Passbooks. If your account is a passbook account and you wish to make a withdrawal without your passbook, we can refuse to allow the withdrawal. If your passbook is lost or stolen, you will immediately notify us in writing.
Passbooks. 7.1 Passbooks will only be issued to seniors or persons beyond the age of 65 years. Account statements will be issued quarterly and will be mailed to the address on record. Accounts without the proper mailing address will not receive a quarterly statement, but may request a statement from any branch of the Bank or may download the statement from the Bank’s Online Banking. For Passbook Holders:
Passbooks. 18.6 Changes may include the abolition or alteration of existing charges, or the introduction of new charges.
Passbooks. Where passbooks are issued, the Member is obligated to examine his passbook immediately following the entry therein of any transaction or transactions conducted and to there and then report to JN Bank any irregularity or difference or dispute of account whatsoever and howsoever caused. Failure to make an immediate report shall preclude the Member from thereafter asserting any irregularity, difference or dispute on the account and as stated in the passbook. The Member is responsible for keeping the passbook in safe custody and control. The Member must notify JN Bank in writing if the passbook is lost, stolen or has been wrongfully obtained by another person. JN Bank may require a bond, indemnity or other protection from the Member - or Members in the event of a joint account - satisfactory to JN Bank before issuing a substitute passbook or making any withdrawal on or payment from the account to the Member or any other party. If the original passbook is recovered any time after JN Bank has issued a substitute passbook, the Member(s) undertakes to deliver and return same to JN Bank forthwith. Notwithstanding the presence or absence of a passbook, the Member may access statements on account using any of the methods outlined under the General Terms herein for accessing Transaction Records.
Passbooks. If your account is a passbook account and you wish to make a withdrawal without your passbook, we can refuse to allow the withdrawal. If your passbook is lost or stolen, you will immediately notify us in writing. ACH AND WIRE TRANSFERS. This Agreement is subject to Article 4A of the Uniform Commercial Code ‐ Funds Transfers as adopted in the state of Kansas. If you send or receive a wire transfer, you agree that Fedwire® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire® Funds Service. When you originate a funds transfer for which Fedwire® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("ACH”) entry, you agree to be bound by the rules and regulations of the National Automated Clearing House Association ("NACHA”) Operating Rules, the Rules of any local ACH, and the Rules of any other system through which the entry is made. PROVISIONAL PAYMENT. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bank. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry. NOTICE OF RECEIPT. Under the operating rules of NACHA, which are applicable to ACH transactions involving your account, we are not required to give next day notice to you of receipt of an ACH item and we will not do so. However, we will continue to notify you of the receipt of payments in the periodic statements we provide to you. CHOICE OF LAW. We may accept on your behalf payments to your account which have been transmitted through one or more ACHs and which are not subject to the Electronic Fund Transfer Act and your rights and obligations with respect to such payments shall be construed in accordance with and governed by the laws of the state where this account is opened as provided by the operating rules of NACHA, which are applicable to ACH tr...
