Common use of Longer Delays May Apply Clause in Contracts

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,525.00 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) monthsrepeatedly. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh fifth business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 on any one day. • You re-deposit a check that has been returned unpaid. • unpaid.‌ You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 on any one day. • You re-deposit redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of computer or communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than by the seventh business day but by no later than 11 business days after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,000 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,000 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipmentequip- ment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit. The Credit Union is under no obligation to accept any check and may, in some cases, accept a check on a hold for collection basis.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: • We  we believe a check you deposit deposited will not be paid. • You ;  you deposit checks totaling more than $5,525 on any one day. • You re-deposit ;  you redeposit a check that has been returned unpaid. • You ;  you have overdrawn your account repeatedly in the last six (6) months. • There ; or  there is an emergency, such as failure of computer or communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,000 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,000 on any one day. • You re-deposit a check that has been returned unpaid. • unpaid.‌ You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw In addition, funds you deposited by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 on any one day5000.00. • You re-deposit redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh 11th business day after day. If you will need the day of your depositfunds from a deposit right away, you should ask us when the funds will be available.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: •  We believe a check you deposit will not be paid. •  You deposit checks totaling more than $5,525 5,000 on any one day. •  You re-deposit a check that has been returned unpaid. •  You have overdrawn your account repeatedly in the last six (6) months. •  There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: • > We believe a check you deposit will not be paid. • > You deposit checks totaling more than $5,525 on any one day. • > You re-deposit redeposit a check that has been returned unpaid. • > You have overdrawn your account repeatedly in the last six (6) months. • > There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you the reason and when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • * We believe a check you deposit will not be paid. • * You deposit checks totaling more than $5,525 5,000 on any one day. • * You re-deposit a check that has been returned unpaid. • * You have overdrawn your account repeatedly in the last six (6) months. • * There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: • — We believe a check you deposit will not be paid. • — You deposit checks totaling more than $5,525 5,000.00 on any one day. • — You re-deposit redeposit a check that has been returned unpaid. • — You have overdrawn your account repeatedly in the last six (6) months. • — There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh sixth (6) business day after the day of your depositdeposit if the check is local.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We if (a) we believe a check you deposit will not be paid. • You ; (b) you deposit checks totaling more than $5,525 on any one day. • You re-; (c) you deposit a check that has been returned unpaid. • You ; (d) you have overdrawn your account repeatedly in the last six months; or (6e) months. • There there is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • ❖ We believe a check you deposit will not be paid. • ❖ You deposit checks totaling more than $5,525 5,525.00 on any one (1) day. • ❖ You re-deposit a check that has been returned unpaid. • ❖ You have overdrawn your account repeatedly in the last six (6) months. • ❖ There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, reasons and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,000 on any one day. • You re-deposit redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of computer or communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh 5th business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • ❖ We believe a check you deposit will not be paid. • ❖ You deposit checks totaling more than $5,525 5,000.00 on any one (1) day. • ❖ You re-deposit a check that has been returned unpaid. • ❖ You have overdrawn your account repeatedly in the last six (6) months. • ❖ There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, reasons and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: •  We believe a check you deposit will not be paid. •  You deposit checks totaling more than $5,525 5,525.00 on any one (1) day. •  You re-deposit a check that has been returned unpaid. •  You have overdrawn your account repeatedly in the last six (6) months. •  There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, reasons and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: • We ▪ we believe a check you deposit deposited will not be paid. • You ; ▪ you deposit checks totaling more than $5,525 on any one day. • You re-deposit ; ▪ you redeposit a check that has been returned unpaid. • You ; ▪ you have overdrawn your account repeatedly in the last six (6) months. • There ; or ▪ there is an emergency, such as failure of computer or communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number num- ber of days for these reasons: • - We believe a check you deposit will not be paid. • - You deposit checks totaling more than $5,525 5,525.00 on any one (1) day. • - You re-deposit redeposit a check that has been returned unpaid. • - You have overdrawn your account repeatedly in the last six (6) months. • - There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, reasons and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these various reasons, some examples include: •  We believe a check you deposit will not be paid. •  You deposit checks totaling more than $5,525 5,000.00 on any one (1) day. •  You re-deposit a check that has been returned unpaid. •  You have overdrawn your account repeatedly in the last six (6) months. •  There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, reasons and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: • You are a new customer (see special rules below). • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 on any one (1) day. • You re-deposit redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay If your ability to withdraw funds for any of these reasonsis delayed beyond the next business day, and we will notify you and tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 on any one day. • You re-deposit redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh 7th business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: •  We believe a check you deposit will not be paid. •  You deposit checks totaling more than $5,525 5,000.00 on any one (1) day. •  You re-deposit a check that has been returned unpaid. •  You have overdrawn your account repeatedly in the last six (6) months. •  There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, reasons and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We The Credit Union may delay your ability to withdraw funds deposited by check into your the account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks check(s) totaling more than $5,525 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) 6 months. • There is an emergency, such as failure of communications or computer equipment. We The Credit Union will notify you if we delay your ability to withdraw funds for any of these reasons, and we . We will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these various reasons, some examples include: • ❖ We believe a check you deposit will not be paid. • ❖ You deposit checks totaling more than $5,525 5,000.00 on any one (1) day. • ❖ You re-deposit a check that has been returned unpaid. • ❖ You have overdrawn your account repeatedly in the last six (6) months. • ❖ There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, reasons and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • * We believe a check you deposit will not be paid. • * You deposit checks totaling more than $5,525 on any one day. • * You re-deposit a check that has been returned unpaid. • * You have overdrawn your account repeatedly in the last six (6) months. • * There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh eighth business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,000 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They The funds will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. ; • Your account was opened within the prior 30 days; • You deposit checks totaling more than $5,525 5,000 on any one day. ; • You re-deposit a check that has been returned unpaid. ; • You have overdrawn your account repeatedly in the last six (6) months. ; • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh (7) business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,000 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh seven (7) business day days after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number may be delayed for a longer period of days for these reasonstime under the following circumstances: • We believe a check you deposit will not be paid. paid • You deposit checks totaling more than $5,525 5000.00 on any one day. day • You re-deposit are redepositing a check or checks that has been were previously returned unpaid. as unpaid • You have overdrawn your account repeatedly in the last six (6) months. months • There is an emergency, such as failure of computer or communications or computer equipment. equipment We will notify you if we delay your ability to withdraw funds for any of these reasons, reasons and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,000.00 on any one (1) day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability availability to withdraw funds deposited by check into your account an additional number for up to the 7th day of days your deposit for these the following reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,000 on any one day. • You re-deposit redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six months (6) monthssee Section 5). • There is an emergency, such as failure of computer or communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, reasons and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your depositfor withdrawal.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,525.00 on any one day. • You re-deposit redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • - We believe a check you deposit will not be paid. • - You deposit checks totaling more than $5,525 5,525.00 on any one (1) day. • - You re-deposit redeposit a check that has been returned unpaid. • - You have overdrawn your account repeatedly in the last six (6) months. • - There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, reasons and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: •  We believe a check you deposit will not be paid. •  You deposit checks totaling more than $5,525 on any one day. •  You re-deposit redeposit a check that has been returned unpaid. •  You have overdrawn your account repeatedly in the last six (6) months. •  There is an emergency, such as failure of computer or communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • paid You deposit checks totaling more than $5,525 on any one day. • (1) day You re-deposit a check that has been returned unpaid. • unpaid You have overdrawn your account repeatedly in the last six (6) months. • months There is an emergency, such as failure of communications or computer equipment. equipment We will notify you if we delay your ability to withdraw funds for any of these reasons, reasons and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. reasons: We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • months.‌ There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: •  We believe a check you deposit will not be paid. •  You deposit checks totaling more than $5,525 on any one day. •  You re-deposit a check that has been returned unpaid. •  You have overdrawn your account repeatedly in the last six (6) months. •  There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,000 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh (7th) business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,000 on any one day. • You re-deposit redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • We believe a check you deposit will not be paid. • There is an emergency, such as failure of computer or communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit. In some cases, a longer hold may apply.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check or draft into your account an additional number of days for these reasons: •  We believe a check or draft you deposit will not be paid. •  You deposit checks or drafts totaling more than $5,525 5,525.00 on any one (1) day. •  You re-deposit a check or draft that has been returned unpaid. •  You have overdrawn your account repeatedly in the last six (6) months. •  There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, reasons and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an and additional number of days for these the following reasons: • We believe a check you deposit will not be paid. • Account has been open for less than 30 business days • You deposit checks totaling more than $5,525 5,000 on any one day. day • You re-deposit a check that has been returned unpaid. unpaid • You have overdrawn your account repeatedly in the last six (6) months. months • There is an emergency, such as failure of communications or computer equipment. equipment We will notify you if we delay your ability to withdraw funds for any of these reasons, reason and we will tell you when the funds will be available. They will generally be available no later than the seventh eleventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds You deposit by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: • We believe a check you You deposit will not be paid. • . . . You deposit checks totaling more than $5,525 5,000.00 on any one day. • You re-deposit redeposit a check that has been returned unpaid. • You have overdrawn your account Your Account repeatedly in the last six (6) months. • There is an emergency, such as failure of computer or communications or computer equipment. We will notify you You if we We delay your Your ability to withdraw funds for any of these reasons, and we We will tell you You when the funds will be available. They will generally be available no later than the seventh 7th business day after following the day of your Your deposit. In any case, We reserve the right to refuse an item for deposit or encashment.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They The funds will generally be available no later than the seventh business day after the day of your deposityourdeposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications com- munications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,000 on any one day. • You re-deposit redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as a failure of communications computer or computer communication equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) monthspast. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh seven (7) business day days after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: • — We believe a check you deposit will not be paid. • — You deposit checks totaling more than $5,525 5,525.00 on any one day. • — You re-deposit redeposit a check that has been returned unpaid. • — You have overdrawn your account repeatedly in the last six (6) months. • — There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh sixth (6) business day after the day of your depositdeposit if the check is local.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: •  We believe a check you deposit will not be paid. •  You deposit checks totaling more than $5,525 5,000 on any one day. •  You re-deposit redeposit a check that has been returned unpaid. •  You have overdrawn your account repeatedly in the last six (6) months. •  There is an emergency, such as failure of computer or communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit deposited will not be paid. • You deposit deposited checks totaling more than $5,525 on any one day. • You re-deposit deposited a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be availableavail- able. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We -We believe a check you deposit will not be paid. • You -You deposit checks totaling more than $5,525 5000.00 on any one (1) day. • You re-deposit -You redeposit a check that has been returned unpaid. • You -You have overdrawn your account repeatedly in the last six (6) months. • There -There is an emergency, such as a failure of communications or computer equipment. We will notify you if we delay your ability availability to withdraw funds for any of these reasons, reasons and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number of days may be delayed for these reasonsa longer periodunder the following circumstances: •  We believe a check you checkyou deposit will not be paid. •  You deposit checks totaling more than $5,525 on any one anyone day. •  You re-deposit redeposit a check that checkthat has been returned unpaid. •  You have overdrawn your account repeatedly in the last six (6) months. •  There is an emergency, such as failure of computer or communications or computer equipment. We will notify you if we delay your notifyyou ifwe delayyour ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be generallybe available no later than the thanthe seventh (7th) business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: •  We believe a check you deposit will not be paid. •  You deposit checks totaling more than $5,525 on any 5,525.00 in a one (1) day. •  You re-deposit a check that has been returned unpaid. •  You have overdrawn your account repeatedly in the last six (6) months. •  There is an emergency, emergency such as a failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, reasons and we will tell you when the funds will be available. They will generally general be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,000 on any one (1) day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh (7) business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • paid.‌ You deposit checks totaling more than $5,525 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • past.‌ There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh seven (7) business day days after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit deposited will not be paid. ; • You deposit checks totaling more than $5,525 5,000 on any one day. ; • You re-deposit a check that has been returned unpaid. ; • You have overdrawn your account repeatedly in the last six (6) months. ; or • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,525.00 on any one day. • You re-deposit redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh sixth (6) business day after the day of your depositdeposit if the check is local.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,000 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5000.00 on any one (1) day. • You re-deposit redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as a failure of communications or computer equipment. We will notify you if we delay your ability availability to withdraw funds for any of these reasons, reasons and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: •  We believe a check you deposit will not be paid. •  You deposit checks totaling more than $5,525 on any one day. •  You re-deposit a check that has been returned unpaid. •  You have overdrawn your account repeatedly in the last six (6) months. •  There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh (7th) business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: • ▪ We believe a check you deposit will not be paid. • ▪ You deposit checks totaling more than $5,525 on any one day. • ▪ You re-deposit redeposit a check that has been returned unpaid. • ▪ You have overdrawn your account repeatedly in the last six (6) months. • ▪ There is an emergency, such as failure of computer or communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 on any one day. • You re-deposit re­deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as a failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be become available. They Funds will generally be become available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We (1) we believe a check you deposit will not be paid. • You ; (2) you deposit checks totaling more than $5,525 5,000.00 on any one (1) day. • You re-; (3) you deposit a check that has been returned unpaid. • You ; (4) you have overdrawn your account repeatedly in the last six (6) months. • There ; (5) there is an emergency, such as failure of communications or other computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh (7th) business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit...

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,525.00 on any one (1) day. • You re-deposit redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, reasons and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,525.00 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into to your personal or business checking account an additional number of days for these reasonsunder the following circumstances: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They Funds will generally be available no later than the seventh business day after the business day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: • ▪ We believe a check you deposit will not be paid. • ▪ You deposit checks totaling more than $5,525 5,000 on any one day. • ▪ You re-deposit redeposit a check that has been returned unpaid. • ▪ You have overdrawn your account repeatedly in the last six (6) months. • ▪ There is an emergency, such as failure of computer or communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited Funds you deposit by check into your account an additional number of days may be delayed for these reasonsa longer period under the following circumstances: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 on any one day. • You re-deposit redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of computer or communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit. You should ask if you need to be sure about when a particular deposit will be available for withdrawal.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasonsthesereasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,000 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They The funds will generally be available no later than the seventh business day after the day of your deposityourdeposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,525 5,000 on any one day. • You re-deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh eleventh business day after the day of your deposit.