Common use of Mobile Deposits Clause in Contracts

Mobile Deposits. You agree that checks deposited using the Remote Check Deposit or Mobile Device are not subject to funds availability requirements of Federal Reserve Board Regulation CC. If You qualify for the service, funds will be available upon final collection from the institution on which check is drawn or sooner at our sole discretion. Factors we mayconsider but are not limited to Your account historywith Us and Your average balances in Your accounts You have with us. WIRE TRANSFER AGREEMENT THESE ARE THE TERMS AND CONDITIONS WHENEVER YOU REQUEST A WIRE TRANSFER OF FUNDS FROM YOUR ACCOUNT(S) WITH US BASED UPON YOUR ORAL OR WRITTEN REQUEST. WE WILL PROVIDE WIRE TRANSFER SERVICES AS A MEANS TO INITIATE DOMESTIC AND INTERNATIONAL TRANSFERS FOR YOU, SUBJECT TO THE TERMS OF THIS AGREEMENT, WHICH YOU AGREED TO BY SIGNING YOUR APPLICATION FOR MEMBERSHIP WITHUS AT THE TIMETHAT YOUR ACCOUNT WASESTABLISHED.‌ We are authorized to charge Your Account for the payment of wire transfer requests. If more than one Account(s) is designated, We may charge any of the designated Accounts unless You give Us specific written directions otherwise. Your transfer requests mayinvolve the transferof funds from any of YourDesignated Accounts with Us to another account You have with Us, to any other financial institution, or to a third party or account of a third party maintained with Us or any other financial institution. There are no restrictions or limitations on the amounts which may be ordered or requested, or on the location or address of the beneficiary of a transfer unless You give Us written instructions to the contrary. The party(ies) named in Your application for membership are the Authorized Persons who mayissue payment orders to Us for the initiation of wire transfers or to receive telephone calls from Us, in accordance with this Agreement, for the purpose of confirming payment orders for the initiation of wire transfers which have been transmitted to Us under this Agreement for any Account designated in Your application for membership. For confirmation purposes, We may call any party designated in Your application for membership. If more than one Authorized Person is named, anyone of them mayissue payment orders on anydesignated Account. Wire transfer requests must be given to Us in compliance with Our cut-off hours as established from time to time by Us. We are not responsible for the accuracy of a routing number which You supply verbally and which is contained in Your wire transfer request. Wire transfer requests received by Us after Our cut-off hours maybe treated as if received on the following business day. We have no obligation to accept or execute any wire transfer request. We will provide You telephonic notice of rejection. If We are unable to reach You by telephone, We may at Our discretion give You notice of rejection in writing. If We accept a wire transfer request consistent with this Agreement, You agree that anysuch transfer requests which We receive are effective as Your transfer request, whether or not authorized. You will have no right to cancel or amend a payment order to initiate a Domestic Wire Transfer after We receive it. Unless requested in writing to be waived, You will have 30 minutes to cancel or amend Your international payment order request. We will make a reasonable effort to act on a cancellation or amendment of a payment order made by You prior to the time that We execute such payment order, but We have no liability if Your cancellation or amendment is ineffective. For International Wire Transfers, the amount received by the recipient may be less than the total requested or disclosed, due to fees charged by the recipient’s financial institution and foreign taxes. You agree to re-execute this Agreement or to execute a new agreement if changes are necessary. Your application for membership designates any Account which may be charged in relation to wire transfer requests. All parties which You have authorized to issue wire transfer requests or to receive telephonic confirmations from Us are identified in Your application for membership. All modifications or additions to Your application for membership must be in writing. You agree to pay Us the amountof any transferrequestwhich We transmitpursuantto this Agreementwhen We execute a payment order to carry out Your wiretransfer request. You will not make any wire transfer request which would cause You to exceed the available balance in the Account designated to pay the transfer request. If a payment order is executed which creates an overdraft, with or without Our prior consent, You agree to pay Us the overdraft amount and any overdraft fee immediatelyupon Our demand. We have the right to set-off the amount of any overdraft against the balance in any of Your accounts with Us and We may exercise any rights We have under any agreements which grant Us securityfor the payment of Your liabilities or obligations to Us. You understand and agreethat the payment of a wire transferrequest may be made by Us or anyother financial institution used to carry out the transfer request on the basis of an identifying or account number which You have provided for a beneficiary, even if the number identifies a person different from Your intended beneficiary. You also understand and agree that We or any other financial institution used to carry out a transfer request, may rely on the identifying number of the intermediaryor beneficiary’s financialinstitutionwhich You have provided as the properidentification ofthe intermediaryorbeneficiary’sfinancialinstitution,even ifthe numberidentifies a financialinstitution different from the one You intended to identify. We or any other financial institution are not responsible for determining whether any identifying or account numbersYou have provided to initiate a wire transfer are accurate. You will be liable to Us for the amount of anytransfer request even if payment of the transfer request is made to a person different from the named beneficiarybased upon the beneficiary’s identifying or account number provided by You or payment of the transfer request is made to a financial institution different from the one identified byname based on the identifying number which You have provided to Us. You agree to examine any statement or confirmation which We send You and to notify Us within 30 days after the mailing date on any statement or confirmation, of anydiscrepancyor error. If You fail to notify Us of any discrepancyor error within the required time period, You agree that We are not liable to pay dividends or reimburse You for any discrepancyor error in relation to a transfer request described in such statement or confirmation.

Mobile Deposits. You If you enroll to make deposits using our mobile app, you understand and agree that checks deposited using the Remote Check Deposit or Mobile Device are not subject to funds availability requirements of Federal Reserve Board Regulation CC. If You qualify for the service, funds will be available upon final collection from the institution on which check is drawn or sooner at our sole discretion. Factors we mayconsider but are not limited to Your account historywith Us and Your average balances in Your accounts You have with us. WIRE TRANSFER AGREEMENT THESE ARE THE TERMS AND CONDITIONS WHENEVER YOU REQUEST A WIRE TRANSFER OF FUNDS FROM YOUR ACCOUNT(S) WITH US BASED UPON YOUR ORAL OR WRITTEN REQUEST. WE WILL PROVIDE WIRE TRANSFER SERVICES AS A MEANS TO INITIATE DOMESTIC AND INTERNATIONAL TRANSFERS FOR YOU, SUBJECT TO THE TERMS OF THIS AGREEMENT, WHICH YOU AGREED TO BY SIGNING YOUR APPLICATION FOR MEMBERSHIP WITHUS AT THE TIMETHAT YOUR ACCOUNT WASESTABLISHED.‌ We are authorized to charge Your Account for the payment of wire transfer requests. If more than one Account(s) is designated, We may charge any your use of the designated Accounts unless You give Us specific written directions otherwiseapp is governed by the terms and conditions of the User Agreement presented to you at the time of enrollment. Your transfer requests mayinvolve The terms and conditions of the transferof funds from any of YourDesignated Accounts with Us to another account You have with UsUser Agreement, to any other financial institution, or to a third party or account of a third party maintained with Us or any other financial institution. There are no restrictions or limitations on the amounts which as it may be ordered or requested, or on the location or address of the beneficiary of a transfer unless You give Us written instructions to the contrary. The party(ies) named in Your application for membership are the Authorized Persons who mayissue payment orders to Us for the initiation of wire transfers or to receive telephone calls from Us, in accordance with this Agreement, for the purpose of confirming payment orders for the initiation of wire transfers which have been transmitted to Us under this Agreement for any Account designated in Your application for membership. For confirmation purposes, We may call any party designated in Your application for membership. If more than one Authorized Person is named, anyone of them mayissue payment orders on anydesignated Account. Wire transfer requests must be given to Us in compliance with Our cut-off hours as established amended from time to time time, are incorporated by Us. We are not responsible for reference into the accuracy terms and conditions of a routing number which You supply verbally and which is contained in Your wire transfer request. Wire transfer requests received by Us after Our cut-off hours maybe treated as if received on the following business day. We have no obligation to accept or execute any wire transfer request. We will provide You telephonic notice of rejection. If We are unable to reach You by telephone, We may at Our discretion give You notice of rejection in writing. If We accept a wire transfer request consistent with this Agreement, You agree that anysuch transfer requests which We receive are effective as Your transfer request, whether or not authorized. You will have no right to cancel or amend a payment order to initiate a Domestic Wire Transfer after We receive it. Unless requested in writing to be waived, You will have 30 minutes to cancel or amend Your international payment order request. We will make a reasonable effort to act on a cancellation or amendment of a payment order made by You prior to the time that We execute such payment order, but We have no liability if Your cancellation or amendment is ineffective. For International Wire Transfers, the amount received by the recipient may be less than the total requested or disclosed, due to fees charged by the recipient’s financial institution and foreign taxes. You agree to re-execute this Agreement or to execute a new agreement if changes are necessary. Your application for membership designates any Account which may be charged in relation to wire transfer requests. All parties which You have authorized to issue wire transfer requests or to receive telephonic confirmations from Us are identified in Your application for membership. All modifications or additions to Your application for membership must be in writing. You agree to pay Us the amountof any transferrequestwhich We transmitpursuantto this Agreementwhen We execute a payment order to carry out Your wiretransfer request. You will not make any wire transfer request which would cause You to exceed the available balance in the Account designated to pay the transfer request. If a payment order is executed which creates an overdraft, with or without Our prior consent, You agree to pay Us the overdraft amount and any overdraft fee immediatelyupon Our demand. We have the right to set-off supply missing endorsements on any noncash items submiGed for deposit to your account and to deposit them into your account. We also have the amount rights to limit, refuse or return any item. Collection of Deposited Items: In receiving items for deposit or collection, we act only as your agent and assume no responsibility beyond the exercise of ordinary care. All items are credited subject to final setlement in cash or credits. We shall have the right to forward items to correspondents including all Federal Reserve Banks, and we shall not be liable for default or neglect of said correspondents for loss in transit, nor shall any overdraft against correspondent be liable except for its own negligence. You specifically authorize us or our correspondents to utilize Federal Reserve Banks to handle such items in accordance with provisions of Regulation J (12 CFR Part 210), as revised or amended from time to time by the balance Federal Reserve Board. In the event we are subject to local clearinghouse rules, you specifically authorize us to handle such items in accordance with the rules and regulations of the clearinghouse. If we permit you to withdraw funds from your account before final setlement has been made for any deposited item, and final setlement is not made, we have the right to charge your account or obtain a refund from you. In addition, we may charge back any deposited item at any time before final setlement for whatever reason. We shall not be liable for any damages resulting from the exercise of these rights. Except as may be atributable to our lack of good faith or failure to exercise ordinary care, we will not be liable for dishonor resulting from any reversal of credit, return of deposited items or for any damages resulting from any of Your accounts with Us and We may exercise any rights We have under any agreements which grant Us securityfor the payment of Your liabilities or obligations to Us. You understand and agreethat the payment of a wire transferrequest may be made by Us or anyother financial institution used to carry out the transfer request on the basis of an identifying or account number which You have provided for a beneficiary, even if the number identifies a person different from Your intended beneficiary. You also understand and agree that We or any other financial institution used to carry out a transfer request, may rely on the identifying number of the intermediaryor beneficiary’s financialinstitutionwhich You have provided as the properidentification ofthe intermediaryorbeneficiary’sfinancialinstitution,even ifthe numberidentifies a financialinstitution different from the one You intended to identify. We or any other financial institution are not responsible for determining whether any identifying or account numbersYou have provided to initiate a wire transfer are accurate. You will be liable to Us for the amount of anytransfer request even if payment of the transfer request is made to a person different from the named beneficiarybased upon the beneficiary’s identifying or account number provided by You or payment of the transfer request is made to a financial institution different from the one identified byname based on the identifying number which You have provided to Us. You agree to examine any statement or confirmation which We send You and to notify Us within 30 days after the mailing date on any statement or confirmation, of anydiscrepancyor error. If You fail to notify Us of any discrepancyor error within the required time period, You agree that We are not liable to pay dividends or reimburse You for any discrepancyor error in relation to a transfer request described in such statement or confirmationthose actions.

Mobile Deposits. You agree that checks deposited using the Remote Check Deposit or Mobile Device are not subject to funds availability requirements of Federal Reserve Board Regulation CC. If You qualify for the service, funds will be available upon final collection from the institution on which check is drawn or sooner at our sole discretion. Factors we mayconsider but are not limited to Your account historywith Us and Your average balances in Your accounts You have with us. WIRE TRANSFER AGREEMENT THESE ARE THE TERMS AND CONDITIONS WHENEVER YOU REQUEST A WIRE TRANSFER OF FUNDS FROM YOUR ACCOUNT(S) WITH US BASED UPON YOUR ORAL OR WRITTEN REQUEST. WE WILL PROVIDE WIRE TRANSFER SERVICES AS A MEANS TO INITIATE DOMESTIC AND INTERNATIONAL TRANSFERS FOR YOU, SUBJECT TO THE TERMS OF THIS AGREEMENT, WHICH YOU AGREED TO BY SIGNING YOUR APPLICATION FOR MEMBERSHIP WITHUS AT THE TIMETHAT YOUR ACCOUNT WASESTABLISHED.‌ We are authorized to charge Your Account for the payment of wire transfer requests. If more than one Account(s) is designated, We may charge any of the designated Accounts unless You give Us specific written directions otherwise. Your transfer requests mayinvolve the transferof funds from any of YourDesignated Accounts with Us to another account You have with Us, to any other financial institution, or to a third party or account of a third party maintained with Us or any other financial institution. There are no restrictions or limitations on the amounts which may be ordered or requested, or on the location or address of the beneficiary of a transfer unless You give Us written instructions to the contrary. The party(ies) named in Your application for membership are the Authorized Persons who mayissue payment orders to Us for the initiation of wire transfers or to receive telephone calls from Us, in accordance with this Agreement, for the purpose of confirming payment orders for the initiation of wire transfers which have been transmitted to Us under this Agreement for any Account designated in Your application for membership. For confirmation purposes, We may call any party designated in Your application for membership. If more than one Authorized Person is named, anyone of them mayissue payment orders on anydesignated Account. Wire transfer requests must be given to Us in compliance with Our cut-off hours as established from time to time by Us. We are not responsible for the accuracy of a routing number which You supply verbally and which is contained in Your wire transfer request. Wire transfer requests received by Us after Our cut-off hours maybe treated as if received on the following business day. We have no obligation to accept or execute any wire transfer request. We will provide You telephonic notice of rejection. If We are unable to reach You by telephone, We may at Our discretion give You notice of rejection in writing. If We accept a wire transfer request consistent with this Agreement, You agree that anysuch transfer requests which We receive are effective as Your transfer request, whether or not authorized. You will have no right to cancel or amend a payment order to initiate a Domestic Wire Transfer after We receive it. Unless requested in writing to be waived, You will have 30 minutes to cancel or amend Your international payment order request. We will make a reasonable effort to act on a cancellation or amendment of a payment order made by You prior to the time that We execute such payment order, but We have no liability if Your cancellation or amendment is ineffective. For International Wire Transfers, the amount received by the recipient may be less than the total requested or disclosed, due to fees charged by the recipient’s financial institution and foreign taxes. You agree to re-execute this Agreement or to execute a new agreement if changes are necessary. Your application for membership designates any Account which may be charged in relation to wire transfer requests. All parties which You have authorized to issue wire transfer requests or to receive telephonic confirmations from Us are identified in Your application for membership. All modifications or additions to Your application for membership must be in writing. You agree to pay Us the amountof any transferrequestwhich We transmitpursuantto this Agreementwhen We execute a payment order to carry out Your wiretransfer request. You will not make any wire transfer request which would cause You to exceed the available balance in the Account designated to pay the transfer request. If a payment order is executed which creates an overdraft, with or without Our prior consent, You agree to pay Us the overdraft amount and any overdraft fee immediatelyupon Our demand. We have the right to set-off the amount of any overdraft against the balance in any of Your accounts with Us and We may exercise any rights We have under any agreements which grant Us securityfor security for the payment of Your liabilities or obligations to Us. You understand and agreethat the payment of a wire transferrequest may be made by Us or anyother financial institution used to carry out the transfer request on the basis of an identifying or account number which You have provided for a beneficiary, even if the number identifies a person different from Your intended beneficiary. You also understand and agree that We or any other financial institution used to carry out a transfer request, may rely on the identifying number of the intermediaryor beneficiary’s financialinstitutionwhich You have provided as the properidentification ofthe intermediaryorbeneficiary’sfinancialinstitution,even ifthe numberidentifies a financialinstitution different from the one You intended to identify. We or any other financial institution are not responsible for determining whether any identifying or account numbersYou have provided to initiate a wire transfer are accurate. You will be liable to Us for the amount of anytransfer request even if payment of the transfer request is made to a person different from the named beneficiarybased upon the beneficiary’s identifying or account number provided by You or payment of the transfer request is made to a financial institution different from the one identified byname based on the identifying number which You have provided to Us. You agree to examine any statement or confirmation which We send You and to notify Us within 30 days after the mailing date on any statement or confirmation, of anydiscrepancyor error. If You fail to notify Us of any discrepancyor error within the required time period, You agree that We are not liable to pay dividends or reimburse You for any discrepancyor error in relation to a transfer request described in such statement or confirmation.

Mobile Deposits. You agree that checks deposited using the Remote Check Deposit or Mobile Device are not subject to funds availability requirements of Federal Reserve Board Regulation CC. If You qualify for the service, funds will be available upon final collection from the institution on which check is drawn or sooner at our sole discretion. Factors we mayconsider may consider but are not limited to Your account historywith history with Us and Your average balances in Your accounts You have with us. WIRE TRANSFER AGREEMENT THESE ARE THE TERMS AND CONDITIONS WHENEVER YOU REQUEST A WIRE TRANSFER OF FUNDS FROM YOUR ACCOUNT(S) WITH US BASED UPON YOUR ORAL OR WRITTEN REQUEST. WE WILL PROVIDE WIRE TRANSFER SERVICES AS A MEANS TO INITIATE DOMESTIC AND INTERNATIONAL TRANSFERS FOR YOU, SUBJECT TO THE TERMS OF THIS AGREEMENT, WHICH YOU AGREED TO BY SIGNING YOUR APPLICATION FOR MEMBERSHIP WITHUS WITH US AT THE TIMETHAT TIME THAT YOUR ACCOUNT WASESTABLISHED.‌ WAS ESTABLISHED. We are authorized to charge Your Account for the payment of wire transfer requests. If more than one Account(s) is designated, We may charge any of the designated Accounts unless You give Us specific written directions otherwise. Your transfer requests mayinvolve may involve the transferof transfer of funds from any of YourDesignated Your Designated Accounts with Us to another account You have with Us, to any other financial institution, or to a third party or account of a third party maintained with Us or any other financial institution. There are no restrictions or limitations on the amounts which may be ordered or requested, or on the location or address of the beneficiary of a transfer unless You give Us written instructions to the contrary. The party(ies) named in Your application for membership are the Authorized Persons who mayissue may issue payment orders to Us for the initiation of wire transfers or to receive telephone calls from Us, in accordance with this Agreement, for the purpose of confirming payment orders for the initiation of wire transfers which have been transmitted to Us under this Agreement for any Account designated in Your application for membership. For confirmation purposes, We may call any party designated in Your application for membership. If more than one Authorized Person is named, anyone any one of them mayissue may issue payment orders on anydesignated any designated Account. Wire transfer requests must be given to Us in compliance with Our cut-off hours as established from time to time by Us. We are not responsible for the accuracy of a routing number which You supply verbally and which is contained in Your wire transfer request. Wire transfer requests received by Us after Our cut-off hours maybe may be treated as if received on the following business day. We have no obligation to accept or execute any wire transfer request. We will provide You telephonic notice of rejection. If We are unable to reach You by telephone, We may at Our discretion give You notice of rejection in writing. If We accept a wire transfer request consistent with this Agreement, You agree that anysuch any such transfer requests which We receive are effective as Your transfer request, whether or not authorized. You will have no right to cancel or amend a payment order to initiate a Domestic Wire Transfer after We receive it. Unless requested in writing to be waived, You will have 30 minutes to cancel or amend Your international payment order request. We will make a reasonable effort to act on a cancellation or amendment of a payment order made by You prior to the time that We execute such payment order, but We have no liability if Your cancellation or amendment is ineffective. For International Wire Transfers, the amount received by the recipient may be less than the total requested or disclosed, due to fees charged by the recipient’s financial institution and foreign taxes. You agree to re-execute this Agreement or to execute a new agreement if changes are necessary. Your application for membership designates any Account which may be charged in relation to wire transfer requests. All parties which You have authorized to issue wire transfer requests or to receive telephonic confirmations from Us are identified in Your application for membership. All modifications or additions to Your application for membership must be in writing. You agree to pay Us the amountof amount of any transferrequestwhich transfer request which We transmitpursuantto transmit pursuant to this Agreementwhen Agreement when We execute a payment order to carry out Your wiretransfer wire transfer request. You will not make any wire transfer request which would cause You to exceed the available balance in the Account designated to pay the transfer request. If a payment order is executed which creates an overdraft, with or without Our prior consent, You agree to pay Us the overdraft amount and any overdraft fee immediatelyupon immediately upon Our demand. We have the right to set-off the amount of any overdraft against the balance in any of Your accounts with Us and We may exercise any rights We have under any agreements which grant Us securityfor security for the payment of Your liabilities or obligations to Us. You understand and agreethat agree that the payment of a wire transferrequest transfer request may be made by Us or anyother any other financial institution used to carry out the transfer request on the basis of an identifying or account number which You have provided for a beneficiary, even if the number identifies a person different from Your intended beneficiary. You also understand and agree that We or any other financial institution used to carry out a transfer request, may rely on the identifying number of the intermediaryor intermediary or beneficiary’s financialinstitutionwhich financial institution which You have provided as the properidentification ofthe intermediaryorbeneficiary’sfinancialinstitution,proper identification of the intermediary or beneficiary’s financial institution, even ifthe numberidentifies if the number identifies a financialinstitution financial institution different from the one You intended to identify. We or any other financial institution are not responsible for determining whether any identifying or account numbersYou numbers You have provided to initiate a wire transfer are accurate. You will be liable to Us for the amount of anytransfer any transfer request even if payment of the transfer request is made to a person different from the named beneficiarybased beneficiary based upon the beneficiary’s identifying or account number provided by You or payment of the transfer request is made to a financial institution different from the one identified byname by name based on the identifying number which You have provided to Us. You agree to examine any statement or confirmation which We send You and to notify Us within 30 days after the mailing date on any statement or confirmation, of anydiscrepancyor any discrepancy or error. If You fail to notify Us of any discrepancyor discrepancy or error within the required time period, You agree that We are not liable to pay dividends or reimburse You for any discrepancyor discrepancy or error in relation to a transfer request described in such statement or confirmation.