Multiple Owners. If there are multiple owners, each owner may do anything permitted with the account, such as: endorse items for deposit or collection, even if payable to another owner; pledge it as collateral for any obligation; move funds by check or other means; close it; authorize others to conduct transactions on it; and give instructions for transfers, stop payments, and all other matters relating to it. (No owner may cancel a stop payment entered by another owner.) Each owner appoints each other owner as attorney-in-fact to endorse and cash items. A notice sent to one owner is effective for all. You guarantee the signature of each owner. You will be responsible for any liability, such as an overdraft, a fee, or a refund to the government of a direct deposit, even though caused by another owner. Unless noted otherwise on the signature card, the account is owned jointly with right of survivorship and not as tenants in common. If one owner dies, we treat the survivor(s) as owner(s) of the full balance. If noted on the signature card that ownership is as tenants in common or without survivorship, we treat the survivor(s) and personal representative of the deceased as owners. Their shares will be equal unless we have agreed otherwise in writing. Only a married couple may own the account as tenants by the entirety, and only if noted on the signature card. If one spouse dies, we treat the survivor as sole owner. If the couple divorces, we treat them as owners jointly with right of survivorship. You will notify us immediately after you learn of the death or declaration of incompetence of any co-owner.
Multiple Owners. If there is more than one Owner, the obligations contained herein and under other Project Documents shall be joint and several.
Multiple Owners. If the Home has multiple Participating Owners, all such Participating Owners are eligible to use the Recreation Plus Passes issued for the Home, provided that each Participating Owner is aware of and has acknowledged all terms of this Agreement. The Participating Owners shall designate a primary contact for purposes of this Agreement. A Participating Owner whose Home is managed by a commercial rental management company may give such commercial rental management company authority to execute this Agreement on Participating Owner’s behalf (the “Property Representative”). The Property Representative shall be SROA’s primary contact for this Agreement unless otherwise noted in this Agreement.
Multiple Owners. In the event one person, as the representative of multiple Owners, signs this Agreement, each Owner agrees to provide documentation for single signature authority.
Multiple Owners. A Certificate Holder may register or reregister his or her Voting Trust Certificates in the names of one or more persons only if each person in whose name the Voting Trust Certificates are to be registered is the Certificate Holder or a Permitted Transferee of the Certificate Holder. If Voting Trust Certificates are registered in the names of more than one person in accordance with this Subsection 4.2(c)(vii), then such Voting Trust Certificates may be transferred to any Permitted Transferee of any person in whose name such shares are registered.
Multiple Owners. INFORMATION (An owner may start, conduct transactions on, maintain, change, add and terminate an account, product or service.) 4 Owner 4 Name Address City State ZIP Mobile Phone Work Phone Social Security Number Date of Birth E-mail Address Employer/Retired From Mother’s Maiden Name Driver’s License - State, Number & Issue and Exp. Date Owner 5 Name Address City State ZIP Mobile Phone Work Phone Social Security Number Date of Birth E-mail Address Employer/Retired From Mother’s Maiden Name Driver’s License - State, Number & Issue and Exp. Date TRANSACTOR N1 N2 N3 or INFORMATION USER X0 X0 X0 5 (A transactor (an “authorized signer” in our data processor) may conduct transactions, and an information user may access information, on behalf of the owner(s)) Transactor or Info User 1 Name Relationship Address City State ZIP Mobile Phone Work Phone Social Security Number Date of Birth E-mail Address Transactor or Info User 2 Name Relationship Address City State ZIP Mobile Phone Work Phone Social Security Number Date of Birth E-mail Address Transactor or Info User 3 Name Relationship Address City State ZIP Mobile Phone Work Phone Social Security Number Date of Birth E-mail Address BENEFICIARY/PAYABLE ON DEATH PAYEE DESIGNATION(S) (People or organizations to receive the funds held in the account(s) on the death of the final owner.) 6 Beneficiary/POD Payee 5 Name Relationship Social Security No. Beneficiary/POD Payee 6 Name Relationship Social Security No. Beneficiary/POD Payee 7 Name Relationship Social Security No. Beneficiary/POD Payee 8 Name Relationship Social Security No. Beneficiary/POD Payee 9 Name Relationship Social Security No. Beneficiary/POD Payee 10 Name Relationship Social Security No. Beneficiary/POD Payee 11 Name Relationship Social Security No. Beneficiary/POD Payee 12 Name Relationship Social Security No. ACKNOWLEDGMENT Owner 1 is or applies to be a member of Mid-Illini Credit Union (“we”, “us” & “our”), or is authorized to take action, according to our Member Service Agreement 10 (the MSA Parts 1 & 2). All owners (“you” & “your”) request the accounts, products and services selected on this Part 1 form, and acknowledge receiving or being offered the Part 2 of the MSA, which includes the Electronic Funds Transfer, Funds Availability, Privacy Notice and Rate & Charges disclosures (and which, along with our records, comprise the terms of the MSA). Part 2 has been emailed to Owner 1’s address if provided. To identify and provide you with excellent serv...
Multiple Owners. If the Owner is comprised of more than one person, each person comprising the Owner will be may seek to enforce this Agreement against any one or more of the persons comprising the Owner.
Multiple Owners. If there are multiple owners, the term "Owner" shall apply collectively and individually to each owner, and the obligations of each owner under this Agreement are joint and several.
Multiple Owners. INFORMATION (An owner may start, conduct transactions on, maintain, change, add and terminate an account, product or service.) 3 M DOB WPH S Z PW Owner 5 ADR C Ph(s) H E-Mail Owner 6 Ph(s) H E-Mail TRANSACTOR(S) 1 2 or INFORMATION USER(S) 1 2 (A transactor may conduct transactions, and an information user may access information, on behalf of the owner(s)) 4 Owner 7 Ph(s) H E-Mail RL ADR SSN DOB EMP WPH M Name 1 Ph(s) H E-Mail RL ADR SSN DOB EMP WPH M Name 2 Ph(s) H E-Mail SSN ID EMP OC M DOB WPH S Z PW ADR C SSN ID EMP OC M DOB WPH S Z PW ADR C SSN ID EMP OC S Z PW C ID OC S Z PW C ID OC BENEFICIARY/PAYABLE ON DEATH PAYEE DESIGNATION(S) (People or organizations to receive the funds held in the account(s) on the death of the final owner.). 5 7 RL 8 RL 9 RL 10 RL 11 RL 12 RL ACKNOWLEDGMENT Owner 1 is or applies to be a member of Ko’olau Federal Credit Union (“we”, “us” & “our”), or is authorized to take action, according to our Member Service 7 Agreement (the MSA Parts 1 & 2). All owners (“you” & “your”) request the accounts, products and services selected on this Part 1 form, and acknowledge receiving or being offered the Part 2 of the MSA, which includes the Electronic Funds Transfer, Funds Availability, Privacy Notice and Rate & Charges disclosures, and which, along with our records, comprise the terms of the MSA. Part 2 has been emailed to Owner 1’s address if provided. To identify and provide you with excellent service, we may review and image your current identification. We may also obtain and use credit, account and employment reports to verify your eligibility for membership and accounts, products and services we may offer. To serve your currency needs, we may require additional information from you. You affirm all information you provide is accurate, and that this Part 1 has been completed according to your instructions. Because you control how the funds in account(s) with us are disbursed on your death, you irrevocably waive the right to dispose of funds in account(s) by will. You understand the MSA governs membership and current and future accounts, products, services and other aspects of your relationship with us. You agree we may rely solely on the MSA and have no obligation to rely on any other documentation. You also understand an owner may conduct transactions on and take action to start, maintain, change, add or terminate accounts, products and services, a transactor may conduct transactions on accounts, products and services, and an informa...
Multiple Owners. As noted above, preparing, executing and registering an indemnity agreement can be expensive. We have seen agreements that are at least $400 and sometimes well over $1000 for just an individual unit owner. In some cases, the expense of the agreement actually can exceed the cost of the improvement it covers. Naturally, this can cause dissatisfaction. However, despite sympathizing with an owner’s concerns about costs, a condominium cannot knowingly ignore the requirement of the Act to have an indemnity agreement registered on title in connection with the owner’s proposed (or already made) change to the common elements. One way that a condominium may be able to help alleviate the cost burden of the agreement (which is usually borne directly by the unit owner entering into the agreement) is to permit several unit owners to become parties with the condominium to a single indemnity agreement. Not only can this potentially reduce the costs associated with preparing the agreement by sharing them amongst many owners, but it also will reduce the registration costs. Land Registry Offices currently charge a fee of about $70.00 to register an indemnity agreement against a single unit (this fee could change or be different in some areas or where electronic registration is not available). However, where a single agreement is to be registered against title to several units at the same time, instead of about $70.00 per unit the cost is still just $70.00 for the one agreement to be registered against title to them all. Thus, in effect, if two units are parties to the agreement the cost of registration would be about $35 per unit; if three units, about $23.33, etc.1 1 It is our understanding that the practice of registering a single indemnity agreement against multiple units was initiated some years ago by Xxxxx Xxxxxx, a well known Kitchener area condominium lawyer, and some of his colleagues. It is now a wide spread practice throughout the province. BOARD APPROVAL FOR IMPROVEMENTS It is worth saying a few things about board approval for changes to the common elements by unit owners. First, as noted above, the Board is not required to approve any improvement simply because an indemnity agreement relating to the improvement is registered on title. Board approval and registration of the agreement are two distinct requirements under the Act, each of which must be satisfied to validate any change to the common elements that is made by a unit owner. Secondly, the board should us...
