Life and AD&D. All current employees will be immediately covered by the Life and AD&D plans in effect immediately prior to the effective date of this agreement. Effective January 1, 2006, Life will be increased to $50,000; $25,000 for employees hired on or after the effective date of this Agreement and until they have 5 years of service (reduces to $20,000 at age 65). Accidental Death will be double the life amount. New employees will become eligible upon attaining seniority. Employees must be on active status to be covered unless entitled to coverage under Provincial Law. Active status increased to an additional six calendar months following the date the employee became inactive due to a leave of absence or a layoff.
Life and AD&D. Commencing the first (lst) full pay period beginning on or after the effective date of this Agreement, the Employer will provide all eligible employees fully paid term life insurance ($15,000) and accidental death and dismemberment insurance ($10,000). Term life insurance and AD&D shall be furnished by the County effective from date of hire. An employee who dies while actively employed with the County shall have paid to his/her beneficiary the following payments:
Life and AD&D. ❑ Yes ❑ No (No minimum employee participation requirement) Short Term Disability: ❑ Yes (salary info required) ❑ 26-week duration ❑ 13-week duration ❑ No 100% employee participation: 60% of weekly salary. All plans Non-Contributory. ❑ STD Plan 1: $2500 wkly benefit; 0/7 Day Elimination Period ❑ STD Plan 2: $2000 wkly benefit; 7/7 Day Elimination Period ❑ STD Plan 3: $ 1750 wkly benefit; 7/7 Day Elimination Period ❑ STD Plan 4: $1250 wkly benefit; 14/14 Day Elimination Period Long Term Disability: ❑ Yes (salary information required) ❑ 180-day EP ❑ 90-day EP ❑ No 100% employee participation: 60% of weekly salary; 180-day EP, 90-day EP Option if Stand-alone. All plans Non-Contributory. ❑ LTD Plan 1: $10,000 max; Benefit to SSNRA ❑ LTD Plan 2: $8,000 max; Benefit to SSNRA ❑ LTD Plan 3: $6,000 max; Benefit to SSNRA ❑ LTD Plan 4: $5,000 max; 5-Year Benefit Duration EAP Plan – Wellspring Family Services 3 visits included in medical plan WTIA Membership
Life and AD&D. For each regular, full-time employee on the active payroll of the Company who has completed his eligibility requirements as specified in the insurance contract, there will be provided at no cost the sum of $10,000.00 for life insurance and an additional $10,000.00 in the event of accidental death. In the event of dismemberment, the amounts paid will be in accordance with the schedule included in the policy up to a maximum of $10,000.00. Any employee who retires on or after January 1, 2009 and before July 1, 2009, will be given the opportunity to purchase up to a maximum policy limit of $3,000.00, provided they pay 100% of the premium.
Life and AD&D. The Company shall provide Basic Life insurance to all employees at (1) times the employee’s base annual earnings, minimum $80,000, and maximum $150,000. The Company shall also provide Basic Accidental Death and Dismemberment (AD&D) insurance to all employees at (1) times the employee’s base annual earnings, minimum $80,000, and maximum $150,000. Employees shall have an opportunity to purchase an Individual Life Insurance supplement for themselves and eligible dependents in addition to the current base coverage, but any additional cost for the supplement will be borne by the employee.
Life and AD&D. (a) Effective the first of the month following ratification, the Employer will make available to eligible employees who have successfully completed their probationary period and are in the active employ of the Employer and all employees who have successfully completed their probationary period and are not in the active employ of the Employer as of the date of ratification, group life and AD&D insurance coverage equal to seventy five thousand ($75,000) as if they were actively at work. Employees off work on Weekly Indemnity, Long Term Disability and WSIB shall be considered eligible active employees for the purpose of this clause
Life and AD&D. All current employees will be immediately covered by the Life and AD&D plans in effect immediately prior to the effective date of this agreement. Effective June 1, 1999, Life will be increased to $41,000. (reduces to $15,000 at age 65) Effective June 1, 2000, Life will be increased to $42,000. (reduces to $15,000 at age 65) Effective June 1, 2001, Life will be increased to $43,000. (reduces to $15,000 at age 65) Accidental Death will be double the life amount. New employees will be eligible upon attaining seniority. Employees must be on active status to be covered unless entitled to coverage under Provincial Law.
Life and AD&D. Benefit Amount: 3x annual earnings Benefit Maximum: $400,000.00 Non-evidence Limit: 140.000.00 Qualifying Period for Waiver Of Premium: 6 months Reductions: Reduces by 50% at age 65 Termination Age: Earlier of age 71 or retirement OPTIONAL LIFE Benefit Amount: Increments of 10,000 Benefit Maximum: $200,000.00 Qualifying Period for Waiver Of Premium: 6 months Termination Age: Earlier of age 65 or retirement DEPENDENT LIFE INSURANCE Spouse: $5,000.00 Each child: $2,500.00 from birth DEPENDENT OPTIONAIL LIFE INSURANCE Benefit Amount: Increments of $10,000 – Spouse (child not eligible) Benefit Maximum: $200,000.00 Termination Age: Earlier of age 65 or retirement SHORT-TERM DISABILITY Benefit Amount: 75% of weekly basis earnings Benefit Maximum: $1,384.00 Non-evidence Limit: $650.00 Waiting Period: Accident – 0 days Illness – 8 days Maximum Benefit Period: 26 weeks Termination Age: Earlier of age 65 of retirement LONG TERM DISABILITY Benefit Amount: 66.67% Definition of Disability: 24 months own job Benefit Maximum: $6,000.00 Non-evidence Limit: $2,900.00 Elimination Period: 180 days Pre-existing Condition Exclusion Coverage Terminates: Earlier of age 65 or retirement DENTAL Deductible: Nil Provincial Fee Guide: Current Recall: 6 months Level 1: Basic Service Annual Max – unlimited Reimbursement Percentage – 90% Level 2: Major Restorative Service (includes dentures) Annual Max - $2,500.00 Reimbursement Percentage – 80% Level 3: Orthodontics Maximum - $2,000.00 per lifetime Reimbursement Percentage – 50%
