Common use of Mobile Services Clause in Contracts

Mobile Services. The Mobile Banking Service allows you to access the following features through the Mobile App: (a) account access; (b) account alerts; (c) bill payment; (d) transfer money; (e) approve ACH and Wire transactions; (f) mobile remote deposit capture; (g) decision Positive Pay exception items; and (h) locate an office or ATM. We may add or delete functions in the future. You acknowledge that we use one or more third-party licensor’s mobile technology to provide the Mobile Banking Service. The Mobile Banking Service, as well as the content and materials you may receive or access through your use of the Mobile Banking Service, are proprietary to us or our licensors, and are for your use only. You agree we are not responsible or liable for the acts, omissions, systems, or services provided by any licensor. Your Responsibilities You bear the risk of using the Mobile Banking Services, including the risk of erroneous and fraudulent transactions and the risk of all transactions using your user ID and password, and your liability for any such transactions is unlimited. Unless otherwise required by applicable law, we are responsible only for performing the services as delineated in this Agreement. We will not be liable to you for failure to make a requested transfer or otherwise in the instances set forth, above. If the transaction is made using your user ID and password, or using your mobile tablet or device, the transfer will be treated as your authorized transaction. You agree to keep your password secure and strictly confidential, instruct each Primary Administrator or User with whom you give your password that he or she is not to disclose it to any unauthorized person, and immediately notify Bank and select a new password if you believe your password may have become known by an unauthorized person. Bank will not be liable to you for any unauthorized payment or transfer made using your password, tablet, or device that occurs before you have notified us of unauthorized use and Bank have had a reasonable opportunity to act. Bank has the right to suspend or cancel your username or password even without receiving such notice from you, if Bank suspects that your information, tablet, or device is being used in an unauthorized, fraudulent, or illegal way. You agree that Bank may send notices and other communications, including passcode confirmations, to the current address or email address shown in Bank’s records, whether or not that address includes a designation for delivery to the attention of a particular individual. You further agree that Bank will not be responsible or liable to you in any way if information is intercepted by an unauthorized person, either in transit or at your place of business. You are responsible for all transactions performed by you and any authorized signers whether you specifically authorize the transactions or not. If you notify us that the person is no longer authorized, then only transactions that person performs after the time you notify us are considered unauthorized. Login Credentials To use the Mobile Banking Service, you must have a compatible mobile device or tablet such as an Apple iPhone, iPad, or Android Device, which can access the internet or a wireless data plan. You are responsible for the selection, installation, maintenance, and operation of your mobile device and its software. We are not responsible for any errors, failures, or malfunctions of your mobile device, software, or for any computer virus or related problems that may occur with your use of this Service. You are responsible for ensuring that your mobile device and software are compatible with our system. We reserve the right to change our system requirements from time to time. The Mobile App may not be accessible or may have limited utility over some network carriers. We cannot guarantee and are not responsible for the availability of data services provided by your mobile carrier, such as data outages, unavailability of data plans, or “out of range” issues. We reserve the right to support only certain types of mobile devices and mobile operating systems. Note: Some browser software may store usernames and security codes to facilitate the future use of a website. For security reasons, you agree to disable this feature in your browser. Check your browser’s “Help” screen for more information on this feature. If you are unable to connect to the Service for any reason, please contact us at 000-000-0000 or by accessing the “contact us” information in the Mobile App.

Mobile Services. The Mobile Banking Service allows You also agree to establish and maintain all reasonable precautions to ensure the security of your PIN so that no one else learns your PIN except for persons you authorize to access the following features through the our Online and Mobile App: (a) account access; (b) account alerts; (c) bill payment; (d) transfer money; (e) approve ACH and Wire transactions; (f) mobile remote deposit capture; (g) decision Positive Pay exception items; and (h) locate an office or ATM. We may add or delete functions in the future. You acknowledge that we use one or more third-party licensor’s mobile technology to provide the Mobile Banking Service. The Mobile Banking Service, as well as the content and materials you may receive or access through your use of the Mobile Banking Service, are proprietary to us or our licensors, and are for your use only. You agree we are not responsible or liable for the acts, omissions, systems, or services provided by any licensor. Your Responsibilities You bear the risk of using the Mobile Banking Services, including the risk of erroneous and fraudulent transactions and the risk of all transactions using your user ID and password, and your liability for any such transactions is unlimited. Unless otherwise required by applicable law, we are responsible only for performing the services as delineated in this Agreement. We will not be liable to you for failure to make a requested transfer or otherwise in the instances set forth, above. If the transaction is made using your user ID and password, or using your mobile tablet or device, the transfer will be treated as your authorized transaction. You agree to keep instruct your password secure Account Administrator and strictly confidentialall Users to whom PINs have been issued about these security procedures. You understand and agree that any person having access to your Sign-On ID and Password will be able to access our Online and Mobile Services and perform all transactions, instruct each Primary Administrator or User with whom you give your password that he or she is not including reviewing Account information and making transfers to disclose it other Accounts and to any unauthorized personother persons, and immediately notify Bank and select that you will be responsible for all such activity. For certain higher risk activities, you may be required to provide a new password if validation code that we send to you believe your password may have become known by an unauthorized personeither email or text message to enter as a confirmation for the activity being requested. Bank Therefore, it is important that you fully understand the activity being authorized. Finally, as a part of our Security Procedures, you agree that you will not be liable to (i) give out your Account information or PIN other than as provided in this Access Agreement; (ii) leave your PC or mobile device unattended while you for are using our Online and Mobile Services; (iii) leave your Account information within range of others; and (iv) send privileged Account information (Account number, Password, Sign-On ID, etc.) in any unauthorized payment public or transfer made using your passwordgeneral email system. By executing this Access Agreement, tablet, or device you acknowledge that occurs before you have notified us of examined these Security Procedures and agree that these Security Procedures provide adequate protection to prevent unauthorized use transactions from being made and Bank have had a reasonable opportunity to act. Bank has the right to suspend or cancel your username or password even without receiving such notice from you, if Bank suspects that your information, tablet, or device is being used in an unauthorized, fraudulent, or illegal waythese Security Procedures are commercially reasonable. You agree that Bank may send notices to be bound by and other communications, including passcode confirmations, to the current address or email address shown in Bank’s records, whether or not that address includes a designation settle for delivery to the attention of a particular individual. You further agree that Bank will not be responsible or liable to you in any way if information is intercepted by an unauthorized person, either in transit or at your place of business. You are responsible for and all transactions performed by you issued in your name in accordance and any authorized signers whether you specifically authorize the transactions or not. If you notify us that the person is no longer authorized, then only transactions that person performs after the time you notify us are considered unauthorized. Login Credentials To use the Mobile Banking Service, you must have a compatible mobile device or tablet such as an Apple iPhone, iPad, or Android Device, which can access the internet or a wireless data plan. You are responsible for the selection, installation, maintenance, and operation of your mobile device and its software. We are not responsible for any errors, failures, or malfunctions of your mobile device, software, or for any computer virus or related problems that may occur in compliance with your use of this Service. You are responsible for ensuring that your mobile device and software are compatible with our systemthese Security Procedures. We reserve the right to change our system requirements amend these Security Procedures from time to timetime with or without notice to you. The Mobile App may not be accessible or may have limited utility over some network carriersYou agree to keep these Security Procedures confidential and prevent disclosure of these Security Procedures to any third parties other than your designated Authorized Representatives. We cannot guarantee You agree to indemnify, defend all claims, and are not responsible for the availability of data services provided by your mobile carrierhold us harmless from any loss, such as data outages, unavailability of data plansdamages, or “out of range” issues. We reserve the right expenses, including but not limited to support only certain types of mobile devices attorneys’ fees, caused by you, your Authorized Representatives, your employees, or your agents' failure to keep these Security Procedures confidential and mobile operating systems. Note: Some browser software may store usernames and security codes to facilitate the future use of a website. For security reasons, you agree to disable this feature in your browser. Check your browser’s “Help” screen for more information on this feature. If you are unable to connect to the Service for any reason, please contact us at 000-000-0000 or by accessing the “contact us” information in the Mobile Appsecure.