Common use of Loans; Nonperforming and Classified Assets Clause in Contracts

Loans; Nonperforming and Classified Assets. (a) BBI Disclosure Schedule 3.22(a) sets forth all (i) loans, loan agreements, notes or borrowing arrangements and other extensions of credit (including leases, credit enhancements, commitments, guarantees and interest-bearing assets) (collectively, “Loans”) in which BBI or any of its Subsidiaries is a creditor which, as of March 31, 2022, were over sixty (60) days or more delinquent in payment of principal or interest, and (ii) Loans with any director, executive officer or 5% or greater shareholder of BBI or any of its Subsidiaries, or to the Knowledge of BBI, any affiliate of any of the foregoing. Set forth in BBI Disclosure Schedule 3.22(a) is a true, correct and complete list of (A) all of the Loans of BBI and its Subsidiaries that, as of March 31, 2022, were classified as “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Credit Risk Assets,” “Concerned Loans,” “Watch List” or words of similar import by Beach Bank, BBI or any bank examiner, together with the principal amount of and accrued and unpaid interest on each such Loan and the identity of the borrower thereunder, together with the aggregate principal amount of such Loans by category of Loan (e.g., commercial, consumer, etc.), and (B) each Loan classified by Beach Bank as a Troubled Debt Restructuring as defined by GAAP.

Loans; Nonperforming and Classified Assets. (a) BBI 3. SCSG Disclosure Schedule 3.22(a) sets forth all (i) loans, loan agreements, notes or borrowing arrangements and other extensions of credit (including including, without limitation, leases, credit enhancements, commitments, guarantees and interest-bearing assets) (collectively, “Loans”) in which BBI SCSG or any of its Subsidiaries is a creditor which, as of March 31, 20222021, were was over sixty (60) days or more delinquent in payment of principal or interest, and (ii) Loans with any director, executive officer or 5% or greater shareholder of BBI SCSG or any of its Subsidiaries, or to the Knowledge of BBISCSG, any affiliate of any of the foregoing. Set forth in BBI SCSG Disclosure Schedule 3.22(a) is a true, correct and complete list of (A) all of the Loans of BBI SCSG and its Subsidiaries that, as of March 31, 20222021, were classified as “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Credit Risk Assets,” “Concerned Loans,” “Watch List” or words of similar import by Beach SouthCrest Bank, BBI SCSG or any bank examiner, together with the principal amount of and accrued and unpaid interest on each such Loan and the identity of the borrower thereunder, together with the aggregate principal amount of such Loans by category of Loan (e.g., commercial, consumer, etc.), and (B) each Loan classified by Beach SouthCrest Bank as a Troubled Debt Restructuring as defined by GAAP.

Loans; Nonperforming and Classified Assets. (a) BBI FFB Disclosure Schedule 3.22(a) sets forth all (i) loans, loan agreements, notes or borrowing arrangements and other extensions of credit (including leases, credit enhancements, commitments, guarantees and interest-bearing assets) (collectively, “Loans”) in which BBI FFB or any of its Subsidiaries is a creditor which, as of March May 31, 20222019, were over sixty thirty (6030) days or more delinquent in payment of principal or interest, and (ii) Loans with any director, executive officer or 5% or greater shareholder of BBI FFB or any of its Subsidiaries, or to the Knowledge of BBIFFB, any affiliate of any of the foregoing. Set forth in BBI FFB Disclosure Schedule 3.22(a) is a true, correct and complete list of (A) all of the Loans of BBI FFB and its Subsidiaries that, as of March May 31, 20222019, were classified as “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Credit Risk Assets,” “Concerned Loans,” “Watch List” or words of similar import by Beach First Florida Bank, BBI FFB or any bank examiner, together with the principal amount of and accrued and unpaid interest on each such Loan and the identity of the borrower thereunder, together with the aggregate principal amount of such Loans by category of Loan (e.g., commercial, consumer, etc.), and (B) each Loan classified by Beach First Florida Bank as a Troubled Debt Restructuring as defined by GAAP.

Loans; Nonperforming and Classified Assets. (a) BBI PFG Disclosure Schedule 3.22(a) sets forth all (i) loans, loan agreements, notes notes, or borrowing arrangements and other extensions of credit (including including, without limitation, leases, credit enhancements, commitments, guarantees guarantees, and interest-bearing assets) (collectively, “Loans”) in which BBI PFG or any of its Subsidiaries is a creditor which, as of March July 31, 20222019, were was over sixty (60) 30 days or more delinquent in payment of principal or interest, and (ii) Loans with any director, executive officer or 5% or greater shareholder of BBI PFG or any of its Subsidiaries, or to the Knowledge of BBIPFG, any affiliate of any of the foregoing. Set forth in BBI PFG Disclosure Schedule 3.22(a) is a true, correct and complete list of (A) all of the Loans of BBI PFG and its Subsidiaries that, as of March July 31, 20222019, were classified as “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Credit Risk Assets,” “Concerned Loans,” “Watch List” or words of similar import by Beach Progressive Bank, BBI PFG, or any bank examiner, together with the principal amount of and accrued and unpaid interest on each such Loan and the identity of the borrower thereunder, together with the aggregate principal amount of such Loans by category of Loan (e.g., commercial, consumer, etc.), and (B) each Loan classified by Beach Progressive Bank as a Troubled Debt Restructuring as defined by GAAP.

Loans; Nonperforming and Classified Assets. (a) BBI HSBI Disclosure Schedule 3.22(a) sets forth all (i) loans, loan agreements, notes or borrowing arrangements and other extensions of credit (including leases, credit enhancements, commitments, guarantees and interest-bearing assets) (collectively, “Loans”) in which BBI HSBI or any of its Subsidiaries is a creditor which, as of March 31, 2022, were over sixty (60) days or more delinquent in payment of principal or interest, and (ii) Loans with any director, executive officer or 5% or greater shareholder of BBI HSBI or any of its Subsidiaries, or to the Knowledge of BBIHSBI, any affiliate of any of the foregoing. Set forth in BBI HSBI Disclosure Schedule 3.22(a) is a true, correct and complete list of (A) all of the Loans of BBI HSBI and its Subsidiaries that, as of March 31, 2022, were classified as “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Credit Risk Assets,” “Concerned Loans,” “Watch List” or words of similar import by Beach Heritage Southeast Bank, BBI HSBI or any bank examiner, together with the principal amount of and accrued and unpaid interest on each such Loan and the identity of the borrower thereunder, together with the aggregate principal amount of such Loans by category of Loan (e.g., commercial, consumer, etc.), and (B) each Loan classified by Beach Heritage Southeast Bank as a Troubled Debt Restructuring as defined by GAAP.

Loans; Nonperforming and Classified Assets. (a) BBI FPB Disclosure Schedule 3.22(a) sets forth all (i) loansloan, loan agreementsagreement, notes note or borrowing arrangements arrangement and other extensions of credit (including including, without limitation, leases, credit enhancements, commitments, guarantees and interest-bearing assets) (collectively, “Loans”) in which BBI FPB or any of its Subsidiaries is a creditor which, as of March 31September 30, 20222018, were was over sixty (60) days or more delinquent in payment of principal or interest, and (ii) Loans with any director, executive officer or 5% or greater shareholder of BBI FPB or any of its Subsidiaries, or to the Knowledge of BBIFPB, any affiliate of any of the foregoing. Set forth in BBI FPB Disclosure Schedule 3.22(a) is a true, correct and complete list of (A) all of the Loans of BBI FPB and its Subsidiaries that, as of March 31September 30, 20222018, were classified as “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Credit Risk Assets,” “Concerned Loans,” “Watch List” or words of similar import by Beach Florida Parishes Bank, BBI FPB or any bank examiner, together with the principal amount of and accrued and unpaid interest on each such Loan and the identity of the borrower thereunder, together with the aggregate principal amount of such Loans by category of Loan (e.g., commercial, consumer, etc.), and (B) each Loan classified by Beach Florida Parishes Bank as a Troubled Debt Restructuring as defined by GAAP.

Loans; Nonperforming and Classified Assets. (a) BBI SCB Disclosure Schedule 3.22(a) sets forth all (i) loans, loan agreements, notes notes, or borrowing arrangements and other extensions of credit (including including, without limitation, leases, credit enhancements, commitments, guarantees guarantees, and interest-bearing assets) (collectively, “Loans”) in which BBI SCB or any of its Subsidiaries is a creditor which, as of March 31, 20222021, were was over sixty (60) 30 days or more delinquent in payment of principal or interest, and (ii) Loans with any director, executive officer officer, or 5% or greater shareholder of BBI SCB or any of its Subsidiaries, or to the Knowledge of BBISCB, any affiliate of any of the foregoing. Set forth in BBI SCB Disclosure Schedule 3.22(a) is a true, correct and complete list of (A) all of the Loans of BBI SCB and its Subsidiaries that, as of March 31, 20222021, were classified as “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Credit Risk Assets,” “Concerned Loans,” “Watch List” or words of similar import by Beach Sxxxxx County Bank, BBI SCB, or any bank examiner, together with the principal amount of and accrued and unpaid interest on each such Loan and the identity of the borrower thereunder, together with the aggregate principal amount of such Loans by category of Loan (e.g., commercial, consumer, etc.), and (B) each Loan classified by Beach Sxxxxx County Bank as a Troubled Debt Restructuring as defined by GAAP.

Loans; Nonperforming and Classified Assets. (a) BBI PCB Disclosure Schedule 3.22(a) sets forth all (i) loans, loan agreements, notes or borrowing arrangements and other extensions of credit (including including, without limitation, leases, credit enhancements, commitments, guarantees and interest-bearing assets) (collectively, “Loans”) in which BBI PCB or any of its Subsidiaries is a creditor which, as of March December 31, 20222018, were was over sixty (60) days or more delinquent in payment of principal or interest, and (ii) Loans with any director, executive officer or 5% or greater shareholder of BBI PCB or any of its Subsidiaries, or to the Knowledge of BBIPCB, any affiliate of any of the foregoing. Set forth in BBI PCB Disclosure Schedule 3.22(a) is a true, correct and complete list of (A) all of the Loans of BBI PCB and its Subsidiaries that, as of March December 31, 20222018, were classified as “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Credit Risk Assets,” “Concerned Loans,” “Watch List” or words of similar import by Beach Partnership Bank, BBI PCB or any bank examiner, together with the principal amount of and accrued and unpaid interest on each such Loan and the identity of the borrower thereunder, together with the aggregate principal amount of such Loans by category of Loan (e.g., commercial, consumer, etc.), and (B) each Loan classified by Beach Partnership Bank as a Troubled Debt Restructuring as defined by GAAP.

Loans; Nonperforming and Classified Assets. (a) BBI LBC Disclosure Schedule 3.22(a) sets forth all (i) loans, loan agreements, notes or borrowing arrangements and other extensions of credit (including including, without limitation, leases, credit enhancements, commitments, guarantees and interest-bearing assets) (collectively, “Loans”) in which BBI LBC or any of its Subsidiaries is a creditor which, as of March 31November 30, 20222018, were was over sixty (60) days or more delinquent in payment of principal or interest, and (ii) Loans with any director, executive officer or 5% or greater shareholder of BBI LBC or any of its Subsidiaries, or to the Knowledge of BBILBC, any affiliate of any of the foregoing. Set forth in BBI LBC Disclosure Schedule 3.22(a) is a true, correct and complete list of (A) all of the Loans of BBI LBC and its Subsidiaries that, as of March 31November 30, 20222018, were classified as “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Credit Risk Assets,” “Concerned Loans,” “Watch List” or words of similar import by Beach Calumet Bank, BBI LBC or any bank examiner, together with the principal amount of and accrued and unpaid interest on each such Loan and the identity of the borrower thereunder, together with the aggregate principal amount of such Loans by category of Loan (e.g., commercial, consumer, etc.), and (B) each Loan classified by Beach Calumet Bank as a Troubled Debt Restructuring as defined by GAAP.

Loans; Nonperforming and Classified Assets. (a) BBI SSNF Disclosure Schedule 3.22(a) ), sets forth all (i) loansloan, loan agreementsagreement, notes note or borrowing arrangements arrangement and other extensions of credit (including including, without limitation, leases, credit enhancements, commitments, guarantees and interest-bearing assets) (collectively, “Loans”) in which BBI SSNF or any of its Subsidiaries is a creditor which, as of March 31September 30, 20222017, were was over sixty (60) days or more delinquent in payment of principal or interest, and (ii) Loans with any director, executive officer or 5% or greater shareholder of BBI SSNF or any of its Subsidiaries, or to the Knowledge of BBISSNF, any affiliate of any of the foregoing. Set forth in BBI SSNF Disclosure Schedule 3.22(a) is a true, correct and complete list of (A) all of the Loans of BBI SSNF and its Subsidiaries that, as of March 31September 30, 20222017, were classified as “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Credit Risk Assets,” “Concerned Loans,” “Watch List” or words of similar import by Beach Sunshine Bank, BBI SSNF or any bank examiner, together with the principal amount of and accrued and unpaid interest on each such Loan and the identity of the borrower thereunder, together with the aggregate principal amount of such Loans by category of Loan (e.g., commercial, consumer, etc.), and (B) each Loan classified by Beach Sunshine Bank as a Troubled Debt Restructuring as defined by GAAP.