Protecting Your Personal Information. In addition to protecting your access codes, you should also take precautions to protect your personal identification information, such as your driver’s license, Social Security number, or tax identification number. This information by itself or together with account information may allow unauthorized access to your accounts. You should treat personal information with the same level of care that you would for your account information. You should also protect and secure all information and data stored in any personal computer or other equipment you use to access our Online Banking service.
Protecting Your Personal Information. To provide our services properly we’ll need to collect information about your personal and financial circumstances. We take your privacy seriously and will only use your personal information to deliver our services. Processing of your personal data is necessary for the performance of our contract for services with you. Generally, this is the lawful basis on which we intend to rely for the processing of your data. (Please see the reference to special categories of data below). Our policy is to gather and process only that personal data which is necessary for us to conduct our services appropriately with you and to prevent money laundering or terrorist financing. We adopt a transparent approach to the processing of your personal data. Sometimes, we may need to pass your personal information to other organisations. If you apply to take out a financial product or service, we’ll need to pass certain personal details to the product or service provider. We may engage the services of third-party providers of professional services in order to enhance the service we provide to you. These parties may also need to process your personal data in the performance of their contract with us. Your personal information may be transferred electronically (e.g. by email or over the internet) and we, or any relevant third party, may contact you in future by what we believe to be the most appropriate means of communication at the time (e.g. telephone/ email /letter etc.). The organisations to whom we may pass your details also have their own obligations to deal with your personal information appropriately. Sometimes a product or service may be administered from a country outside Europe. If this is the case, the firm must put a contract in place to ensure that your information is adequately protected. Our Privacy Notice will be available on our website xxxxx://xxxxxxxxx-xxxxxx.xx.xx/privacy-policy/ . This is a separate document which provides more information about the nature of our personal data processing activities and includes details of our retention and deletion policies as well as your rights of access to the personal information that we hold on you. As part of this agreement we’ll ask you to consent to the transfer of personal information in accordance with the protections outlined above. Special categories of personal data: there are certain categories of personal data that are sensitive by nature. The categories include; data revealing racial or ethnic origin, political o...
Protecting Your Personal Information. Privacy Information Notice Allianz Global Risks US Insurance Company, Canadian Branch (the “insurer”) and the insurer’s insurance administrator, Allianz Global Assistance, and the insurer’s agents, representatives and reinsurers (for the purpose of this Personal Information Notice collectively “we” “us” and “our”) require personal information including: • details about you including your name, date of birth, address, telephone numbers, e-mail address, employer, and other identification • medical records and information about you • records that reflect your business dealings with and through us. This personal information is collected for the following insurance purposes when offering and providing insurance and related services: • To identify and communicate with you • To consider any application for insurance • If approved, to issue a Policy or Certificate of insurance • To administer insurance and related benefits • To evaluate insurance risk, manage and coordinate claims, re-price medical expenses and negotiate payment of claims expenses; • To investigate claims and to determine eligibility for insurance benefits • To provide assistance services • For fraud prevention and debt collection purposes • As required or permitted by law. We only collect personal information necessary for insurance purposes from individuals who apply for insurance, from Certificate or Policy holders, insureds, and claimants. In some cases we also collect personal information from members of a Certificate or Policy holder’s, insured’s or claimant’s family or their friends when they are unable, for medical or other reasons, to communicate directly with us. We also collect and disclose information for the insurance purposes from, to and with, third parties such as, but not necessarily limited to, health care practitioners and facilities in Canada and abroad, government and private health insurers and family members and friends of the insured, Certificate or Policy holder or claimant. We may also use and disclose information from our existing files for the insurance purposes. Our employees who require this information for the purposes of their duties will have access to this file. Upon your request and authorization, we may also disclose this information to other persons. From time to time, and if permitted by applicable law, we may also collect, use or disclose personal information in order to offer additional or upgraded products and services (the “optional purposes”). When an ind...
Protecting Your Personal Information. 5. Your E-mail Address
Protecting Your Personal Information. The company recognizes and respects every individual’s right to privacy. The personal information we receive from you is used to administer the group benefit plan under which you are covered. This includes many tasks, such as: • determining your eligibility for coverage under the plan • enrolling you for coverage • assessing your claims and providing you with payment • managing your claims • verifying and auditing eligibility and claims • underwriting activities, such as determining the cost of the plan, and analyzing the design options of the plan • preparing regulatory reports, such as tax slips We limit access to information in your file to staff or persons authorized who require it to perform their duties, to persons to whom you have granted access, and to persons authorized by law. Your health care provider, other insurance and reinsurance carriers, and your plan administrator may also exchange information when it is needed to administer the group benefit plan.
Protecting Your Personal Information. The Company and it’s benefit administrator recognizes and respects every individual’s right to privacy. When you apply for coverage or benefits, we establish a confidential file of personal information.The personal information we receive from you is used to administer the group benefit plan under which you are covered. This includes many tasks, such as: c determining your eligibility for coverage under the plan c enrolling you for coverage c assessing your claims and providing you with payment c managing your claims c verifying and auditing eligibility and claims c underwriting activities, such as determining the cost of the plan, and analyzing the design options of the plan c preparing regulatory reports, such as tax slips We limit access to information in your file to staff or persons author- ized by the Company and/or it’s benefits administrator(s) who require it to perform their duties, to persons to whom you have granted ac- cess, and to persons authorized by law. Your health care provider, other insurance and reinsurance carriers, and your plan administrator may also exchange information when it is needed to administer the group benefit plan.
Protecting Your Personal Information. You will be required to use a Username assigned to or selected by you, as well as a password selected by you, each time you log-in to use Online Banking. You agree that we may rely on your Username, password and other security procedures, as further described below and as we may modify in our sole and exclusive discretion from time to time, to identify and authenticate you when you use the Service. Keep your Username and password confidential to prevent unauthorized use or loss to your accounts and log out of Online Banking when you are finished. You are solely responsible for controlling the safekeeping of and access to your Username, password or other means to access your account(s) and the Bill Payment Service, as well as Online Banking. You agree not to give out or make available your Username, password, secure access code or other access tools as applicable and as necessary to access your Account to any unauthorized individuals. You are responsible for all Payment transactions authorized by you or by anyone to whom you provide access to your Bill Payment Service and Account. You are liable for all Payment transactions you make or that you authorize another person to make even if that person exceeds his or her authority. If you choose to activate a biometric feature (such as a fingerprint or face scanner), it is your responsibility to control access to Online Banking just as you would with your personal ID and password. You acknowledge that any person who has a biometric feature stored in your device may be able to access Online Banking on that device. We are strongly committed to protecting the security and confidentiality of our customers’ account information. We use several techniques to help secure our Online Banking service, including the following: • You may only access Online Banking with a current and supported browser. • Your account numbers are never displayed in full - only the last four (4) digits can be viewed. • If there is no activity for a designated amount of time, you will be automatically logged off the Service. Additionally, we strongly recommend you do the following: • Apply all computer, device, and/or software security patches in a timely manner. • Utilize virus protection software and personal firewalls to further protect your devices and financial information. • Never provide confidential personal financial information, your login, or other identifying information to anyone. None of our employees or employees of our affiliates ...
Protecting Your Personal Information. In addition to protecting your access codes, you should also take precautions to protect your personal identification information, such as your driver’s license, Social Security number, or tax identification number. This information by itself or together with account information may allow unauthorized access to your accounts. You should treat personal information with the same level of care that you would for your account information. You should also protect and secure all information and data stored in any personal computer or other equipment you use to access our Online, Text or Mobile Banking services. Individual Agreement for Online, Text and Mobile Banking Service - We do not have joint agreements for our Online, Text and Mobile Banking services. If you are an individual or sole proprietor, you are the only customer under this agreement. However, any of the accounts to which you have access through our Online, Text and Mobile Banking service may be jointly owned with, or joint obligations with, others. Qualifying Accounts - We will tell you which types of accounts qualify for our Online, Text and Mobile Banking services. You must be a named owner/obligor on the account in our records for it to qualify. The Bank CANNOT monitor any signature restrictions on your account (i.e. two signatures required, etc.) and must rely on the accuracy of the logon ID and passwords established. How to Use Our Online, Text and Mobile Banking Services - Please refer to the online help and instructions on how to use our Online, Text and Mobile Banking services. Online, Text and Mobile Banking Services - You, or someone you have authorized by giving them your access code (even if that person exceeds your authority), can instruct us to perform the following transactions: Transfer funds between qualifying accounts; Obtain information that we make available about qualifying accounts; and Obtain other services or perform other transactions that we allow. If you have enrolled for our BillPay Service, pay bills from your Bank Accounts in the amounts and on the dates you direct. Preauthorized Recurring Fund Transfers - To the extent we make them available, you authorize us to establish preauthorized recurring fund transfers in accordance with the requests you make for us to do so. We will only allow preauthorized recurring fund transfers that do not vary in amount. Communications Link and Your Equipment - Access to Online, Text and Mobile Banking will be provided through the use o...
Protecting Your Personal Information. At Great-West Life, we recognize and respect the importance of privacy. When you apply for coverage or benefits, we establish a confidentialfile of personal information. We limit access to personal information in your file to Great-West Life staff or persons authorized by Great-West Life who require it to perform their duties, to persons to whom you have granted access, and to persons authorized by law. We use the personal information to administer the group benefit plan under which you are covered. This includes many tasks, such as: determining your eligibility for coverage under the plan enrolling you for coverage assessing your claims and providing you with payment managing your claims verifying and auditing eligibility and claims underwriting activities, such as determining the cost of the plan, and analyzing the design options of the plan preparing regulatory reports, such as tax slips Your employer has an agreement with Great-West Life in which your employer has financial responsibility for some or all of the benefits in the plan and we process claims on your employer’s behalf. We may exchange personal information with your health care providers, your plan administrator, other insurance or reinsurance companies, administrators of government benefits or other benefit programs, other organizations, or service providers working with us when necessary to administer the plan. All claims under this plan are submitted through you as plan member. We may exchange personal information about claims with you and a person acting on your behalf when necessary to confirm eligibility and to mutually manage the claims. For more information about our privacy guidelines, please ask for Great-West Life’s Guidelines brochure. LIABILITY FOR BENEFITS Your employer has entered into an agreement with The Life Assurance Company whereby your employer will have full liability for Weekly Income and Visioncare benefits outlined in this booklet. This means your employer has agreed to fund these benefits and they are, therefore, uninsured. All claims will, however, be processed by West Life. TABLE OF CONTENTS Schedule of Benefits Changes in Insurance Benefits Eligibility Definition of Dependent Life Insurance for Employees Accidental Death, Dismemberment and Loss of Sight Insurance Weekly Income Benefits Visioncare Termination of Coverage Continuation of Health Benefits for Dependents How to Make Your Claims Page SCHEDULE OF BENEFITS FOR GROUP POLICY NO. AND PLAN DOCUMENT NO. EMPLO...
Protecting Your Personal Information. We and our third-party services providers understand the importance of keeping your information secure. We have policies and procedures in place that define the roles and responsibilities of our employees throughout the lifecycle of personal information held at Canso and limit our employees’ access to such information on a “need-to-know” basis. Our employees are trained on privacy matters. Canso, as well as our service providers, are expected to maintain the confidentiality of personal information. Storage Your personal information is kept either in paper or electronic/digital format. Places that we store personal information include: • our offices, including physical corporate computers and cloud data providers; • secure off-site storage facilities; • the offices of our service providers and our office servers. We may store your personal information via third party entities that reside outside of Canada. Information may be transferred to, accessed and/or retained by these third parties. We have contracts in place requiring these companies to adhere to the same standards of confidentiality to which we are subject. Safeguards We maintain appropriate security safeguards to protect your information against unauthorized access, modification, theft, misuse, or loss while it is under our custody. We use a combination of physical, electronic, technological, procedural, and organizational safeguards, having regards to the sensitivity of the information. We have agreements in place with third party service providers requiring that appropriate safeguards be in place for any information we provide to them and used only for the purpose for which we are providing the information to them. Despite all the foregoing security measures, storage of information and digital communications are not entirely secure. We encourage all individuals to provide only the information they are comfortable with providing a third party, keep watch for communications that are suspicious, and report any suspicious activity to us as soon as possible.
