Common use of Mobile Banking Clause in Contracts

Mobile Banking. Mobile Banking is a service that allows you to view balance information and account histories, receive account information (including account histories and balances), and make transfers between your accounts at the Credit Union using a downloadable application on your Mobile Device. We reserve the right to modify the scope of the Services at any time. We reserve the right to refuse to make any transaction you request through Mobile Banking. You agree and understand that the Services may not be accessible or may have limited utility over some mobile telephone networks, while roaming or otherwise. The most current list of available Services is posted on our website. When you register for Mobile Banking, the accounts you designate will be accessible to you through your Mobile Device. You are hereby granted a personal, limited, non-transferable, non-exclusive, non-sublicensable and non-assignable license (“License”) to download, install, and use the Mobile Banking application and/or software (the “Software”) on your Mobile Device within the United States and its territories. In the event that you obtain a new or different Mobile Device, you will be required to download and install the Software to that new or different Mobile Device. This License shall be deemed revoked immediately upon (i) your termination of this Agreement; (ii) your deletion of the Software from your Mobile Device; or (iii) our written notice to you of termination of the License or Mobile Banking service. If this License is revoked for any reason, you agree to promptly delete the Software from your Mobile Device. You understand that the Software is being provided by a third party service provider, and the Credit Union has no responsibility whatsoever to you in connection with the Software. You are solely responsible for complying with all terms of use applicable to the Software and properly downloading, installing, updating, and using the Software. The Credit Union has no obligation whatsoever to notify you of any changes to or new releases for any Software and the Credit Union shall have no liability for any claims or damages arising from or relating to the Software, or your failure to comply with any terms of use for the Software or your failure to download and properly install any update. You agree that any Software is licensed, not sold, solely for your use in accessing Mobile Banking. It is important that you understand the limitations of Mobile Banking, including but not limited to the following:

Mobile Banking. Mobile Banking is offered as a convenient and supplemental service that to our Online Banking services. It is not intended to replace access to Online Banking from your personal computer or other methods you use for managing your accounts and services with us. Mobile Banking allows you to view balance information and account histories, receive account information (including account histories and balances), and make transfers between access your accounts at the Bay Federal Credit Union using a downloadable application on account information, transfer funds and conduct other banking transactions. To access Mobile Banking, you must be enrolled in Online Service. As part of the registration process, you may be required to provide information about your Mobile Device, as well as the telephone number for your Mobile Device. We reserve the right It is your responsibility to modify the scope provide us with accurate, complete, and current information about you and your Mobile Device and to notify us immediately if any of the Services at any timethis information changes or if service to your Mobile Device is terminated. We reserve the right to refuse to make any transaction you request through Mobile Banking. You agree and understand that the Services may not be accessible or may have limited utility over some mobile telephone networks, while roaming or otherwise. The most current list of available Services is posted on our website. When you register cancel your registration for Mobile Banking, the accounts you designate will be accessible to you through Banking if we cannot verify information about your Mobile Device. You are hereby granted a personal, limited, non-transferable, non-exclusive, non-sublicensable and non-assignable license (“License”) to download, install, and use the Mobile Banking application and/or software (the “Software”) on your Mobile Device within the United States and its territories. In the event that you obtain a new or different Mobile Device, you will may also be required to download and install the Software an application or other software to that new or different Mobile Device. This License shall be deemed revoked immediately upon (i) your termination of this Agreement; (ii) your deletion of the Software from your Mobile Device; or Device (iiia "Mobile Application") our written notice to you of termination of access and use Mobile Banking. It is solely your responsibility to download and install the License or Mobile Banking serviceApplication. If this License is revoked for any reason, you agree to promptly delete the Software from your Mobile Device. You understand that the Software is being provided by a third party service provider, and the Credit Union has We have no responsibility whatsoever to you in connection with the Software. You are solely responsible for complying with all terms of use applicable to the Software and properly downloading, installing, updating, and using the Software. The Credit Union has no obligation whatsoever to notify you of any changes to or new releases for any Software of the Mobile Application and the Credit Union shall have no liability for any claims or damages arising from or relating to the Software, or your failure to comply with any terms of use for the Software or your failure to download and properly install any updaterequired Mobile Application. You agree that any Software the Mobile Application is licensed, not sold, solely for your use in accessing Mobile BankingBanking and is licensed to you "AS IS" without any warranty. It WE DISCLAIM ALL WARRANTIES WITH RESPECT TO ANY MOBILE APPLICATION, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, TIMELINESS, AND NON-INFRINGEMENT OF THIRD PARTY RIGHTS. You release us, our service providers, affiliates, and all other parties from all claims and damages that may arise from or relate to your use of any Mobile Application and agree not to reverse engineer, decompile, disassemble, or attempt to learn the source code of any Mobile Application. You understand and agree that although Mobile Banking is important that encrypted, it may include personal or confidential information about you understand such as your account activity or status. You are responsible for maintaining the limitations security of your Mobile Device. Your Mobile Device is subject to the same security risks as a computer, and it is your responsibility to maintain anti- virus and anti-spyware programs on your Mobile Device. Except as otherwise provided herein, you are responsible for all transactions made using your Mobile Device, and all transactions performed using your Mobile Device, even if not intended by you, are considered transactions authorized by you. Mobile Banking will display sensitive information about your mobile Accounts, including balances and transfer amounts. Anyone with access to your Mobile Device may be able to view this information. Mobile Banking is provided for your convenience and does not replace your monthly account statement(s). In addition, the products, services, or functionality described on the Online Service and this Agreement may not be available through Mobile Banking, including but not limited and we reserve the right to the following:determine your eligibility for any product, service, or functionality.

Mobile Banking. The COMMUNITY 1ST CREDIT UNION Mobile Banking App provides a customized and fast Mobile Banking experience designed specifically for smartphones and devices. Mobile Banking is a personal financial information management service that allows you access to view balance information and account histories, receive your COMMUNITY 1ST CREDIT UNION account(s) information. COMMUNITY 1ST CREDIT UNION does not permit your Passcode or any account information (including account histories and balances)to be stored on your device. When a new version of the COMMUNITY 1ST CREDIT UNION Mobile App is available, you will be notified of the update via an alert in the app store of your device. Simply update, and make transfers between then you may continue your accounts at the Credit Union using a downloadable application on your Mobile Devicemobile banking. We reserve the right to modify the scope of the Services at any time. In the event of any modifications you are responsible for making sure that you understand how to use the App as modified. We reserve will not be liable to you for any losses caused by your failure to properly use the Services or your Wireless Device. The availability, timeliness and proper functioning of Mobile Banking depends on many factors, including your Wireless Device location, wireless network availability and signal strength, and the proper functioning and configuration of hardware, software and your Wireless Device. Neither we nor any of our service providers warrants that the Services or the Software App will meet your requirements, operate without interruption or be error-free, and neither we nor our service providers shall be liable for any loss or damage caused by any unavailability or improper functioning of Mobile Banking, or for any actions taken in reliance thereon, for any reason, including service interruptions, inaccuracies, delays, loss of data or loss of personalized settings. You agree that, when you use Mobile Banking, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider (i.e. AT&T, Verizon, etc.) and that this Agreement does not amend or supersede any of those agreements. You understand that those agreements may provide for fees, limitations and restrictions which might impact your use of Mobile Banking (such as data usage or text messaging charges imposed on you by your mobile service provider for your use of or interaction with Mobile Banking, which may include downloading the Software, receiving or sending Mobile Banking text messages, or other use of your Wireless Device when using the Software or other products and services provided by Mobile Banking), and you agree to be solely responsible for all such fees, limitations and restrictions. You agree that only your mobile service provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your provider directly without involving us. Neither we nor any of our service providers assume responsibility for the operation, security, functionality or availability of any related network, Wireless Device or mobile network which you utilize to access Mobile Banking. The Services and Software are provided “As Is” without warranty of any kind, express or implied including, but not limited to warranties of performance or merchantability or fitness for a particular purpose or non-infringement or any other warranty as to performance, accuracy or completeness. You agree to exercise caution when utilizing the Services on your Wireless Device and to use good judgment and discretion when obtaining or transmitting information. Neither we nor our service providers are liable for failures to perform our obligations under this Agreement resulting in fire, earthquake, flood or any failure or delay of any transportation, power, computer or communications system or any other or similar cause beyond our control. You represent that you are the legal owner of the accounts and other financial information which may be accessed via Mobile Banking. You represent and agree that all information you provide to use in connection with Mobile Banking is accurate, current and complete and that you have the right to refuse provide such information to make any transaction you request through us for the purpose of using Mobile Banking. You agree not to misrepresent your identity or your account information. You agree to keep your personal information (email address, etc.) up to date and understand accurate. You represent that you are an authorized user of the Services may not be accessible or may have limited utility over some mobile telephone networks, while roaming or otherwise. The most current list of available Services is posted on our website. When Wireless Device you register for will use to access Mobile Banking, the accounts you designate will be accessible to you through your Mobile Device. You are hereby granted a personal, limited, non-transferable, non-exclusive, non-sublicensable and non-assignable license (“License”) to download, install, and use the Mobile Banking application and/or software (the “Software”) on your Mobile Device within the United States and its territories. In the event that you obtain a new or different Mobile Device, you will be required are authorized to download and install the Software to that new or different Mobile Device. This License shall be deemed revoked immediately upon (i) App on your termination of this Agreement; (ii) your deletion of the Software from your Mobile Device; or (iii) our written notice to you of termination of the License or Mobile Banking service. If this License is revoked for any reason, you agree to promptly delete the Software from your Mobile Wireless Device. You understand that the Software is being provided by a third party service provider, agree not to give or make available your Mobile Banking password or other means to access your account to any unauthorized individuals. If you permit other persons to use your Wireless Device and the Credit Union has no responsibility whatsoever PIN or other means to you in connection with the Software. You are solely responsible for complying with all terms of use applicable to the Software and properly downloading, installing, updating, and using the Software. The Credit Union has no obligation whatsoever to notify you of any changes to or new releases for any Software and the Credit Union shall have no liability for any claims or damages arising from or relating to the Software, or your failure to comply with any terms of use for the Software or your failure to download and properly install any update. You agree that any Software is licensed, not sold, solely for your use in accessing Mobile Banking. It is important that you understand the limitations of access Mobile Banking, including but not limited you are responsible for any transactions they authorize. If you believe that your PIN, Wireless Device or other means to access your account has been lost or stolen, or that someone may attempt to use Mobile Banking without your consent, you must notify us in accordance with the following:notification requirements set forth in your Electronic Fund Transfers Agreement and Disclosure.

Mobile Banking. You accept responsibility for making sure that you understand how to use Mobile Banking is a service that allows before you to view balance information and account histories, receive account information (including account histories and balances)actually do so, and make transfers between you use Mobile Banking in accordance with the instructions provided. You also accept responsibility for making sure that you know how to properly use your accounts at Mobile Device and the Credit Union using a downloadable application on Mobile Banking software application. In the event we change or upgrade Mobile Banking, you are responsible for making sure that you understand how to use Mobile Banking as changed or upgraded. We will not be liable to you for any losses caused by your failure to properly use Mobile Banking or your Mobile Device. We reserve You agree that when you use Mobile Banking, you will remain subject to the right terms and conditions of all your existing agreements with us or any service providers of yours, including service carrier or provider. You agree to modify be solely responsible for all such fees, limitations and restrictions. You agree that only your mobile service carrier or provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your carrier or provider directly with your carrier or provider without involving us. You also agree that if you have any problems with Mobile Banking, you will contact us directly. Neither we nor any of our service providers assume responsibility for the scope timeliness, deletion, misdelivery or failure to store any user data, communications or personalization settings in connection with your use of Mobile Banking. Neither we nor any of our service providers assume responsibility for the Services at operation, security, functionality or availability of any time. We reserve the right Mobile Device or mobile network which you utilize to refuse to make any transaction you request through access Mobile Banking. You agree and understand that the Services may not be accessible or may have limited utility over some mobile telephone networks, while roaming or otherwise. The most current list of available Services is posted on our website. When you register for Mobile Banking, the accounts you designate will be accessible to you through your Mobile Device. You are hereby granted a personal, limited, non-transferable, non-exclusive, non-sublicensable and non-assignable license (“License”) to download, install, and use exercise caution when utilizing the Mobile Banking application and/or software (the “Software”) on your Mobile Device within the United States and its territoriesto use good judgment and discretion when obtaining or transmitting information. In the event that you obtain a new or different Mobile Device, you will be required to download and install the Software to that new or different Mobile Device. This License shall be deemed revoked immediately upon (i) your termination of this Agreement; (ii) your deletion of the Software from your Mobile Device; or (iii) our written notice to you of termination of the License or Financial information shown on Mobile Banking service. If this License is revoked for any reason, you agree to promptly delete reflects the Software from your most recent account information available through Mobile Device. You understand that the Software is being provided by a third party service providerBanking, and the Credit Union has no responsibility whatsoever to you in connection with the Software. You are solely responsible for complying with all terms of use applicable to the Software and properly downloading, installing, updating, and using the Software. The Credit Union has no obligation whatsoever to notify you of any changes to or new releases for any Software and the Credit Union shall have no liability for any claims or damages arising from or relating to the Software, or your failure to comply with any terms of use for the Software or your failure to download and properly install any updatemay not be current. You agree that neither we nor our service providers will be liable for any Software is licenseddelays in the content, not sold, solely or for your use any actions you take in accessing reliance thereon. If you need current account information you agree to contact us directly. You represent that you are the legal owner of the accounts and other financial information which may be accessed via Mobile Banking. It You represent and agree that all information you provide to us in connection with Mobile Banking is important accurate, current and complete, and that you understand have the limitations right to provide such information to us for the purpose of operating Mobile Banking, including but . You agree to not limited misrepresent your identity or your account information. You agree to keep your account information up to date and accurate. You agree not to use Mobile Banking or the followingcontent or information delivered through Mobile Banking in any way that would:

Mobile Banking. To access Mobile Banking is a service that allows Banking, you to view balance information and account histories, receive account information (including account histories and balances), and make transfers between your accounts at the Credit Union using a downloadable application on must be enrolled in Online Service or register through your Mobile Device. We reserve the right to modify the scope As part of the Services at registration process, you may be required to provide information about your Mobile Device, as well as the telephone number for your Mobile Device. It is your responsibility to provide us with accurate, complete and current information about you and your Mobile Device and to notify us immediately if any timeof this information changes or if service to your Mobile Device is terminated. We reserve the right to refuse to make any transaction you request through Mobile Banking. You agree and understand that the Services may not be accessible or may have limited utility over some mobile telephone networks, while roaming or otherwise. The most current list of available Services is posted on our website. When you register cancel your registration for Mobile Banking, the accounts you designate will be accessible to you through Banking if we cannot verify information about your Mobile Device. You are hereby granted a personal, limited, non-transferable, non-exclusive, non-sublicensable and non-assignable license (“License”) to download, install, and use the Mobile Banking application and/or software (the “Software”) on your Mobile Device within the United States and its territories. In the event that you obtain a new or different Mobile Device, you will may also be required to download and install the Software an application or other software to that new or different Mobile Device. This License shall be deemed revoked immediately upon (i) your termination of this Agreement; (ii) your deletion of the Software from your Mobile Device; or Device (iiia "Mobile Application") our written notice to you of termination of access and use Mobile Banking. It is solely your responsibility to download and install the License or Mobile Banking serviceApplication. If this License is revoked for any reason, you agree to promptly delete the Software from your Mobile Device. You understand that the Software is being provided by a third party service provider, and the Credit Union has We have no responsibility whatsoever to you in connection with the Software. You are solely responsible for complying with all terms of use applicable to the Software and properly downloading, installing, updating, and using the Software. The Credit Union has no obligation whatsoever to notify you of any changes to or new releases for any Software of the Mobile Application and the Credit Union shall have no liability for any claims or damages arising from or relating to the Software, or your failure to comply with any terms of use for the Software or your failure to download and properly install any updaterequired Mobile Application. You agree that any Software the Mobile Application is licensed, not sold, solely for your use in accessing Mobile BankingBanking and is licensed to you "AS IS" without any warranty. It WE DISCLAIM ALL WARRANTIES WITH RESPECT TO ANY MOBILE APPLICATION, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, TIMELINESS, AND NON-INFRINGEMENT OF THIRD PARTY RIGHTS. You release us, our service providers, affiliates and all other parties from all claims and damages that may arise from or relate to your use of any Mobile Application and agree not to reverse engineer, decompile, disassemble or attempt to learn the source code of any Mobile Application. You understand and agree that although Mobile Banking is important that encrypted, it may include personal or confidential information about you understand such as your account activity or status. You are responsible for maintaining the limitations security of your Mobile Device. Your Mobile Device is subject to the same security risks as a computer, and it is your responsibility to maintain anti-virus and anti-spyware programs on your Mobile Device. Except as otherwise provided herein, you are responsible for all transactions made using your Mobile Device, and all transactions performed using your Mobile Device, even if not intended by you, are considered transactions authorized by you. Mobile Banking will display sensitive information about your mobile Accounts, including balances and transfer amounts. Anyone with access to your Mobile Device may be able to view this information. Mobile Banking is provided for your convenience and does not replace your monthly account statement(s). In addition, the products, services or functionality described on the Online Service and this Agreement may not be available through Mobile Banking, including but not limited and we reserve the right to the following:determine your eligibility for any product, service, or functionality.

Mobile Banking. The Xxxxxx Bank Free Mobile Banking App provides a customized and fast Mobile Banking experience designed specifically for smartphones and devices. Mobile Banking is a personal financial information management service that allows you access to view balance information and account histories, receive your Xxxxxx Bank account(s) information. Xxxxxx Bank does not permit your Passcode or any account information (including account histories and balances)to be stored on your device. When a new version of the Xxxxxx Bank Mobile App is available, you will be notified of the update via an alert in the app store of your device. Simply update, and make transfers between then you may continue your accounts at the Credit Union using a downloadable application on your Mobile Devicemobile banking. We reserve the right to modify the scope of the Services at any time. In the event of any modifications you are responsible for making sure that you understand how to use the App as modified. We reserve will not be liable to you for any losses caused by your failure to properly use the Services or your Wireless Device. The availability, timeliness and proper functioning of Mobile Banking depends on many factors, including your Wireless Device location, wireless network availability and signal strength, and the proper functioning and configuration of hardware, software and your Wireless Device. Neither we nor any of our service providers warrants that the Services or the Software App will meet your requirements, operate without interruption or be error-free, and neither we nor our service providers shall be liable for any loss or damage caused by any unavailability or improper functioning of Mobile Banking, or for any actions taken in reliance thereon, for any reason, including service interruptions, inaccuracies, delays, loss of date or loss of personalized settings. You agree that, when you use Mobile Banking, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider (i.e. AT&T, Verizon, etc.) and that this Agreement does not amend or supersede any of those agreements. You understand that those agreements may provide for fees, limitations and restrictions which might impact your use of Mobile Banking (such as data usage or text messaging charges imposed on you by your mobile service provider for your use of or interaction with Mobile Banking, which may include downloading the Software, receiving or sending Mobile Banking text messages, or other use of your Wireless Device when using the Software or other products and services provided by Mobile Banking), and you agree to be solely responsible for all such fees, limitations and restrictions. You agree that only your mobile service provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your provider directly without involving Xxxxxx Bank Neither we nor any of our service providers assume responsibility for the operation, security, functionality or availability of any related network, Wireless Device or mobile network which you utilize to access Mobile Banking. The Services and Software are provided “As Is” without warranty of any kind, express or implied including, but not limited to warranties of performance or merchantability or fitness for a particular purpose or non-infringement or any other warranty as to performance, accuracy or completeness. You agree to exercise caution when utilizing the Services on your Wireless Device and to use good judgment and discretion when obtaining or transmitting information. Neither we nor our service providers are liable for failures to perform our obligations under this Agreement resulting in fire, earthquake, flood or any failure or delay of any transportation, power, computer or communications system or any other or similar cause beyond our control. You represent that you are the legal owner of the accounts and other financial information which may be accessed via Mobile Banking. You represent and agree that all information you provide to use in connection with Mobile Banking is accurate, current and complete and that you have the right to refuse provide such information to make any transaction you request through us for the purpose of using Mobile Banking. You agree not to misrepresent your identity or your account information. You agree to keep your personal information (email address, etc.) up to date and understand accurate. You represent that you are an authorized user of the Services may not be accessible or may have limited utility over some mobile telephone networks, while roaming or otherwise. The most current list of available Services is posted on our website. When Wireless Device you register for will use to access Mobile Banking, the accounts you designate will be accessible to you through your Mobile Device. You are hereby granted a personal, limited, non-transferable, non-exclusive, non-sublicensable and non-assignable license (“License”) to download, install, and use the Mobile Banking application and/or software (the “Software”) on your Mobile Device within the United States and its territories. In the event that you obtain a new or different Mobile Device, you will be required are authorized to download and install the Software to that new or different Mobile Device. This License shall be deemed revoked immediately upon (i) App on your termination of this Agreement; (ii) your deletion of the Software from your Mobile Device; or (iii) our written notice to you of termination of the License or Mobile Banking service. If this License is revoked for any reason, you agree to promptly delete the Software from your Mobile Wireless Device. You understand that the Software is being provided by a third party service provider, agree not to give or make available your Mobile Banking password or other means to access your account to any unauthorized individuals. If you permit other persons to use your Wireless Device and the Credit Union has no responsibility whatsoever Password/PIN or other means to you in connection with the Software. You are solely responsible for complying with all terms of use applicable to the Software and properly downloading, installing, updating, and using the Software. The Credit Union has no obligation whatsoever to notify you of any changes to or new releases for any Software and the Credit Union shall have no liability for any claims or damages arising from or relating to the Software, or your failure to comply with any terms of use for the Software or your failure to download and properly install any update. You agree that any Software is licensed, not sold, solely for your use in accessing Mobile Banking. It is important that you understand the limitations of access Mobile Banking, including but not limited you are responsible for any transactions they authorize. If you believe that your Password/PIN, Wireless Device or other means to access your account has been lost or stolen, or that someone may attempt to use Mobile Banking without your consent, you must notify us in accordance with the following:notification requirements set forth in the Bank’s Electronic Funds Transfer Disclosure you received during account opening. XXXXXX BANK TERMS AND CONDITIONS

Mobile Banking. Mobile Banking is offered as a convenient and supplemental service that to our Online Banking services. It is not intended to replace access to Online Banking from your personal computer or other methods you use for managing your accounts and services with us. Mobile Banking allows you to view balance information and account histories, receive account information (including account histories and balances), and make transfers between access your accounts at the NuMark Credit Union using a downloadable application on account information, transfer funds and conduct other banking transactions. To access Mobile Banking, you must be enrolled in Online Service. As part of the registration process, you may be required to provide information about your Mobile Device, as well as the telephone number for your Mobile Device. We reserve the right It is your responsibility to modify the scope provide us with accurate, complete, and current information about you and your Mobile Device and to notify us immediately if any of the Services at any timethis information changes or if service to your Mobile Device is terminated. We reserve the right to refuse to make any transaction you request through Mobile Banking. You agree and understand that the Services may not be accessible or may have limited utility over some mobile telephone networks, while roaming or otherwise. The most current list of available Services is posted on our website. When you register cancel your registration for Mobile Banking, the accounts you designate will be accessible to you through Banking if we cannot verify information about your Mobile Device. You are hereby granted a personal, limited, non-transferable, non-exclusive, non-sublicensable and non-assignable license (“License”) to download, install, and use the Mobile Banking application and/or software (the “Software”) on your Mobile Device within the United States and its territories. In the event that you obtain a new or different Mobile Device, you will may also be required to download and install the Software an application or other software to that new or different Mobile Device. This License shall be deemed revoked immediately upon (i) your termination of this Agreement; (ii) your deletion of the Software from your Mobile Device; or Device (iiia "Mobile Application") our written notice to you of termination of access and use Mobile Banking. It is solely your responsibility to download and install the License or Mobile Banking serviceApplication. If this License is revoked for any reason, you agree to promptly delete the Software from your Mobile Device. You understand that the Software is being provided by a third party service provider, and the Credit Union has We have no responsibility whatsoever to you in connection with the Software. You are solely responsible for complying with all terms of use applicable to the Software and properly downloading, installing, updating, and using the Software. The Credit Union has no obligation whatsoever to notify you of any changes to or new releases for any Software of the Mobile Application and the Credit Union shall have no liability for any claims or damages arising from or relating to the Software, or your failure to comply with any terms of use for the Software or your failure to download and properly install any updaterequired Mobile Application. You agree that any Software the Mobile Application is licensed, not sold, solely for your use in accessing Mobile BankingBanking and is licensed to you "AS IS" without any warranty. It WE DISCLAIM ALL WARRANTIES WITH RESPECT TO ANY MOBILE APPLICATION, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, TIMELINESS, AND NON-INFRINGEMENT OF THIRD PARTY RIGHTS. You release us, our service providers, affiliates, and all other parties from all claims and damages that may arise from or relate to your use of any Mobile Application and agree not to reverse engineer, decompile, disassemble, or attempt to learn the source code of any Mobile Application. You understand and agree that although Mobile Banking is important that encrypted, it may include personal or confidential information about you understand such as your account activity or status. You are responsible for maintaining the limitations security of your Mobile Device. Your Mobile Device is subject to the same security risks as a computer, and it is your responsibility to maintain anti-virus and anti-spyware programs on your Mobile Device. Except as otherwise provided herein, you are responsible for all transactions made using your Mobile Device, and all transactions performed using your Mobile Device, even if not intended by you, are considered transactions authorized by you. Mobile Banking will display sensitive information about your mobile Accounts, including balances and transfer amounts. Anyone with access to your Mobile Device may be able to view this information. Mobile Banking is provided for your convenience and does not replace your monthly account statement(s). In addition, the products, services, or functionality described on the Online Service and this Agreement may not be available through Mobile Banking, including but not limited and we reserve the right to the following:determine your eligibility for any product, service, or functionality.