Common use of Liability and Worker’s Compensation Insurance Clause in Contracts

Liability and Worker’s Compensation Insurance. This paragraph supersedes section 35, of the PUR 1000. During the Contract term, Contractor at its sole expense shall provide commercial insurance of such a type and with such terms and limits as may be reasonably associated with the Contract, which, at a minimum, shall be as follows: workers’ compensation and employer’s liability insurance per Florida statutory limits (currently $200,000 per accident, $200,000 per person, and $1,000,000 policy aggregate) covering all Contractor employees engaged in any Contract work; commercial general liability coverage for the acts and omissions of Contractor or its employees on an occurrence basis in the minimum amount of $1,000,000 (defense cost in excess of the limit of liability), naming the State as an additional insured; and automobile liability insurance, which may be self-insured, covering all vehicles, owned or otherwise, used in the Contract work, with minimum combined limits of $1,000,000, including hired and non-owned liability, and $50,000 medical payment. Providing and maintaining adequate insurance coverage is a material obligation of Contractor and is of the essence of the Contract. The Contract does not limit the types of insurance Contractor may desire to obtain or be required to obtain by law. The limits of coverage under each policy maintained by Contractor shall not be interpreted as limiting Contractor’s liability and obligations under the Contract. All insurance policies shall be through insurers authorized to write policies in Florida or through a self-insurance program that is acceptable to the State.

Liability and Worker’s Compensation Insurance. This paragraph supersedes section Section 35, of the PUR 1000. During the Contract term, the Contractor at its sole expense shall provide provides commercial insurance of such a type and with such terms and limits as may be reasonably associated with the Contract, which, at a minimum, shall be as follows: workers’ compensation and employer’s liability insurance per Florida statutory limits (currently $200,000 per accident, $200,000 per person, and $1,000,000 policy aggregate) covering all Contractor employees engaged in any Contract work; commercial general liability coverage for the acts and omissions of Contractor or its employees on an occurrence basis in the minimum amount of $1,000,000 (defense cost in excess of the limit of liability), naming the State as an additional insured; and automobile liability insurance, which may be self-insured, insurance covering all vehicles, owned or otherwise, used in the Contract work, with minimum combined limits of $1,000,000, including hired and non-owned liability, and $50,000 medical payment. Providing and maintaining adequate insurance coverage is a material obligation of the Contractor and is of the essence of the Contract. The Contract does shall not limit the types of insurance Contractor may desire to obtain or be required to obtain by law. The limits of coverage under each policy maintained by the Contractor shall not be interpreted as limiting the Contractor’s liability and obligations under the Contract. All insurance policies shall be through insurers authorized to write policies in Florida or through a self-insurance program that is acceptable to the StateFlorida.