Common use of of the Standard Terms Clause in Contracts

of the Standard Terms. The Custodian has not (1) inspected, reviewed or examined any such documents, instruments, securities or other papers to determine that they or the signatures thereon are genuine, enforceable, or appropriate for the represented purpose, any such documents, instruments, securities or other papers have actually been recorded or that any document that appears to be an original is in fact an original, or (2) determined whether any Mortgage File should include any surety or guaranty, Note Assumption Rider, buydown agreement, assumption agreement, modification agreement, written assurance or substitution agreement. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Custody Agreement. BANKERS TRUST COMPANY, as Custodian By:________________________________ Name:______________________________ Title:_______________________________ EXHIBIT D FORM OF FINAL CERTIFICATION OF TRUSTEE March __, 2002 Bankers Trust Company, as Trustee 0000 Xxxx Xx. Xxxxxx Xxxxx Santa Ana, California 92705 Saxon Asset Securities Company 0000 Xxx Xxxx Glen Allen, Virginia 23060 Attention: President Saxon Mortgage, Inc., as Master Servicer 0000 Xxx Xxxx Glen Allen, Virginia 23060 Attention: President Meritech Mortgage Services, Inc. 0000 Xxxxxxxxxx Xxxxx Xxxx Xxxxx, Xxxxx 00000 Attention: President SAXON ASSET SECURITIES COMPANY MORTGAGE LOAN ASSET BACKED SECURITIES, SERIES 2002-1 Ladies and Gentlemen: In accordance with (i) Section 2.02 of the Pooling and Servicing Agreement among Saxon Asset Securities Company, as depositor, Saxon Mortgage, Inc., as master servicer, Meritech Mortgage Services, Inc., as servicer and Bankers Trust Company, as trustee (the "Trustee") and (ii) Section 2.3(a) of the Standard Terms of Custody Agreement (June 2000 Edition) (the "Standard Terms") incorporated into the Custody Agreement dated as of March 1, 2002 (together with the Standard Terms, the "Custody Agreement") between the Trustee, and Bankers Trust Company, as custodian (the "Custodian"), the Custodian hereby certifies that it has received and is holding a Mortgage File with respect to each Mortgage Loan (other than any Mortgage Loan listed on the schedule of exceptions attached hereto) listed on Schedule I (a copy of which is attached hereto) to the Custody Agreement. In connection therewith, the Custodian has examined each Mortgage File to confirm that:

of the Standard Terms. Except as described herein, neither the Trustee, nor any Custodian on its behalf, has made an independent examination of any documents contained in any Trustee Mortgage Loan File. The Custodian has not Trustee makes no representations as to: (1i) inspectedthe validity, reviewed legality, sufficiency, enforceability or examined genuineness of any documents contained in any Trustee Mortgage Loan File for any of the Mortgage Loans listed on the Mortgage Loan Schedule to the Pooling and Servicing Agreement, (ii) the collectibility, insurability, effectiveness or suitability of any such documents, instruments, securities or other papers to determine that they or the signatures thereon are genuine, enforceable, or appropriate for the represented purpose, any such documents, instruments, securities or other papers have actually been recorded or that any document that appears to be an original is in fact an original, Mortgage Loan or (2iii) determined whether any Trustee Mortgage Loan File should include any surety or guaranty, Note Assumption Rider, buydown agreement, assumption agreement, modification agreement, written assurance or substitution agreement. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Custody above-captioned Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"). BANKERS TRUST COMPANY, as Custodian [TRUSTEE] By:___________________________ Its:__________________________ NameEXHIBIT 2-B FORM OF FINAL CERTIFICATION [Date] Deutsche Financial Capital Securitization LLC 7800 McCloud Road Greensboro, North Carolina 27409 Attention: [_______________] Xxxxxxx Acceptance Corporation 7800 McCloud Road Greensboro, North Carolina 27409 Attention: [________________] Re: Pooling and Servicing Agreement, dated as of _________ 1, 19___, among Deutsche Financial Capital Securitization LLC Oakwood Acceptance Corporation, as Servicer, and _______________, as Trustee, Pass-Through Certificates, __________________ DFCS Trust 19_____-_____. Gentlemen: In accordance with Section 2.03 of the Company's Standard Terms to Pooling and Servicing Agreement (March 1997 Edition) (the "Standard Terms"), which are incorporated by reference into the above-referenced Pooling and Servicing Agreement, the undersigned, as Trustee, hereby certifies that, except as noted on the Schedule of Exceptions attached hereto, for each Mortgage Loan listed in the Mortgage Loan Schedule to the Pooling and Servicing Agreement (other than any Mortgage Loan paid in full or listed on the attachment hereto) it, or a Custodian on its behalf, has received a complete Trustee Mortgage Loan File which includes each of the documents required to be included in the Trustee Mortgage Loan File as set forth in the definition of "Trustee Mortgage Loan File" in the Standard Terms. Neither the Trustee nor any Custodian on its behalf has made an independent examination of any documents contained in any Trustee Mortgage Loan File beyond the review specifically required in the above captioned Pooling and Servicing Agreement. The Trustee makes no representations as to: (i) the validity, legality, sufficiency, enforceability or genuineness of any of the documents contained in any Trustee Mortgage Loan File or any of the Mortgage Loans listed on the Mortgage Loan Schedule, (ii) the collectibility, insurability, effectiveness or suitability of any such Mortgage Loan or (iii) whether any Trustee Mortgage Loan File should include any assumption agreement, modification agreement, written assurance or substitution agreement. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"). [TRUSTEE] By:___________________________ Its:__________________________ TitleEXHIBIT 3 FORM OF RECORDATION REPORT [Date] Oakwood Acceptance Corporation 7800 McCloud Road Greensboro, North Carolina 27409 Attention: [________________] Re: Pooling and Servicing Agreement, dated as of _________ 1, 19___, among Deutsche Financial Capital Securitization LLC Oakwood Acceptance Corporation, as Servicer, and _______________, as Trustee, Pass-Through Certificates, __________________ DFCS Trust 19_____-_____. Gentlemen: In accordance with Section 2.03 of the Company's Standard Terms to Pooling and Servicing Agreement (March 1997 Edition) (the "Standard Terms"), which are incorporated by reference into the above-referenced Pooling and Servicing Agreement, the undersigned, as Trustee hereby notifies you, that as of the date hereof with respect to the following Mortgage Loans it has not received the indicated documents: MORTGAGE LOANS DOCUMENTS NOT RECEIVED ORIGINAL RECORDED ORIGINAL RECORDED ASSIGNMENT OF MORTGAGE MORTGAGE OR CERTIFIED COPY OR CERTIFIED COPY OAC LOAN NUMBER THEREOF THEREOF* [TRUSTEE] as Trustee By:___________________________ Its:__________________________ -------- *Not required for Mortgage Loans for which the Company has waived recordation of Assignments. EXHIBIT D FORM 4 REQUEST FOR RELEASE OF FINAL CERTIFICATION OF TRUSTEE March DOCUMENTS AND RECEIPT TO: [Name and Address of Trustee or Custodian] RE: Pooling and Servicing Agreement, dated as of __________ 1, 19__, 2002 Bankers Trust among Deutsche Financial Capital Securitization LLC (the "Company"), Oakwood Acceptance Corporation, as Trustee 0000 Xxxx Xx. Xxxxxx Xxxxx Santa AnaServicer, California 92705 Saxon Asset Securities Company 0000 Xxx Xxxx Glen Allen, Virginia 23060 Attention: President Saxon Mortgage, Inc.and ____________________, as Master Servicer 0000 Xxx Xxxx Glen AllenTrustee, Virginia 23060 Attention: President Meritech Mortgage Services, Inc. 0000 Xxxxxxxxxx Xxxxx Xxxx Xxxxx, Xxxxx 00000 Attention: President SAXON ASSET SECURITIES COMPANY MORTGAGE LOAN ASSET BACKED SECURITIES, SERIES 2002-1 Ladies and Gentlemen: In accordance with (i) Section 2.02 of which incorporates by reference the Company's Standard Terms to Pooling and Servicing Agreement among Saxon Asset Securities Company, as depositor, Saxon Mortgage, Inc., as master servicer, Meritech Mortgage Services, Inc., as servicer and Bankers Trust Company, as trustee (the "Trustee") and (ii) Section 2.3(a) of the Standard Terms of Custody Agreement (June 2000 March 1997 Edition) (the "Standard Terms") incorporated into the Custody Agreement dated as of March 1, 2002 (together with the Standard Termscollectively, the "Custody Pooling and Servicing Agreement") between In connection with the Trusteeadministration of the Mortgage Loans held by you as the Trustee or Custodian, we request the release and Bankers Trust Companyacknowledge receipt, as custodian (of the "Custodian"), the Custodian hereby certifies that it has received and is holding a Mortgage File with respect to each Trustee Mortgage Loan (other than any File [specify documents if only a partial Trustee Mortgage Loan listed on File is being released]) for the schedule of exceptions attached hereto) listed on Schedule I Mortgage Loan described below, for the reason indicated. Mortgagor's Name and Address & Zip Code: Mortgage Loan Number: Reason for Requesting Documents (a copy of which is attached hereto) to the Custody Agreement. In connection therewith, the Custodian has examined each Mortgage File to confirm that:check one)

of the Standard Terms. The Custodian has not (1) inspected, reviewed or examined any such documents, instruments, securities or other papers to determine that they or the signatures thereon are genuine, enforceable, or appropriate for the represented purpose, any such documents, instruments, securities or other papers have actually been recorded or that any document that appears to be an original is in fact an original, or (2) determined whether any Mortgage File should include any surety or guaranty, Note Assumption Rider, buydown agreement, assumption agreement, modification agreement, written assurance or substitution agreement. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Custody Agreement. BANKERS DEUTSCHE BANK TRUST COMPANYCOMPANY AMERICAS, as Custodian By:: ________________________________ Name:: ______________________________ Title:: _______________________________ EXHIBIT D B FORM OF FINAL CERTIFICATION OF TRUSTEE March June __, 2002 Bankers 2005 Saxon Asset Securities Trust Company2005-2, as Issuer c/o Wilmington Trust Company Xxxxxx Square North 0000 Xxxxx Xxxxxx Xxxxxx Xxxxxxxxxx, Xxxxxxxx 19890 Attention: Corporate Trust Administration Deutsche Bank Trust Company Americas, as Indenture Trustee 0000 Xxxx Xx. 1761 East St. Xxxxxx Xxxxx Place Santa Ana, California 92705 Saxon Asset Securities Company 0000 Xxx Xxxx Glen Allen, Virginia 23060 Attention: President Saxon MortgageFunding Management, Inc., as Master Servicer 0000 Xxx Xxxx Glen Allen, Virginia 23060 Attention: President Meritech Saxon Mortgage Services, Inc. 0000 Xxxxxxxxxx Xxxxx Xxxx Xxxxx, Xxxxx 00000 Attention: President SAXON ASSET SECURITIES COMPANY MORTGAGE LOAN ASSET BACKED SECURITIES, SERIES 20022005-1 2 Ladies and Gentlemen: In accordance with (i) Section 2.02 2.2 of the Pooling Sale and Servicing Agreement among Saxon Asset Securities Trust 2005-2, as issuer, Saxon Asset Securities Company, as depositor, Saxon MortgageFunding Management, Inc., as master servicer, Meritech Saxon Mortgage Services, Inc., as servicer and Bankers Deutsche Bank Trust CompanyCompany Americas, as indenture trustee (the "“Trustee"”) and (ii) Section 2.3(a) of the Standard Terms of Custody Agreement (June 2000 Edition) (the "“Standard Terms"”) incorporated into the Custody Agreement Agreement, dated as of March May 1, 2002 2005 (together with the Standard Terms, the "“Custody Agreement") ”), between the Indenture Trustee, and Bankers Deutsche Bank Trust CompanyCompany Americas, as custodian (the "“Custodian"”), the Custodian hereby certifies that it has received and is holding a Mortgage File with respect to each Mortgage Loan (other than any Mortgage Loan listed on the schedule of exceptions attached hereto) listed on Schedule I (a copy of which is attached hereto) to the Custody Agreement. In connection therewith, the Custodian has examined each Mortgage File to confirm that:

of the Standard Terms. Except as described herein, neither the Trustee, nor any Custodian on its behalf, has made an independent examination of any documents contained in any Trustee Mortgage Loan File. The Custodian has not Trustee makes no representations as to: (1i) inspectedthe validity, reviewed legality, sufficiency, enforceability or examined genuineness of any documents contained in any Trustee Mortgage Loan File for any of the Mortgage Loans listed on the Mortgage Loan Schedule to the Pooling and Servicing Agreement, (ii) the collectibility, insurability, effectiveness or suitability of any such documents, instruments, securities or other papers to determine that they or the signatures thereon are genuine, enforceable, or appropriate for the represented purpose, any such documents, instruments, securities or other papers have actually been recorded or that any document that appears to be an original is in fact an original, Mortgage Loan or (2iii) determined whether any Trustee Mortgage Loan File should include any surety or guaranty, Note Assumption Rider, buydown agreement, assumption agreement, modification agreement, written assurance or substitution agreement. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Custody above-captioned Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"). BANKERS TRUST COMPANY, as Custodian [TRUSTEE] By:___________________________ Its:__________________________ NameEXHIBIT 2-B ----------- FORM OF FINAL CERTIFICATION [Date] Oakwood Mortgage Investors, Inc. 0000 XxXxxxx Xxxx Greensboro, North Carolina 27409 Attention: [_______________] Oakwood Acceptance Corporation 0000 XxXxxxx Xxxx Greensboro, North Carolina 27409 Attention: [________________] Re: Pooling and Servicing Agreement, dated as of ___ 1, ____, among Oakwood Mortgage Investors, Inc., Oakwood Acceptance Corporation, as Servicer, and _______________, as Trustee, Pass-Through Certificates, __________________ OMI Trust _______-_____. Gentlemen: In accordance with Section 2.03 of OMI's Standard Terms to Pooling and Servicing Agreement (July 1998 Edition) (the "Standard Terms"), which are incorporated by reference into the above-referenced Pooling and Servicing Agreement, the undersigned, as Trustee, hereby certifies that, except as noted on the Schedule of Exceptions attached hereto, for each Mortgage Loan listed in the Mortgage Loan Schedule to the Pooling and Servicing Agreement (other than any Mortgage Loan paid in full or listed on the attachment hereto) it, or a Custodian on its behalf, has received a complete Trustee Mortgage Loan File which includes each of the documents required to be included in the Trustee Mortgage Loan File as set forth in the definition of "Trustee Mortgage Loan File" in the Standard Terms. Neither the Trustee nor any Custodian on its behalf has made an independent examination of any documents contained in any Trustee Mortgage Loan File beyond the review specifically required in the above captioned Pooling and Servicing Agreement. The Trustee makes no representations as to: (i) the validity, legality, sufficiency, enforceability or genuineness of any of the documents contained in any Trustee Mortgage Loan File or any of the Mortgage Loans listed on the Mortgage Loan Schedule, (ii) the collectibility, insurability, effectiveness or suitability of any such Mortgage Loan or (iii) whether any Trustee Mortgage Loan File should include any assumption agreement, modification agreement, written assurance or substitution agreement. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"). [TRUSTEE] By:______________________________ TitleIts:_______________________________ EXHIBIT D 3 --------- FORM OF FINAL CERTIFICATION OF TRUSTEE March RECORDATION REPORT [Date] Oakwood Acceptance Corporation 0000 XxXxxxx Xxxx Greensboro, North Carolina 27409 Attention: [________________] Re: Pooling and Servicing Agreement, dated as of _____ 1, ___, 2002 Bankers Trust Company, as Trustee 0000 Xxxx Xx. Xxxxxx Xxxxx Santa Ana, California 92705 Saxon Asset Securities Company 0000 Xxx Xxxx Glen Allen, Virginia 23060 Attention: President Saxon Mortgageamong Oakwood Mortgage Investors, Inc., Oakwood Acceptance Corporation, as Master Servicer 0000 Xxx Xxxx Glen AllenServicer, Virginia 23060 Attention: President Meritech Mortgage Servicesand _______________, Inc. 0000 Xxxxxxxxxx Xxxxx Xxxx Xxxxxas Trustee, Xxxxx 00000 Attention: President SAXON ASSET SECURITIES COMPANY MORTGAGE LOAN ASSET BACKED SECURITIESPass-Through Certificates, SERIES 2002__________________ OMI Trust _______-1 Ladies and _____. Gentlemen: In accordance with (i) Section 2.02 2.03 of the OMI's Standard Terms to Pooling and Servicing Agreement among Saxon Asset Securities Company, as depositor, Saxon Mortgage, Inc., as master servicer, Meritech Mortgage Services, Inc., as servicer and Bankers Trust Company, as trustee (the "Trustee") and (ii) Section 2.3(a) of the Standard Terms of Custody Agreement (June 2000 July 1998 Edition) (the "Standard Terms") ), which are incorporated by reference into the Custody Agreement dated above-referenced Pooling and Servicing Agreement, the undersigned, as Trustee hereby notifies you, that as of March 1, 2002 (together with the Standard Terms, the "Custody Agreement") between the Trustee, and Bankers Trust Company, as custodian (the "Custodian"), the Custodian hereby certifies that it has received and is holding a Mortgage File date hereof with respect to each the following Mortgage Loan (other than any Mortgage Loan listed on Loans it has not received the schedule of exceptions attached heretoindicated documents: MORTGAGE LOANS DOCUMENTS NOT RECEIVED -------------- ---------------------- ORIGINAL RECORDED ORIGINAL RECORDED ASSIGNMENT OF MORTGAGE MORTGAGE OR CERTIFIED COPY OR CERTIFIED COPY OAC LOAN NUMBER THEREOF THEREOF(1) listed on Schedule I (a copy of which is attached hereto) to the Custody Agreement. In connection therewith, the Custodian has examined each Mortgage File to confirm that:--------------- ------- ---------- [TRUSTEE] as Trustee

of the Standard Terms. Except as described herein, neither the Trustee, nor any Custodian on its behalf, has made an independent examination of any documents contained in any Trustee Mortgage Loan File. The Custodian has not Trustee makes no representations as to: (1i) inspectedthe validity, reviewed legality, sufficiency, enforceability or examined genuineness of any documents contained in any Trustee Mortgage Loan File for any of the Mortgage Loans listed on the Mortgage Loan Schedule to the Pooling and Servicing Agreement, (ii) the collectibility, insurability, effectiveness or suitability of any such documents, instruments, securities or other papers to determine that they or the signatures thereon are genuine, enforceable, or appropriate for the represented purpose, any such documents, instruments, securities or other papers have actually been recorded or that any document that appears to be an original is in fact an original, Mortgage Loan or (2iii) determined whether any Trustee Mortgage Loan File should include any surety or guaranty, Note Assumption Rider, buydown agreement, assumption agreement, modification agreement, written assurance or substitution agreement. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Custody above-captioned Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"). BANKERS TRUST COMPANY, as Custodian [TRUSTEE] By:___________________________ Its:__________________________ NameEXHIBIT 2-B FORM OF FINAL CERTIFICATION [Date] Deutsche Financial Capital Securitization LLC 0000 XxXxxxx Xxxx Greensboro, North Carolina 27409 Attention: [_______________] Oakwood Acceptance Corporation 0000 XxXxxxx Xxxx Greensboro, North Carolina 27409 Attention: [________________] Re: Pooling and Servicing Agreement, dated as of _________ 1, 19___, among Deutsche Financial Capital Securitization LLC Oakwood Acceptance Corporation, as Servicer, and _______________, as Trustee, Pass-Through Certificates, __________________ DFCS Trust 19_____-_____. Gentlemen: In accordance with Section 2.03 of the Company's Standard Terms to Pooling and Servicing Agreement (June 1997 Edition) (the "Standard Terms"), which are incorporated by reference into the above-referenced Pooling and Servicing Agreement, the undersigned, as Trustee, hereby certifies that, except as noted on the Schedule of Exceptions attached hereto, for each Mortgage Loan listed in the Mortgage Loan Schedule to the Pooling and Servicing Agreement (other than any Mortgage Loan paid in full or listed on the attachment hereto) it, or a Custodian on its behalf, has received a complete Trustee Mortgage Loan File which includes each of the documents required to be included in the Trustee Mortgage Loan File as set forth in the definition of "Trustee Mortgage Loan File" in the Standard Terms. Neither the Trustee nor any Custodian on its behalf has made an independent examination of any documents contained in any Trustee Mortgage Loan File beyond the review specifically required in the above captioned Pooling and Servicing Agreement. The Trustee makes no representations as to: (i) the validity, legality, sufficiency, enforceability or genuineness of any of the documents contained in any Trustee Mortgage Loan File or any of the Mortgage Loans listed on the Mortgage Loan Schedule, (ii) the collectibility, insurability, effectiveness or suitability of any such Mortgage Loan or (iii) whether any Trustee Mortgage Loan File should include any assumption agreement, modification agreement, written assurance or substitution agreement. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"). [TRUSTEE] By:___________________________ Its:__________________________ TitleEXHIBIT 3 FORM OF RECORDATION REPORT [Date] Oakwood Acceptance Corporation 0000 XxXxxxx Xxxx Greensboro, North Carolina 27409 Attention: [________________] Re: Pooling and Servicing Agreement, dated as of _________ 1, 19___, among Deutsche Financial Capital Securitization LLC Oakwood Acceptance Corporation, as Servicer, and _______________, as Trustee, Pass-Through Certificates, __________________ DFCS Trust 19_____-_____. Gentlemen: In accordance with Section 2.03 of the Company's Standard Terms to Pooling and Servicing Agreement (June 1997 Edition) (the "Standard Terms"), which are incorporated by reference into the above-referenced Pooling and Servicing Agreement, the undersigned, as Trustee hereby notifies you, that as of the date hereof with respect to the following Mortgage Loans it has not received the indicated documents: MORTGAGE LOANS DOCUMENTS NOT RECEIVED ------------------------------------------ ORIGINAL RECORDED ORIGINAL RECORDED ASSIGNMENT OF MORTGAGE MORTGAGE OR CERTIFIED COPY OR CERTIFIED COPY OAC LOAN NUMBER THEREOF THEREOF* [TRUSTEE] as Trustee By:___________________________ Its:__________________________ ------------------------------- * NOT REQUIRED FOR MORTGAGE LOANS WHICH THE COMPANY HAS WAIVED RECORDATION OF ASSIGNMENTS. EXHIBIT D FORM 4 REQUEST FOR RELEASE OF FINAL CERTIFICATION OF TRUSTEE March DOCUMENTS AND RECEIPT TO: [Name and Address of Trustee or Custodian] RE: Pooling and Servicing Agreement, dated as of __________ 1, 19__, 2002 Bankers Trust among Deutsche Financial Capital Securitization LLC (the "Company"), Oakwood Acceptance Corporation, as Trustee 0000 Xxxx Xx. Xxxxxx Xxxxx Santa AnaServicer, California 92705 Saxon Asset Securities Company 0000 Xxx Xxxx Glen Allen, Virginia 23060 Attention: President Saxon Mortgage, Inc.and ____________________, as Master Servicer 0000 Xxx Xxxx Glen AllenTrustee, Virginia 23060 Attention: President Meritech Mortgage Services, Inc. 0000 Xxxxxxxxxx Xxxxx Xxxx Xxxxx, Xxxxx 00000 Attention: President SAXON ASSET SECURITIES COMPANY MORTGAGE LOAN ASSET BACKED SECURITIES, SERIES 2002-1 Ladies and Gentlemen: In accordance with (i) Section 2.02 of which incorporates by reference the Company's Standard Terms to Pooling and Servicing Agreement among Saxon Asset Securities Company, as depositor, Saxon Mortgage, Inc., as master servicer, Meritech Mortgage Services, Inc., as servicer and Bankers Trust Company, as trustee (the "Trustee") and (ii) Section 2.3(a) of the Standard Terms of Custody Agreement (June 2000 1997 Edition) (the "Standard Terms") incorporated into the Custody Agreement dated as of March 1, 2002 (together with the Standard Termscollectively, the "Custody Pooling and Servicing Agreement") between In connection with the Trusteeadministration of the Mortgage Loans held by you as the Trustee or Custodian, we request the release and Bankers Trust Companyacknowledge receipt, as custodian (of the "Custodian"), the Custodian hereby certifies that it has received and is holding a Mortgage File with respect to each Trustee Mortgage Loan (other than any File [specify documents if only a partial Trustee Mortgage Loan listed on File is being released]) for the schedule of exceptions attached hereto) listed on Schedule I Mortgage Loan described below, for the reason indicated. Mortgagor's Name and Address & Zip Code: Mortgage Loan Number: Reason for Requesting Documents (a copy of which is attached hereto) to the Custody Agreement. In connection therewith, the Custodian has examined each Mortgage File to confirm that:check one)

of the Standard Terms. The Custodian has not (1) inspected, reviewed or examined any such documents, instruments, securities or other papers to determine that they or the signatures thereon are genuine, enforceable, or appropriate for the represented purpose, any such documents, instruments, securities or other papers have actually been recorded or that any document that appears to be an original is in fact an original, or (2) determined whether any Mortgage File should include any surety or guaranty, Note Assumption Rider, buydown agreement, assumption agreement, modification agreement, written assurance or substitution agreement. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Custody Agreement. BANKERS TRUST COMPANY[ ], as Custodian By:: __________________________________ Name:: ________________________________ Title:: _________________________________ EXHIBIT D B FORM OF FINAL CERTIFICATION OF TRUSTEE March May __, 2002 Bankers 2003 Saxon Asset Securities Trust Company[ ], as Trustee 0000 Xxxx Xx. Xxxxxx Xxxxx Santa Ana, California 92705 Issuer c/o [Owner Trustee] [Address] [Indenture Trustee] Saxon Asset Securities Company 0000 Xxx Xxxx Glen Allen, Virginia 23060 Attention: President Saxon Mortgage, Inc., as Master Servicer 0000 Xxx Xxxx Glen Allen, Virginia 23060 Attention: President Meritech Saxon Mortgage Services, Inc. 0000 Xxxxxxxxxx Xxxxx Xxxx Xxxxx, Xxxxx 00000 Attention: President SAXON ASSET SECURITIES COMPANY MORTGAGE LOAN ASSET BACKED SECURITIES, SERIES 2002-1 [ ] Ladies and Gentlemen: In accordance with (i) Section 2.02 2.2 of the Pooling Sale and Servicing Agreement among Saxon Asset Securities Trust [ ], as issuer, Saxon Asset Securities Company, as depositor, Saxon Mortgage, Inc., as master servicer, Meritech Saxon Mortgage Services, Inc., as servicer and Bankers Trust Company[ ], as indenture trustee (the "“Trustee"”) and (ii) Section 2.3(a) of the Standard Terms of Custody Agreement (June 2000 Edition) (the "“Standard Terms"”) incorporated into the Custody Agreement Agreement, dated as of March 1[ ], 2002 [ ] (together with the Standard Terms, the "“Custody Agreement") ”), between the Indenture Trustee, and Bankers Trust Company[ ], as custodian (the "“Custodian"”), the Custodian hereby certifies that it has received and is holding a Mortgage File with respect to each Mortgage Loan (other than any Mortgage Loan listed on the schedule of exceptions attached hereto) listed on Schedule I (a copy of which is attached hereto) to the Custody Agreement. In connection therewith, the Custodian has examined each Mortgage File to confirm that:

of the Standard Terms. Except as described herein, neither the Trustee, nor any Custodian on its behalf, has made an independent examination of any documents contained in any Trustee Mortgage Loan File. The Custodian has not Trustee makes no representations as to: (1i) inspectedthe validity, reviewed legality, sufficiency, enforceability or examined genuineness of any documents contained in any Trustee Mortgage Loan File for any of the Mortgage Loans listed on the Mortgage Loan Schedule to the Pooling and Servicing Agreement, (ii) the collectibility, insurability, effectiveness or suitability of any such documents, instruments, securities or other papers to determine that they or the signatures thereon are genuine, enforceable, or appropriate for the represented purpose, any such documents, instruments, securities or other papers have actually been recorded or that any document that appears to be an original is in fact an original, Mortgage Loan or (2iii) determined whether any Trustee Mortgage Loan File should include any surety or guaranty, Note Assumption Rider, buydown agreement, assumption agreement, modification agreement, written assurance or substitution agreement. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Custody above-captioned Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"). BANKERS TRUST COMPANY, as Custodian [TRUSTEE] By:___________________________ Its:__________________________ NameEXHIBIT 2-B FORM OF FINAL CERTIFICATION [Date] Oakwood Mortgage Investors, Inc. 7800 McCloud Road Greensboro, North Carolina 27409 Attention: [_______________] Xxxxxxx Acceptance Corporation 7800 McCloud Road Greensboro, North Carolina 27409 Attention: [________________] Re: Pooling and Servicing Agreement, dated as of ___ 1, ____, among Oakwood Mortgage Investors, Inc., Oakwood Acceptance Corporation, as Servicer, and _______________, as Trustee, Pass-Through Certificates, __________________ OMI Trust _______-_____. Gentlemen: In accordance with Section 2.03 of OMI's Standard Terms to Pooling and Servicing Agreement (July 1998 Edition) (the "Standard Terms"), which are incorporated by reference into the above-referenced Pooling and Servicing Agreement, the undersigned, as Trustee, hereby certifies that, except as noted on the Schedule of Exceptions attached hereto, for each Mortgage Loan listed in the Mortgage Loan Schedule to the Pooling and Servicing Agreement (other than any Mortgage Loan paid in full or listed on the attachment hereto) it, or a Custodian on its behalf, has received a complete Trustee Mortgage Loan File which includes each of the documents required to be included in the Trustee Mortgage Loan File as set forth in the definition of "Trustee Mortgage Loan File" in the Standard Terms. Neither the Trustee nor any Custodian on its behalf has made an independent examination of any documents contained in any Trustee Mortgage Loan File beyond the review specifically required in the above captioned Pooling and Servicing Agreement. The Trustee makes no representations as to: (i) the validity, legality, sufficiency, enforceability or genuineness of any of the documents contained in any Trustee Mortgage Loan File or any of the Mortgage Loans listed on the Mortgage Loan Schedule, (ii) the collectibility, insurability, effectiveness or suitability of any such Mortgage Loan or (iii) whether any Trustee Mortgage Loan File should include any assumption agreement, modification agreement, written assurance or substitution agreement. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"). [TRUSTEE] By:___________________________ Its:__________________________ TitleEXHIBIT 3 FORM OF RECORDATION REPORT [Date] Oakwood Acceptance Corporation 7800 McCloud Road Greensboro, North Carolina 27409 Attention: [________________] Re: Pooling and Servicing Agreement, dated as of _____ 1, ___, among Oakwood Mortgage Investors, Inc., Oakwood Acceptance Corporation, as Servicer, and _______________, as Trustee, Pass-Through Certificates, __________________ OMI Trust _______-_____. Gentlemen: In accordance with Section 2.03 of OMI's Standard Terms to Pooling and Servicing Agreement (July 1998 Edition) (the "Standard Terms"), which are incorporated by reference into the above-referenced Pooling and Servicing Agreement, the undersigned, as Trustee hereby notifies you, that as of the date hereof with respect to the following Mortgage Loans it has not received the indicated documents: Mortgage Loans Documents Not Received -------------- ---------------------- Original Recorded Original Recorded Assignment of Mortgage Mortgage or certified copy or certified copy OAC Loan Number thereof thereof (1) --------------- [TRUSTEE] as Trustee By:___________________________ Its:__________________________ -------- (1) Not required for Mortgage Loans for which OMI has waived recordation of Assignments. EXHIBIT D FORM 4 REQUEST FOR RELEASE OF FINAL CERTIFICATION OF TRUSTEE March DOCUMENTS AND RECEIPT TO: [Name and Address of Trustee or Custodian] RE: Pooling and Servicing Agreement, dated as of __________ 1, --__, 2002 Bankers Trust Companyamong Oakwood Mortgage Investors, Inc. ("OMI"), Oakwood Acceptance Corporation, as Trustee 0000 Xxxx Xx. Xxxxxx Xxxxx Santa AnaServicer, California 92705 Saxon Asset Securities Company 0000 Xxx Xxxx Glen Allen, Virginia 23060 Attention: President Saxon Mortgage, Inc.and ____________________, as Master Servicer 0000 Xxx Xxxx Glen AllenTrustee, Virginia 23060 Attention: President Meritech Mortgage Services, Inc. 0000 Xxxxxxxxxx Xxxxx Xxxx Xxxxx, Xxxxx 00000 Attention: President SAXON ASSET SECURITIES COMPANY MORTGAGE LOAN ASSET BACKED SECURITIES, SERIES 2002-1 Ladies and Gentlemen: In accordance with (i) Section 2.02 of the which incorporates by reference OMI's Standard Terms to Pooling and Servicing Agreement among Saxon Asset Securities Company, as depositor, Saxon Mortgage, Inc., as master servicer, Meritech Mortgage Services, Inc., as servicer and Bankers Trust Company, as trustee (the "Trustee") and (ii) Section 2.3(a) of the Standard Terms of Custody Agreement (June 2000 July 1998 Edition) (the "Standard Terms") incorporated into the Custody Agreement dated as of March 1, 2002 (together with the Standard Termscollectively, the "Custody Pooling and Servicing Agreement") between In connection with the Trusteeadministration of the Mortgage Loans held by you as the Trustee or Custodian, we request the release and Bankers Trust Companyacknowledge receipt, as custodian (of the "Custodian"), the Custodian hereby certifies that it has received and is holding a Mortgage File with respect to each Trustee Mortgage Loan (other than any File [specify documents if only a partial Trustee Mortgage Loan listed on File is being released]) for the schedule of exceptions attached hereto) listed on Schedule I Mortgage Loan described below, for the reason indicated. Mortgagor's Name and Address & Zip Code: Mortgage Loan Number: Reason for Requesting Documents (a copy of which is attached hereto) to the Custody Agreement. In connection therewith, the Custodian has examined each Mortgage File to confirm that:check one)

of the Standard Terms. Except as described herein, neither the Trustee, nor any Custodian on its behalf, has made an independent examination of any documents contained in any Trustee Mortgage Loan File. The Custodian has not Trustee makes no representations as to: (1i) inspectedthe validity, reviewed legality, sufficiency, enforceability or examined genuineness of any documents contained in any Trustee Mortgage Loan File for any of the Mortgage Loans listed on the Mortgage Loan Schedule to the Pooling and Servicing Agreement, (ii) the collectibility, insurability, effectiveness or suitability of any such documents, instruments, securities or other papers to determine that they or the signatures thereon are genuine, enforceable, or appropriate for the represented purpose, any such documents, instruments, securities or other papers have actually been recorded or that any document that appears to be an original is in fact an original, Mortgage Loan or (2iii) determined whether any Trustee Mortgage Loan File should include any surety or guaranty, Note Assumption Rider, buydown agreement, assumption agreement, modification agreement, written assurance or substitution agreement. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Custody above-captioned Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"). BANKERS TRUST COMPANY[TRUSTEE] By: --------------------------- Its: -------------------------- EXHIBIT 1-B FORM OF FINAL CERTIFICATION [Date] Union Planters Mortgage Finance Corp. 7130 Xxxxxxxx Xxxxx Xxxxxxx Cordxxx, Xxnnessee 38018 Attention: Secretary [Master Servicer] [Address] [Address] Attention: [________________] Re: Pooling and Servicing Agreement, dated as Custodian By:of _________ 1, 19___, among Union Planters Mortgage Finance Corp., ____________________________, as Master Servicer, and _______________, as Trustee, Pass-Through Certificates, __________________ Name:UPMFC Trust 19_____-_____. Gentlemen: In accordance with Section 2.02 of the Depositor's Standard Terms to Pooling and Servicing Agreement (_____ 1997 Edition) (the "Standard Terms"), which are incorporated by reference into the above-referenced Pooling and Servicing Agreement, the undersigned, as Trustee, hereby certifies that, except as noted on the Schedule of Exceptions attached hereto, for each Mortgage Loan listed in the Mortgage Loan Schedule to the Pooling and Servicing Agreement (other than any Mortgage Loan paid in full or listed on the attachment hereto) it, or a Custodian on its behalf, has received a complete Trustee Mortgage Loan File which includes each of the documents required to be included in the Trustee Mortgage Loan File as set forth in the definition of "Trustee Mortgage Loan File" in the Standard Terms. Neither the Trustee nor any Custodian on its behalf has made an independent examination of any documents contained in any Trustee Mortgage Loan File beyond the review specifically required in the above captioned Pooling and Servicing Agreement. The Trustee makes no representations as to: (i) the validity, legality, sufficiency, enforceability or genuineness of any of the documents contained in any Trustee Mortgage Loan File or any of the Mortgage Loans listed on the Mortgage Loan Schedule, (ii) the collectibility, insurability, effectiveness or suitability of any such Mortgage Loan or (iii) whether any Trustee Mortgage Loan File should include any assumption agreement, modification agreement, written assurance or substitution agreement. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"). [TRUSTEE] By: --------------------------- Its: -------------------------- EXHIBIT 2 FORM OF RECORDATION REPORT [Date] [Master Servicer] [Address] [Address] Attention: [________________] Re: Pooling and Servicing Agreement, dated as of _________ 1, 19___, among Union Planters Mortgage Finance Corp., _______________________, as Master Servicer, and _______________, as Trustee, Pass-Through Certificates, __________________ UPMFC Trust 19_____-_____. Gentlemen: In accordance with Section 2.02 of the Depositor's Standard Terms to Pooling and Servicing Agreement (_____ 1997 Edition) (the "Standard Terms"), which are incorporated by reference into the above-referenced Pooling and Servicing Agreement, the undersigned, as Trustee hereby notifies you, that as of the date hereof with respect to the following Mortgage Loans it has not received the indicated documents: MORTGAGE LOANS DOCUMENTS NOT RECEIVED -------------- ---------------------------------------------- ORIGINAL RECORDED ORIGINAL RECORDED ASSIGNMENT OF MORTGAGE MORTGAGE OR CERTIFIED COPY OR CERTIFIED COPY LOAN NUMBER THEREOF THEREOF* ----------- ------- -------- [TRUSTEE] as Trustee By: --------------------------- Its: -------------------------- -------------------------------- * Not required for Mortgage Loans for which the Depositor has waived recordation of Assignments. 83 EXHIBIT 3 REQUEST FOR RELEASE OF DOCUMENTS AND RECEIPT TO: [Name and Address of Trustee or Custodian] RE: Pooling and Servicing Agreement, dated as of __________ 1, 19__, among Union Planters Mortgage Finance Corp. (the "Depositor"), ______________________________ Title:, as Master Servicer, and __________________________, as Trustee, which incorporates by reference the Depositor's Standard Terms to Pooling and Servicing Agreement (_____ EXHIBIT D FORM OF FINAL CERTIFICATION OF TRUSTEE March __1997 Edition) (collectively, 2002 Bankers Trust Company, as Trustee 0000 Xxxx Xx. Xxxxxx Xxxxx Santa Ana, California 92705 Saxon Asset Securities Company 0000 Xxx Xxxx Glen Allen, Virginia 23060 Attention: President Saxon Mortgage, Inc., as Master Servicer 0000 Xxx Xxxx Glen Allen, Virginia 23060 Attention: President Meritech Mortgage Services, Inc. 0000 Xxxxxxxxxx Xxxxx Xxxx Xxxxx, Xxxxx 00000 Attention: President SAXON ASSET SECURITIES COMPANY MORTGAGE LOAN ASSET BACKED SECURITIES, SERIES 2002-1 Ladies and Gentlemen: In accordance with (i) Section 2.02 of the "Pooling and Servicing Agreement among Saxon Asset Securities Company, as depositor, Saxon Mortgage, Inc., as master servicer, Meritech Mortgage Services, Inc., as servicer and Bankers Trust Company, as trustee (the "Trustee") and (ii) Section 2.3(a) of the Standard Terms of Custody Agreement (June 2000 Edition) (the "Standard Terms") incorporated into the Custody Agreement dated as of March 1, 2002 (together with the Standard Terms, the "Custody Agreement") between In connection with the Trusteeadministration of the Mortgage Loans held by you as the Trustee or Custodian, we request the release and Bankers Trust Companyacknowledge receipt, as custodian (of the "Custodian"), the Custodian hereby certifies that it has received and is holding a Mortgage File with respect to each Trustee Mortgage Loan (other than any File [specify documents if only a partial Trustee Mortgage Loan listed on File is being released]) for the schedule of exceptions attached hereto) listed on Schedule I Mortgage Loan described below, for the reason indicated. Mortgagor's Name and Address & Zip Code: Mortgage Loan Number: Reason for Requesting Documents (a copy of which is attached hereto) to the Custody Agreement. In connection therewith, the Custodian has examined each Mortgage File to confirm that:check one)

of the Standard Terms. Except as described herein, neither the Trustee, nor any Custodian on its behalf, has made an independent examination of any documents contained in any Trustee Mortgage Loan File. The Custodian has not Trustee makes no representations as to: (1i) inspectedthe validity, reviewed legality, sufficiency, enforceability or examined genuineness of any documents contained in any Trustee Mortgage Loan File for any of the Mortgage Loans listed on the Mortgage Loan Schedule to the Pooling and Servicing Agreement, (ii) the collectibility, insurability, effectiveness or suitability of any such documents, instruments, securities or other papers to determine that they or the signatures thereon are genuine, enforceable, or appropriate for the represented purpose, any such documents, instruments, securities or other papers have actually been recorded or that any document that appears to be an original is in fact an original, Mortgage Loan or (2iii) determined whether any Trustee Mortgage Loan File should include any surety or guaranty, Note Assumption Rider, buydown agreement, assumption agreement, modification agreement, written assurance or substitution agreement. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Custody above-captioned Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"). BANKERS TRUST COMPANY[TRUSTEE] By: ---------------------------------- Its: ---------------------------------- EXHIBIT 1-B FORM OF FINAL CERTIFICATION [Date] Union Planters Home Equity Corp. 7130 Xxxxxxxx Xxxxx Xxxxxxx Cordxxx, Xxnnessee 38018 Attention: Secretary [Master Servicer] [Address] [Address] Attention: [________________] Re: Pooling and Servicing Agreement, dated as Custodian By:of _________ , 20___, among Union Planters Home Equity Corp., ________________________________ Name:, as Master Servicer, and _______________, as Trustee, Pass-Through Certificates, __________________ Title:UPHEC Trust 20_____-_______________________________ EXHIBIT D FORM OF FINAL CERTIFICATION OF TRUSTEE March __, 2002 Bankers Trust Company, as Trustee 0000 Xxxx Xx. Xxxxxx Xxxxx Santa Ana, California 92705 Saxon Asset Securities Company 0000 Xxx Xxxx Glen Allen, Virginia 23060 Attention: President Saxon Mortgage, Inc., as Master Servicer 0000 Xxx Xxxx Glen Allen, Virginia 23060 Attention: President Meritech Mortgage Services, Inc. 0000 Xxxxxxxxxx Xxxxx Xxxx Xxxxx, Xxxxx 00000 Attention: President SAXON ASSET SECURITIES COMPANY MORTGAGE LOAN ASSET BACKED SECURITIES, SERIES 2002-1 Ladies and Gentlemen: In accordance with (i) Section 2.02 of the Pooling and Servicing Agreement among Saxon Asset Securities Company, as depositor, Saxon Mortgage, Inc., as master servicer, Meritech Mortgage Services, Inc., as servicer and Bankers Trust Company, as trustee (the "Trustee") and (ii) Section 2.3(a) of the Standard Terms of Custody Agreement (June 2000 Edition) (the "Standard Terms") incorporated into the Custody Agreement dated as of March 1, 2002 (together with the Standard Terms, the "Custody Agreement") between the Trustee, and Bankers Trust Company, as custodian (the "Custodian"), the Custodian hereby certifies that it has received and is holding a Mortgage File with respect to each Mortgage Loan (other than any Mortgage Loan listed on the schedule of exceptions attached hereto) listed on Schedule I (a copy of which is attached hereto) to the Custody Agreement. In connection therewith, the Custodian has examined each Mortgage File to confirm that:

of the Standard Terms. Except as described herein, neither the Trustee, nor any Custodian on its behalf, has made an independent examination of any documents contained in any Trustee Mortgage Loan File. The Custodian has not Trustee makes no representations as to: (1i) inspectedthe validity, reviewed legality, sufficiency, enforceability or examined genuineness of any documents contained in any Trustee Mortgage Loan File for any of the Mortgage Loans listed on the Mortgage Loan Schedule to the Pooling and Servicing Agreement, (ii) the collectibility, insurability, effectiveness or suitability of any such documents, instruments, securities or other papers to determine that they or the signatures thereon are genuine, enforceable, or appropriate for the represented purpose, any such documents, instruments, securities or other papers have actually been recorded or that any document that appears to be an original is in fact an original, Mortgage Loan or (2iii) determined whether any Trustee Mortgage Loan File should include any surety or guaranty, Note Assumption Rider, buydown agreement, assumption agreement, modification agreement, written assurance or substitution agreement. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Custody above-captioned Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"). BANKERS TRUST COMPANY[TRUSTEE] By: --------------------------- Its: -------------------------- EXHIBIT 1-B FORM OF FINAL CERTIFICATION [Date] Union Planters Mortgage Finance Corp. 7130 Xxxxxxxx Xxxxx Xxxxxxx Cordxxx, Xxnnessee 38018 Attention: Secretary [Master Servicer] [Address] [Address] Attention: [ ] ---------------- Re: Pooling and Servicing Agreement, dated as Custodian By:of _________ 1, 19___, among Union Planters Mortgage Finance Corp., ________________________________ Name:, as Master Servicer, and _______________, as Trustee, Pass-Through Certificates, __________________ Title:UPMFC Trust 19_____-_______________________________ EXHIBIT D FORM OF FINAL CERTIFICATION OF TRUSTEE March __, 2002 Bankers Trust Company, as Trustee 0000 Xxxx Xx. Xxxxxx Xxxxx Santa Ana, California 92705 Saxon Asset Securities Company 0000 Xxx Xxxx Glen Allen, Virginia 23060 Attention: President Saxon Mortgage, Inc., as Master Servicer 0000 Xxx Xxxx Glen Allen, Virginia 23060 Attention: President Meritech Mortgage Services, Inc. 0000 Xxxxxxxxxx Xxxxx Xxxx Xxxxx, Xxxxx 00000 Attention: President SAXON ASSET SECURITIES COMPANY MORTGAGE LOAN ASSET BACKED SECURITIES, SERIES 2002-1 Ladies and Gentlemen: In accordance with (i) Section 2.02 of the Pooling and Servicing Agreement among Saxon Asset Securities Company, as depositor, Saxon Mortgage, Inc., as master servicer, Meritech Mortgage Services, Inc., as servicer and Bankers Trust Company, as trustee (the "Trustee") and (ii) Section 2.3(a) of the Standard Terms of Custody Agreement (June 2000 Edition) (the "Standard Terms") incorporated into the Custody Agreement dated as of March 1, 2002 (together with the Standard Terms, the "Custody Agreement") between the Trustee, and Bankers Trust Company, as custodian (the "Custodian"), the Custodian hereby certifies that it has received and is holding a Mortgage File with respect to each Mortgage Loan (other than any Mortgage Loan listed on the schedule of exceptions attached hereto) listed on Schedule I (a copy of which is attached hereto) to the Custody Agreement. In connection therewith, the Custodian has examined each Mortgage File to confirm that: