Common use of Occupancy of Premises Clause in Contracts

Occupancy of Premises. Any use of the premises other than for normal dwelling occupancy, or any condition of vacancy, must be reported to us as soon as practicable, but not later than 30 days after the change in occupancy or the beginning of the vacancy. However, you may make alterations, additions and repairs to your premises without notice to us. (Refer to “General Exclusions Applicable to Property Insurance” – “Vacancy”). Notice to Authorities When any loss is believed to be caused by theft, disappearance or any illegal act of others, you must give immediate notice to the police or other authorities having jurisdiction.