Membership and Accounts. Important Information about Procedures for Opening New Accounts. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask you your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Membership and Accounts. 1. Membership Eligibility
Membership and Accounts. To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask you your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Membership and Accounts. 1. Automated Teller Machine Services (ATMs)
Membership and Accounts. 1. Membership Eligibility To be eligible for membership in the Credit Union, you must be an individual or entity qualifying within the Credit Union’s field of membership; have a valid Social Security Number (SSN) or Tax Identification Number (TIN); pay a membership fee and must maintain a share account as required by the Credit Union’s Bylaws. You authorize us to check your account, credit and employment history, and obtain a credit report from third parties, including credit reporting agencies, to verify your eligibility for the accounts and services you request.
Membership and Accounts. 1. Membership eligibility. To be eligible for membership in OCCU, you must be an individual or entity qualifying within OCCU’s field of membership and must purchase and maintain at least one share and pay any membership fee required by OCCU’s bylaws. You authorize us to check your account, credit and employment history, and obtain a credit report from third parties, including credit reporting agencies, or refer to a credit report we previously obtained, to verify your eligib ility for the accounts and services we may offer or you request from time to time.
Membership and Accounts. MAIL: America’s Credit Union P.O. Box 5060 DuPont, WA 98327 E-MAIL: xxxxxxxxxxxx@xxxxxxx.xxx BRANCH LOCATIONS: PHONE: 000.000.0000 or Toll Free 1.866.YOUR1CU (968.7128) Website: xxx.xxxxxxx.xxx
Membership and Accounts. 1. MEMBERSHIP To be eligible for membership in the Credit Union you must be an individual or entity qualifying within the Credit Union’s field of membership and must purchase and maintain (the “general share”) as required by the Credit Union’s Bylaws. You will provide current Federal or State picture identification and/or other documents to assist the Credit Union in confirming your identity as required by federal law. You acknowledge these documents will be copied and retained as part of your account record. You authorize us to make inquiries, with outside authorization services, prior to the opening of any account relationship. You authorize us to check your account, credit, employment history, and obtain a credit report from third parties, including credit reporting agencies, to verify your eligibility for the accounts and services you request.
Membership and Accounts. IDENTIFICATION To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person and business who opens an account. When you open an account, we will ask you your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. MEMBERSHIP ELIGIBILITY To be eligible for membership in the Credit Union, you must be an individual or entity qualifying within the Credit Union’s field of membership as prescribed by the Credit Union’s bylaws. You authorize us to check financial information data, and employment history about you by any means allowed by law, including obtaining a business or personal credit report or credit score from any reporting agency to verify your eligibility for any accounts and services we offer or you request. NEW MEMBER ELIGIBILITY • Verification of Washington State Business License including “Doing Business As” Registered Trade Name, if applicable; • Evidence of Registration of an Open Account with the Washington State Department of Revenue; and • Primary principal of the business member must be at least 18 years old.
Membership and Accounts. MEMBERSHIP ELIGIBILITY To be eligible for membership, you must be an individual or entity qualifying within the Credit Union’s field of membership, have a valid Social Security Number (SSN) or Tax Identification Number (TIN), and you must purchase and maintain minimum shares as required by the Credit Union’s Bylaws. You authorize us to check your financial information and employment history by any means allowed by law, including obtaining credit reports and credit scores from third parties, including consumer-reporting agencies, to determine your eligibility for accounts and services we may offer or you request from time to time. ACCOUNT OWNERSHIP & DESIGNATIONS Your Membership Application indicates the classification and form of account ownership. INDIVIDUAL ACCOUNTS An individual account is an account owned by one depositor, including any individual, trust, or other fiduciary relationship qualified for Credit Union membership. If the account is an individual account, the interest of a deceased individual owner will pass, subject to applicable law, to the POD beneficiary or decedent’s estate, if applicable. JOINT ACCOUNTS An account owned by two or more persons is a joint account. We consider any account in which you request joint ownership as an individual account until the Credit Union receives a Membership Application signed by you and the joint owner(s), at which time the account will be a jointly owned account and the following joint ownership rights will apply. Joint Ownership: Joint owners do not have membership rights. However, in accordance with Credit Union bylaws, we shall deem a joint owner as a member only for the purpose of applying for and obtaining loans and other credit. Other than that, the Credit Union does not consider joint owners as members unless they are qualified, eligible members who have separate accounts in their own names. Any joint owner on a share savings account is an authorized joint owner on all deposit sub-accounts under that account (except for Individual Retirement Accounts and Certificates of Deposit).
