Common use of Occupancy Clause in Contracts

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 100.00 7.022 351 79.70

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 Second Home 27 5,161,896 0.92 7.268 Score Ratio -------------------------------------------------------------------------------------------------------------------------- Investor 150 23,547,870 2.44 7.299 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 80.13 671 38.39 Other 5,569 940,993,004 97.56 7.239 349 82.37 634 42.29 -------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 5,719 964,540,874 100.00 7.022 351 79.707.240 349 82.31 635 42.19 --------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score --------------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 1,441 388,110,575 99.66 6.744 357 80.96 652 Investment 191 29,970,667 5.33 7.618 350 79.36 4 719,600 0.18 7.596 356 81.85 644 Second Home 27 5,161,896 0.92 7.268 4 619,266 0.16 7.637 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 80.00 734 --------------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 1,449 389,449,441 100.00 7.022 351 79.706.747 357 80.96 652 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 3,862 625,026,294 92.67 6.992 348 78.35 Investment 191 29,970,667 5.33 7.618 350 79.36 268 43,050,362 6.38 7.247 355 79.24 Second Home 27 5,161,896 0.92 7.268 356 81.29 30 6,376,063 0.95 7.030 346 80.34 ---------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 4,160 674,452,720 100.00 7.022 351 79.707.009 349 78.43 ----------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 32 5,848,710 87.93 7.657 347 81.07 619 42.39 Investment 191 29,970,667 5.33 7.618 350 79.36 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 4 802,720 12.07 7.210 354 79.29 650 42.84 --------------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 36 6,651,429 100.00 7.022 351 79.707.603 348 80.85 623 42.44 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score ----------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 714 167,001,403 97.62 6.258 356 82.7 632 Second Home 27 5,161,896 0.92 7.268 7 2,332,815 1.36 7.289 358 89.71 614 Investment 9 1,741,075 1.02 6.862 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 87.82 637 ----------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 100.00 7.022 351 79.70730 171,075,293 100 6.278 356 82.84 631 -----------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Comb Average Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 5,559 860,307,153 94.54 7.858 345 80.02 612 ---------------------------------------------------------------------------------------------------------------------------- Investment 191 29,970,667 5.33 7.618 350 79.36 415 45,842,492 5.04 8.319 340 77.19 632 ---------------------------------------------------------------------------------------------------------------------------- Second Home 27 5,161,896 0.92 7.268 356 81.29 22 3,811,038 0.42 8.307 354 75.74 604 ---------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 100.00 7.022 351 79.705,996 909,960,682 100 7.883 345 79.86 613 ---------------------------------------------------------------------------------------------------------------------------- Top

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 2,204 500,016,477 95.42 7.005 352 78.99 Investment 191 29,970,667 5.33 7.618 350 79.36 100 18,171,491 3.47 7.530 346 78.73 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 24 5,849,688 1.12 7.123 351 78.58 ------------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 2,328 524,037,656 100.00 7.022 351 79.707.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score ----------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 2,611 510,202,900 97.66 7.216 348 82.94 643 Investment 191 29,970,667 5.33 7.618 350 79.36 63 9,698,415 1.86 7.369 354 80.37 684 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 15 2,534,376 0.49 6.943 351 79.49 666 ----------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 2,689 522,435,691 100.00 7.022 351 79.707.218 348 82.88 644 -----------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 2,575 526,955,963 93.75 6.986 7,359 1,296,529,152 92.82 6.998 351 79.71 79.73 Investment 191 29,970,667 5.33 7.618 350 79.36 576 89,790,471 6.43 7.448 354 79.95 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 61 10,521,811 0.75 7.139 357 82.27 ------------------------------------------------------------------------------------------------------------------------------------ Total: 2,793 562,088,526 7,996 1,396,841,434 100.00 7.022 7.028 351 79.7079.76 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 896 145,942,728 94.21 6.982 352 78.46 Investment 191 29,970,667 5.33 7.618 350 79.36 53 8,037,924 5.19 7.408 354 76.59 Second Home 27 5,161,896 0.92 7.268 356 81.29 6 931,515 0.60 7.067 357 81.78 ---------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 955 154,912,167 100.00 7.022 351 79.707.004 352 78.38

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Comb Average Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 2,666 402,995,088 94.93 7.77 352 78.98 607 ---------------------------------------------------------------------------------------------------------------------------- Investment 174 19,060,219 4.49 8.307 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 80.07 628 ---------------------------------------------------------------------------------------------------------------------------- Second Home 27 5,161,896 0.92 7.268 356 81.29 14 2,451,577 0.58 8.601 352 80.11 593 ---------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 100.00 7.022 351 79.702,854 424,506,884 100 7.799 352 79.04 608 ---------------------------------------------------------------------------------------------------------------------------- Top

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------- -------- ----------- --------- -------- --------- -------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 1,858 291,497,756 94.60 6.691 335 73.68 Investment 191 29,970,667 5.33 7.618 350 79.36 105 14,720,070 4.78 7.256 334 73.26 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 13 1,903,991 0.62 7.546 306 62.16 ----------------------------------------------------- -------- ----------- --------- -------- --------- -------- Total: 2,793 562,088,526 1,976 308,121,818 100.00 7.022 351 79.706.723 334 73.59

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 2,575 526,955,963 93.75 6.986 351 79.71 193,710,977 95.41 6.714 357 80.32 649 Investment 191 29,970,667 5.33 7.618 350 79.36 11 6,105,790 3.01 7.131 358 86.23 670 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ Total: 2,793 562,088,526 100.00 7.022 351 79.70367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 1,107 168,715,041 95.33 7.610 353 83.96 641 41.39 Second Home 27 5,161,896 0.92 7.268 38 5,089,466 2.88 7.612 346 81.22 698 41.46 Investment 41 3,177,338 1.80 8.312 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 85.22 651 40.59 --------------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 1,186 176,981,845 100.00 7.022 351 79.707.622 352 83.91 643 41.38 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 6,066 1,125,042,771 93.87 6.998 350 78.63 Investment 191 29,970,667 5.33 7.618 350 79.36 368 61,221,853 5.11 7.331 352 79.09 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 6,488 1,198,490,375 100.00 7.022 351 79.707.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score ---------------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 4,145 976,107,811 94.74 6.901 355 80.30 634 Investment 191 29,970,667 5.33 7.618 350 79.36 188 35,050,861 3.40 7.260 355 82.21 667 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 93 19,194,255 1.86 6.681 354 84.47 683 ---------------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 4,426 1,030,352,927 100.00 7.022 351 79.706.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------- -------- ----------- --------- -------- --------- -------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 714 167,001,403 97.62 6.258 356 82.70 Second Home 27 5,161,896 0.92 7.268 7 2,332,815 1.36 7.289 358 89.71 Investment 9 1,741,075 1.02 6.862 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 87.82 ----------------------------------------------------- -------- ----------- --------- -------- --------- -------- Total: 2,793 562,088,526 730 171,075,293 100.00 7.022 351 79.706.278 356 82.84

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 2,575 526,955,963 93.75 6.986 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 2,670 569,317,627 95.19 7.195 354 77.47 Non-Owner Occupied 144 20,150,018 3.37 8.181 353 78.03 Second Home 27 5,161,896 0.92 7.268 39 8,615,742 1.44 7.411 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 77.60 ------------------------------------------------------------------------------------------------------------------------------------ Total: 2,793 562,088,526 2,853 598,083,387 100.00 7.022 351 79.707.231 354 77.49 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 2,273 427,914,930 97.35 7.225 351 79.71 82.19 633 43.43 Investment 191 29,970,667 5.33 7.618 350 79.36 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 56 11,669,666 2.65 7.450 358 79.72 653 37.75 --------------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 2,329 439,584,596 100.00 7.022 351 79.707.231 352 82.12 634 43.28 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Combined Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 2,575 526,955,963 93.75 6.986 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 1,762 100,623,061 98.11 10.312 178 99.29 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 39 1,854,086 1.81 10.366 178 99.63 Investment 1 79,433 0.08 10.250 178 95.00 ------------------------------------------------------------------------------------------------------------------------------------ Total: 2,793 562,088,526 1,802 102,556,580 100.00 7.022 351 79.7010.313 178 99.29 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 8 800,841 100.00 7.226 318 80.28 633 32.77 --------------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 8 800,841 100.00 7.022 351 79.707.226 318 80.28 633 32.77 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Comb Average Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score ----------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 2,893 457,312,065 94.2 7.935 339 80.94 617 ----------------------------------------------------------------------------------------------------------------------------- Investment 191 29,970,667 5.33 7.618 350 79.36 241 26,782,273 5.52 8.327 331 75.14 635 ----------------------------------------------------------------------------------------------------------------------------- Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 8 1,359,461 0.28 7.777 357 67.84 623 ----------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 100.00 7.022 351 79.703,142 485,453,799 100 7.956 338 80.58 618 ----------------------------------------------------------------------------------------------------------------------------- Top

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 2,575 526,955,963 93.75 6.986 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 776 250,169,019 98.50 6.074 357 81.93 667 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 18 3,259,807 1.28 6.360 357 84.03 709 Investment 3 551,500 0.22 7.034 357 90.55 662 ------------------------------------------------------------------------------------------------------------------------------------ Total: 2,793 562,088,526 797 253,980,326 100.00 7.022 351 79.706.080 357 81.97 667 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score ----------------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 3,978 795,937,500 96.91 7.049 357 81.63 633 Investment 191 29,970,667 5.33 7.618 350 79.36 119 19,964,697 2.43 7.304 357 81.10 666 Second Home 27 5,161,896 0.92 7.268 31 5,372,317 0.65 7.418 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 80.42 681 ----------------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 4,128 821,274,515 100.00 7.022 351 79.707.058 357 81.61 634 -----------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 2,575 526,955,963 93.75 6.986 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 8,332 1,469,150,891 94.89 7.202 354 77.20 Non-Owner Occupied 429 60,235,774 3.89 7.926 355 77.22 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 118 18,908,265 1.22 7.293 355 76.93 ----------------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 8,879 1,548,294,930 100.00 7.022 351 79.707.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 2,575 526,955,963 93.75 6.986 351 79.71 3,531 857,971,573 94.81 6.889 358 80.70 633 Investment 191 29,970,667 5.33 7.618 350 79.36 154 29,807,178 3.29 7.237 358 82.37 668 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ Total: 2,793 562,088,526 3,766 904,898,836 100.00 7.022 351 79.706.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score ----------------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 1,547 139,086,705 97.08 8.307 302 86.68 643 Investment 191 29,970,667 5.33 7.618 31 3,583,173 2.50 7.268 350 79.36 74.70 698 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 13 596,481 0.42 9.553 248 78.92 665 ----------------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 1,591 143,266,359 100.00 7.022 351 79.708.286 303 86.35 644 -----------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score --------------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 1,762 100,623,061 98.11 10.312 178 99.29 667 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 39 1,854,086 1.81 10.366 178 99.63 695 Investment 1 79,433 0.08 10.250 178 95.00 707 --------------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 1,802 102,556,580 100.00 7.022 351 79.7010.313 178 99.29 667 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 2,376 218,759,299 95.94 8.518 265 87.48 Investment 191 29,970,667 5.33 7.618 350 79.36 35 5,323,117 2.33 7.432 335 81.48 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 51 3,928,256 1.72 8.725 257 91.62 ------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 2,462 228,010,672 100.00 7.022 351 79.708.496 266 87.41

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score --------------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 622 197,440,413 96.85 6.310 358 81.13 682 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 26 6,430,718 3.15 6.403 358 85.34 692 --------------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 648 203,871,131 100.00 7.022 351 79.706.313 358 81.27 682 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 2,575 526,955,963 93.75 6.986 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 1,699 97,572,392 98.09 10.299 178 99.30 667 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 38 1,815,969 1.83 10.369 178 99.62 693 Investment 1 79,433 0.08 10.250 178 95.00 707 ------------------------------------------------------------------------------------------------------------------------------------ Total: 2,793 562,088,526 1,738 99,467,793 100.00 7.022 351 79.7010.300 178 99.30 667 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score --------------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 2,352 430,426,360 97.04 7.301 346 81.78 657 Investment 191 29,970,667 5.33 7.618 350 79.36 43 10,313,846 2.33 7.219 357 75.73 677 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 23 2,829,141 0.64 8.338 342 81.05 689 --------------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 2,418 443,569,347 100.00 7.022 351 79.707.306 346 81.64 658 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 2,575 526,955,963 93.75 6.986 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 622 197,440,413 96.85 6.310 358 81.13 682 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 26 6,430,718 3.15 6.403 358 85.34 692 ------------------------------------------------------------------------------------------------------------------------------------ Total: 2,793 562,088,526 648 203,871,131 100.00 7.022 351 79.706.313 358 81.27 682 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 2,575 526,955,963 93.75 6.986 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 650 163,568,154 99.24 6.519 356 82.19 621 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ Total: 2,793 562,088,526 655 164,813,034 100.00 7.022 351 79.706.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 396 156,073,547 99.37 6.079 357 82.31 657 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 5 995,833 0.63 6.580 357 87.14 685 --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 2,793 562,088,526 401 157,069,380 100.00 7.022 351 79.706.082 357 82.34 657 --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- --------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 2,575 526,955,963 93.75 6.986 351 79.71 3,888 623,630,460 91.73 7.011 350 80.05 Investment 191 29,970,667 5.33 7.618 350 79.36 332 51,781,881 7.62 7.355 356 80.81 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 28 4,428,400 0.65 7.003 357 83.53 ------------------------------------------------------------------------------------------------------------------------------------ Total: 2,793 562,088,526 4,248 679,840,741 100.00 7.022 7.037 351 79.7080.13 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 2,575 526,955,963 93.75 6.986 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 5,662 899,833,264 94.70 7.207 354 77.04 Non-Owner Occupied 285 40,085,756 4.22 7.797 355 76.82 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 79 10,292,523 1.08 7.194 354 76.36 ------------------------------------------------------------------------------------------------------------------------------------ Total: 2,793 562,088,526 6,026 950,211,543 100.00 7.022 351 79.707.232 354 77.02 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score --------------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 1,067 217,192,851 98.19 6.895 357 79.94 664 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 1,096 221,199,443 100.00 7.022 351 79.706.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 79.71 Score --------------------------------------------------------------------------------------------------------------------------------- Investment 191 29,970,667 5.33 7.618 350 79.36 150 23,547,870 79.78 7.299 356 80.13 671 Second Home 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- 44 5,968,799 20.22 7.632 345 80.27 679 --------------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 194 29,516,669 100.00 7.022 351 79.707.366 354 80.16 673 ---------------------------------------------------------------------------------------------------------------------------------