Common use of Overdraft Liability Clause in Contracts

Overdraft Liability. If on any day, the available funds in your Checking account are not sufficient to cover checks and other items posted to your account, those checks and items will be handled in accordance with our overdraft procedures. The Credit Union's determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing deadline with only one review of the account required. The Credit Union has no duty to notify you of an insufficient funds item. The Credit Union may charge an insufficient funds (NSF)fee for an item whether paid or returned as set forth in the Schedule of Fees. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays an item that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing deadline limits.

Appears in 4 contracts

Samples: Master Account Agreement, www.self-help.org, www.self-help.org

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Overdraft Liability. If on any day, the available funds in your Checking checking account are not sufficient to cover checks checks, ACH transactions, and other items posted to your account, those checks and items will be handled in accordance with our overdraft proceduresprocedures or an overdraft protection plan you have with us. The Credit Union's ’s determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing ’s midnight deadline with only one review of the account required. The Credit Union has no duty to notify you of an insufficient funds itemcheck. The Credit Union may Your account will then be subject to a charge an insufficient funds (NSF)fee for an the item whether paid or returned as set forth in the Schedule of FeesRate and Fee Schedule. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays an item a check that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing midnight deadline limits.

Appears in 3 contracts

Samples: www.thefloristfcu.org, www.thefloristfcu.org, www.thefloristfcu.org

Overdraft Liability. If An overdraft occurs on your account if, on any day, the available funds in your Checking checking account are not sufficient to cover checks and other items posted to your account, those . Those checks and items will be handled in accordance with our overdraft proceduresprocedures or an overdraft services plan you have with us. The Credit Union's determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing deadline with only one review of the account requiredRefer to our Discretionary Courtesy Pay Policy. The Credit Union has no duty to notify you of an occurrence of insufficient funds itemfunds, including checks. The Credit Union may charge Union’s determination of an insufficient funds (NSF)fee available account balance may be made at anytime between presentation and the Credit Union’s midnight deadline with only one review of the account required. For information on the ordering of transactions for an payment, please refer to our Discretionary Courtesy Pay Policy. Your account will then be subject to a charge for the item whether paid or returned as set forth in the Schedule of FeesRate and Fee Schedule. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays an item a draft that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing midnight deadline limits.

Appears in 2 contracts

Samples: Account Agreement, Account Agreement

Overdraft Liability. If An overdraft occurs on your account if on any day, the available funds in your Checking checking account are not sufficient to cover checks and other items posted to your account, those . Those checks and items will be handled in accordance with our overdraft proceduresprocedures or an overdraft services plan you have with us. The Credit Union's determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing deadline with only one review of the account requiredRefer to our Discretionary Courtesy Pay Policy. The Credit Union has no duty to notify you of an occurrence of insufficient funds itemfunds, including checks. The Credit Union may charge Union’s determination of an insufficient funds (NSF)fee available account balance may be made at anytime between presentation and the Credit Union’s midnight deadline with only one review of the account required. For more information on the ordering of transactions for an payment, please refer to our Discretionary Courtesy Pay Policy. Your account will then be subject to a charge for the item whether paid or returned as set forth in the Schedule of FeesBusiness Rate and Fee Schedule. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays an item a draft that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing midnight deadline limits.

Appears in 2 contracts

Samples: Account Agreement, Account Agreement

Overdraft Liability. If on any day, the available funds in your Checking checking account are not sufficient to cover checks and other items posted to your account, those checks and items will be handled in accordance with our overdraft proceduresprocedures or an overdraft protection plan you have with us. The Credit Union's determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing deadline with only one review of the account required. The Credit Union has no duty to notify you of an insufficient funds item. The Credit Union We may charge an insufficient funds (NSF)fee NSF) fee for an item whether paid or returned as set forth in the Schedule schedule of Feesfees. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account account. Be aware that such an item or payment may be presented multiple times and that we do not monitor nor control the number of times a transaction is presented for payment. Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays an item that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing midnight deadline limits.

Appears in 1 contract

Samples: www.texasbaycu.org

Overdraft Liability. If on any day, the available funds in your Checking share draft account are not sufficient to cover checks drafts and other items posted to your account, those checks drafts and items will be handled in accordance with our overdraft procedures. The Credit Union's determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing deadline with only one review of the account required. The Credit Union has no duty to notify you of an insufficient funds item. The Credit Union may charge an insufficient funds (NSF)fee NSF) fee for an item whether paid or returned as set forth in the Schedule of Fees. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account account. Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays an item that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing deadline limits.

Appears in 1 contract

Samples: www.for-cu.com

Overdraft Liability. If on any day, the available funds in your Checking account are not sufficient to cover checks and other items posted to your account, those checks and items will be handled in accordance with our overdraft procedures. The Credit Union's determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing deadline with only one review of the account required. The Credit Union has no duty to notify you of an insufficient funds item. The Credit Union may charge an insufficient funds (NSF)fee NSF) fee for an item whether paid or returned as set forth in the Schedule of Fees. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account account. Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays an item that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing deadline limits.

Appears in 1 contract

Samples: static1.squarespace.com

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Overdraft Liability. If on any day, the available funds in your Checking share or checking account are not sufficient to cover checks and other items posted to your account, those checks checks, and items will be handled in accordance with our overdraft proceduresprocedures or an overdraft protection plan you have with us. The Credit Union's determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing midnight deadline with only one review of the account required. The Credit Union has no duty to notify you of an insufficient funds item. The Credit Union may charge a fee for an insufficient funds (NSF)fee for an item whether paid or returned as set forth in the Schedule of Fees. "Fee Schedule” We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account account. Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays an item that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor payer bank extra time beyond any processing midnight deadline limits.

Appears in 1 contract

Samples: www.downeastcu.com

Overdraft Liability. If on any day, the available funds in your Checking checking account are not sufficient to cover checks and other items posted to your account, those checks and items will be handled in accordance with our overdraft proceduresprocedures or an overdraft protection plan you have with us. The Credit Union's available balance may be lower than the actual balance due to funds being held for debit card authorizations, and check holds as described in Section II of this Agreement. The credit union’s determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing credit union’s midnight deadline with only one review of the account required. The Credit Union credit union has no duty to notify you of an insufficient funds itemcheck. The Credit Union may Your account will then be subject to a charge an insufficient funds (NSF)fee for an the item whether paid or returned as set forth in the Schedule of FeesRate and Fee Schedule. We may However, the credit union will not charge an overdraft fee for covering an ATM or debit card purchase trans- action unless you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account request such protection. Except as otherwise agreed to in writing, the Credit Unioncredit union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue discon- tinue covering overdrafts at any time. If the Credit Union credit union pays an item a draft that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue pur- sue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing midnight deadline limits.

Appears in 1 contract

Samples: www.clackamasfcu.org

Overdraft Liability. If on any day, the available funds in your Checking share draft account are not sufficient to cover checks drafts and other items posted to your account, those checks drafts and items will be handled in accordance with our overdraft procedures. The Credit Union's determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing deadline with only one review of the account required. The Credit Union has no duty to notify you of an insufficient funds item. The Credit Union may charge an insufficient funds (NSF)fee NSF) fee for an item whether paid or returned as set forth in the Schedule of Fees. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account account. Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays an item that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing deadline limits.limits.‌‌‌

Appears in 1 contract

Samples: static1.squarespace.com

Overdraft Liability. If on any day, day the available funds balance in your Checking checking account are is not sufficient to cover checks and other items or transactions ("overdrafts") posted to your account, those checks and items will be handled in accordance with our Courtesy Pay (defined below) or an overdraft proceduresprotection plan that you have with us. If your funds are being held because of debit card authorizations and/or check holds, your account’s available balance will be lower than your actual balance. The Credit Union's determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing midnight deadline with only one review of the account required. The Credit Union has no duty to notify you of an insufficient insufficient-funds check or returned item. The Credit Union may Your account will then be subject to a charge an insufficient funds (NSF)fee for an the item whether paid or returned as set forth in the Schedule of FeesFee Schedule. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays a draw on your account that creates an item that would otherwise overdraw your accountoverdraft, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing midnight deadline limits.

Appears in 1 contract

Samples: www.columbiacu.org

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