Common use of Loan Purpose Clause in Contracts

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Refinance - Cashout 4,375 820,346,478 68.45 6.935 351 76.00 Purchase 1,700 315,287,965 26.31 7.244 350 85.91 Refinance - Rate Term 413 62,855,933 5.24 6.925 346 77.07 -------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- Refinance - Cashout 4,375 820,346,478 68.45 6.935 351 76.00 2,792 471,432,179 69.90 6.872 350 75.72 Purchase 1,700 315,287,965 26.31 7.244 350 85.91 1,083 162,245,871 24.06 7.445 348 86.51 Refinance - Rate Term 413 62,855,933 5.24 6.925 346 77.07 -------------------------------------------------------------------------------------------------------------------------------- 285 40,774,669 6.05 6.856 343 77.50 ---------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 4,160 674,452,720 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.009 349 78.43 ----------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score --------------------------------------------------------------------------------------------------------------------------------- Purchase 109 15,419,347 52.24 7.489 353 83.84 689 Refinance - Cashout 4,375 820,346,478 68.45 6.935 351 76.00 Purchase 1,700 315,287,965 26.31 7.244 350 85.91 82 13,754,219 46.60 7.248 355 76.30 654 Refinance - Rate Term 413 62,855,933 5.24 6.925 346 77.07 -------------------------------------------------------------------------------------------------------------------------------- 3 343,103 1.16 6.598 355 69.32 690 --------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 194 29,516,669 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.366 354 80.16 673 ---------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------- -------- ----------- --------- -------- --------- -------- Refinance - Cashout 4,375 820,346,478 68.45 6.935 351 76.00 1,233 256,560,185 63.08 7.072 349 78.02 Purchase 1,700 315,287,965 26.31 7.244 350 85.91 543 131,176,754 32.25 6.823 356 84.68 Refinance - Rate Term 413 62,855,933 5.24 6.925 346 77.07 -------------------------------------------------------------------------------------------------------------------------------- 115 19,012,977 4.67 6.877 342 79.30 Total: 6,488 1,198,490,375 1,891 406,749,915 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------6.983 351 80.23 Top

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score ------------------------------------------------------------------------------------------------------------------------------------ Refinance - Cashout 4,375 820,346,478 68.45 6.935 351 76.00 352 91,208,883 55.34 6.553 356 82.09 613 Purchase 1,700 315,287,965 26.31 7.244 350 85.91 278 68,534,265 41.58 6.462 356 82.43 632 Refinance - Rate Term 413 62,855,933 5.24 6.925 346 77.07 -------------------------------------------------------------------------------------------------------------------------------- 25 5,069,886 3.08 6.767 356 82.56 632 ------------------------------------------------------------------------------------------------------------------------------------ Total: 6,488 1,198,490,375 655 164,813,034 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- Refinance - Cashout 4,375 820,346,478 68.45 6.935 351 76.00 1,775 360,263,137 64.09 7.025 350 77.99 Purchase 1,700 315,287,965 26.31 7.244 350 85.91 784 163,776,123 29.14 7.022 356 83.73 Refinance - Rate Term 413 62,855,933 5.24 6.925 346 77.07 -------------------------------------------------------------------------------------------------------------------------------- 234 38,049,266 6.77 7.005 345 78.55 ---------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 2,793 562,088,526 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.022 351 79.70

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score --------------------------------------------------------------------------------------------------------------------------------- Purchase 1,496 86,153,638 84.01 10.285 178 99.56 670 Refinance - Cashout 4,375 820,346,478 68.45 6.935 351 76.00 Purchase 1,700 315,287,965 26.31 7.244 350 85.91 234 12,921,973 12.60 10.515 179 97.58 652 Refinance - Rate Term 413 62,855,933 5.24 6.925 346 77.07 -------------------------------------------------------------------------------------------------------------------------------- 72 3,480,969 3.39 10.241 179 98.89 645 --------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 1,802 102,556,580 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------10.313 178 99.29 667 ---------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------- Refinance - Cashout 4,375 820,346,478 68.45 6.935 351 76.00 1,583 348,914,298 66.58 7.021 352 76.38 Purchase 1,700 315,287,965 26.31 7.244 350 85.91 617 153,042,094 29.20 7.030 352 85.27 Refinance - Rate Term 413 62,855,933 5.24 6.925 346 77.07 -------------------------------------------------------------------------------------------------------------------------------- 128 22,081,264 4.21 7.053 351 76.28 ------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 2,328 524,037,656 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- Refinance - Cashout 4,375 820,346,478 68.45 6.935 351 76.00 575 93,063,539 60.08 7.104 350 76.72 Purchase 1,700 315,287,965 26.31 7.244 350 85.91 310 51,416,894 33.19 6.872 356 81.50 Refinance - Rate Term 413 62,855,933 5.24 6.925 346 77.07 -------------------------------------------------------------------------------------------------------------------------------- 70 10,431,734 6.73 6.770 351 77.85 ---------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 955 154,912,167 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.004 352 78.38

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score ---------------------------------------------------------------------------------------------------------------------------------- Purchase 1,983 473,916,182 46.00 6.771 357 81.34 664 Refinance - Cashout 4,375 820,346,478 68.45 6.935 351 76.00 Purchase 1,700 315,287,965 26.31 7.244 350 85.91 1,731 396,911,098 38.52 7.019 354 79.63 614 Refinance - Rate Term 413 62,855,933 5.24 6.925 346 77.07 -------------------------------------------------------------------------------------------------------------------------------- 712 159,525,647 15.48 7.048 354 79.80 611 ---------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 4,426 1,030,352,927 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score --------------------------------------------------------------------------------------------------------------------------------- Purchase 896 177,301,349 80.15 6.964 357 80.13 667 Refinance - Cashout 4,375 820,346,478 68.45 6.935 351 76.00 Purchase 1,700 315,287,965 26.31 7.244 350 85.91 164 36,869,611 16.67 6.670 356 79.12 651 Refinance - Rate Term 413 62,855,933 5.24 6.925 346 77.07 -------------------------------------------------------------------------------------------------------------------------------- 36 7,028,482 3.18 6.655 353 80.06 648 --------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 1,096 221,199,443 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Loan Purpose Loans Balance ($) Balance Rate (%Rate(%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Refinance - Cashout 4,375 820,346,478 68.45 6.935 351 76.00 1,153 229,607,161 52.23 7.141 355 81.39 613 42.48 Purchase 1,700 315,287,965 26.31 7.244 350 85.91 1,141 203,929,939 46.39 7.332 347 83.01 657 44.23 Refinance - Rate Term 413 62,855,933 5.24 6.925 346 77.07 -------------------------------------------------------------------------------------------------------------------------------- 35 6,047,497 1.38 7.205 355 79.87 617 41.60 --------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 2,329 439,584,596 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.231 352 82.12 634 43.28 ---------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------- -------- ------------- --------- -------- --------- -------- Refinance - Cashout 4,375 820,346,478 68.45 6.935 351 76.00 3,148 517,052,516 65.14 6.914 350 77.70 Purchase 1,700 315,287,965 26.31 7.244 350 85.91 1,374 231,227,999 29.13 6.829 357 84.22 Refinance - Rate Term 413 62,855,933 5.24 6.925 346 77.07 -------------------------------------------------------------------------------------------------------------------------------- 316 45,447,287 5.73 6.734 342 81.24 Total: 6,488 1,198,490,375 4,838 793,727,802 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------6.879 351 79.80 Top

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Loan Purpose Loans Balance ($) Balance Rate (%Rate(%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Purchase 18 3,501,068 52.64 7.280 343 81.71 661 43.18 Refinance - Cashout 4,375 820,346,478 68.45 6.935 351 76.00 Purchase 1,700 315,287,965 26.31 7.244 350 85.91 Refinance - Rate Term 413 62,855,933 5.24 6.925 346 77.07 -------------------------------------------------------------------------------------------------------------------------------- 18 3,150,361 47.36 7.961 354 79.90 580 41.62 --------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 36 6,651,429 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.603 348 80.85 623 42.44 ---------------------------------------------------------------------------------------------------------------------------------

Loan Purpose. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Loan Purpose Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------- Purchase 1,622 109,692,260 48.11 9.587 214 95.76 Refinance - Cashout 4,375 820,346,478 68.45 6.935 351 76.00 Purchase 1,700 315,287,965 26.31 7.244 350 85.91 606 83,435,587 36.59 7.537 311 79.79 Refinance - Rate Term 413 62,855,933 5.24 6.925 346 77.07 -------------------------------------------------------------------------------------------------------------------------------- 234 34,882,825 15.30 7.359 324 79.41 ------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 2,462 228,010,672 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------8.496 266 87.41