Accountbalance. Merchants generally will not be able to determine the your available balance. It’s It is important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online through the Instant Financial Mobile Application or by signing into your account at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxxxxx.xx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx us at Paper Statement Request, ITC Financial Services, X.X. Xxx 000, Xxxxxxx, Xxxx Xxx Xxxxxx Xxxx 00000GA, 31808-0826. There is no fee for this service. In this request, you must include your full name, address and Card number. No paper statements will be mailed without a written request for that particular month. You will not automatically receive a printed copy of the transaction historypaper statements. You agree that these are reasonable procedures for sending and receiving paper statements. Fee Schedule All fee amounts will be withdrawn from the your Card Account and will be assessed as long as there is a remaining balance on the your Card Account, except where prohibited by law. Anytime the your remaining Card Account balance is less than the fee amount being assessed, the balance of the your Card Account will be applied to the fee amount resulting in a zero balance on the your Card Account. Lost/Stolen Card Replacement:(Standard Delivery 7Monthly Fee / Account Maintenance Fees / Transaction Fees Monthly Fee Free Maintenance fee charged each month to unexpired card accounts. Inactivity Fee $5.00 Fee is assessed monthly after 90 days of no activity. Signature Purchase Transactional Fee Free Merchant POS signature, online and over the phone transactions. PIN Debit Purchase Transaction Fee Free Transactions at merchant where PIN is used. Cash Withdrawals POS PIN Debit Purchase - with Cash Back Free Limits on the amount of cash you can withdraw per transaction vary, ask your merchant for details. In-10 business days; Network Domestic ATM Cash Withdrawal Free**Express Delivery available * Limits on the amount of cash you can withdraw per transaction vary, ask your merchant for an additional fee) details. Off Network Domestic ATM Cash Withdrawal Fee $10.00 (per Card; when a 2.50 Assessed each time the Card is replaced due to being reported as lost or stolen with standard deliveryused at an Off Network ATM. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currency) **Express Delivery is The ATM owner may charge an additional fee for requested expeditedeach transaction. In - Network Domestic ATM Transaction Decline Fee Free There is no fee for In-Network transaction declines. Off Network Domestic ATM Transaction Decline Fee $1.00 Any ATM cash withdrawal transaction resulting in a decline when the Card is used at an Off Network ATM. In - Network Domestic ATM Balance Inquiry Fee Free There is no fee for In-Network Balance Inquiries. Off Network Domestic ATM Balance Inquiry Fee $0.50 Any ATM inquiry for your Available Balance when the card is used at an Off Network ATM. Over the Counter Cash Withdrawal*** $5.00 Assessed each time the Card is used at an Over The Counter/In-Person Bank Teller. The Bank/Financial Institution may charge an additional fee for each transaction. Adding Money to your Card Employer Load Free Funds being loaded from a funding account to the card account for access by cardholder. Managing Your Card Account Wireless Alerts Free Standard text messaging rates may apply - see your wireless carrier for details. Customer Service Free Customer Service agents are available 24 hours a day, 3 day delivery 7 days a week, to answer your calls. Balance Inquiry Via Mobile App Free Standard text messaging rates may apply - see your wireless carrier for details. Via Live Agent Customer Service (0-000-000-0000) Free Customer Service agents are available 24 hours a Card that day, 7 days a week, to answer your calls. Via Automated Customer Service (0-000-000-0000) Free There is reissued or replaced no fee for any reason. $10.00 fee calls to replace card still appliesthe voice response number.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the your Card Account available balance of the Card Accountbalance. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxxxxxxxxx.xxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx Xxxxxxxus at Cardholder Services, Xxxx X.X. Xxx Xxxxxx Xxxx 000000, Xxxxxxxxxxxx, XX 00000. However, there is a fee for this service. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts will be withdrawn from the your Card Account and will be assessed as long as there is a remaining balance on the your Card Account, except where prohibited by law. Anytime the your remaining Card Account balance is less than the fee amount being assessed, the balance of the your Card Account will be applied to the fee amount resulting in a zero balance amount. SCHEDULE OF CARDHOLDER FEES Fees Per Card Amount POS Transactions POS Purchase (Signature-Domestic) FREE POS Purchase (Signature-International) $1.00 per transaction POS Purchase (Signature- International Surcharge) 0% per transaction POS Purchase (PIN-Domestic) FREE POS Purchase (PIN-International) $1.00 per transaction POS Purchase - NSF/Limit (PIN) $0.75 per transaction POS Pre-Authorization - NSF/Limit (Signature – Domestic) $0.75 per transaction POS Pre-Authorization - NSF/Limit (Signature – Intl) $1.00 per transaction ATM Transactions1 Allpoint ATM Cash Withdrawal FREE ATM Cash Withdrawal (Domestic) $1.75 per transaction ATM Cash Withdrawal (International) $3.50 per transaction ATM Cash Withdrawal - (International Surcharge) 0% per transaction ATM Withdrawals Allpoint - NSF/Limit $0.75 per transaction ATM Withdrawal - NSF/Limit (Domestic) $0.75 per transaction ATM Withdrawal - NSF/Limit (International) $1.00 per transaction Allpoint ATM Balance Inquiry $0.75 per transaction ATM Balance Inquiry (Domestic) $0.75 per transaction ATM Balance Inquiry (International) $1.00 per transaction NSF for 1156-AllPoint Balance Inquiry $0.75 per transaction ATM Balance Inquiry – NSF (Domestic) $0.75 per transaction ATM Balance Inquiry – NSF (International) $1.00 per transaction Other Transactions Cash Advance FREE NSF for 1155-Cash Advance $0.75 per transaction Funds Transfer FREE ACH Withdrawal FREE Xxxx Pay Transaction $0.99 per transaction Xxxx Pay Reversal $0.49 per transaction POS Money Order - On Us FREE2 Chek Today Convenience Checks ChekToday: Check Order FREE ChekToday: Check Order (Expedited Delivery) $35.00 per request ChekToday: Check Authorization to Other FREE ChekToday: Check Authorization to Self FREE ChekToday: Check Return $25.00 per check ChekToday: Stop Payment on the Card Account. authorized check $25.00 per check ChekToday: Check Lost/Stolen $25.00 per check ChekToday: Void Check FREE ChekToday: Reversal - Operational adjustment $25.00 per check ChekToday: Check Copy $10.00 per check Automated Account Information and Service Web Access FREE IVR FREE SMS Flat Monthly Fee FREE4 Customer Service Information and Service Customer Service Charge FREE Card Replacement:(Standard Delivery 7Replacement - Client Issued $10.00 per request3 Card Replacement - Employer Issued $5.00 per request Card Replacement for Lost/Stolen - Forward funds immediately, New Card requires validation $10.00 per request5 Expedited Card Replacement $35.00 per request Other Services Paper Statement One-10 business days; **Express Delivery available for an additional feeTime Order to Alternate Address (Web) $10.00 1.50 per request6 Account Maintenance Fee (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. Replacement Card Inactivity Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 5.00 per month (per Card; when a Card is reissued or replaced assessed after six (6) months with no balance changing transactions) 1If you use an ATM not owned by us for any reason with standard deliverytransaction, other than lost or stolen or expiration **Express Delivery (up including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (your Card. 2When a USPS money order is the first transaction of a pay period, the cardholder will receive a rebate of the transaction amount completed in more than once currencyUSPS fee. 3First upgrade to a personalized signature card is free. All subsequent replacement cards are subject to a fee. 4Standard text messaging rates will apply. Please check with your cell phone carrier and inquire about fees your carrier may associate with Text Alerts. 5No charge for expired or damaged card replacement. 6Upon request, cardholder may receive one (1) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currency) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced for any reason. $10.00 fee free statement mailed to replace card still appliestheir home per month.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the your Card Account available balance of the Card Accountbalance. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxxxxxxxxx.xxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 01-000866-000-0000 or by writing to 0000 Xxxxxxx Xxxxxxx952- 1998. However, Xxxx Xxx Xxxxxx Xxxx 00000there is a fee for this service. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts will be withdrawn from the your Card Account and will be assessed as long as there is a remaining balance on the your Card Account, except where prohibited by law. Anytime the your remaining Card Account balance is less than the fee amount being assessed, the balance of the your Card Account will be applied to the fee amount resulting in a zero balance on the amount. ! Enrollment Fee: SVC CHG NEW CARD $ FREE ! Domestic In-Network ATM Cash Withdrawal Fee: SVC CHRG ATM $ FREE ! Domestic Out-of-Network ATM Cash Withdrawal Fee: SVC CHRG ATM $ 2.00 per transaction* ! International ATM Cash Withdrawal Fee: SVC CHRG INTL $ 3.50 per transaction* ! Voice Response Unit (VRU) Card Account. LostAccount Inquiry Fee: $ FREE ! Customer Service Live Agent Fee: VRU OPT OUT $ 2.50 per call ! Signature Transactions Fee: $ FREE ! PIN Transactions Fee: $ FREE ! Value Load (ACH via Online Portal) Fee: $ FREE ! Value Load (Direct Deposit) Fee: $ FREE ! Monthly Maintenance Fee: SVC CHG – MNTHLY $ FREE ! Out-of-Network ATM Balance Inquiry Fee: SVC CHG $ 0.50 ! Overdraft Fee: SVC CHG $ N/Stolen Card Replacement:(Standard Delivery 7A ! Transaction Decline Fee: SVC CHG $ 0.50 ! Teller Over-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. the-Counter Cash Withdrawal Fee: SVC CHG $ FREE ! Replacement Card Fee: SVC CHG REPLACE CARD $ University Fee (Standard Delivery 7-10 business days; **Express Delivery available for an additional feeif applicable) ! Card Account Liquidation Fee: DBJ OTHR $10.00 (per Card; when charged if a check is issued for funds on your Card is reissued Account If you use an ATM not owned by us or replaced Out-of-Network for any reason with standard deliverytransaction, other than lost or stolen or expiration **Express Delivery (up including a balance inquiry, the ATM operator may charge you a fee even if you do not complete a withdrawal. This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currency) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced for any reason. $10.00 fee to replace card still appliesyour Card.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account BalanceCARD ACCOUNT BALANCE/Transaction History PERIODIC STATEMENTS You are responsible for keeping track of the available balance of the your Card Account. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by accessing your Card Account online, by enrolling in the real-time alerts service, or by calling 0-(000) 000-000-00000000 (there will be a fee for this call; see the section labeled “Fee Schedule” for details). This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.XxxXxx.xxx/xxxxxxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-(000-) 000-0000 or by writing to 0000 Xxxxxxx XxxxxxxPayPal Prepaid Card, Xxxx Xxx Xxxxxx Xxxx 00000P.O. Box 2136, Austin, TX 78768-2136. However, there is a fee for this service – for details about the fee see the section labeled “Fee Schedule” below. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule FEE SCHEDULE All fee amounts fees incurred on your account will be withdrawn deducted from the your Card Account and will be assessed as long as there is a remaining balance on the Card Accountbalance, except where prohibited by law. Anytime In the remaining event your Card Account balance is less than the fee amount being assessed, the balance of the entire Card Account balance will be applied to the fee amount resulting in amount, and any unpaid fee amounts MAY RESULT IN THE FEE BEING PENDED UNTIL A VALUE LOAD IS RECEIVED, AT WHICH TIME THE FEE AMOUNT WILL BE DEDUCTED FROM YOUR CARD ACCOUNT. If there is a zero Pended Fee on your Card Account, any subsequent deposits or loads into your Card Account will first be applied to any negative balance on and any Pended Fees. This means your remaining Card Account balance will be less than what you deposited into the Card Account. Lost/Stolen Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost You may view Pended Fees in the Online Account Center under Pending Transactions or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (hear Pended Fees via the telephone automated service in the pending section of the transaction history. Card Purchase Fee: Up to $4.95 Your initial value load must be at least ten dollars ($10.00). The first monthly Plan Fee ($4.95) is deducted from your Card Account within 36 hours of when it is first loaded. Purchase Fees: Up to $4.95 Plan Fee $4.95 per month, billed on the same day every calendar month. Signature Purchase Transaction Fee* Included in Plan PIN Purchase Transaction Fee* Included in Plan *During checkout, select “CREDIT” on the keypad to make a Signature Purchase, or select “DEBIT” and enter your PIN to make a PIN Purchase. Withdraw Cash (See tips to avoid ATM fees, below) Over the Counter Cash Withdrawal Fee - Financial Institution (OTC Withdrawal Fee) $2.50 per withdrawal Over the Counter Cash Withdrawal Fee - Netspend Reload Network location Fee will vary. Fee amount completed in more than once currency) is determined and assessed by the location operator only and is not assessed by us. ATM Cash Withdrawal Fee - Domestic $1.95 per withdrawal, plus ATM owner surcharge fee, if any. ATM Cash Withdrawal Fee - International $1.95 per withdrawal, plus ATM owner surcharge fee, if any, and Foreign Transaction Surcharge. ATM Transaction Decline Fee – SCDomestic $1.00 each ATM Transaction Decline Fee – International $1.00 each Tip to avoid ATM fees: 1. Select “DEBIT” and enter your PIN to get cash back when making purchases at many retailers, such as grocery stores. 2% (. Visit any Allpoint Network ATM in the U.S. This method of cash withdrawal lets you avoid paying the transaction amount completed in a single currency) **Express Delivery is ATM owner surcharge fee. Subject to prior notice, this service may change and/or be withdrawn. If you use an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced ATM not owned by us for any reasontransaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a cash withdrawal. $10.00 This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to replace card still appliesyour Card.

Receipts. You should get a receipt at the time you make a transaction using the Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History You are responsible for keeping track of the available balance of the Card Account. Merchants generally will not be able to determine the available balance. It’s important to know the available balance before making any transaction. You may obtain information about the amount of money you have remaining in the Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx Xxxxxxx, Xxxx Xxx Xxxxxx Xxxx 00000. You will not automatically receive a printed copy of the your transaction history. Fee Schedule All fee amounts will be withdrawn from the Card Account and will be assessed as long as there is a remaining balance on the Card Account, except where prohibited by law. Anytime the remaining Card Account balance is less than the fee amount being assessed, the balance of the Card Account will be applied to the fee amount resulting in a zero balance on the Card Account. Lost/Stolen Card Replacement:(Standard Replacement: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration expiration) **Express Delivery (up to 3 business daysday delivery): $25.00 (per instanceCard; an additional fee when a Card is reissued or replaced for any reason with requested expedited delivery) International Transaction Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currency) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced for any reason. $10.00 fee to replace card still applies.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the available balance of the your Card Account. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxx.xxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx XxxxxxxXXXX.xxx, Xxxx X.X. Xxx Xxxxxx Xxxx 00000000000, Xxxxx, XX 00000.Xxxxxxx, there is a fee for this service. For information about the fee, see the section labeled “Fee Schedule.” You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts will be withdrawn from the your Card Account and will be assessed as long as there is a remaining balance on the your Card Account, except where prohibited by law. Anytime the Any time your remaining Card Account balance is less than the fee amount being assessed, the balance of the your Card Account will be applied to the fee amount resulting in a zero balance on the your Card Account. Lost/Stolen Card Replacement:(Standard Delivery 7*Monthly Maintenance Fee: $5.95 (per month)* Fee-10 business days; Domestic ATM Cash Withdrawal: No Fee (in-network with MoneyPass) **Express Delivery available for an additional feeFee-Domestic ATM Cash Withdrawal: $2.95 (out-of-network, per transaction)** Fee-International ATM Cash Withdrawal: No Fee (in-network with MoneyPass) **Fee-International ATM Cash Withdrawal: $2.95 (out-of-network, per transaction)** Fee-Over the Counter Withdrawal (Dom&Intl) $10.00 2.95 (per Card; when a Card is replaced due to being reported as lost or stolen withdrawal transaction) **Fee-Balance Inquiry (PIN & ATM) Domestic and Intern No Fee (in-network with standard delivery. MoneyPass)** **Fee-Balance Inquiry (PIN & ATM) Domestic and Intern $0.95 (out-of-network, per inquiry)** Paper Copy of Statement Fee: $1.95 (per monthly paper statement requested) Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional feeday delivery) $10.00 7.95 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration except upon expiration)*** CSR Express Delivery Fee: (up to 3 1-business days): day delivery) $25.00 39.95 (per instance) International Transaction Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currency) **Express Delivery Card; when Card is an additional fee for requested expedited, 3 day delivery for a Card that is expedited and reissued or replaced for any reasonreason with 1 business day delivery following Card production) CSR Delivery Fee: (2-business day delivery) $29.95 (per Card; when Card is expedited and reissued or replaced for any reason with 2 business day delivery following Card production) Foreign Transaction Fee 2.95% of the underlying transaction amount is added to, and reflected in the total transaction amount *If you directly deposit $800.00 or more in the prior month, your Monthly Maintenance Fee will be waived and will not appear on your Card Account. If the following month the minimum direct deposit load of $10.00 800.00 is not met, the Monthly Maintenance Fee will be charged to your Card Account. **If you use an ATM not owned by us for any transaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to replace card still appliesyour Card Account.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the your Card Account available balance of the Card Accountbalance. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxxxxxxxxx.xxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 01-000866-000-0000 or by writing to 0000 Xxxxxxx Xxxxxxx952- 1998. However, Xxxx Xxx Xxxxxx Xxxx 00000there is a fee for this service. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts will be withdrawn from the your Card Account and will be assessed as long as there is a remaining balance on the your Card Account, except where prohibited by law. Anytime the your remaining Card Account balance is less than the fee amount being assessed, the balance of the your Card Account will be applied to the fee amount resulting in a zero balance on the amount.     Enrollment Fee: SVC CHG NEW CARD Domestic ATM Cash Withdrawal Fee: SVC CHRG ATM International ATM Cash Withdrawal Fee: SVC CHRG INTL Voice Response Unit (VRU) Card Account. Lost/Stolen Account Inquiry Fee: $ 9.99 $ 2.00 per transaction $ 3.00 per transaction $ FREE  Customer Service Live Agent Fee: VRU OPT OUT $ 1.00 per call  POS Transactions Fee: $ FREE  Value Load (ACH via Online Portal) Fee: $ FREE  Value Load (Direct Deposit) Fee: $ FREE  Monthly Maintenance Fee: SVC CHG - MNTHLY $ 4.99  Replacement Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (Fee: SVC CHG REPLACE CARD $ 5.00 per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 business days): $25.00 (per instance) International Transaction  Card Account Liquidation Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SCDBJ OTHR $10.00 charged if a check is issued for funds on your Card Account  Paper Statement Fee: 2% (of the transaction amount completed in a single currency) **Express Delivery is $ 1.00 per statement If you use an additional fee for requested expedited, 3 day delivery for a Card that is reissued ATM not owned by us or replaced Out-of-Network for any reasontransaction, including a balance inquiry, the ATM operator may charge you a fee even if you do not complete a withdrawal. $10.00 This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to replace card still appliesyour Card.

Receipts. You should get a receipt at the time you make a transaction using the Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History You are responsible for keeping track of the available balance of the Card Account. Merchants generally will not be able to determine the available balance. It’s important to know the available balance before making any transaction. You may obtain information about the amount of money you have remaining in the Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx Xxxxxxx, Xxxx Xxx Xxxxxx Xxxx 00000. You will not automatically receive a printed copy of the your transaction history. Fee Schedule All fee amounts will be withdrawn from the Card Account and will be assessed as long as there is a remaining balance on the Card Account, except where prohibited by law. Anytime the remaining Card Account balance is less than the fee amount being assessed, the balance of the Card Account will be applied to the fee amount resulting in a zero balance on the Card Account. Lost/Stolen Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. Expired Card: (Standard Delivery 7-10 business days) $15.00 (per Card; when a Card is reissued or replaced with standard delivery, after expiration if you are not active in the program) Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration expiration) **Express Delivery (up to 3 business daysday delivery): $25.00 (per instanceCard; an additional fee when a Card is reissued or replaced for any reason with requested expedited delivery) International Transaction Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currency) Invalid Merchant Fee* 25% of your total purchase price *Assessed if you use the Card to make a purchase at a non-participating merchant (Invalid Merchant). For a complete list of participating merchants, please refer to your program documents or visit xxx.xxxxxxxxxxxxxx.xxx. **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced for any reason. $10.00 10.00-$15.00 fee to replace card still applies.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements: You are responsible for keeping track of the your Card Account available balance of the Card Accountbalance. Merchants generally will not be able to determine the your available balance. It’s It is important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the access your available balance by accessing your Card Account online or by calling 0-000-000-0000. This information, along with Statements in electronic format will be made available free of charge at xxx.xxxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxxxxxxx during each month in which a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx Xxxxxxx, Xxxx Xxx Xxxxxx Xxxx 00000transaction occurs. You will not automatically receive a printed copy of paper statement; however you may choose to receive a paper statement mailed to you by contacting us at the transaction historyinformation listed. Fee Schedule Schedule: All fee amounts will be withdrawn from the your Card Account and will be assessed as long as there is a remaining balance on the your Card Account, except where prohibited by law. Anytime the Any time your remaining Card Account balance is less than the fee amount being assessed, the balance of the your Card Account will be applied to the fee amount resulting in a zero negative balance on the your Card Account. If that occurs, funds subsequently deposited into your Card Account will be applied to the negative balance. Voice Response Unit (VRU) Card Account Inquiry Fee: $0.00 Lost/Stolen Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional feeReplacement: (SVC CHG REPLACE CARD) $10.00 per transaction Expedited Card Fee (DBT ADJ OTHER) $20.00 per Card; when a request (assessed for expedited delivery in addition to the Reissue Fee.) Monthly Maintenance Fee (SVC CHG MONTHLY) $4.95 per month will apply to any remaining balance beginning on the thirteenth (13th) month from the day of issuance, except where prohibited by law Non Participating Retailer Fee (NON PARTICIPATING XXXX) 25% of your total purchase price International Currency (SVC CHG INTRNTL XXXX) 2% of exchange funds Confidentiality: We may disclose information to third parties about your Card is replaced due to being reported as lost or stolen with standard delivery. Replacement Card Feethe transactions you make: (Standard Delivery 7-10 business days1)Where it is necessary for completing transactions; **Express Delivery available for an additional fee(2) $10.00 (per Card; when a In order to verify the existence and condition of your Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currency) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Card that is reissued third party, such as merchant; (3) In order to comply with government agency, court order, or replaced for any reason. $10.00 fee other legal or administrative reporting requirements; (4) If you consent to replace card still applies.giving us your written permission; (5) To our employees, auditors, affiliates, service providers, or attorneys as needed; or

Receipts. You should get a receipt at the time you make a transaction using the Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History You are responsible for keeping track of the available balance of the Card Account. Merchants generally will not be able to determine the available balance. It’s important to know the available balance before making any transaction. You may obtain information about the amount of money you have remaining in the Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx Xxxxxxx, Xxxx Xxx Xxxxxx Xxxx 00000. You will not automatically receive a printed copy of the transaction history. Fee Schedule All fee amounts will be withdrawn from the Card Account and will be assessed as long as there is a remaining balance on the Card Account, except where prohibited by law. Anytime the remaining Card Account balance is less than the fee amount being assessed, the balance of the Card Account will be applied to the fee amount resulting in a zero balance on the Card Account. Lost/Stolen Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. **Express Delivery (up to 3 business days): $25.00 (per instance) Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 business days): $25.00 (per instanceexpiration) International Transaction Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currency) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced for any reason. $10.00 fee to replace card still applies.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the available balance of the your Card Account. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by accessing your Card Account online, by enrolling in the real-time alerts service, or by calling 0-(000) 000-000-00000000 (there will be a fee for this call; see the section labeled “Fee Schedule” for details). This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.XxxXxx.xxx/xxxxxxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-(000-) 000-0000 or by writing to 0000 Xxxxxxx XxxxxxxPayPal Prepaid Card, Xxxx Xxx Xxxxxx Xxxx 00000P.O. Box 2136, Austin, TX 78768-2136. However, there is a fee for this service – for details about the fee see the section labeled “Fee Schedule” below. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts fees incurred on your account will be withdrawn deducted from the your Card Account and will be assessed as long as there is a remaining balance on the Card Accountbalance, except where prohibited by law. Anytime In the remaining event your Card Account balance is less than the fee amount being assessed, the balance of the entire Card Account balance will be applied to the fee amount resulting in amount, and any unpaid fee amounts MAY RESULT IN THE FEE BEING PENDED UNTIL A VALUE LOAD IS RECEIVED, AT WHICH TIME THE FEE AMOUNT WILL BE DEDUCTED FROM YOUR Check Your Balance: Balance Inquiry Fee – Online Account Center No fee Balance Inquiry Fee – Email or Text Message No fee; standard text message & data rates may apply Balance Inquiry Fee – Telephone Automated Service No fee Balance Inquiry Fee – Telephone CS Agent No fee per inquiry conducted through a zero Customer Service (CS) Agent Balance Inquiry Fee – ATM Domestic $0.50 per inquiry, plus ATM owner fee, if any Balance Inquiry Fee – ATM International $0.50 per inquiry, plus ATM owner fee, if any CARD ACCOUNT. If there is a Pended Fee on your Card Account, any subsequent deposits or loads into your Card Account will first be applied to any negative balance on and any Pended Fees. This means your remaining Card Account balance will be less than what you deposited into the Card Account. Lost/Stolen You may view Pended Fees in the Online Account Center under Pending Transactions or hear Pended Fees via the telephone automated service in the pending section of the transaction history. Card Replacement:(Standard Purchase Fee: Up to $4.95 Your initial value load must be at least ten dollars ($10.00). The first monthly Plan Fee ($4.95) is deducted from your Card Account within 36 hours of when it is first loaded. Purchase Fees: Plan Fee $4.95 per month, billed on the same day every calendar month. Signature Purchase Transaction Fee* Included in Plan PIN Purchase Transaction Fee* Included in Plan *During checkout, select “CREDIT” on the keypad to make a Signature Purchase, or select “DEBIT” and enter your PIN to make a PIN Purchase. Withdraw Cash (See tips to avoid ATM fees, below) Over the Counter Cash Withdrawal Fee - Financial Institution (OTC Withdrawal Fee) $2.50 per withdrawal Over the Counter Cash Withdrawal Fee - Netspend Reload Network location Fee will vary. Fee amount is determined and assessed by the location operator only and is not assessed by us ATM Cash Withdrawal Fee - Domestic $1.95 per withdrawal, plus ATM owner surcharge fee, if any. ATM Cash Withdrawal Fee - International $1.95 per withdrawal, plus ATM owner surcharge fee, if any, and Foreign Transaction Surcharge. ATM Transaction Decline Fee – Domestic $1.00 each ATM Transaction Decline Fee – International $1.00 each Additional Card Fee No fee per Additional Card Replacement Card Fee $5.95 per Card, assessed when replacement of a lost, stolen or damaged card is processed Card Delivery Fee – 7-10 business daysBusiness Days No fee Card Delivery Fee – 3 Business Days $20.00, assessed when processed (Fee will be assessed when this service is requested for orders of additional or replacement Cards; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card replacement Cards, this fee is replaced due charged in addition to being reported as lost or stolen with standard delivery. the Replacement Card Fee) Card Delivery Fee – 1-2 Business Days $25.00, assessed when processed (Fee will be assessed when this service is requested for orders of additional or replacement Cards; for replacement Cards, this fee is charged in addition to the Replacement Card Fee) Account Maintenance Fee No fee Pay Bills: (Standard Delivery 7Bill Payment Fee You can see a full range of options, including ACH Debit/Preauthorized Payment Transactions, in your Online Account Center. Depending on the bill payment service you select, a fee may be assessed to your Card Account and will be disclosed to you prior to use of the service. Certain fees are determined and assessed by third-10 business days; **Express Delivery available party service providers. Stop Payment Fee for an additional fee) Preauthorized Payments $10.00 (per Card; stop payment, assessed when processed Optional Features: Custom Card Fee $3.95 per card, if available. Fee assessed when processed. Add Money To Your Account: Direct Deposit Fee No fee Cash Value Load Fee - Netspend Reload Network Location Reload fee will vary. Fee amount is determined and assessed by the location operator only and is not assessed by us. Funds Transfer Fee Visit your Online Account Center to learn how to transfer funds between your Card and a bank account or other third party. You can see a full range of options and applicable fees in your Online Account Center. Depending on the transfer service you select, a fee may be assessed to your Card is reissued Account or replaced for any reason with standard deliveryto the transferor. The fee may be determined by a variety of factors set by the service provider, other than lost such as speed, amount, or stolen or expiration **Express Delivery (up to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (destination. Some of the transaction amount completed in more than once currency) International Transaction fees are assessed by third parties or the originating bank, and are not assessed by Bank. Mobile Check Load Fee – SC: 2% (of Fees are determined and may be assessed by the transaction amount completed in a single currency) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced for any reason. $10.00 fee to replace card still appliesMobile Check Load service provider and are not assessed by us.

Receipts. You should get a receipt at the time you make a transaction using the Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the available balance of the Card Account. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the Card Account by contacting XXXX.xxx through the mobile application, website at xxx.xxxx.xxx, or by calling 0-000-000-0000. This information, information along with a sixty (60) day history of Card Account transactions, transactions is also available online through the mobile application and at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxx.xxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx XxxxxxxCardholder Services, Xxxx X.X. Xxx Xxxxxx Xxxx 000000, Xxxxx, XX 00000. However, there is a fee for this service. For information about the fee, see the section labeled “Fee Schedule.” You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts will be withdrawn from the Card Account and will be assessed as long as there is a remaining balance on the Card Account, except where prohibited by law. Anytime Any time the remaining Card Account balance is less than the fee amount being assessed, the balance of the Card Account will be applied to the fee amount resulting in a zero balance on the Card Account. Lost/*Monthly Maintenance Fee: Single Card Plan Family of Cards Plan $9.95 per 30-day period; fee is assessed on the first day of the period; the first 30-day period is triggered by the first load. If a total of $1,000.00 or more was direct deposited to a Single Card Account during the prior 30-day period, the Monthly Maintenance Fee will be waived. If during the next 30-day period the $1,000.00 minimum direct deposit load(s) is not made, the Monthly Maintenance Fee will be assessed. One (1) $9.95 fee per 30-day period; fee is assessed on the first day of the period; and covers up to three (3) Card Accounts registered in your name. **Domestic ATM Cash Withdrawal Fee: No Fee (in-network with MoneyPass ATMs) **Domestic ATM Cash Withdrawal Fee: $2.95 (out-of-network, per transaction) International ATM Cash Withdrawal Fee: No Fee (in-network with MoneyPass ATMs) **International ATM Cash Withdrawal Fee: $2.95 (out-of-network, per transaction) Over-the-counter Withdrawal Fee (Domestic and International) $2.95 (per transaction) **Balance Inquiry (PIN & ATM) (Domestic and International) No Fee (in-network with MoneyPass ATMs) **Balance Inquiry (PIN & ATM) (Domestic and International) $0.95 (out-of-network, per inquiry) Paper Copy of Statement Fee: $1.95 (per monthly paper statement requested) Card Replacement Lost Stolen Card Replacement:(Standard Delivery Fee: (Standard 7-10 business days; **Express Delivery available for an additional feeday delivery) $10.00 7.95 (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason, except upon expiration) CSR Express Delivery Fee: (1- business day delivery) $29.95 (per Card; when Card is expedited and reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 1 business days): $25.00 (per instanceday delivery following Card production) International Foreign Transaction Fee: 2Fee 2.95% (of the transaction amount) *See complete description below in the section titled “Monthly Maintenance Fee Waiver.” **If you use an ATM not owned by us for any transaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. This ATM fee is a third party fee amount completed assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to the Card Account. Monthly Maintenance Fee Waiver The type of Monthly Maintenance Fee waiver available to you depends on whether you have the Single Card Plan or have opted into the Family of Cards Plan. If you open a new Card Account it is considered a Single Card, unless you have selected the Family of Cards Plan, in more than once currencywhich case the new Card Account will be added to the Family of Cards Plan. You may switch between the Single Card Plan and the Family of Cards Plan one time during any ninety (90) International Transaction day period. When switching, all Card Accounts issued by The Bancorp Bank and registered in your name will be affected by your decision. If you switch to the Family of Cards Plan and a Monthly Maintenance Fee – SC: 2% (was already assessed for the 30-day period, the waiver of the transaction amount completed in a single currency) **Express Delivery is an additional fee for requested expedited, 3 will not be effective until the first day delivery for a Card that is reissued or replaced for any reason. $10.00 fee to replace card still appliesof the next 30-day period.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the available balance of the your Card Account. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by accessing your Card Account online, by enrolling in the Anytime Alerts SMS service, or by calling 0-000-000-00000000 (there will be a fee for this call; see the section labeled“Fee Schedule”for details). This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxxxxxx.xxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx XxxxxxxNetSpend, Xxxx Xxx Xxxxxx Xxxx 00000P.O. Box 2136, Austin, TX 78768-2136. However, there is a fee for this service – for details about the fee see the section labeled “Fee Schedule” below. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts fees incurred on your account will be withdrawn deducted from the your Card Account and will be assessed as long as there is a remaining balance on the Card Accountbalance, except where prohibited by law. Anytime In the remaining event your Card Account balance is less than the fee amount being assessed, the balance of the entire Card Account balance will be applied to the fee amount resulting in amount, and any unpaid fee amounts MAY RESULT IN THE FEE BEING PENDED UNTIL A VALUE LOAD IS RECEIVED, AT WHICH TIME THE FEE AMOUNT WILL BE DEDUCTED FROM YOUR CARD ACCOUNT. If there is a zero Pended Fee on your Card Account, any subsequent deposits or loads into your Card Account will first be applied to any negative balance on and any Pended Fees. This means your remaining Card Account balance will be less than what you deposited into the Card Account. Lost/Stolen You may view Pended Fees in the Online Account Center under Pending Transactions or hear Pended Fees via the telephone automated service in the pending section of the transaction history. Replacement Card Replacement:(Standard Fee $9.95 per Card, assessed when replacement of a lost, stolen or damaged card is processed. Fee waived for Liberty Tax employees. Card Delivery Fee – 7-10 business days; **Express Business Days No fee Card Delivery available for an additional fee) Fee – 3 Business Days $10.00 20.00, assessed when processed (per Card; when a Charged in addition to the Additional Card is replaced due to being reported as lost Fee or stolen with standard delivery. Replacement Card Fee) Card Delivery Fee – 1-2 Business Days $25.00, assessed when processed (Charged in addition to the Additional Card Fee or Replacement Card Fee) Account Maintenance Fee $5.95 per month (fee applies if your Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; or no Balance Inquiry Fee for 90 days). If enrolled in the FeeAdvantage Plan and your Card Account has had no activity as described above, this fee applies instead of the Plan Fee. This fee is void in states where prohibited by law. Pay Bills: (Standard Delivery 7Bill Payment Fee In addition to the one or more no-10 business days; **Express Delivery cost bill payment methods made available through third-party service providers, you can see a full range of options and applicable fees in your Online Account Center. Stop Payment Fee for an additional fee) Preauthorized Payments $10.00 (per stopped payment, assessed when processed Optional Features: Custom Card Fee $4.95 per Card; , if available. Fee assessed when a processed Confidentiality We may disclose information to third parties about your Card is reissued Account or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currency) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced for any reason. $10.00 fee to replace card still applies.transactions you make:

Receipts. You should get a receipt at the time you make a transaction using the Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the available balance of the Card Account. Merchants generally will not be able to determine the available balance. It’s important to know the available balance before making any transaction. You may obtain information about the amount of money you have remaining in the Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx Xxxxxxx, Xxxx Xxx Xxxxxx Xxxx 00000. However, there is a fee for this service. For information about the fee, see the section labeled “Fee Schedule.” You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts will be withdrawn from the Card Account and will be assessed as long as there is a remaining balance on the Card Account, except where prohibited by law. Anytime the remaining Card Account balance is less than the fee amount being assessed, the balance of the Card Account will be applied to the fee amount resulting in a zero balance on the Card Account. Lost/Stolen Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 business days): reason) Lost/Stolen Card Replacement Fee: $25.00 10.00 (per instancelost/stolen card replacement) Paper Statement Fee: $2.00 (per monthly paper statement requested) International Transaction Fee: 2% (of the transaction amount completed in more than once currencyamount) Multiple Currency International Transaction Fee – SC: 2% (of the transaction amount completed in a single currencyamount) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Single Currency Confidentiality We may disclose information to third parties about the Card that is reissued or replaced for any reason. $10.00 fee to replace card still applies.the transactions you make:

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the available balance of the your Card Account. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by accessing your Card Account online, by enrolling in the real-time alerts service, or by calling 0-(000) 000-000-00000000 (there will be a fee for this call; see the section labeled “Fee Schedule” for details). This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.XxxXxx.xxx/xxxxxxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-(000-) 000-0000 or by writing to 0000 Xxxxxxx XxxxxxxPayPal Prepaid Card, Xxxx Xxx Xxxxxx Xxxx 00000P.O. Box 2136, Austin, TX 78768-2136. However, there is a fee for this service – for details about the fee see the section labeled “Fee Schedule” below. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts fees incurred on your account will be withdrawn deducted from the your Card Account and will be assessed as long as there is a remaining balance on the Card Accountbalance, except where prohibited by law. Anytime In the remaining event your Card Account balance is less than the fee amount being assessed, the balance of the entire Card Account balance will be applied to the fee amount resulting in amount, and any unpaid fee amounts MAY RESULT IN THE FEE BEING PENDED UNTIL A VALUE LOAD IS RECEIVED, AT WHICH TIME THE FEE AMOUNT WILL BE DEDUCTED FROM YOUR CARD ACCOUNT. If there is a zero Pended Fee on your Card Account, any subsequent deposits or loads into your Card Account will first be applied to any negative balance on and any Pended Fees. This means your remaining Card Account balance will be less than what you deposited into the Card Account. Lost/Stolen Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost You may view Pended Fees in the Online Account Center under Pending Transactions or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (hear Pended Fees via the telephone automated service in the pending section of the transaction history. Card Purchase Fee: Up to $4.95 Your initial value load must be at least ten dollars ($10.00). The first monthly Plan Fee ($4.95) is deducted from your Card Account within 36 hours of when it is first loaded. Purchase Fees: Plan Fee $4.95 per month, billed on the same day every calendar month. Signature Purchase Transaction Fee* Included in Plan PIN Purchase Transaction Fee* Included in Plan *During checkout, select “CREDIT” on the keypad to make a Signature Purchase, or select “DEBIT” and enter your PIN to make a PIN Purchase. Withdraw Cash (See tips to avoid ATM fees, below) Over the Counter Cash Withdrawal Fee - Financial Institution (OTC Withdrawal Fee) $2.50 per withdrawal Over the Counter Cash Withdrawal Fee - Netspend Reload Network location Fee will vary. Fee amount completed in more than once currency) is determined and assessed by the location operator only and is not assessed by us ATM Cash Withdrawal Fee - Domestic $1.95 per withdrawal, plus ATM owner surcharge fee, if any. ATM Cash Withdrawal Fee - International $1.95 per withdrawal, plus ATM owner surcharge fee, if any, and Foreign Transaction Surcharge. ATM Transaction Decline Fee – SCDomestic $1.00 each ATM Transaction Decline Fee – International $1.00 each Tips to avoid ATM fees: 1. Select “DEBIT” and enter your PIN to get cash back when making purchases at many retailers, such as grocery stores. 2% (. Visit any Allpoint Network ATM in the U.S. This method of cash withdrawal lets you avoid paying the transaction amount completed in a single currency) **Express Delivery is ATM owner surcharge fee. Subject to prior notice, this service may change and/or be withdrawn. If you use an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced ATM not owned by us for any reasontransaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a cash withdrawal. $10.00 This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to replace card still appliesyour Card.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the your Card Account available balance of the Card Accountbalance. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxxxxxxx.xxxxxxxxxxx.xxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 01-866- 000-000-0000 or by writing to 0000 Xxxxxxx Xxxxxxx0000. However, Xxxx Xxx Xxxxxx Xxxx 00000there is a fee for this service. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts will be withdrawn from the your Card Account and will be assessed as long as there is a remaining balance on the your Card Account, except where prohibited by law. Anytime the your remaining Card Account balance is less than the fee amount being assessed, the balance of the your Card Account will be applied to the fee amount resulting in a zero balance on the amount. ! Enrollment Fee: SVC CHG NEW CARD $ FREE ! Domestic In-Network ATM Cash Withdrawal Fee: SVC CHRG ATM $ FREE ! Domestic Out-of-Network ATM Cash Withdrawal Fee: SVC CHRG ATM $ 2.50 per transaction* ! International ATM Cash Withdrawal Fee: SVC CHRG INTL $ 3.50 per transaction* ! Voice Response Unit (VRU) Card Account. LostAccount Inquiry Fee: $ FREE ! Customer Service Live Agent Fee: VRU OPT OUT $ 2.50 per call ! Signature Transactions Fee: $ FREE ! PIN Transactions Fee: $ 0.50 (to avoid fee please sign for purchase) ! Value Load (ACH via Online Portal) Fee: $ FREE ! Value Load (Direct Deposit) Fee: $ FREE ! Monthly Maintenance Fee: SVC CHG – MNTHLY $ FREE ! Out-of-Network ATM Balance Inquiry Fee: SVC CHG $ 0.50 ! Overdraft Fee: SVC CHG $ N/Stolen Card Replacement:(Standard Delivery 7A ! Transaction Decline Fee: SVC CHG $ 0.50 ! Teller Over-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. the-Counter Cash Withdrawal Fee: SVC CHG $ FREE ! Replacement Card Fee: SVC CHG REPLACE CARD $ University Fee (Standard Delivery 7-10 business days; **Express Delivery available for an additional feeif applicable) ! Card Account Liquidation Fee: DBJ OTHR $10.00 (per Card; when charged if a check is issued for funds on your Card is reissued Account If you use an ATM not owned by us or replaced Out-of-Network for any reason with standard deliverytransaction, other than lost or stolen or expiration **Express Delivery (up including a balance inquiry, the ATM operator may charge you a fee even if you do not complete a withdrawal. This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currency) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced for any reason. $10.00 fee to replace card still appliesyour Card.

Receipts. You should get a receipt at the time you make a transaction using the Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History You are responsible for keeping track of the available balance of the Card Account. Merchants generally will not be able to determine the available balance. It’s important to know the available balance before making any transaction. You may obtain information about the amount of money you have remaining in the Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx Xxxxxxx, Xxxx Xxx Xxxxxx Xxxx 00000. However, there is a fee for this service. For information about the fee, see the section labeled “Fee Schedule”. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts will be withdrawn from the Card Account and will be assessed as long as there is a remaining balance on the Card Account, except where prohibited by law. Anytime Any time the remaining Card Account balance is less than the fee amount being assessed, the balance of the Card Account will be applied to the fee amount resulting in a zero balance on the Card Account. Replacement Card Fee: $10.00 (per Card; when a Card is reissued or replaced for any reason other than lost or stolen) Lost/Stolen Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) Replacement Fee: $10.00 (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. Replacement Card stolen) Paper Statement Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 2.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 business days): $25.00 (per instancemonthly paper statement requested) International Transaction Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: - SC 2% (of the transaction amount completed in a single currency) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Confidentiality We may disclose information to third parties about the Card that is reissued or replaced for any reason. $10.00 fee to replace card still applies.the transactions you make:

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the your Card Account available balance of the Card Accountbalance. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by calling 0-000-000-0000. This information, along with a sixty ninety (6090) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxxxxxxxxxxxx.xxx/xxxxxxxxxxx. You also have a right to obtain a sixty ninety (6090) day written history of Card Account transactions by calling 0calling1-000800-000725-0000 1442 or by writing to 0000 Xxxxxxx Xxxxxxxus at Boss Revolution Prepaid Visa Cardholder Services, Xxxx Xxx Xxxxxx Xxxx 000 Xxxxx Xxxxxx, Xxxxxx, XX 00000. However, there is a fee for receiving periodic paper statements. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts will be withdrawn from the your Card Account and will be assessed as long as there is a remaining balance on the your Card Account, except where prohibited by law. Anytime the your remaining Card Account balance is less than the fee amount being assessed, the balance of the your Card Account will be applied to the fee amount resulting in a zero balance on the your Card Account. Lost/Stolen Instant Use Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available Inactivity Fee: $2.50 per month after 12 months of cardholder inactivity. This fee will not be charged if you use your Card to make a purchase or if the balance on the Card Account is zero. A purchase transaction with the Card will stop the Inactivity Fee from reoccurring for an additional fee12 months. POS PIN Based Purchase: $0.00 POS Signature Based Purchase: $0.00 Voice Response Unit (VRU) Inquiry Fee: $10.00 0.00 Customer Service Live Agent Fee: $0.00 Lost or Stolen Replacement Card Fee: $5.00 (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery reason) Card Closure & Check Issuance: $10.00 (up to 3 business days): charged if a check is issued for funds on your Card Account and Card Account is closed) Paper Statement Fee: $25.00 5.00 (per instancemonthly paper statement requested) International Transaction Upgraded Reloadable Instant Use Card Monthly Maintenance Fee: 2% $2.50 (of the transaction amount completed in more than once currencyper month) International Transaction Fee – SCPOS PIN Based Purchase: 2% $0.00 POS Signature Based Purchase: $0.00 Voice Response Unit (of the transaction amount completed in a single currencyVRU) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Inquiry Fee: $0.00 Customer Service Live Agent Fee: $0.00 Lost or Stolen Replacement Card that Fee: $5.00 (per Card; when Card is reissued or replaced for any reason. ) Card Closure & Check Issuance: $10.00 fee (charged if a check is issued for funds on your Card Account and Card Account is closed) Paper Statement Fee $5.00 (per monthly paper statement requested) Confidentiality We may disclose information to replace card still applies.third parties about your Card or the transactions you make:

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the your Card Account available balance of the Card Accountbalance. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxxxxxxxxx.xxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 01-000866-000-0000 or by writing to 0000 Xxxxxxx Xxxxxxx952- 1998. However, Xxxx Xxx Xxxxxx Xxxx 00000there is a fee for this service. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule All fee amounts will be withdrawn from the your Card Account and will be assessed as long as there is a remaining balance on the your Card Account, except where prohibited by law. Anytime the your remaining Card Account balance is less than the fee amount being assessed, the balance of the your Card Account will be applied to the fee amount resulting in a zero balance on the amount. ▪ Enrollment Fee: SVC CHG NEW CARD $ FREE ▪ Domestic In-Network ATM Cash Withdrawal Fee: SVC CHRG ATM $ FREE ▪ Domestic Out-of-Network ATM Cash Withdrawal Fee: SVC CHRG ATM $ 2.50 per transaction* ▪ International ATM Cash Withdrawal Fee: SVC CHRG INTL $ 3.50 per transaction* ▪ Voice Response Unit (VRU) Card Account. LostAccount Inquiry Fee: $ FREE ▪ Customer Service Live Agent Fee: VRU OPT OUT $ 2.50 per call ▪ Signature Transactions Fee: $ FREE ▪ PIN Transactions Fee: $ 0.50 (to avoid fee please sign for purchase) ▪ Value Load (ACH via Online Portal) Fee: $ FREE ▪ Value Load (Direct Deposit) Fee: $ FREE ▪ Monthly Maintenance Fee: SVC CHG – MNTHLY $ FREE ▪ Out-of-Network ATM Balance Inquiry Fee: SVC CHG $ 0.50 ▪ Overdraft Fee: SVC CHG $ N/Stolen Card Replacement:(Standard Delivery 7A ▪ Transaction Decline Fee: SVC CHG $ 0.50 ▪ Teller Over-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. the-Counter Cash Withdrawal Fee: SVC CHG $ FREE ▪ Replacement Card Fee: SVC CHG REPLACE CARD $ University Fee (Standard Delivery 7-10 business days; **Express Delivery available for an additional feeif applicable) ▪ Card Account Liquidation Fee: DBJ OTHR $10.00 (per Card; when charged if a check is issued for funds on your Card is reissued Account If you use an ATM not owned by us or replaced Out-of-Network for any reason with standard deliverytransaction, other than lost or stolen or expiration **Express Delivery (up including a balance inquiry, the ATM operator may charge you a fee even if you do not complete a withdrawal. This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currency) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced for any reason. $10.00 fee to replace card still appliesyour Card.

Receipts. You should get a receipt at the time you make a transaction using the your Card. You agree to retain, verify, and reconcile your transactions and receipts. Card Account Balance/Transaction History Periodic Statements You are responsible for keeping track of the your Card Account available balance of the Card Accountbalance. Merchants generally will not be able to determine the your available balance. It’s important to know the your available balance before making any transaction. You may obtain information about the amount of money you have remaining in the your Card Account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is also available online at xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxx.xxxxxxxxxxx.xxx. You also have a right to obtain a sixty (60) day written history of Card Account transactions by calling 0-000-000-0000 or by writing to 0000 Xxxxxxx Xxxxxxxus at P. O. Xxx 000000, Xxxx Xxx Xxxxxx Xxxx Xxxxxxxxxxxx, XX, 00000. However, there is a fee for this service. You will not automatically receive a printed copy of the transaction historypaper statements. Fee Schedule SCHEDULE OF CARDHOLDER FEES Fee Category Fee Type Fee Amount Per Transaction or Request Set-Up or Activation Fees Activation No Charge Maintenance or Inactivity Fees Inactivity Fee—Where allowed by law, this fee will be charged during each month in which there has been no cardholder- initiated, balance changing transactions for at least 180 days. You can avoid this fee by initiating at least 1 balance changing transaction every 180 days. $5.00 Get Cash ATM Withdrawal $1.75* International ATM Withdrawal $3.50* Cash Back at a Store No Additional Charge Teller Assisted Cash Withdrawal No Charge All fee amounts will be withdrawn from the your Card Account and will be assessed as long as there is a remaining balance on the Card Accountassessed, except where prohibited by law. Anytime the remaining your Card Account balance is less than the fee amount being assessed, the balance of the your Card Account will be applied to the fee amount resulting amount. Unpaid fees will accumulate until your next load and any unpaid fee will be deducted immediately once funds are received in a zero balance on the your Card Account. Lost/Stolen Card Replacement:(Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is replaced due to being reported as lost or stolen with standard delivery. Replacement Card Fee: (Standard Delivery 7-10 business days; **Express Delivery available for an additional fee) $10.00 (per Card; when a Card is reissued or replaced for any reason with standard delivery, other than lost or stolen or expiration **Express Delivery (up to 3 business days): $25.00 (per instance) International Transaction Fee: 2% (of the transaction amount completed in more than once currency) International Transaction Fee – SC: 2% (of the transaction amount completed in a single currency) **Express Delivery is an additional fee for requested expedited, 3 day delivery for a Card that is reissued or replaced for any reason. $10.00 fee to replace card still applies.