Common use of OUR COMPENSATION Clause in Contracts

OUR COMPENSATION. The lenders whose loan products we distribute generally provide their loan products to us at a wholesale rate. The retail price we offer you – your interest rate, total points, and fee – will include our compensation. In some cases we may be paid all of our compensation by either you or the lender. Alternatively, we may be paid a portion of our compensation by both you and the lender. For example, in some cases, if you would rather pay a lower interest rate, you may pay higher up front points and fees. Also, in some cases, if you would rather pay less up-front points and fees, you may be able to pay some or all of our compensation indirectly through a higher interest rate, in which case we will be paid directly by the lender. We also may be paid by the lender based on (1) the value of the Mortgage Loan or related servicing rights in the market place or (2) other services, goods or facilities performed or provided by us to the lender. By signing below, applicant(s) acknowledge receipt of a copy of this Agreement. Mortgage Loan Origination Applicant(s) Borrower: Borrower: Signature Signature Print Name: Print Name: Date: Broker or Authorized Agent: Signature

OUR COMPENSATION. The lenders whose loan products we distribute generally provide their loan products to us at a wholesale rate. • The retail price we offer you – you-your interest rate, total points, points and fee – fees-will include our compensation. • In some cases cases, we may be paid all of our compensation by either you or the lender, or some combination thereof. • Alternatively, we may be paid a portion of our compensation by both you and the lender. For example, in some cases, if you would rather pay a lower interest rate, you may pay higher up front upfront points and fees. • Also, in some cases, if you would rather pay less up-front points and feesfront, you may be able to pay some or all of our compensation indirectly through a higher interest rate, rate in which case we will be paid directly by the lender. We may also may be paid by the lender based on (1) the value of the Mortgage Loan or related servicing rights in the market place or (2) other services, goods or facilities performed or provided by us to the lender. By signing below, applicant(s) acknowledge receipt of a copy of this signed Agreement. Mortgage Loan Origination Originator Applicant(s) Borrower: BorrowerBy: Signature Signature Print Name: Print Name: Date: Broker or Authorized Agent: Address Signature

OUR COMPENSATION. The lenders whose loan products we distribute generally provide their loan products to us at a wholesale rate. The retail price we offer you – your interest rate, total points, points and fee fees – will include our compensation. In some cases cases, we may be paid all of our compensation by either you or the lender. Alternatively, we may be paid a portion of our compensation by both you and the lender. For example, in some cases, if you would rather pay a lower interest rate, you may pay higher up up-front points and fees. Also, in some cases, if you would rather pay less up-front points and feesfront, you may be able to pay some or all of our compensation indirectly through a higher interest rate, rate in which case we will be paid directly by the lender. We may also may be paid by the lender based on (1i) the value of the Mortgage Loan or related servicing rights in the market place or (2ii) other services, goods or facilities performed or provided by us to the lender. By signing below, applicant(s) acknowledge receipt of a copy of this signed Agreement. Mortgage Loan Origination Applicant(sMORTGAGE LOAN ORIGINATOR APPLICANT(S) Borrower: Borrower: Signature Signature Print Name: Print Name: Applicant Date Applicant Date Applicant Date Applicant Date: Broker or Authorized Agent: Signature