Common use of Passwords Clause in Contracts

Passwords. Your password is used to identify you when accessing the Online Banking Service. Your password acts as your signature. You are responsible for keeping your password and account information secret. You can change your password at any time, and you should change your password periodically. You should not choose a password that would be easy for someone else to guess. For your protection, you should memorize your password and not keep any notation of your password on or with your computer. You should not include your password in any email sent to the Bank. The password assures that only you, or an authorized representative to whom you give your password, can access your account through the Online Banking Service. You agree not to give your Online Banking User ID or password to anyone you do not authorize to have Online Banking access to your Account. If you do, you will be responsible for any transactions in your Accounts when such person uses your password. If any of your Accounts are joint accounts or have additional authorized signers, each owner, or authorized representative whom you wish to have access to your Online Account, must know the password. This will give that person access to your Accounts. You understand and agree that each owner of an Account is jointly and individually responsible for all Online Banking transactions that affect that Account. Representatives of the Bank will not call you or e-mail you requesting that you provide them with your password. Any such request you receive is not legitimate. If you receive such a request, contact First Nebraska Bank immediately. IF YOU BELIEVE THAT YOUR USER CODE OR YOUR PASSWORD HAS BEEN LOST OR STOLEN, CONTACT YOUR FIRST NEBRASKA BANK BRANCH IMMEDIATELY, PREFERABLY BY TELEPHONE. PROMPT NOTIFICATION IS THE BEST WAY TO LIMIT YOUR POSSIBLE FINANCIAL LOSSES.

Passwords. Your We may at our option change the parameters for the password is used to identify you when accessing access the Online Banking Service. Your password acts as your signature. You are responsible for keeping your password and account information secret. You can change your password at any timeBusiness Service ("Password") without prior notice to you, and you should change your password periodically. You should not choose a password that would be easy for someone else to guess. For your protection, you should memorize your password and not keep any notation of your password on or with your computer. You should not include your password in any email sent to the Bank. The password assures that only you, or an authorized representative to whom you give your password, can access your account through the Online Banking Service. You agree not to give your Online Banking User ID or password to anyone you if we do not authorize to have Online Banking access to your Account. If you doso, you will be required to change your password the next time you access the Online Business Service. To prevent unauthorized access to your accounts and to prevent unauthorized use of the Online Business Service, you agree to protect and keep confidential your Card number, account number, PIN, User Name, Password, Security Questions or other means of accessing your accounts via the Online Business Service. To the extent permitted by law: (a) The loss, theft, or unauthorized use of your Card numbers, account numbers, PINs, User Names, and Passwords could cause you to lose some or all of the money in your accounts, plus any amount available under your overdraft protection, business credit line, or draws on your business credit card account. (b) It could also permit unauthorized persons to gain access to your sensitive personal and account information and to use that information for fraudulent purposes, including identity theft. (c) If you disclose your Card numbers, account numbers, PINs, User Names, and/or Passwords to any person(s) or entity, you assume all risks and losses associated with such disclosure. (d) If you permit any other person(s) or entity, including any data aggregation service providers, to use the Online Business Service or to access or use your Card numbers, account numbers, PINs, User Names, Passwords, or other means to access your accounts, you are responsible for any transactions in and activities performed from your Accounts when accounts and for any use of your personal and account information by such person uses your passwordperson(s) or entity. If any of you believe someone may attempt to use or has used the Online Business Service without your Accounts are joint accounts or have additional authorized signers, each ownerpermission, or authorized representative whom that any other unauthorized use or security breach has occurred, you wish agree to have immediately notify us at 0-000-000-0000. We will provide you with a user name and entry code or password (“User Name and Password”) to access the System. You agree to: (a) change your User Name and Password immediately upon initial login; (b) comply with all security procedures we provide to you in connection with the Online Business Service; (c) take reasonable steps to safeguard the confidentiality and security of the User Name and Password, and any other proprietary property or information we provide to you in connection with the Online Business Service; (d) limit access to your User Name and Passwords to persons who have a need to know such information; (e) closely and regularly monitor the activities of employees who access the Online Account, must know Business Service; and (f) notify us immediately if you have any reason to believe the passwordsecurity or confidentiality required by this provision has been or may be breached. This will give that person Your User Name and Password may be changed by you from time to time. You agree to change your User Name and Password immediately if someone who has had access to the Code is no longer employed by you or is no longer authorized to use the Online Business Service. We may also require you to change your AccountsUser Name and Password at any time. We may deny access to the Online Business Service without prior notice if we are unable to confirm (to our satisfaction) any person’s authority to access the Online Business Service or if we believe such action is necessary for security reasons. We may process any funds transfer request we receive through the Online Business Service which includes your User Name and Password. Fund transfer requests submitted with the User Name and Password will be deemed effective as if made by you, and you will be obligated to pay us the amount of such orders, even if they are subsequently determined to be unauthorized. You understand and agree that each owner you control the addition and deletion of an Account is jointly users and individually responsible the level of user authority for all transactions. You agree to utilize the security and audit features provided by the Online Banking transactions that affect that AccountBusiness Service. Representatives of You can learn about security features by reviewing the Bank will not call you or e-mail you requesting that you provide them with your password. Any such request you receive is not legitimateadditional information on the Online Business Service. If you receive such a requestbelieve someone may attempt to use or has used the Online Business Service without your permission, contact First Nebraska Bank immediatelyor that any other unauthorized use or security breach has occurred, you agree to immediately notify us at 0-000-000-0000. IF YOU BELIEVE THAT YOUR USER CODE OR YOUR PASSWORD HAS BEEN LOST OR STOLENFor more information regarding protecting your personal information, CONTACT YOUR FIRST NEBRASKA BANK BRANCH IMMEDIATELY, PREFERABLY BY TELEPHONE. PROMPT NOTIFICATION IS THE BEST WAY TO LIMIT YOUR POSSIBLE FINANCIAL LOSSESplease refer to our website.

Passwords. The Bank's Internet Banking service is offered through an automated Personal Enrollment option located on the Bank's webpage. The customer must complete all fields of the enrollment form. The customer will set up their User ID and Password in the initial enrollment process. If the information entered into the enrollment form fields match the Bank's Core System, customer will automatically be enrolled for the service and receive an email from XxXxxxxx Banking Company notifying the customer they may login into Internet Banking using the User ID and Password set up in the enrollment process. If the fields do not match the Bank's Core System, a representative of the Bank will call the customer to confirm the information entered, correct the information in the Core System and resubmit the enrollment form for processing. Joint account holders are encouraged to obtain their own Internet Banking access and enroll separately. Customer's enrolling in Internet Banking may or may not be a primary or secondary on the exact same accounts. Therefore, exclusive confidentiality of the individual User ID and Password is vital to the confidentiality of customer's accounts. Sole use and sole confidentiality of the User ID and Password is the agreed security procedure between you and the Bank. It is customer's responsibility to keep their User ID and Password confidential in order to prevent unauthorized use and possible loss to your accounts and to prevent unauthorized use of Internet Banking. ANYONE to whom you give or disclose your User ID and Password will have full access to your account(s), even if you attempt to limit that person's authority. If you forget your Password you may contact the Bank to have a new temporary Password issued or customer may utilize the Forgot Your password is used to identify you when accessing Password feature within the Online Banking Service. Your password acts as your signature. You are responsible for keeping your password and account information secret. You can change your password at any time, and you should change your password periodically. You should not choose a password that would be easy for someone else to guesslogin process. For your protection, if you request a new Password or to reset your Password, the Bank will take any and all precautionary measures that it deems necessary to positively identify you. Such precautionary measures may also include the requirement for you to personally come to the Bank for the new Password. Unless the customer initiates the call to the Bank and customer has been positively identified, under no circumstances should memorize a Bank employee request your password and Password for Internet Banking. Do not keep respond to any notation of your password on or with your computer. You should not include your password in any email sent such request, even if the person claims to represent the Bank. The password assures that only you, or an authorized representative to whom you give your password, can access your account through the Online Banking Service. You agree not to give your Online Banking User ID or password to anyone you do not authorize to have Online Banking access to your Account. If you do, you will be responsible for any transactions in your Accounts when such person uses your password. If any of your Accounts are joint accounts or have additional authorized signers, each owner, or authorized representative whom you wish to have access to your Online Account, must know the password. This will give that person access to your Accounts. You understand and agree that each owner of an Account is jointly and individually responsible for all Online Banking transactions that affect that Account. Representatives of the Bank will not call you or e-mail you requesting that you provide them with your password. Any such request you receive is not legitimate. If you receive such a request, contact First Nebraska Bank immediately. IF YOU BELIEVE THAT YOUR USER CODE OR YOUR PASSWORD HAS BEEN LOST OR STOLEN, CONTACT YOUR FIRST NEBRASKA BANK BRANCH IMMEDIATELY, PREFERABLY BY TELEPHONE. PROMPT NOTIFICATION IS THE BEST WAY TO LIMIT YOUR POSSIBLE FINANCIAL LOSSES.SECURITY

Passwords. Your We may at our option change the parameters for the password is used to identify you when accessing access and use the Online Banking Service. Your password acts as your signature. You are responsible for keeping your password and account information secret. You can change your password at any timePTPP Service (“Password”) without prior notice to you, and you should change your password periodically. You should not choose a password that would be easy for someone else to guess. For your protection, you should memorize your password and not keep any notation of your password on or with your computer. You should not include your password in any email sent to the Bank. The password assures that only you, or an authorized representative to whom you give your password, can access your account through the Online Banking Service. You agree not to give your Online Banking User ID or password to anyone you if we do not authorize to have Online Banking access to your Account. If you doso, you will be required to change your password the next time you access the PTPP Service. To prevent unauthorized access to your accounts and to prevent unauthorized use of the PTPP Service, you agree to protect and keep confidential your card number, account number, PIN, User ID, Password, or other means of accessing your accounts via the PTPP Service. The loss, theft, or unauthorized use of your card numbers, account numbers, PINs, User IDs, and Passwords could cause you to lose some or all of the money in your accounts, plus any amount available under your overdraft protection credit line. It could also permit unauthorized persons to gain access to your sensitive personal and account information and to use that information for fraudulent purposes, including identity theft. If you disclose your card numbers, account numbers, PINs, User IDs, and/or Passwords to any person(s) or entity, you assume all risks and losses associated with such disclosure. If you permit any other person(s) or entity to use the PTPP Service or to access or use your card numbers, account numbers, PINs, User IDs, Passwords, or other means to access your accounts, you are responsible for any transactions in and activities performed from your Accounts when such person uses your password. If accounts and for any use of your Accounts are joint accounts personal and account information by such person(s) or have additional authorized signers, each owner, or authorized representative whom you wish to have access to your Online Account, must know the password. This will give that person access to your Accounts. You understand and agree that each owner of an Account is jointly and individually responsible for all Online Banking transactions that affect that Account. Representatives of the Bank will not call you or e-mail you requesting that you provide them with your password. Any such request you receive is not legitimateentity. If you receive such a requestbelieve someone may attempt to use or has used the PTPP Service without your permission, contact First Nebraska Bank immediately. IF YOU BELIEVE THAT YOUR USER CODE OR YOUR PASSWORD HAS BEEN LOST OR STOLENor that any other unauthorized use or security breach has occurred, CONTACT YOUR FIRST NEBRASKA BANK BRANCH IMMEDIATELY, PREFERABLY BY TELEPHONE. PROMPT NOTIFICATION IS THE BEST WAY TO LIMIT YOUR POSSIBLE FINANCIAL LOSSESyou agree to immediately notify us at (000) 000-0000.

Passwords. Your password To use our Online/Mobile Banking service, you must use a username and a password. Keep them confidential to prevent unauthorized use or loss to your accounts. You agree to protect and keep confidential all passwords or other means of accessing your accounts. You agree that it is your responsibility to initiate and maintain adequate procedures to prevent any unauthorized access to your personal computer, other devices used to identify access your accounts, and your passwords. The loss, theft, or unauthorized use of your passwords could cause you when accessing to lose some or all of the Online money in your accounts. It could also permit unauthorized persons to gain access to your sensitive personal and account information and to use that information for fraudulent purposes, including identity theft. If you disclose your password to any person or entity, you assume all risks and losses associated with such disclosure. If you permit any other person or entity to use our Online/Mobile Banking Service. Your Service or to access or use your password acts as or by other means access your signature. You accounts, you are responsible for keeping any transactions and activities performed from your password accounts and for any use of your personal and account information secretby such person or entity. You can change your password at any time, and you should change your password periodically. You should not choose a password that would be easy for someone else to guess. For your protection, you should memorize your password and not keep any notation of your password on or with your computer. You should not include your password in any email sent to the Bank. The password assures that only you, or an authorized representative Anyone to whom you give your password, can access your account through the Online Banking Service. You agree not to give your Online Banking User ID or password to anyone you do not authorize to will have Online Banking full access to your Accountaccounts even if you attempt to limit that person’s authority. Additionally, that person will have full access to any accounts which are accessed by those passwords, including those accounts belonging to another member with whom you are a joint member. If you dobelieve someone may attempt to use or has used your password without your permission, or that any other unauthorized use or security breach has occurred, you agree to immediately notify us. We will be responsible for any transactions in your Accounts when such person uses never contact you via phone or email to request your password. If any you are contacted by anyone requesting this information, please contact us IMMEDIATELY. We may, at our discretion, change the parameters for passwords without prior notice to you, and if we do so you may be required to change your password the next time you access our Online/Mobile Banking service. You also agree that ABFCU may revoke Online/Mobile Banking services if unauthorized Online/Mobile Banking occurs as a result of your Accounts are joint accounts or have additional authorized signersnegligence in safeguarding the password, each ownerchallenge questions and answers, or authorized representative whom you wish to have access to as a result of your Online Account, must know negligence in ensuring the password. This will give that person access to your Accounts. You understand and agree that each owner of an Account is jointly and individually responsible for all Online Banking transactions that affect that Account. Representatives security of the Bank will not call device you or e-mail you requesting that you provide them with your password. Any such request you receive is not legitimate. If you receive such a request, contact First Nebraska Bank immediately. IF YOU BELIEVE THAT YOUR USER CODE OR YOUR PASSWORD HAS BEEN LOST OR STOLEN, CONTACT YOUR FIRST NEBRASKA BANK BRANCH IMMEDIATELY, PREFERABLY BY TELEPHONE. PROMPT NOTIFICATION IS THE BEST WAY TO LIMIT YOUR POSSIBLE FINANCIAL LOSSESown and/or use to access the Online/Mobile Banking service.

Passwords. Your You will be required to use a Username and password is to access the Online Service. We may at our option change the parameters for the password used to identify you when accessing access the Online Banking Service. Your password acts as your signature. You are responsible for keeping your password and account information secret. You can change your password at any timeService ("Password") without prior notice to you, and you should change your password periodically. You should not choose a password that would be easy for someone else to guess. For your protection, you should memorize your password and not keep any notation of your password on or with your computer. You should not include your password in any email sent to the Bank. The password assures that only you, or an authorized representative to whom you give your password, can access your account through the Online Banking Service. You agree not to give your Online Banking User ID or password to anyone you if we do not authorize to have Online Banking access to your Account. If you doso, you will be required to change your Password the next time you access the Online Service. To prevent unauthorized access to your accounts and to prevent unauthorized use of the Online Service, you agree to protect and keep confidential your Card number, account number, PIN, Username, Password, or other means of accessing your accounts via the Online Service. The loss, theft, or unauthorized use of your Card numbers, account numbers, PINs, Usernames, and Passwords could cause you to lose some or all of the money in your accounts, plus any amount available under your overdraft protection credit line or draws on your credit card account. It could also permit unauthorized persons to gain access to your sensitive personal and account information and to use that information for fraudulent purposes, including identity theft. If you disclose your Card numbers, account numbers, PINs, Usernames, and/or Passwords to any person(s) or entity, you assume all risks and losses associated with such disclosure. If you permit any other person(s) or entity, including any data aggregation service providers, to use the Online Service or to access or use your Card numbers, account numbers, PINs, Usernames, Passwords, or other means to access your accounts, you are responsible for any transactions in and activities performed from your Accounts when such person uses your password. If accounts and for any use of your Accounts are joint accounts personal and account information by such person(s) or have additional authorized signers, each owner, or authorized representative whom you wish to have access to your Online Account, must know the password. This will give that person access to your Accounts. You understand and agree that each owner of an Account is jointly and individually responsible for all Online Banking transactions that affect that Account. Representatives of the Bank will not call you or e-mail you requesting that you provide them with your password. Any such request you receive is not legitimateentity. If you receive such believe someone may attempt to use or has used the Online Service without your permission, or that any other unauthorized use or security breach has occurred, you agree to immediately notify us at 0-000-000-0000. If you are a requestcorporation, contact First Nebraska Bank immediatelypartnership, limited liability company, association, or some other form of business entity, you will have one Username and Password. IF YOU BELIEVE THAT YOUR USER CODE OR YOUR PASSWORD HAS BEEN LOST OR STOLEN, CONTACT YOUR FIRST NEBRASKA BANK BRANCH IMMEDIATELY, PREFERABLY BY TELEPHONEIt is your responsibility to ensure that this information is provided only to persons you authorize. PROMPT NOTIFICATION IS THE BEST WAY TO LIMIT YOUR POSSIBLE FINANCIAL LOSSESYou represent to us that each authorized representative and anyone else using your Username and Password has general authority from your company to give us instructions to perform transactions using Online Service.

Passwords. Your password is used to identify you when accessing You agree that the Online Banking Service. Your password acts as your signatureuse of passwords and identification procedures are commercially reasonable security procedures under applicable law. You are responsible for keeping if you or anyone you authorize permits another person to use your password and account information secretor to access your Account in any manner. You can change agree to cease using your Account and to notify us in writing and immediately at 000-000-0000 or the telephone number shown on your monthly statement if you believe that your password has been lost or stolen or that your Account has been or may be accessed without your authorization. Do not use your Account after so notifying us. You will not be liable for unauthorized use of the Account that occurs after you notify us. We may suspend, terminate or limit your use of the Account without notice to you if we have been notified or have determined that there may be unauthorized access to the Account. You agree to assist us in determining the facts, circumstances and other pertinent information related to any loss, theft or possible unauthorized use of the Account and to comply with such procedures as we may require in connection with our investigation. If your access to the Account is blocked or if you forget your password, you may contact us at 000-000-0000 or at the number provided in the monthly statement. We may issue you a new password or change its hold on your Account, although it may not be available for use of the Account for several days. Change in Terms. We may change the terms of your Account at any time, and you should change your password periodically. You should not choose a password that would be easy for someone else to guess. For your protection, you should memorize your password and not keep any notation of your password on or with your computer. You should not include your password in any email sent to the Bank. The password assures that only you, or an authorized representative to whom you give your password, can access your account through the Online Banking Service. You agree not to give your Online Banking User ID or password to anyone If you do not authorize agree to any change in terms, you must terminate your use of your Account and repay any outstanding balance according to the old terms within 30 days. By using your Account after any such change, you agree to that change. Unless you notify us otherwise, you agree that we may send notice of changes of terms in electronic form. You may terminate your Account at any time by calling or writing us. You must notify us at least 30 days prior to the date on which You wish to have Online Banking access to your AccountAccount terminated. If We may cancel all scheduled transactions on your Account as soon as practicable upon receipt of notice of termination from you. Upon termination you domust repay any outstanding balance due within 30 days. Events of Default. At our option, the occurrence of any of the following events shall constitute an Event of Default: your Account balance exceeds your account limit, you will be responsible for fail to make a payment when required, you fail to abide by the terms of this Agreement, you misrepresent any transactions in material fact, the ownership or control of your Accounts when such person uses business changes, you sell all or substantially all of your password. If assets, any of your Accounts are joint accounts or have additional authorized signers, each owner, or authorized representative whom you wish to have access to your Online Account, must know property is the password. This will give that person access to your Accounts. You understand and agree that each owner subject of an Account attachment, execution or levy, any proceeding, voluntary or involuntary, respecting you is jointly commenced pursuant to any statute relating to bankruptcy, insolvency, reorganization of debts, liquidation, winding up or dissolution; any receiver, receiver and individually responsible manager, trustee, sequestrator, custodian or liquidator or person with similar powers, is appointed, judicially or extra-judicially, for all Online Banking transactions that affect that Account. Representatives of the Bank will not call you or e-mail any of your assets or property; if you requesting that are a natural person, you provide them with your password. Any such request die or are declared legally incompetent or are imprisoned; or, if you receive is not legitimate. If you receive such are a request, contact First Nebraska Bank immediately. IF YOU BELIEVE THAT YOUR USER CODE OR YOUR PASSWORD HAS BEEN LOST OR STOLEN, CONTACT YOUR FIRST NEBRASKA BANK BRANCH IMMEDIATELY, PREFERABLY BY TELEPHONE. PROMPT NOTIFICATION IS THE BEST WAY TO LIMIT YOUR POSSIBLE FINANCIAL LOSSES.business organization or other entity:

Passwords. Your You will be given a temporary password is to use to initially access your account. The credit union will E-mail it to you or send it to you via regular mail service. You will be prompted to go through our multilayer authentication and then you will be prompted to change the password by following the screen prompts the first time you log on. Future changes should be made through the “Member Services” option on the menu bar. When we must issue you a new password, it may not be available to use for 24 hours. We may at our option change the parameters for the password used to identify you when accessing the Online access Internet Banking Service. Your password acts as your signature. You are responsible for keeping your password and account information secret. You can change your password at any time(“Password”) without prior notice to you, and you should change your password periodically. You should not choose a password that would be easy for someone else to guess. For your protection, you should memorize your password and not keep any notation of your password on or with your computer. You should not include your password in any email sent to the Bank. The password assures that only you, or an authorized representative to whom you give your password, can access your account through the Online Banking Service. You agree not to give your Online Banking User ID or password to anyone you if we do not authorize to have Online Banking access to your Account. If you doso, you will be responsible for any transactions in required to change your Accounts when such person uses your passwordpassword the next time you access Internet Banking. If any of your Accounts are joint accounts or have additional authorized signers, each owner, or authorized representative whom you wish to have To prevent unauthorized access to your Online Accountaccounts and to prevent unauthorized use of Internet Banking, must know you agree to protect and keep confidential your account number, PIN, User ID, Password, or other means of accessing your accounts via Internet Banking. The loss, theft, or unauthorized use of your account numbers, PINs, User IDs, and Passwords could cause you to lose some or all of the passwordmoney in your accounts, plus any amount available under your overdraft protection credit line. This will give that person It could also permit unauthorized persons to gain access to your Accounts. You understand sensitive personal and agree account information and to use that each owner of an Account is jointly and individually responsible information for all Online Banking transactions that affect that Account. Representatives of the Bank will not call you or e-mail you requesting that you provide them with your password. Any such request you receive is not legitimatefraudulent purposes, including identity theft. If you receive disclose your account numbers, PINs, User IDs, and/or Passwords to any person(s) or entity, you assume all risks and losses associated with such a requestdisclosure. If you permit any other person(s) or entity to use Internet Banking or to access or use your account numbers, contact First Nebraska Bank immediatelyPINs, User IDs, Passwords, or other means to access your accounts, then you may be completely liable for any access, loss, or transfers to, transfers from your account, and subject to applicable laws. IF YOU BELIEVE THAT YOUR USER CODE OR YOUR PASSWORD HAS BEEN LOST OR STOLENTo help safeguard your password, CONTACT YOUR FIRST NEBRASKA BANK BRANCH IMMEDIATELYyou should change it frequently (we recommend every 90-120 days or if you feel it has been compromised). If you believe someone may attempt to use or has used Internet Banking without your permission, PREFERABLY BY TELEPHONE. PROMPT NOTIFICATION IS THE BEST WAY TO LIMIT YOUR POSSIBLE FINANCIAL LOSSESor that any other unauthorized use or security breach has occurred, you agree to immediately notify us contacting your local branch or emailing us at xxxx@xxxxxxxxx.xxx.

Passwords. Your first password is used will be issued to identify you when accessing you first join the Online Banking Servicedatabase, it will be a random system generated password. Your password acts as your signature. You are responsible for keeping The first time you sign on to the Aviation Data Services Web Site you must change your password and account information secretto one you select yourself. You can also change your password at any time, and you should change your password periodically. You should not choose a password that would be easy for someone else to guess. For your protection, you should memorize your password and not keep any notation of your password on or with your computer. You should not include your password in any email sent to the Bank. The password assures you select must not relate to any readily accessible personal data such as your name, birth date, address, telephone number, driver's license, license plate or passport. Nor must it be an obvious combination of letters and numbers, including sequential numbers (e.g. 3456) or one that only you, or an authorized representative can easily be guessed by someone else. Your password must remain confidential to whom you give your password, can access your account through the Online Banking Service. You agree not alone and you must take all reasonable steps to give your Online Banking User ID or password to anyone you do not authorize to have Online Banking access to your Account. If you do, you will be responsible for any transactions in your Accounts when such person uses prevent disclosure of your password. If Suspension and termination Aviation Data Services may immediately suspend your access to the Site or terminate your registration as a Casual User or a Subscriber: • if you breach any of these Terms, • if we think that you have misused the Site or any Document, • if your registration information is, or we think that it is, untrue, incomplete or not current, • if you are or become insolvent or bankrupt, or if you make an assignment for the benefit of or enter into or make any arrangement or composition for the benefit of your creditors, or if you go into receivership or have a receiver, trustee and manager (or any of them) (including a statutory manager) appointed in respect of all or any of your Accounts are joint accounts or have additional authorized signers, each ownerproperty, or authorized representative whom • at any time by giving you wish not less than 30 days' prior notice. You may terminate your registration as a Casual User or Subscriber by giving Aviation Data Services not less than 30 days' prior notice. Effect of termination On suspension or termination of your registration all licenses granted under these Terms will end and you may not use the Site. Terms intended to have access apply after termination of your registration will continue to apply. Notices We may give notices to you by email or by regular mail to your Online Account, must know the password. This will give that person access to your Accountsaddress. You understand may only give notice to us at xxxx@xxxxxxxxxxxxxx.xxx or by regular mail to XX Xxx 00000 Xxxxxxxxxxxx. Notices will be deemed delivered in the case of regular mail 2 working days after (but exclusive of) the day of mailing and agree that each owner in the case of an Account is jointly and individually responsible for all Online Banking transactions that affect that Account. Representatives email notice on the date shown on our system of the Bank will not call sending our email to you or e-mail you requesting that you provide them with our system's receipt of your password. Any such request you receive is not legitimate. If you receive such a request, contact First Nebraska Bank immediately. IF YOU BELIEVE THAT YOUR USER CODE OR YOUR PASSWORD HAS BEEN LOST OR STOLEN, CONTACT YOUR FIRST NEBRASKA BANK BRANCH IMMEDIATELY, PREFERABLY BY TELEPHONE. PROMPT NOTIFICATION IS THE BEST WAY TO LIMIT YOUR POSSIBLE FINANCIAL LOSSESemail to us (as the case may be).

Passwords. Your password is We may at our option change the parameters for your Online Account Password used to identify you when accessing access the Online Banking Service. Your password acts as your signature. You are responsible for keeping your password and account information secret. You can change your password at any timeServices without prior notice to you, and you should change your password periodically. You should not choose a password that would be easy for someone else to guess. For your protection, you should memorize your password and not keep any notation of your password on or with your computer. You should not include your password in any email sent to the Bank. The password assures that only you, or an authorized representative to whom you give your password, can access your account through the Online Banking Service. You agree not to give your Online Banking User ID or password to anyone you if we do not authorize to have Online Banking access to your Account. If you doso, you will be required to change your Password the next time you access your Online Account. To prevent unauthorized access to your Online Account and your Credit Union accounts linked thereto and to prevent unauthorized use of the Services, you agree to protect and keep confidential your Online Account Log-In ID, Password, or other means of accessing your Credit Union accounts. The loss, theft, or unauthorized use of your Online Account Log-In ID, Password, or other means of accessing your Credit Union accounts could cause you to lose some or all of the money in your accounts, plus any amount available under your overdraft protection credit line, or could result in draws on your credit card account. It could also permit unauthorized persons to gain access to your sensitive personal and account information and to use that information for fraudulent purposes, including identity theft. If you disclose your account numbers, PINs, Log-In IDs, and/or Passwords to any person(s) or entity, you assume all risks and losses associated with such disclosure. If you permit any other person(s) or entity to use the Services or to access or use your account numbers, PINs, Log-In IDs, Passwords, or other means to access your Credit Union accounts, you are responsible for any transactions in and activities performed from your Accounts when accounts and for any use of your personal and account information by such person uses your passwordperson(s) or entity. If any of you believe someone may attempt to use or has used a Service without your Accounts are joint accounts or have additional authorized signers, each ownerpermission, or authorized representative whom that any other unauthorized use or security breach has occurred, you wish agree to have access immediately notify us at (000) 000-0000, option 9 or 000-000-0000, option 9. To learn more about the Credit Union's security measures, as well as how to your Online Account, must know the password. This will give that person access to your Accounts. You understand protect yourself against online and agree that each owner of an Account is jointly and individually responsible for all Online Banking transactions that affect that Account. Representatives of the Bank will not call you or e-mail you requesting that you provide them with your password. Any such request you receive is not legitimate. If you receive such a requestfraud, contact First Nebraska Bank immediately. IF YOU BELIEVE THAT YOUR USER CODE OR YOUR PASSWORD HAS BEEN LOST OR STOLEN, CONTACT YOUR FIRST NEBRASKA BANK BRANCH IMMEDIATELY, PREFERABLY BY TELEPHONE. PROMPT NOTIFICATION IS THE BEST WAY TO LIMIT YOUR POSSIBLE FINANCIAL LOSSESplease refer to our Security Statement.

Passwords. The Bank's Internet Banking service is offered through an automated Commercial Enrollment option located on the Bank's webpage. The customer must complete all fields of the enrollment form. The customer will set up their User ID and Password in the initial enrollment process. If the information entered into the enrollment form fields match the Bank's Core System, customer will automatically be enrolled for the service and receive an email from XxXxxxxx Banking Company notifying the customer they may login into Internet Banking using the User ID and Password set up in the enrollment process. If the fields do not match the Bank's Core System, a representative of the Bank will call the customer to confirm the information entered, correct the information in the Core System and resubmit the enrollment form for processing. Joint account holders are encouraged to obtain their own Internet Banking access and enroll separately. Customer's enrolling in Internet Banking may or may not be a primary or secondary on the exact same accounts. Therefore, exclusive confidentiality of the individual User ID and Password is vital to the confidentiality of customer's accounts. Sole use and sole confidentiality of the User ID and Password is the agreed security procedure between you and the Bank. It is customer's responsibility to keep their User ID and Password confidential in order to prevent unauthorized use and possible loss to your accounts and to prevent unauthorized use of Internet Banking. ANYONE to whom you give or disclose your User ID and Password will have full access to your account(s), even if you attempt to limit that person's authority. If you forget your Password you may contact the Bank to have a new temporary Password issued or customer may utilize the Forgot Your password is used to identify you when accessing Password feature within the Online Banking Service. Your password acts as your signature. You are responsible for keeping your password and account information secret. You can change your password at any time, and you should change your password periodically. You should not choose a password that would be easy for someone else to guesslogin process. For your protection, if you request a new Password or to reset your Password, the Bank will take any and all precautionary measures that it deems necessary to positively identify you. Such precautionary measures may also include the requirement for you to personally come to the Bank for the new Password. Unless the customer initiates the call to the Bank and customer has been positively identified, under no circumstances should memorize a Bank employee request your password and Password for Internet Banking. Do not keep respond to any notation of your password on or with your computer. You should not include your password in any email sent such request, even if the person claims to represent the Bank. The password assures that only you, or an authorized representative to whom you give your password, can access your account through the Online Banking Service. You agree not to give your Online Banking User ID or password to anyone you do not authorize to have Online Banking access to your Account. If you do, you will be responsible for any transactions in your Accounts when such person uses your password. If any of your Accounts are joint accounts or have additional authorized signers, each owner, or authorized representative whom you wish to have access to your Online Account, must know the password. This will give that person access to your Accounts. You understand and agree that each owner of an Account is jointly and individually responsible for all Online Banking transactions that affect that Account. Representatives of the Bank will not call you or e-mail you requesting that you provide them with your password. Any such request you receive is not legitimate. If you receive such a request, contact First Nebraska Bank immediately. IF YOU BELIEVE THAT YOUR USER CODE OR YOUR PASSWORD HAS BEEN LOST OR STOLEN, CONTACT YOUR FIRST NEBRASKA BANK BRANCH IMMEDIATELY, PREFERABLY BY TELEPHONE. PROMPT NOTIFICATION IS THE BEST WAY TO LIMIT YOUR POSSIBLE FINANCIAL LOSSES.SECURITY