Common use of Ongoing Services Clause in Contracts

Ongoing Services. We can offer you three levels of ongoing service designed to provide periodic reviews to ensure that recommended products remain relevant to your circumstances. Once the service level is agreed, we will contact you to provide the information that is appropriate to the service level you have chosen. A summary of what is included in each of these services is below:- Services Provided Valuation Plus Advisory Wealth Planning Annual valuation ✓ ✓ ✓ Newsletters ✓ ✓ ✓ Online Access ✓ ✓ ✓ Telephone advice ✓ ✓ ✓ Online Document Portal for sending, receiving and storing important financial planning documents ✓ ✓ ✓ Annual Investment Report to include ongoing suitability of investments ✓ ✓ Annual Adviser Meeting ✓ ✓ Rebalancing of Investment Portfolios ✓ ✓ Keeping you up to date with current legislation ✓ ✓ Ongoing Analysis of risk and capacity for loss ✓ ✓ Use of Tax Breaks eg ISA ✓ ✓ Income Tax advice ✓ ✓ Top ups to existing investment free of charge (There is no charge for amounts of £20,000 or less, or in cases where an ongoing advice fee in excess of £2,500 pa is being received) ✓ ✓ Estate Planning to include Tax Advice around Inheritance Tax ✓ ✓ Tax Advice around Capital Gains Tax ✓ Cash Flow Planning ✓ Face to face ad hoc Adviser meetings by Agreement ✓ Bespoke Portfolios (for example including EIS) ✓ Trust Planning ✓ Professional Update (provide updates to other professional Parties) ✓ Our charges relating to ongoing services are as follows; Ongoing Service Ongoing Charges Valuation Plus 0.5% per annum of funds under management (minimum fee £500) For example a fee of £500 for funds under management of £100,000. Advisory Funds under management Charge Up to £250,000 0.75% Balance from £250,001 to £500,000 0.625% Balance above £500,000 0.50% Subject to a minimum fee of £1,000 For example a fee of £1,000 for funds under management of £120,000 For example a fee of £2,187.50 for funds under management of £300,000 For example a fee of £3,937.50 for funds under management of £600,000 Wealth Planning Funds under management Charge Up to £250,000 1.00% Balance from £250,001 to £500,000 0.75% Balance above £500,000 0.50% Subject to a minimum fee of £1,500 For example a fee of £1,500 for funds under management of £150,000 For example a fee of £3,625 for funds under management of £400,000 For example a fee of £5,625 for funds under management of £750,000 Payments for ongoing charges can be made either by:

Ongoing Services. We can offer you three levels of ongoing service designed to provide periodic reviews to ensure that recommended products remain relevant to your circumstances. Once the service level is agreed, we will contact you to provide the information that is appropriate to the service level you have chosen. A summary of what is included in each of these services is below:- below. Services Provided Valuation Plus Advisory Wealth Planning Annual valuation ✓ ✓ ✓    Newsletters ✓ ✓ ✓    Online Access ✓ ✓ ✓    Telephone advice ✓ ✓ ✓ Online Document Portal for sending, receiving and storing important financial planning documents ✓ ✓ ✓    Annual Investment Report to include ongoing suitability of investments ✓ ✓   Annual Adviser Meeting ✓ ✓   Rebalancing of Investment Portfolios ✓ ✓   Keeping you up to date with current legislation ✓ ✓   Ongoing Analysis of risk and capacity for loss ✓ ✓   Use of Tax Breaks eg ISA ✓ ✓   Income Tax advice ✓ ✓ Top ups to existing investment free of charge (There is no charge for amounts of £20,000 or less, or in cases where an ongoing advice fee in excess of £2,500 pa is being received) ✓ ✓   Estate Planning to include Tax Advice around Inheritance Tax ✓ ✓   Tax Advice around Capital Gains Tax ✓  Cash Flow Planning ✓  Face to face ad hoc Adviser meetings by Agreement ✓  Bespoke Portfolios (for example including EIS) ✓  Top ups to existing investment free of charge  Trust Planning ✓  Professional Update (provide updates to other professional Parties) ✓  Our charges relating to ongoing services are as follows; Ongoing Service Ongoing Charges Valuation Plus 0.5% per annum of funds under management (minimum fee £500) For example a fee of £500 for funds under management of £100,000. Advisory Funds under management Charge Up to £250,000 0.75% Balance from £250,001 to £500,000 0.625% Balance above £500,000 0.50% Subject to a minimum fee of £1,000 For example a fee of £1,000 for funds under management of £120,000 For example a fee of £2,187.50 for funds under management of £300,000 For example a fee of £3,937.50 for funds under management of £600,000 Wealth Planning Funds under management Charge Up to £250,000 1.00% Balance from £250,001 to £500,000 0.75% Balance above £500,000 0.50% Subject to a minimum fee of £1,500 For example a fee of £1,500 for funds under management of £150,000 For example a fee of £3,625 for funds under management of £400,000 For example a fee of £5,625 for funds under management of £750,000 Payments for ongoing charges can be made either by:

Ongoing Services. We can offer you three levels of ongoing service designed to provide periodic reviews to ensure that recommended products remain relevant to your circumstances. Once the service level is agreed, we will contact you to provide the information that is appropriate to the service level you have chosen. A summary of what is included in each of these services is below:- below. Services Provided Valuation Plus Advisory Wealth Planning Annual valuation ✓ ✓ ✓ Newsletters ✓ ✓ ✓ Online Access ✓ ✓ ✓ Telephone advice ✓ ✓ ✓ Online Document Portal for sending, receiving and storing important financial planning documents ✓ ✓ ✓ Annual Investment Report to include ongoing suitability of investments ✓ ✓ Annual Adviser Meeting ✓ ✓ Rebalancing of Investment Portfolios ✓ ✓ Keeping you up to date with current legislation ✓ ✓ Ongoing Analysis of risk and capacity for loss ✓ ✓ Use of Tax Breaks eg ISA ✓ ✓ Income Tax advice ✓ ✓ Top ups to existing investment free of charge (There is no charge for amounts of £20,000 or less, or in cases where an ongoing advice fee in excess of £2,500 pa is being received) ✓ ✓ Estate Planning to include Tax Advice around Inheritance Tax ✓ ✓ Tax Advice around Capital Gains Tax ✓ Cash Flow Planning ✓ Face to face ad hoc Adviser meetings by Agreement ✓ Bespoke Portfolios (for example including EIS) ✓ Top ups to existing investment free of charge ✓ Trust Planning ✓ Professional Update (provide updates to other professional Parties) ✓ Our charges relating to ongoing services are as follows; Ongoing Service Ongoing Charges Valuation Plus 0.5% per annum of funds under management (minimum fee £500) For example a fee of £500 for funds under management of £100,000. Advisory Funds under management Charge Up to £250,000 0.75% Balance from £250,001 to £500,000 0.625% Balance above £500,000 0.50% Subject to a minimum fee of £1,000 For example a fee of £1,000 for funds under management of £120,000 For example a fee of £2,187.50 for funds under management of £300,000 For example a fee of £3,937.50 for funds under management of £600,000 Wealth Planning Funds under management Charge Up to £250,000 1.00% Balance from £250,001 to £500,000 0.75% Balance above £500,000 0.50% Subject to a minimum fee of £1,500 For example a fee of £1,500 for funds under management of £150,000 For example a fee of £3,625 for funds under management of £400,000 For example a fee of £5,625 for funds under management of £750,000 Payments for ongoing charges can be made either by:

Ongoing Services. We can offer you three levels of ongoing service designed to provide periodic reviews to ensure that recommended products remain relevant to your circumstances. Once the service level is agreed, we will contact you to provide the information that is appropriate to the service level you have chosen. A summary of what is included in each of these services is below:- below: Services Provided Valuation Plus Advisory Wealth Planning Annual valuation ✓ ✓ ✓ Newsletters ✓ ✓ ✓ Online Access ✓ ✓ ✓ Telephone advice ✓ ✓ ✓ Online Document Portal for sending, receiving and storing important financial planning documents ✓ ✓ ✓ Annual Investment Report to include ongoing suitability of investments ✓ ✓ Annual Adviser Meeting ✓ ✓ Rebalancing of Investment Portfolios ✓ ✓ Keeping you up to date with current legislation ✓ ✓ Ongoing Analysis of risk and capacity for loss ✓ ✓ Use of Tax Breaks eg ISA ✓ ✓ Income Tax advice ✓ ✓ Top ups to existing investment ISA or pension free of charge (There is no charge for amounts of up to £20,000 or less, or in cases where an ongoing advice fee in excess of a year for ISA and £2,500 pa is being received40,000 a year for pension) ✓ ✓ Estate Planning to include Tax Advice around Inheritance Tax ✓ ✓ Tax Advice around Capital Gains Tax ✓ Cash Flow Planning ✓ Face to face ad hoc Adviser meetings by Agreement ✓ Bespoke Portfolios (for example including EIS) ✓ Trust Planning ✓ Professional Update (provide updates to other professional Parties) ✓ Our charges relating to ongoing services are as follows; Ongoing Service Ongoing Charges Valuation Plus 0.5% per annum of funds under management (minimum fee £500) For example a fee of £500 for funds under management of £100,000. Advisory Funds under management Charge Up to £250,000 0.75% Balance from £250,001 to £500,000 0.625% Balance above £500,000 0.50% Subject to a minimum fee of £1,000 For example a fee of £1,000 for funds under management of £120,000 For example a fee of £2,187.50 for funds under management of £300,000 Calculated as, The first £250,000 @ 0.75% = £1875 The next £50,000 @ 0.625% = £312.50 £2187.50 For example a fee of £3,937.50 for funds under management of £600,000 Calculated as, The first £250,000 @ 0.75% = £1875 The next £250,000 @ 0.625% = £1562.50 The next £100,000 @ 0.5% = £500 £3937.50 Wealth Planning Funds under management Charge Up to £250,000 1.00% Balance from £250,001 to £500,000 0.75% Balance above £500,000 0.50% Subject to a minimum fee of £1,500 For example a fee of £1,500 for funds under management of £150,000 For example a fee of £3,625 for funds under management of £400,000 Calculated as, The first £250,000 @ 1% = £2500 The next £150,000 @ 0.75% = £1125 £3625 For example a fee of £5,625 for funds under management of £750,000 Calculated as, The first £250,000 @ 1% = £2500 The next £250,000 @ 0.75% = £1875 The next £250,000 @ 0.5% = £1250 £5625 Payments for ongoing charges can be made either by:

Ongoing Services. We can offer you three levels of ongoing service designed to provide periodic reviews to ensure that recommended products remain relevant to your circumstances. Once the service level is agreed, we will contact you to provide the information that is appropriate to the service level you have chosen. A summary of what is included in each of these services is below:- below. Services Provided Valuation Plus Advisory Wealth Planning Annual valuation ✓ ✓ ✓    Newsletters ✓ ✓ ✓    Online Access ✓ ✓ ✓    Telephone advice ✓ ✓ ✓    Online Document Portal for sending, receiving and storing important financial planning documents ✓ ✓ ✓    Annual Investment Report to include ongoing suitability of investments ✓ ✓   Annual Adviser Meeting ✓ ✓   Rebalancing of Investment Portfolios ✓ ✓   Keeping you up to date with current legislation ✓ ✓   Ongoing Analysis of risk and capacity for loss ✓ ✓   Use of Tax Breaks eg ISA ✓ ✓   Income Tax advice ✓ ✓ Top ups to existing investment free of charge (There is no charge for amounts of £20,000 or less, or in cases where an ongoing advice fee in excess of £2,500 pa is being received) ✓ ✓   Estate Planning to include Tax Advice around Inheritance Tax ✓ ✓   Tax Advice around Capital Gains Tax ✓  Cash Flow Planning ✓  Face to face ad hoc Adviser meetings by Agreement ✓  Bespoke Portfolios (for example including EIS) ✓  Top ups to existing investment free of charge  Trust Planning ✓  Professional Update (provide updates to other professional Parties) ✓  Our charges relating to ongoing services are as follows; Ongoing Service Ongoing Charges Valuation Plus 0.5% per annum of funds under management (minimum fee £500) For example a fee of £500 for funds under management of £100,000. Advisory Funds under management Charge Up to £250,000 0.75% Balance from £250,001 to £500,000 0.625% Balance above £500,000 0.50% Subject to a minimum fee of £1,000 For example a fee of £1,000 for funds under management of £120,000 For example a fee of £2,187.50 for funds under management of £300,000 For example a fee of £3,937.50 for funds under management of £600,000 Wealth Planning Funds under management Charge Up to £250,000 1.00% Balance from £250,001 to £500,000 0.75% Balance above £500,000 0.50% Subject to a minimum fee of £1,500 For example a fee of £1,500 for funds under management of £150,000 For example a fee of £3,625 for funds under management of £400,000 For example a fee of £5,625 for funds under management of £750,000 Payments for ongoing charges can be made either by:

Ongoing Services. We can offer you three levels of ongoing service designed to provide periodic reviews to ensure that recommended products remain relevant to your circumstances. Once the service level is agreed, we will contact you to provide the information that is appropriate to the service level you have chosen. A summary of what is included in each of these services is below:- below. Services Provided Valuation Plus Advisory Wealth Planning Annual valuation ✓ ✓ ✓ Newsletters ✓ ✓ ✓ Online Access ✓ ✓ ✓ Telephone advice ✓ ✓ ✓ Online Document Portal for sending, receiving and storing important financial planning documents ✓ ✓ ✓ Annual Investment Report to include ongoing suitability of investments ✓ ✓ Annual Adviser Meeting ✓ ✓ Rebalancing of Investment Portfolios ✓ ✓ Keeping you up to date with current legislation ✓ ✓ Ongoing Analysis of risk and capacity for loss ✓ ✓ Use of Tax Breaks eg ISA ✓ ✓ Income Tax advice ✓ ✓ Top ups to existing investment free of charge (There is no charge for amounts of £20,000 or less, or in cases where an ongoing advice fee in excess of £2,500 pa is being received) ✓ ✓ Estate Planning to include Tax Advice around Inheritance Tax ✓ ✓ Tax Advice around Capital Gains Tax ✓ Cash Flow Planning ✓ Face to face ad hoc Adviser meetings by Agreement ✓ Bespoke Portfolios (for example including EIS) ✓ Trust Planning ✓ Professional Update (provide updates to other professional Parties) ✓ Our charges relating to ongoing services are as follows; Ongoing Service Ongoing Charges Valuation Plus 0.5% per annum of funds under management (minimum fee £500) For example a fee of £500 for funds under management of £100,000. Advisory Funds under management Charge Up to £250,000 0.75% Balance from £250,001 to £500,000 0.625% Balance above £500,000 0.50% Subject to a minimum fee of £1,000 For example a fee of £1,000 for funds under management of £120,000 For example a fee of £2,187.50 for funds under management of £300,000 For example a fee of £3,937.50 for funds under management of £600,000 Wealth Planning Funds under management Charge Up to £250,000 1.00% Balance from £250,001 to £500,000 0.75% Balance above £500,000 0.50% Subject to a minimum fee of £1,500 For example a fee of £1,500 for funds under management of £150,000 For example a fee of £3,625 for funds under management of £400,000 For example a fee of £5,625 for funds under management of £750,000 Payments for ongoing charges can be made either by: