Person to Person Payments. You can stop a Person-to-Person Payment at any time before the recipient accepts the funds by going to your "History" screen, find the transaction in question, and click "Cancel" next to the transaction under the "Status" column. You will be asked if you're sure you want to cancel the transaction. Click "Yes." You can also cancel a transaction in the exact same manner from the "Action" column of your "Overview" screen. The funds will be returned to the account of origin.
Person to Person Payments. Person to Person Payment (P2P) is a secure online, person-to-person payment service that allows you to electronically send money to virtually anyone who has a U.S.-based email address and a deposit account at a U.S. financial institution. To schedule a P2P transaction, click the "Pay a Person" button. Indicate that you want to pay them by email. Follow the on-screen prompts to create your Payee and your Keyword. You will need to provide the Keyword to your Payee. When you establish a Payee in P2P, you must activate your Payee by having a code sent to a contact number on file. Once you have successfully added a Payee, he or she will receive an email with instructions to access a secure website to provide their bank information, plus enter the Keyword you gave them. The email link will be valid for 9 days. If not activated within 9 days, you will need to reset the key word in your Payee list. Payments typically settle within 1-2 business days after completion of activation. GiftPay GiftPay can be used to send gifts to people or make donations to charities. For Gifts - Click the "GiftPay" button. Click the "Add Recipient" button to add your gift recipient. Follow on-screen prompts for adding Payee. To schedule a gift payment, click "Send gift" from the GiftPay payee list. Key payment information and select the occasion. A variety of holidays or occasions are available. Enter your own customized message to appear on the check stub. Review a sample of your check. Fees apply. For Donations - Click the "GiftPay" button. Click the "Add Recipient" button to add your donation recipient. Follow on-screen prompts for adding Payee. To schedule a donation payment, click "Send donation" from the GiftPay payee list. Key payment information. Donations may be customized to include recognition of someone, receive an acknowledgement and create email notifications. Enter your own customized message to appear on the check stub. Review a sample of your check. Fees apply. Expedited Payments Prior to daily cut-off times, check payments can be scheduled for overnight or 2nd day delivery. Fees apply.
Person to Person Payments. If you enroll in our Person to Person Payment Service you may use the Service to initiate a one- time transfer of funds from a checking account with us to a third party. Only Outbound Payments may be initiated through the Person to Person Payment Service. You must link your checking account to the Service and then register such account with the Person to Person Payment Service in order to initiate Person to Person Payments from such account(s). We will assess you a Person to Person Payment Fee (P2P Xxxx Fee) of $2.00 for each Person to Person Payment that you initiate. Limitations on Online Transactions. Individual or daily transfers between your accounts with us may be made in any amount not exceeding the available balance (subject to verification) in your account from which the transfer is made. If there are insufficient available funds in the account(s) from which you are requesting a funds transfer the transfer will not be initiated and you will receive notification that the transfer was rejected. However, if the account to be debited is your checking account and you have linked that checking account to an Overdraft Line of Credit for overdraft protection purposes we may cover the amount of the transfer to the extent your Overdraft Line of Credit is then available and in accordance with any agreement covering that overdraft protection service. Bank to Bank Transfers are subject to the following frequency and dollar limits: Transfers Per Business Day Amount Per Business Day Inbound Transfers 2 $ 5,000 Outbound Transfers 2 $ 5,000 * Note: Bank to Bank Transfers may be subject to lower limits applied by the Third Party Bank. Person to Person Payments are subject to the following limits: Transfers Per Business Day Amount Per Payment Amount Per Business Day Outbound Payments 3 $ 1,000 $ 3,000 Any Bank to Bank Transfer or Person to Person Payment initiated after the Cut-Off Time on a Business Day or on a day that is not a Business Day counts toward the applicable limit for the next Business Day. We may change either or both of these limits at any time, without prior notice (other than any notice required by Applicable Law).
Person to Person Payments. If eligible, you may enroll in the People Pay service, which will allow you to send and receive money with other persons. Recipients will be identified by an email address or mobile telephone number. You must accept our People Pay Terms and Conditions at enrollment to utilize the service. Transaction and daily limits will apply. Report Lost Debit Card You may utilize the Report Lost Card menu option within the Services to notify Midwest Heritage if you have lost your debit card, your debit card has been stolen, or you did not receive your debit card. Utilizing the Report Lost Card feature will send a notice to Midwest Heritage, which will be reviewed and processed on the next business day. Your card will not be immediately deactivated. To immediately deactivate your debit card, call Midwest Heritage at 0-000-000-0000 during normal business hours or call 0-000-000-0000 at any time to report a lost or stolen debit card. Refer to the Errors and Questions section of this Agreement for your rights and responsibilities regarding any transactions you think are incorrect. Forgotten Password Procedure Your User ID will be locked after three (3) incorrect entries of your password. If you are unable to remember your password, you may use the Forgot your password? Link on the log in page of the Services. If you are unable to reset your password or need assistance, please call Midwest Heritage during our normal business hours at 0-000-000-0000. Electronic Mail If you send us an e-mail, it will be deemed to have been received on the following Business Day. Business Day shall be defined as Monday through Friday, 8:00 a.m. to 5:00 p.m. We will have a reasonable time to act on your e-mail. You should not rely on e-mail if you need to communicate with us immediately. For example; if you need to cancel a payment that is scheduled to occur, or if you need to report the loss or theft of your password. Midwest Heritage makes every attempt to accommodate communication from our clients in various formats, but discourages the use of email correspondence for communication regarding your accounts which includes personal identifying information. Please limit your emails to general information and information as to when and where we can contact you during normal banking hours. You agree that we may respond to you by e-mail with regard to any matter related to the Midwest Heritage internet banking. This includes, but is not limited to, responding to a claim of unauthorized electronic f...
Person to Person Payments. The P2P Service is an electronic person-to-person payments service through which Customer may send payments from a specified AuburnBank checking Account to any person who maintains an eligible account with a financial institution. By providing Bank with names, telephone numbers, email addresses and/or bank account information of Receivers to whom Customer wishes to direct payments, Customer authorizes Bank to follow the payment instructions that Bank receives from Customer through the P2P Service. When Bank initiates the processing of a payment based on a payment instruction from Customer, Customer authorizes Bank to immediately debit Customer’s applicable Account for the amount of any such payment instruction plus any related fees in effect at the time Customer initiates the payment instruction, and to remit funds on Customer’s behalf according to the terms of the P2P Service. Customer acknowledges and agrees that any applicable fees will be charged, and will be deemed fully earned, when Bank receives and acts on a payment instruction from Customer, regardless of when or whether the payment is completed. Customer may use the P2P Service to initiate (i) an immediate one-time payment to a Receiver, (ii) a one-time payment to a Receiver scheduled for a future date, and/or (iii) a recurring series of future payments to a Receiver. Further details about each of these options, including how far in advance a future or recurring payment may be scheduled, can be found within the P2P Service site. Payments initiated to Receivers are processed in two ways: (i) Customer can provide all the required information about the Receiver, including his/her bank account information, necessary to complete a transfer of funds, or (ii) Customer can provide contact information about the Receiver (including an email address and/or mobile telephone number) and the Receiver will be contacted and requested to provide validation and bank account information necessary to complete the transfer of funds (a “Two- Step Transfer”). Customer understands and agrees that when you initiate an immediate one-time payment to a Receiver, the processing of the payment will begin immediately and the debiting of Customer’s Account will occur as early as the day of such initiation. However, the payment funds will be transferred into the Receiver's account no earlier than the next Banking Day after Customer initiated the payment. If Customer requests a one-time payment to be initiated on a specified futu...
Person to Person Payments. If you requested a an Express delivery (next business day) for a Person to Person Payment, we will charge the account which you are authorizing the funds to be withdrawn from according to the Fee Schedule for each Express delivery you send. There is no fee for Standard delivery (three business days). If you authorize a Person to Person Payment that causes your designated ESL account to overdraft, your account will be charged an overdraft charge (see Fee Schedule for amount). However, ESL reserves the right to cancel any Person to Person Payment that would cause your designated ESL account to be overdrawn. All charges will be automatically debited from your designated account at ESL. Special Rule for Simple Spending Account This account will not incur any overdraft fees. Any ATM, POS, ACH or Visa Debit Card transaction initiated for an amount over your available account balance may be declined.
Person to Person Payments. You can stop a Person to Person Payment at any time before the recipient collects the funds by going to your “History” screen, find the transaction in question, and click “
Person to Person Payments. If you have an eligible Service Account enrolled in the Online Banking Service, electronic person‐to‐person payments may be made to or from that account through the Regions Personal Pay Service. These transactions are described in detail in Section VI of this Agreement, in the Regions Personal Pay Service Addendum to this Agreement, and in other parts of this Agreement.
