Common use of Overdraft Liability Clause in Contracts

Overdraft Liability. If on any day, the available funds in your checking account are not sufficient to cover checks, debit card purchases and other items posted to your account, those checks and items will be handled in accordance with our overdraft procedures or an overdraft protection plan you have with us. Our determination of an insufficient account balance may be made at any time between presentation and our midnight deadline with only one review of the account required. We have no duty to notify you of an insufficient funds check. Your account will then be subject to a charge for the item whether paid or returned as set forth in the Business Services Fee Schedule. We may charge a fee each time a check or item is submitted or resubmitted for payment and we either return or pay the overdraft. Therefore, you may be assessed more than one fee as a result of a returned item or any resubmission(s) of the returned item that overdraws or would overdraw your account. Except as otherwise agreed in writing, by covering one or any overdraft, we do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If we pay a draft that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any midnight deadline limits.

Overdraft Liability. If on any day, the available funds in your checking share account are not sufficient to cover checksdrafts, debit card purchases and fees or other items posted to your account, those checks and items amounts will be handled in accordance with our overdraft procedures or an overdraft protection plan you have with us. Our The Credit Union's determination of an insufficient account balance may be made at any time between presentation and our the Credit Union's midnight deadline with only one review of the account required. We do not have no duty to notify you of an insufficient if your account does not have funds checkto cover drafts, fees or other posted items. Your Whether the item is paid or returned, your account will then may be subject to a charge for the item whether paid or returned as set forth in the Business Services Fee Schedule. We may charge a fee each time a check or item is submitted or resubmitted for payment and we either return or pay the overdraft. Therefore, you may be assessed more than one fee as a result of a returned item or any resubmission(s) of the returned item that overdraws or would overdraw your accountTruth-in-Savings Disclosure. Except as otherwise agreed in writing, we, by covering one or any overdraft, we do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any timetime without notice. If we pay a draft or impose a fee that would otherwise overdraw your account, you agree to pay the overdraft overdrawn amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any midnight deadline limits.

Overdraft Liability. If The actual balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, on any day, the available funds in your checking share account are not sufficient to cover checksdrafts, debit card purchases and fees or other items posted to your account, those checks and items will be handled we may pay or return the overdraft in accordance with our overdraft procedures policy or an overdraft protection plan you have with us. Our The Credit Union's determination of an insufficient account balance may be made at any time between presentation and our the Credit Union's midnight deadline with only one review of the account required. We do not have no duty to notify you of an insufficient if your account does not have funds checkto cover drafts, fees or other posted items. Your Whether the item is paid or returned, your account will then may be subject to a charge for the item whether paid or returned as set forth in the Business Services Fee Schedule. We may charge a fee each time a check or item is submitted or resubmitted for payment and we either return or pay the overdraft. Therefore, you may be assessed more than one fee as a result of a returned item or any resubmission(s) of the returned item that overdraws or would overdraw your accountTruth-in-Savings Disclosure. Except as otherwise agreed in writing, we, by covering one or any overdraft, we do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any timetime without notice. If we pay a draft or impose a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount in accordance with our overdraft amount immediatelypolicy. We reserve the right Members are able to pursue collection of previously dishonored items view what balance is available thru online or mobile banking or at any time, including giving a payor bank extra time beyond any midnight deadline limitsbranch.

Overdraft Liability. If The actual balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, on any day, the available funds in your checking share account are not sufficient to cover checksdrafts, debit card purchases and fees or other items posted to your account, those checks and items will be handled we may pay or return the overdraft in accordance with our overdraft procedures policy or an overdraft protection plan you have with us. Our The Credit Union’s determination of an insufficient account balance may be made at any time between presentation and our the Credit Union’s midnight deadline with only one review of the account required. We do not have no duty to notify you of an insufficient if your account does not have funds checkto cover drafts, fees or other posted items. Your Whether the item is paid or returned, your account will then may be subject to a charge for the item whether paid or returned as set forth in the Business Services Fee Schedule. We may charge a fee each time a check or item is submitted or resubmitted for payment and we either return or pay the overdraft. Therefore, you may be assessed more than one fee as a result of a returned item or any resubmission(s) of the returned item that overdraws or would overdraw your accountTruth-in-Savings Disclosure. Except as otherwise agreed in writing, we, by covering one or any overdraft, we do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any timetime without notice. If we pay a draft or impose a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount in accordance with our overdraft amount immediatelypolicy. We reserve the right Members are able to pursue collection of previously dishonored items view what balance is available thru online or mobile banking or at any time, including giving a payor bank extra time beyond any midnight deadline limitsbranch.

Overdraft Liability. If on any day, day the available funds balance in your checking account are is not sufficient to cover checks, debit card purchases checks and other items or transactions ("overdrafts") posted to your account, those checks and items will be handled in accordance with our overdraft procedures Courtesy Pay (defined below) or an overdraft protection plan that you have with us. Our If your funds are being held because of debit card authorizations and/or check holds, your account’s available balance will be lower than your actual balance. The Credit Union's determination of an insufficient account balance may be made at any time between presentation and our the Credit Union's midnight deadline with only one review of the account required. We have The Credit Union has no duty to notify you of an insufficient insufficient- funds checkcheck or returned item. Your account will then be subject to a charge for the item whether paid or returned as set forth in the Business Services Fee Schedule. We may charge a fee each time a check or item is submitted or resubmitted for payment and we either return or pay the overdraft. Therefore, you may be assessed more than one fee as a result of a returned item or any resubmission(s) of the returned item that overdraws or would overdraw your account. Except as otherwise agreed in writing, the Credit Union, by covering one or any overdraft, we do does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If we pay the Credit Union pays a draft draw on your account that would otherwise overdraw your accountcreates an overdraft, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any midnight deadline limits.

Overdraft Liability. If on at any daytime, the available funds Available Balance in your checking account are is not sufficient to cover checks, ATM withdrawals, debit card purchases transactions, ACH transactions, and other items posted to your account, those checks and items will be handled in accordance with our overdraft procedures or an overdraft protection plan you have with us. Our determination of an insufficient account balance may be made at any time between presentation and our midnight deadline with only one review of the account required. We have The Credit Union has no duty to notify you of an insufficient funds checkitem. Your account will then be subject to a charge for the item whether paid or returned as set forth in the Business Services Rate and Fee Schedule. We may charge a fee each time a check or item is submitted or resubmitted for payment and we either return or pay the overdraft. Therefore, you may be assessed more than one fee as a result of a returned item or any resubmission(s) of the returned item that overdraws or would overdraw your account. Except as otherwise agreed in writing, the Credit Union, by covering one or any overdraft, we do does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If we pay OVERDRAFT PROTECTION OPTIONS • Accounts with no established Overdraft Protection option: For Checking accounts with no established Overdraft Protection option, any check or ACH debit presented for payment, for which the Available Balance is not sufficient to cover the entire amount of the debit, will be returned and a draft that would otherwise overdraw your fee assessed as shown on the Rate and Fee Schedule. A debit card or ATM withdrawal transaction attempt, for which the account’s Available Balance is not sufficient, you agree will be denied (some debit card transactions may be posted against insufficient funds, if the original transaction was authorized prior to pay posting, when the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any midnight deadline limitsaccount Available Balance was sufficient).